coldwell banker: Curb appeal and home improvements prove to be a move in the right direction.
- 01/29/10 04:16 PM
Curb appeal and home improvements prove to be a move in the right direction. Despite a slow market and a slight decrease in the resale value of most remodeling projects, Realtors® report that the smartest home improvement investments may also be some of the least expensive. Results from the 2009 Remodeling Cost vs. Value Report show that small-scale exterior projects are the most profitable at resale, according to estimates by Realtors® who completed a recent survey. Curb appeal and home improvements prove to be a move in the right direction. On a national level, eight out of the top 10 projects … (2 comments)
coldwell banker: Advice from FICO on how to improve your credit score and increase your creditworthiness.
- 01/29/10 07:26 AM
Advice from FICO on how to improve your credit score, and increase your credit worthiness. Whether you are thinking of buying or selling a home, please visit; WWW.joshtherealtor.com for additional help. Your credit score, a numerical rendition of your creditworthiness - or lack thereof - should be at 760 or above if you want the best interest rate, according to FICO, the leading credit scoring system provider. Mortgage lenders as well as other creditors take a hard look at your credit score when you want to borrow against your home, refinance or buy anew. If you are struggling financially as … (15 comments)
coldwell banker: Open house Clifton Park, Saratoga Springs, Albany, Schenectady and all of the Capital Region.
- 01/29/10 06:29 AM
Open house Clifton Park, Saratoga Springs, Albany, Schenectady and all of the Capital Region, getting ready for an open house check list. Wether you are thinking of buying and/or selling, please visit; www.joshtherealtor.com Capital Region, Clifton Park, Saratoga Springs, Albany, Schenectady, when listing your homes for sale an open house is almost inevitable. You must ask your selves, is my home ready for an Open House? New home or not so new, it pays to know what to look for regarding its structure, equipment and surroundings when listing your home for sale. Though a final assessment can be made by an … (0 comments)
If you've considered moving into the Capital Region visit; http://www.coldwellbankerprime.com/Search/josh.gonzalez/My_Listings to search local listings. More than 100 concerned residents packed Malta Town Hall to listen in on the town board's downtown rezoning workshop on Tuesday, Jan. 26. Supervisor Paul Sausville took the opportunity to explain and address the proposed changes to the comprehensive master plan.. Sausville said he is concerned that downtown Malta is on track to have an urban atmosphere that will take away from the hamlet-like one he and many … (0 comments)
coldwell banker: December Existing-Home Sales Down but Prices Rise; 2009 Sales Up.
- 01/27/10 03:32 PM
For all of 2009 there were 5,156,000 existing-home sales, which was 4.9 percent higher than the 4,913,000 transactions recorded in 2008; it was the first annual sales gain since 2005. After a rising surge from September through November, existing-home sales fell as expected in December after first-time buyers rushed to complete sales before the original November deadline for the tax credit. However, prices rose from December 2008 and annual sales improved in 2009, according to the National Association of Realtors®. Existing-home sales - including single-family, townhomes, condominiums and co-ops - fell 16.7 percent to a seasonally adjusted annual rate1 of 5.45 … (0 comments)
coldwell banker: The National Association of Realtors® Partner with National Community Stabilization Trust to Revitalize Neighborhoods Wracked by Foreclosures
- 01/27/10 03:07 PM
The National Association of Realtors® has joined forces with the National Community Stabilization Trust to help rebuild American communities devastated by the foreclosure crisis. The collaboration will bring Realtors and the more than 1,400 state and local Realtor® associations into a side-by-side relationship with leading national nonprofits, as well as with state and local leaders, to develop comprehensive and targeted plans to rebuild communities. The partnership was made possible by the new federal Neighborhood Stabilization Program, which provides $6 billion to reclaim neighborhoods wracked by high levels of foreclosed and abandoned property, property disinvestment, extremely low prices and low resident … (0 comments)
coldwell banker: NAR Contributes $550,000 to the relief of victims of the Haiti earthqake.
