Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
North Carolina Home Buyers and Sellers... - 01/29/07 12:35 PM
Technology is changing the way in which North Carolinians buy, sell and research homes, including how they work with real estate agents and brokers, according to the North Carolina Association of REALTORS® Profile of Home Buyers and Sellers. The Profile is a survey conducted by the National Association of REALTORS® evaluating the demographics, searching processes, values and other characteristics of N.C. homebuyers and sellers. Use of the Internet to research homes has exploded over the last several years. During 2005, 75 percent of all N.C. homebuyers used the Internet in their home search. Nationally, 77 percent used the Internet in their search (0 comments)
The Difference Between "Pre-Qualification" and "Pre-Approval" - 01/24/07 08:21 PM
Pre-Qualification consists of a discussion between a home buyer and a loan officer. The loan officer collects basic information regarding the customer's income, monthly debts, credit history and assets, and then uses this information to calculate an estimated mortgage amount for the home buyer. The pre-qualification is not a full mortgage approval, but estimates what a home buyer can afford. Pre-Approval, on the other hand, is a comprehensive approach using basic information as well as electronic credit reporting. Pre-approvals, in most cases, are true mortgage commitments. The lender commits to financing your home and indicates the total mortgage amount available to you. We (2 comments)
New tax deduction for mortgage insurance - 01/20/07 03:12 PM
According to Holden Lewis of Bankrate.com, Mortgage insurance will be tax-deductible in 2007. For some homeowners, the new law means it will cheaper to get mortgage insurance instead of getting piggyback loans. The 109th Congress passed the tax law in its final hours. Hundreds of thousands of homeowners will save a total of $91 million when they file their tax returns in 2008, according to estimates prepared by the mortgage insurance industry. "This is really going to help close to a million Americans who will buy a home next year using mortgage insurance," says Kevin Schneider, president of U.S. mortgage insurance business for (1 comments)
Homeowner Insights | Pay Off Your Mortgage? - 01/17/07 06:37 PM
You've got a little more money coming in now and wonder if you should make extra payments on your mortgage, or perhaps you wonder if you should cash in your investments and apply the money to your mortgage. Before making that decision, take a look at all the variables in your particular situation. Increasing your monthly mortgage payment by even a modest amount can save thousands in interest payments and pay your mortgage off sooner. Before you start making larger payments on your mortgage be sure that you have already built up a "cushion" of some accessible funds in case of (2 comments)
Homeowner Insights | Riches in Real Estate - 01/17/07 06:31 PM
Instant wealth from real estate sounds good when you hear one of these self-made millionaires tell you how they did it in a made-for-TV infomercial touting their home-study course that reveals the secrets of investing in real estate. No one can guarantee that you will make money by investing in real estate, but many people have found and continue to find it a solid way to establish an investment income that will appreciate in value over the long term and often pay off annually in substantial tax savings. If you feel that it's for you, getting the right advice at the (1 comments)
Homeowner Insights | About Home Warranties - 01/16/07 01:35 PM
We're going to post a new series offering professional advice for developing insight into todays homeownership experience. Each article we post will be straightforward and informative and we certainly hope you enjoy them. Please feel free to forward these tips to anybody who might benefit from the information. The series is titled "Homeowner Insight" and this one is About Home Warranties. The term "buyer beware" once was a commonly used phrase and there was very little protection to be had once money had changed hands. If a buyer found that he had purchased shoddy material or even if he found that he had been deliberately misled there was (0 comments)
Borrower's Guide | Lock or Not to Lock? - 01/14/07 10:10 PM
That's the question... There's no sure answer because either choice involves some risk. If you lock now and rates fall, you lose. If you don't lock now and rates rise, you also lose. Alternatively--and here's the good news--you win by locking before rates rise and you also win by not locking in a market where rates are falling. What to do? The first step is to understand how the locking process works. In essence, there is no single lock-in "standard"--a "lock-in" with one lender may be radically different from the lock-in program with another. Here are some issues to check: 1.) (3 comments)
