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Mortgage News for 2/22/09 - 02/22/09 11:46 AM
Goran JovanovicYOUR World Class Realty TeamKeller Williams ElitePh:954-243-7570http://www.goranflorida.com
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Introductions Make a Difference - 02/21/09 06:51 PM
Connie Schultz, a Pulitzer Prize-winning journalist, says the first time she heard the introduction, she laughed. She couldn't quite believe it. She was at a political gathering for her husband, Sherrod Brown, who was running for the Senate. The party chairman of the area stood up and introduced them in a booming voice: "Congressman Sherrod Brown - and his lovely wife."
Schultz was shocked by the cliché, but it happened nearly 100 more times over the next 10 months. Later when another county chairman introduced her as "Sherrod's lovely wife, Candy," she says she'd become so familiar with this "standard" way … (0 comments)
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Keeping Key Employees - 02/21/09 06:49 PM
With the unemployment rate on the rise, you may think that you don't need to be concerned with employee retention, but when you consider the cost of turnover, decreased productivity and recruiting expenses, you can see how losing one employee can quickly impact business.
Employees leave managers and supervisors more often than they leave jobs or companies. That's why your role in retention is so important. The following advice will help you take steps to keep employees:
Make your expectations known. Frequently changing an employee's duties can create stress and dissatisfaction because he or she never knows what to anticipate from … (0 comments)
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Keeping Key Employees - 02/21/09 06:49 PM
With the unemployment rate on the rise, you may think that you don't need to be concerned with employee retention, but when you consider the cost of turnover, decreased productivity and recruiting expenses, you can see how losing one employee can quickly impact business.
Employees leave managers and supervisors more often than they leave jobs or companies. That's why your role in retention is so important. The following advice will help you take steps to keep employees:
Make your expectations known. Frequently changing an employee's duties can create stress and dissatisfaction because he or she never knows what to anticipate from … (0 comments)
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Hurray for the Middle Class - 02/21/09 06:48 PM
Despite economic troubles, you may be surprised to learn that, in a recent poll by the Pew Research Center, 53 percent of Americans describe themselves as middle class.
Many reported feeling stuck in their financial tracks; a majority of survey respondents said that in the past five years, they either haven't moved forward in life (25%) or have fallen backwards (31%).
And that may be true because while nearly eight-in-10 (79%) believe that it is more difficult now than five years ago for people in the middle class to maintain their standard of living, spending has not decreased. In fact, for … (0 comments)
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Hurray for the Middle Class - 02/21/09 06:47 PM
Despite economic troubles, you may be surprised to learn that, in a recent poll by the Pew Research Center, 53 percent of Americans describe themselves as middle class.
Many reported feeling stuck in their financial tracks; a majority of survey respondents said that in the past five years, they either haven't moved forward in life (25%) or have fallen backwards (31%).
And that may be true because while nearly eight-in-10 (79%) believe that it is more difficult now than five years ago for people in the middle class to maintain their standard of living, spending has not decreased. In fact, for … (0 comments)
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Top Tax Myths - 02/21/09 06:46 PM
The tax code is complicated and changes frequently, so even if you think you understand it one year, the rules may be different the next.
Through the years, these changes and misunderstandings have morphed into myths; and these myths can cost you money. They may even lead to an audit. Here are four of the most common tax myths as explained by MSN® Money.
Myth: Students are exempt. Unfortunately, living on cafeteria pizza and study sessions does not qualify students for any special tax status. They can take advantage of certain tax credits like the Hope Credit and the Lifetime Learning … (0 comments)
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The 4 C's of Mortgage Lending - 02/21/09 06:45 PM
In years past, a steady job and good credit were all you needed to realize the dream of homeownership. But due to the current state of the mortgage industry, today's lenders are forced to be much pickier.
If you are planning to purchase a home or refinance your mortgage, you may find that you will need more than a paystub in order to qualify. Here are the 4 C's that lenders look for on a prospective borrower's loan application:
Capacity - refers to the borrower's ability to cover the interest and principal due on the loan, plus the cost of maintenance, … (0 comments)
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When I should place my home on the market? Q&A - 02/09/09 10:48 AM
Q&A We’re getting ready to relocate and we may have waited too long to put our home on the market. If it doesn’t sell before we move, it will be vacant when prospective buyers come to look. Will this hinder the sale?
Ideally, you should leave some furnishings in your home to help prospective buyers imagine how their belongings will look in it. An empty home can make it difficult for buyers to get a feel for the size of the rooms and the flow of the floor plan. This is why many builders go to the expense of renting furnishings … (0 comments)
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The Unvarnished Truth - 02/09/09 10:42 AM
Thanks to an increased awareness of air quality and environmentally-friendly products, many wood finish manufacturers offer "green" options that are low in volatile organic compounds (VOCs). You can now enhance and protect the beauty of your wood without the use of harsh chemicals.
To better understand your choices when it comes to preserving your wood, you first need to know the components that make up many finishes. These include:
Pigments or dyes to add color and hide flaws.
Resins or binders like acrylics, vinyls, alkyds, epoxies, polyurethanes and oils. These determine the finish's hardness and resiliency.
Solvents or thinners which maintain … (0 comments)
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How to find Recession-Proof House? - 02/09/09 10:37 AM
If you have watched the news or read a paper in the past several months, you've likely heard tales of woe about the real estate industry and the economy in general. But there's one thing that agents know ... good homes sell, even in a slow market.
If you're thinking of buying a house, now is an ideal time. To get the most for your money, here are a few guidelines you should follow when looking at homes:
Location, location, location. Agents love this mantra because it always remains true. One of the most important aspects of a property's value is … (0 comments)
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Market Update - 02/09/09 09:57 AM
Goran JovanovicYOUR World Class Realty TeamKeller Williams ElitePh:954-243-7570http://www.goranflorida.com
… (0 comments)
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Mortgage News - 02/01/09 07:18 PM
Goran JovanovicYOUR World Class Realty TeamKeller Williams ElitePh:954-243-7570http://www.goranflorida.com
… (0 comments)
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Goran Jovanovic, REALTOR®, www.goranflorida.com
Hollywood,
FL
More about me…
YOUR World Class Realty Team, Keller Williams Elite
Address: 20801 Biscayne Blvd. Suite 101, Aventura, FL, 33180
Office Phone: (305) 931-2224
Cell Phone: (954) 243-7570
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