Kimball High School, Tracy CA - Books, Backpacks, Lockers or Cars? Is there an answer? - 08/23/10 10:05 PM
Having 5 kids and a husband who is a teacher has made it easy to get involved in school issues in Tracy, CA.  9 years ago myself and several other parents went up the ranks of the school administration all the way to the school board to get class sets of books for our High School Students. 
 
Our complaint was that frequently backpacks weigh far more than the Academy of Pediatrics says is healthy for young backs.  The Academy of Pediatrics recommends that backpacks never weigh more than 10- 20% of your students body weight.  100# girl - backpack … (0 comments)

How FAR would you go? - 08/22/10 08:15 PM
How FAR would you go?  Really I mean - HOW FAR _ as in distance.....
Today I was reading a blog.. the agent who posted it stated " I can help you buy or sell in San Joaquin, Alameda, Stanislaus, Merced, Sacramento and Contra Costa Counties.  Cities include.... Tracy, Oakland, Sacramento, Mountain House, Brentwood, Merced and Modesto"
Here's my issue - this is about 200 square miles from point A to point B.  This was written by a SINGLE agent, not a team, not an office, etc.
So this begs my question am I lazy that I won't extend myself … (40 comments)

For Sale - Monticello School - Jefferson School District - Tracy CA - 08/21/10 02:27 AM

How cute is THIS house?  Walk to Monticello School!  Walk to Thoming Park and play tennis!  Walk to Red Maple Village and shop at Raleys!  Walk to the Ace Train (Altamont Communter Rail). This house is perfect no matter where you want to walk.  If you want to drive it's easy also.  Blocks away from Tracy Blvd and Sycamore Parkway for easy access to Highway 205 or Highway 580. Call today for a private showing. 3 Bedroom, 2 Full baths, Separate Living and Family Room, Kitchen Nook, upgraded to granite kitchen counters.  WOW - this house has it all. For … (0 comments)

Evil or Good - How do Short Sale Sellers REALLY View their real estate agent? Tracy - Mountain House Short Sales - 08/21/10 01:36 AM
Evil or Good?  How do Short Sale Sellers REALLY view their REALTOR.  Tracy and Mountain House Short Sales are what my business is 80% made of.
Today as I was talking to a friend, it occurred to me that there is a significant difference between my short sale SELLERS,my first time Home Buyers, my Buyers, Investors and my Equity Sellers.
Here is the major difference all except the Short Sale Seller is experiencing an exciting new start in thier world.  Short Sale Sellers are facing depression, feeling of failure, fear, anger, and many other negative emotions.  Short Sale Sellers in Tracy … (4 comments)

I am NOT an AMBULANCE CHASER! What to do when I know YOU ARE IN DEFAULT? Susan Goulding, Tracy & Mountain House CA - 08/07/10 06:51 PM
I am not an Ambulance Chaser. 
Yet, what should I do, when I know your home is in default.  You haven't asked ANYONE for help.  One reason may be your are embarrassed, and I talked about that here.  However, don't I have a duty to stop and see if I can help you? Let's pretend that you are in a car accident.  I'm not a doctor, I'm not a paramedic, I'm must me, a friend driving by and I see that you have hit the wall.  I know that if I stop I can probably do something, I can make … (4 comments)

Should I Sell My House - or wait? Reason 2 - Tracy & Mountain House, CA - 08/07/10 06:32 PM
Should I sell my house or wait?  You can read reason 1 here... 
Now on to REASON 2
If you are facing foreclosure.  The bank has filed a Notice of Default, it is a very good time to sell.  A short sale may protect you in a lot of ways.
You have some control on the loss.  A 1099 will be issued, the amount of the 1099 can be significantly more if your property is sold at Auction than if you sell it via a short sale.
Inventory is very low, so securing an acceptable offer could happen very quickly.
(2 comments)

Bill H.R. 5981 passes - FHA Mortgages to increase it's annual mortgage insurance premium - 08/07/10 01:32 AM
This is one of the best blogs I've seen in regards to the newest FHA Mortgage Insurance changes.
Via Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans ( - FHA Home Loans - Infinity Home Mortgage Company, Inc):

FHA first proposed the monthly mortgage insurance changes in the beginning of 2010. Bill H.R. 5981 was first passed by the House in the spring and was just passed by the Senate the other day.  What does this bill do for FHA mortgages? They have projected that it will yield approximately $300 million per month … (1 comments)

Should I Sell My House- or wait? Tracy - Mountain House CA - Susan Goulding - 08/07/10 01:29 AM
Should I sell my home in Tracy, CA?
There are several appropriate answers to this question....I'm only going to give one answer here.... more to come.
First - WHY? Why are you wanting to sell?
Simple question however your answer can make a difference on the answer.
IF you are selling because you have equity and the $800,000 house that you wanted to buy in 2002 is now on the market for $400,000 - yes 50% off.  It might be time to sell.  Yes I know you bought your house 10 years ago, and at one time it was appraised … (4 comments)

For Sale - Walk to Art Freiler K-8 School - Tracy, CA - Susan Goulding & Associates - 08/07/10 01:21 AM

For Sale - Tracy CA
Walk to Art Freiler Elementary School - one of Tracy's K-8 Elementary Schools
Walking Distance to West High School
Court Location
4 Bedroooms
3 Baths
1 Full Bedroom and Bath on First Floor
3 Car Garage
Call for a private showing!
This is a short sale, if you you have questions regarding Buying or selling a short sale
Please contact me.  I'm here to answer YOUR QUESTIONS.
 
 
(1 comments)

Short Sale - I'm so EMBARRASSED - HELP ME PLEASE - Susan Goulding - Tracy & Mountain House,CA - 08/06/10 02:25 AM
"I have to short sale my house. I am so embarrassed.  I don't want my neighbors to know. I don't want a sign.  Can you keep it out of the MLS?  Do you have to TELL people it's a short sale? I just don't know what to do anymore, Please help me.'
WOW _ the above SPILLED out of the mouth of the caller when I answered my phone today.  Not even a breath to ask who was calling, how they reached me, just an over whelmed seller who FINALLY decided to ask for help.
As reported by the National Association … (36 comments)

 
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Susan Goulding Sells in Tracy & Mountain House

Tracy, CA

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Crown Key Realty

Address: 1126 El Portal, Tracy, CA, 95376

Office Phone: (925) 679-5573

Cell Phone: (209) 914-5573

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Helping people is what I do. How can I help you? Are you looking to buy in Northern California? What about selling, do you have questions about short sales or foreclosures? Do you need to short sale your luxury home? Confidentially CALL ME.


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