Borrower's Guide | What You Can Say to Your Lender... - 01/14/07 09:59 PM
You've been pretty good about keeping your credit rating up. Always paid on time, every time. There may have been a late payment or two a few years back, but you never took anyone for their money. But today you got a phone call from your loan officer wanting "credit explanations" regarding some items that happened about two years ago. Why?... You were late! First, let's define what "late" means from a mortgage lender's perspective. When you open your credit card statement, you'll see a statement date and a due date. Lenders only really care about anything that is more than (0 comments)
Borrower's Guide | Protecting Your Privacy - 01/12/07 11:03 PM
Are you aware that your financial identity is more at risk after making a large purchase?... Especially that of a new home. Credit thieves, unscrupulous individuals or illegal (often underground) rings, target recent home purchasers to appropriate credit card, address and/or driver's license identity. Once stolen, your personal information can be sold to a variety of recipients including aliens abroad or to individuals who will pay handsomely for another person's credit-strong identity. Why is closing a new home a potential threat to loss of identity and credit?... For several good reasons. ONE - You've just completed a major purchase that required a (1 comments)
Borrower's Guide | Comparing Fees, Mortgages and Lenders - 01/12/07 10:50 PM
The mortgage lending procedure is, shall we say, not always a walk in the park... If you're a borrower, you likely face such commands as "document this," "apply here," "provide that," and "sign here and here and there." In the interim, lenders keep talking about fees... a fee for this and a fee for that! Capping loan costs are just as important as comparing loan products and determining which lender you ultimately choose to do business with. Be sure to obtain a Good Faith Estimate from each lender youre considering and carefully compare them all, side-by-side. Fees are a by-product of marketplace realities. A 30-year fixed rate mortgage is, well, (3 comments)
Borrower's Guide | Keeping Tabs on Your Credit... - 01/11/07 08:56 PM
Lenders typically look at three credit reports when reviewing mortgage applications, the purpose being that three reports may identify credit issues that a single report would miss... So what steps can you take to make your credit report stronger? For a broader perspective carefully review and consider the following... Are there entries which are factually incorrect?... If yes, contact the credit reporting agency by certified mail, with a return receipt requested. Lenders have 30 days from receipt to correct or confirm a challenged entry. Does the report include information regarding someone else?... If you are "Fred Smith" and not "Fred Smith, Jr." or some (2 comments)
Tips for Homebuyers | Succeeding with Counter-Offers - 01/10/07 07:22 PM
Here's the scenerio: You're a serious buyer. You've made an offer; the seller said "no," so now you make a counter-offer. All at once it happens... the seller accepts an offer from someone else. Your first question: How is this possible? Your second question: What could have been done differently to produce a better result? To answer these questions, let's review the process... The seller is under no obligation to accept a counter-offer. An "offer" is only an "offer" - Not a "contract." Owners are free to consider and accept all other offers. Why?... Because a "counter-offer" is really a new offer. (6 comments)
Tips for Homebuyers | Closing Dates Make a Difference - 01/10/07 06:43 PM
We find that it's a fairly common belief that one can reduce that amount of interest paid on a mortgage by settling at the end of the month. Since all mortgage payments are paid in "arrears," this means that the mortgage payment covers the interest owed for the preceding month. That's opposite of rental payments, which are due in advance. Since mortgage payments are paid in arrears, the first mortgage payment will always be due at the end of the first full month you took out the loan. Consider the following examples... Settle in early December and your first full month will be January and your first mortgage payment will be due February (0 comments)
Tips for Home Buyers - What to Ask a Loan Officer - 01/07/07 02:04 PM
