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home buying tips: KITCHEN AND BATH TRENDS 2010 - 03/29/10 09:11 PM
Each year the National Kitchen and Bath Association polls their members as to what trends they are seeing in kitchens and bathrooms. There appears to be less importance on $4,000 refrigerators and $3,000 stoves and more attention to detail and durability. See the latest findings from the research on Kitchen and Bath trends.
KITCHEN TRENDS
1. Traditional is the New Contemporary Traditional will continue as the most popular kitchen design style in 2010, with contemporary following closely behind, while the Shaker style is seeing a surprisingly strong resurgence. Shades of whites and off-whites will be the most common kitchen colors in 2010, while … (4 comments)
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home buying tips: Three Most Important Words in Real Estate is not Location-Location-Location - 02/08/10 01:30 PM
At the most recent International Builders Show in Las Vegas, designers and builders we're preaching that "buyers are seeking cost-effective features and rejecting things that don't have lasting value."
"Today we focus on family togetherness, casual living, entertaining and flexible spaces, reports" a spokesperson for a Design Group in San Antonio, TX.
Avid Ratings conducts an annual survey of buyer preferences and this years Top Ten Must Have Amenities incude...
Large kitchens with islands Energy efficiency, including appliances, super insulation, and high-efficiency windows. Home offices Main-floor master suite Outdoor living space Ceiling fans Soaking tub in the master suite and/or an oversize shower with a … (0 comments)
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home buying tips: New Policies In Place for Credit Reporting - 12/29/09 09:52 PM
Changes You Should Know About - Credit Scores. For years even a $40 parking ticket could end up being a negative on your credit report. There are some new changes you should be aware of.... Please Click Here For More Information.
Considering buying or selling real estate in the Greater Pinehurst, North Carolina area?
Please contact us for Moore County Real Estate and Relocation information or visit our websites listed below.
Thank you for the privilege of serving you!
With our highest regard,
Wayne and Lynda GomillionTrusted Names in Real Estate
PS. We Love Paying Referral Fees!
"The friendship and … (1 comments)
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home buying tips: First Time Home Buyers Under The Gun!... - 10/05/09 12:29 PM
Although the credit actually expires November 30, 2009, it can sometimes take up to 60-days to close on a home which is why we write... First-time buyers have only about two weeks to find a home!
Buyers not under contract by October 15 have little chance of meeting the November 30 deadline and therefor successfully attaining the credit.
This is especially true for purchases involving short sales and foreclosures.
Congress passed the First-Time Home buyer Tax Credit program as part of the 2009 economicc stimulus plan. IRS Form 5405 outlines the program criteria which include the following stipulations:
Buyer may not have owned a "main … (3 comments)
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home buying tips: Attention First Time Home Buyers... - 09/23/09 03:09 PM
PINEHURST, NC | First Time Home Buyer $8000 Tax Credit Update
If your STILL just thinking about investing in a home... What are you waiting for?
Interest rates are at historical lows, there is a very good selection of inventory to choose from and most sellers are motivated!
From an investors perspective, owning your own home is the ultimate real estate investment... Where else will you find the security, leverage, tax benefits and appreciation that home ownership offers you?
The Internal Revenue Service has reported that "So far, more than 1.4 million taxpayers have taken advantage of the "The American Recovery … (0 comments)
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home buying tips: Don't Leave Money on the Table! - 08/05/09 05:32 PM
Just a reminder for ALL Home Buyers and Sellers...
In order to qualify for the government's $8,000 gift, in the form of a tax credit, the transaction must close by December 1, 2009.
Which means buyers should have a property under contract by early October, so as to have 45 to 60 days to arrange financing and close the transaction.
Not a recent first time buyer?... It's still important that you have situational awareness of the credit, as it may be a key factor in facilitating the sale of your home.
Wade on in... the water is fine.
It is an excellent time … (0 comments)
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home buying tips: Now Available... A New and Improved Homebuyer Tax Incentive! - 06/01/09 10:43 AM
Now Available... A New and Improved Homebuyer Tax Incentive!
Friday, May 29, 2008, the U.S. Department of Housing and Urban Development (HUD) announced that first-time homebuyers using FHA-approved lenders can now get an advance on the $8,000 tax credit created by the stimulus package and apply it toward their down payments or closing costs.
As part of the stimulus package, Congress created a refundable first-time homebuyers tax credit in hopes of helping on-the-fence buyers to take the home-purchase plunge. But buyers couldn't collect the $8,000 credit until tax time, rather than at closing time...when it's needed most.
PLUS... First Time Home … (0 comments)
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home buying tips: Tips for Homebuyers | Succeeding with Counter-Offers - 01/10/07 07:22 PM
Here's the scenerio: You're a serious buyer. You've made an offer; the seller said "no," so now you make a counter-offer. All at once it happens... the seller accepts an offer from someone else.
Your first question: How is this possible?
Your second question: What could have been done differently to produce a better result?
To answer these questions, let's review the process...
The seller is under no obligation to accept a counter-offer. An "offer" is only an "offer" - Not a "contract." Owners are free to consider and accept all other offers.
Why?... Because a "counter-offer" is really a new offer. … (3 comments)
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home buying tips: Tips for Homebuyers | Closing Dates Make a Difference - 01/10/07 06:43 PM
We find that it's a fairly common belief that one can reduce that amount of interest paid on a mortgage by settling at the end of the month.
Since all mortgage payments are paid in "arrears," this means that the mortgage payment covers the interest owed for the preceding month. That's opposite of rental payments, which are due in advance.
Since mortgage payments are paid in arrears, the first mortgage payment will always be due at the end of the first full month you took out the loan.
Consider the following examples...
Settle in early December and your first full month will be January and your first mortgage payment will be due February … (0 comments)
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home buying tips: Tips for Home Buyers - What to Ask a Loan Officer - 01/07/07 02:04 PM
After you've hired your Buyer Agent, preferable an Accredited Buyer Representative (ABR), the very next step is to determine that financing aspect of the transaction. Ask your agent to provide the names and contact information for reputable lenders they work with, who can help you find the appropriate loan product that best suits your needs.
Here are some questions to ask your lender...
What are the most popular mortgage products available? Which ones do you think are best for us and why?Will you provide a Good Faith Estimate, without charging us "up-front" for costs?Are your rates, terms, fees and closing costs negotiable?Will … (4 comments)
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home buying tips: Tips for Home Buyers - Factors Impacting Your Credit Score - 01/07/07 01:28 PM
Credit scores range between 200 and 850. Scores above 620 are considered desirable for obtaining a mortgage. The following factors may affect your credit score...
Payment History - Whether or not you paid your credit card obligations on time.Current Amount of Debt - Numerous obligations, relative to income, can indicate that you may be overextended.Length of Credit History - The longer the better.Available Credit - New credit, whether installment payments or credit cards, are considered more risky, even when installments are paid promptly.Types of Credit in Use - It's almost always more desirable to have more then one type of credit, for … (2 comments)
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Wayne and Lynda Gomillion
Pinehurst,
NC
More about me…
Real Living Hagan Realtors | Pinehurst ~ Southern Pines, NC
Address: 19 Chinquapin Road, Pinehurst, NC , 28374
Office Phone: (910) 585-2400
Cell Phone: (910) 585-2400
Email Me
We’re NC real estate brokers and members of “The” Pinehurst Home Team. For nearly two decades we have served the needs of buyers and sellers of single and multifamily properties and offer a friendly, consultative approach to client’s real estate and relocation endeavors. Whether visiting or considering relocation, we encourage you to visit our websites and contact us for more information about the greater Pinehurst North Carolina area and the unparalleled quality of life the area offers.
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