- 01/26/10 04:04 PM
The REALTORS® Relief Foundation of the National Association of Realtors® is contributing $550,000 to the relief of victims of the Haiti earthquake, and is calling upon its 1.2 million members to help. "Realtors® help build communities and there is no better time than now to do that in Haiti," said NAR President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz. "Our thoughts and feelings go out to the people made homeless by this disaster. Realtors® have a history of helping people, as we did after the 2004 tsunami struck South Asia and in 2005 when … (5 comments)
coldwell banker: Our local market is on the rise.
- 01/25/10 04:36 PM
Fueled by a recovery in the second half of the year, statewide sales of existing single-family homes in New York State rebounded from a double-digit deficit in the first half of the year to finish only 3.2-percent behind the 2008 total. According to preliminary existing single-family sales data accumulated by the New York State Association of REALTORS, 77,176 homes were sold statewide during 2009. "As 2009 progressed, the combination of the federal first-time home buyer tax credit, historically low mortgage rates and moderating prices resulted in New Yorkers gaining confidence about it being a good time to buy a homein the … (3 comments)
coldwell banker: Working With A REALTOR (Sellers)
- 01/24/10 02:14 PM
Sellers benefit from using a REALTORAccording to the National Association of REALTORS the median home price for sellers who use a licensed agent is 16 percent higher than a home sold directly by the owner. Selling a home is a complex transaction that takes time, effort and expertise.
A REALTOR can help set a realistic competitive price for the seller and figure the approximate net proceeds for the sale based on types of loans, the seller's outstanding loan balance and closing costs. A REALTOR is familiar with the local home loan market, knows if seller assistance is advisable and can … (3 comments)
coldwell banker: Working With A REALTOR (Buyers)
- 01/24/10 01:22 PM
REALTORS are licensed real estate professionals who are members of the National Association of REALTORS, the New York State Association of REALTORS and their local board or association of REALTORS. They must abide by a strict code of ethics, and their job is to ensure you get what you need throughout the entire home buying and selling process. For more information on what a REALTOR can do for you contact a local board or association of RELATORS in your area, or seek a referral from a reliable source. Not all real estate brokers and agents are REALTORS. Look for the REALTOR "R" when … (0 comments)
coldwell banker: Why you, Why now?
- 01/24/10 03:52 AM
Why You, Why Now? That's really the only questions between you and a sale. If someone is going to buy from you, is it because you're the cheapest? That's a hard thing to maintain. There better be a more sustainable reason than that. If they're going to buy from you today, is it because you're in proximity, the closest, the one source that can satisfy the itch they happen to have? It's a little like being a peanut vendor at the ball game. You need a big crowd and you have to give up a big share of your income in … (0 comments)
coldwell banker: What is an Assesment?
- 01/23/10 07:13 PM
A property's assessment is based on its market value. Market value is how much a property would sell for under normal conditions. Assessments are determined by the assessor, an elected or appointed local official who independently estimates the value of real property in an assessing unit. Assessing units follow municipal boundaries - county, city, town, or village. The assessor can estimate the market value of property based on the sale prices of similar properties. A property can also be valued based on the depreciated cost of materials and labor required to replace it. Commercial property may be valued on its potential … (0 comments)
coldwell banker: Energy Star Appliance Rebate Program
- 01/22/10 07:47 AM
State Energy Efficient Appliance Rebate Program As part of the American Recovery and Reinvestment Act (ARRA), NYSERDA is eligible to receive $18.7 million to provide cash rebatesto New York residents who purchase high-efficiency appliances. On December 1, 2009, NYSERDA's plan for the State Energy Efficient Appliance Rebate Program, the Great Appliance Swap Out, was approved by the U.S. Department of Energy (DOE). Under the approved plan, the Great Appliance Swap Out program is expected to: Provide New York consumers who own their own appliances with rebates for purchasing certain energy-efficient refrigerators, clothes washers, freezers and dishwashers Offering a larger rebate to … (0 comments)
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