After you've hired your Buyer Agent, preferable an Accredited Buyer Representative (ABR), the very next step is to determine that financing aspect of the transaction. Ask your agent to provide the names and contact information for reputable lenders they work with, who can help you find the appropriate loan product that best suits your needs. Here are some questions to ask your lender... What are the most popular mortgage products available? Which ones do you think are best for us and why?Will you provide a Good Faith Estimate, without charging us "up-front" for costs?Are your rates, terms, fees and closing costs negotiable?Will (4 comments)
Tips for Home Buyers - Factors Impacting Your Credit Score - 01/07/07 01:28 PM
Credit scores range between 200 and 850. Scores above 620 are considered desirable for obtaining a mortgage. The following factors may affect your credit score... Payment History - Whether or not you paid your credit card obligations on time.Current Amount of Debt - Numerous obligations, relative to income, can indicate that you may be overextended.Length of Credit History - The longer the better.Available Credit - New credit, whether installment payments or credit cards, are considered more risky, even when installments are paid promptly.Types of Credit in Use - It's almost always more desirable to have more then one type of credit, for (2 comments)
A bedroom is not a bedroom... Just because someone is sleeping there. - 01/03/07 01:38 PM
We've all seen it... Some brokers are mischaracterizing certain rooms as "bedrooms" in order to enhance the marketability of homes listed for sale. For the most part this accomplished by submitting false and misleading information to the Multiple Listing Services and through other forms of advertising, identifying as bedrooms, rooms which were never designed or intended for that use. The above ploy only results in damaging the credibility of our profession, which espouses the virtues of ethics, and angering would be buyers, when we show them homes where one or more of the "bedrooms" is clearly not suited or intended for that (8 comments)
Pinehurst, NC Housing Market Update | Prepared Jan 03, 2007 - 01/03/07 12:32 PM
Seven Lakes, NC community was developed in 1973 and consists of more then 4,000 acres of rolling pine forests. The gated community offers two club houses with a pool, tennis courts, championship golf course, riding stable and Lake Auman, the largest lake in Moore County. Today Seven Lakes enjoys a mixture of retirees and young professionals and the area is considered one of the fastest growing communities with a population of over 2,000. 01-Dec-06 through 31-Dec-06 there were 7 Single Family Home Sales reported with a High Sales Price of $479,000; The Median Sales Price $398,000, and the Low Sales Price $175,500. (0 comments)
Carthage, NC Housing Market Update | Prepared Jan 02, 2007 - 01/02/07 10:19 PM
Carthage, NC The center of Moore County since 1784, Carthage was once home to the world-renowned Tyson and Jones Buggy factory. Revisited annually during the its Buggy Festival, this era brought Carthage great prosperity that can still be felt throughout the area and seen in the numerous historic buildings of Carthage. 01-Dec-06 through 31-Dec-06 there were 2 Single Family Home Sales reported with a High Sales Price of $247,500; The Median Sales Price $194,750 and the Low Sales Price $142,000. Average Days on Market was 247; The List-to-Sales Ratio was 96.5%. During that time there were 15 New Listings entering the (0 comments)
Foxfire, NC Housing Market Update | Prepared Jan 02, 2007 - 01/02/07 10:01 PM
Foxfire, NC is a scenic golfing resort and residential community that sits on one of Moore County's highest elevations. Centrally located between Pinehurst and Seven Lakes this quiet community offers beautiful golf courses and the relaxing atmosphere of country lanes and lakes, but is located just minutes from the area's centers of activity. 01-Dec-06 through 31-Dec-06 there were 2 Single Family Home Sales reported with a High Sales Price of $69,338; The Median Sales Price $69,338 and the Low Sales Price $69,338. Average Days on Market was 62; The List-to-Sales Ratio was 95.6%. During that time there were 2 New Listings (0 comments)
Aberdeen, NC Housing Market Update | Prepared Jan 02, 2007 - 01/02/07 03:50 PM
Aberdeen, NC is a pleasant town nestled among long leaf pines and world renowned golf. Originally named Blue's Crossing, Aberdeen was settled in the 1700's by Scottish emigrants and today is the delight of railroad buffs, historians, artists and golfers. Aberdeen's National Register historic district features antiques, collectibles, art exhibits, unique gift shops and cafes where the charm of another century lives on as you stroll down the sidewalks of this quaint little railroad town steeped in history. 01-Dec-06 through 31-Dec-06 there were 10 Single Family Home Sales reported with a High Sales Price of $191,750; The Median Sales Price $155,000 and (0 comments)
