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By now everyone has heard of the subprime fallout and the effect it's having on our economy. In a nutshell, some lenders made loans to people without requiring a down payment or even verification of income, and once interest rates went up, some owners have found it easier to walk away than to try to keep up their payments. Which is why I'm writing this month about the importance of choosing a reputable lender when shopping for a mortgage...;)
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