It's my commission - No I won't share! - 04/24/08 01:50 AM
A tiny little story called YES!
Once upon a time a potential buyer emailed Susan about a property.  Susan spoke to the buyer and arranged to meet to view the property over the weekend.  Subsequent email - the buyer said "my last real estate agent paid my closing costs, what can we work out?"   Susan having been burned badly by other buyers said very nicely -- "I work hard for my money, I'll ask the seller to pay your closing costs, if the seller won't pay your home warranty, I will pay for that, other than that if you want someone … (12 comments)

Where do THEY get thier information???? - 04/24/08 01:46 AM
Frustrations are mounting.  Where are people getting thier information?  How many times have I heard this week what the Tracy Real Estate market is like?  LOTS - Here's the problem, they are wrong.
I'm working in this market, I see what is happening, and yet there are those who want to buy who are certain that they know that there is no problem getting a 2500 square foot house, that is less than 10 years old for only $200,000.  Why do they think this?  Auctions.... starting bid $179,000 for this house -- STARTING bid not RESERVE bid.
So let me be the first to … (6 comments)

Should I just let the bank take the house back? - 04/17/08 12:13 AM
I'm hearing this far too often.  Many people are following along on the current trend. My home is worth so much less than I paid for it, why should I keep it.  My neighbors just bought for half of what I paid.  I don't want it anymore, not at the price I paid for it. Sounds like a great arguement, except for one small detail -- you signed a contract to pay the bank back for the money you borrowed.  So what are your options?
1) You stay in the home, keep making your payments, and realize that eventually the market will … (0 comments)

#1 way to help some clients! - 04/14/08 12:47 AM
Hold on to your hats -- because the number 1 way to help many clients in today's market is to Short Sale thier property.  In the Tracy and Mountain House CA numerous home owners need help NOW.
I know -- it's a long drawn out process, I know it's a ton of extra work, I also know it is so rewarding.
People who are behind on the mortgage payments are SCARED!  They really do not know where to turn or to who.  Hense -- you come in as the person who can answer thier questions, and give them HOPE.
For most people who try … (5 comments)

Countrywide REVAMPS short sale division - Seller need to live in their HOMES! - 04/10/08 02:18 AM
I finally got through to Maureen, a very nice person at Countrywide.  Here's the result:
Countrywide is revamping their entire Loss Mitigation Department and Short Sales will have it's own division with it's own loss mitigators/home retention specialists.  This is a good thing.
Nothing will happen until at least Friday, as the new system is not operational YET.  Maureen said, "don't even bother to call prior to Monday."
On a personal note I have a new loss mitigator assigned to me -- yippee.
Homes will be disqualified for a short sale if they are not owner occupied.  If it is a second home, an investment … (23 comments)

Short Sale - Countrywide's NEW? Policy - 04/09/08 12:54 AM
While I was trying to get some answers from Countrwide on a short sale I'm working.  I was told about thier new policy that went into effect last Friday. 
If the home is vacant Countrywide will NOT approve a Short Sale.  Has anyone else been told this.  My clients were approved hardship in October -- they will move back into the property if necessary.
I did pitch a slight fit to the poor girl on the phone about things being retroactive, etc.  She said "Well your file has not been declined yet."  AURGHHH
Read the abbreviated story here -- if you can help let me know -- PLEASE.
 
… (15 comments)

Countrywide Short Sale Help needed - 04/09/08 12:48 AM
If anyone can help or offer advise on how to get Countrysde off their proverbial behinds I'd love to know.  Perhaps it just my illustrious Loss Mitigator that has an issue.
Offer in January --- 1031 Cash deal for $20K more than comps.  Short sale/hardship approved per Countrywide in January.  Appraisal ordered and completed in February.
I call daily -- or close to it -- have not gotten a single return phone call despite help from supervisor -- NOTHING  -- I can't get any information.
WOW _- I know short sales are tough -- but I've got 12 and NONE of them are like … (15 comments)

Buyers -- what to expect. Buying a home in Tracy or Mountain House - 04/05/08 02:47 AM
Word of WARNING -- this is purely my observation based on recent experiences.
Buyers who are expecting to offer more than 5 - 10% less than asking are in for a rude awakening.  We are seeing multiple offers on most "tier 1" properties.  When a property comes on the market, and you love it, if it's priced well, then you better be certain that others are thinking the same thing.  "I want to buy this house,today."  What happens then?  The best offer wins.  Multiple offers, multiple people want the house and one person will get to purchase this great house.  Will it be you? 
Find a great local … (1 comments)

 
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Susan Goulding Sells in Tracy & Mountain House

Tracy, CA

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Crown Key Realty

Address: 1126 El Portal, Tracy, CA, 95376

Office Phone: (925) 679-5573

Cell Phone: (209) 914-5573

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Helping people is what I do. How can I help you? Are you looking to buy in Northern California? What about selling, do you have questions about short sales or foreclosures? Do you need to short sale your luxury home? Confidentially CALL ME.


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