Southern Pines, NC Housing Market Update | Prepared Jan 02, 2007 - 01/02/07 03:44 PM
Southern Pines, NC is a jewel of the South, from the equestrian communities of 400+ horse farms to the sophisticated streets of downtown Southern Pines, this is a city that provides the very best of Southern hospitality. With wonderful restaurants, classic golf courses and fairs and festivals for everyone. 01-Dec-06 through 31-Dec-06 there were 21 Single Family Home Sales reported with a High Sales Price of $1,235,000; The Median Sales Price $257,640 and the Low Sales Price $29,000. Average Days on Market was 107; The List-to-Sales Ratio was 94.9%. During that time there were 19 New Listings entering the market with an Average (0 comments)
Pinehurst, NC Housing Market Update | Prepared Jan 02, 2007 - 01/02/07 03:37 PM
Pinehurst, NC is a prestigious golfing destination and internationally recognized as being one of the top 3 in the world. Pinehurst has hosted the PGA US Open in 1999 and 2005 and routinely attracts the top names in golf. 01-Dec-06 through 31-Dec-06 there were 48 Single Family Home Sales reported with a High Sales Price of $910,000; The Median Sales Price $225,875, and the Low Sales Price $61,990. Average Days on Market was 127; The List-to-Sales Ratio was 96%. During that time there were 64 New Listings entering the market with an Average Listing Price of $284,292. Visit our website PinehurstHomeTeam.com to download (0 comments)
Existing or New... Which home is a better buy? - 01/01/07 11:23 PM
Talk with homebuilders, you'll hear only about the advantages of a new home... Real estate agents who work with existing homes will obviously give you a different line of reasoning. Both perspectives are correct as both new and existing homes advantages and disadvantages and ultimately the job for a prospective buyer is to determine their individual preferences and shop accordingly. Buying a New Home More Amenities: Typically, a new home will be more expensive than a 15-year-old house. They cost more, but you get more amenities. Twenty years ago, an average new home had about 1,200 square feet; today it's more (5 comments)
Keys for Successful Negotiations... - 01/01/07 10:10 PM
Negotiation is frequently a complex matter and all transactions are unique. More often then not, buyer and seller are at odds, as both want to feel that the outcome favors them or at least represents a fair balance of interests. How do you develop a strong bargaining position, one that will help you get the most from a transaction? Experience shows there are five basic keys that will determine who wins at the negotiating table. 1. What Does the Market Say? At various times we're in a "buyers" market, a "sellers" market or a market where supply and demand are roughly equal. (0 comments)
Finding a Suitable Place to Retire - 01/01/07 02:39 PM
Millions retire every year and they have to live somewhere... The question for many is where? Retirees today have many options. They can stay in the current home, move to a more-suitable dwelling nearby, move far away or even live a nomadic life. There is no such thing as a perfect place to live in retirement, but there's a method to finding a good match. Realize that needs may change. Just as people switch careers during their working lives, they often go through more than one phase of retirement, says Andrew Schiller, founder of NeighborhoodScout, a search engine that helps people figure (0 comments)
Embracing Opportunity in the New Year... - 01/01/07 12:41 PM
Top sales professionals consistently overcome challenges and embrace opportunity... It all begins with a focused plan, the right mindset and the willingness to learn and implement systems and strategies that will help propel them to the next level in their businesses. At the dawn of this New Year, let's commit to embracing the opportunities before us and accept challenges as the competition eliminators that they are. To that end, consider business networking as an effective means of developing a "Positive Word of Mouth Marketing Strategy." Would you agree that aside from repeat business referrals are a preferred source of business? Would you also (3 comments)
We’re NC real estate brokers and members of “The” Pinehurst Home Team. For nearly two decades we have served the needs of buyers and sellers of single and multifamily properties and offer a friendly, consultative approach to client’s real estate and relocation endeavors. Whether visiting or considering relocation, we encourage you to visit our websites and contact us for more information about the greater Pinehurst North Carolina area and the unparalleled quality of life the area offers.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.