home buying tips: Tips for Homebuyers | Succeeding with Counter-Offers - 01/10/07 07:22 PM
Here's the scenerio: You're a serious buyer. You've made an offer; the seller said "no," so now you make a counter-offer. All at once it happens... the seller accepts an offer from someone else.
Your first question: How is this possible?
Your second question: What could have been done differently to … (1 comments)

home buying tips: Tips for Homebuyers | Closing Dates Make a Difference - 01/10/07 06:43 PM
We find that it's a fairly common belief that one can reduce that amount of interest paid on a mortgage by settling at the end of the month.
Since all mortgage payments are paid in "arrears," this means that the mortgage payment covers the interest owed for the preceding month. That's opposite of rental payments, which are due in advance. … (0 comments)

home buying tips: Tips for Home Buyers - What to Ask a Loan Officer - 01/07/07 02:04 PM
After you've hired your Buyer Agent, preferable an Accredited Buyer Representative (ABR), the very next step is to determine that financing aspect of the transaction.  Ask your agent to provide the names and contact information for reputable lenders they work with, who can help you find the appropriate loan product that … (4 comments)

home buying tips: Tips for Home Buyers - Factors Impacting Your Credit Score - 01/07/07 01:28 PM
Credit scores range between 200 and 850. Scores above 620 are considered desirable for obtaining a mortgage. The following factors may affect your credit score...
Payment History - Whether or not you paid your credit card obligations on time.Current Amount of Debt - Numerous obligations, relative to income, can indicate that you … (2 comments)

 
Real Estate Agent: Wayne and Lynda Gomillion (Hagan & Hagan GMAC Real Estate)
Wayne and Lynda Gomillion
Pinehurst, NC
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Hagan & Hagan GMAC Real Estate

Office Phone: (800) 654-0602 Ext.: 233
Cell Phone: (910) 585-2400
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We’re a husband and wife team with over a decade of experience and offer a consumer friendly and consultative approach to our client’s real estate and relocation endeavors.

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