ca: FHA LIMITS Have Changed in Tracy CA and Mountain House CA - 12/12/13 12:22 PM
FHA Limits are changing.  This is NOT GOOD NEWS for buyes in Tracy, CA. 
The current FHA limit in Tracy & Mountain House, CA is currently $488,000.  The average home sale in Tracy CA in 2013 was $364,000 well within the $488,000 limit and FHA loans were used a lot.  SHA loans offer a lot of benefits for some buyers.    Buyers who experieced a short sale (not so in a conventional loan) can get an FHA loan within 3 years,  down payments are lower, required credit scores are lower.  (In 2012 the average sale price in Tracy CA was $288,000. … (7 comments)

ca: For Sale in Mountain House, CA Presented by Susan Goulding & Associates - 04/12/12 01:44 PM
 

Open Saturday 4/14/2012 from 1 - 4
144 Hancock Park, Mountain House, CA
want to see more homes for sale in Mountain House....
(2 comments)

ca: Painted Ladies - Another First - 02/12/12 05:11 PM
Painted Ladies, that is what this group of homes are called.
Remember Full House, the opening scene showed the family in the park, with these pretty houses in the back ground?
Yesterday, I found them.  
Another First.  I've always wanted to see them first hand.  Having lived in the San Francisco Bay Area for all of my adult life, it's one of the things I've never done.
Yesterday, while my husband spoke to the Baseball team at University of San Francisco, I was left to my own devises.
So #1 Painted Ladies
#2 Downtown, Union Square Shopping
#3 Apple Store, … (3 comments)

ca: Is there ever a BAD one at the BEACH? - 02/01/12 06:01 PM
I was visiting a friend in San Diego this weekend. 
We were both snapping away as the sun was setting.  
We both mentioned how many sunset photos we have and asked ourselves,
Can we really tell the difference?
Is there such thing as a BAD ONE?

Best part of San Diego is it's only a 75 minute plane ride from Oakland
Oakland is only a 45 minute drive from Tracy.
(2 comments)

ca: Short Sale Approval - Mountain House, CA - 09/20/11 05:54 PM
Short Sale Approval in Mountain House, CA  
 
There was a first lien with One West Bank and a second with Bank of America
 
Both lien holders have approved the short sale.
 
The sellers in Mountain House are thrilled.  The entire process took 4 months and we should close escrow next month.
 
The Mountain House, CA seller will pay no commissions, no back taxes, not title and escrow fees, no deficiency judgement.
 
The sellers will gain, a new lease on their lives with out a mortgage they could no longer afford hanging over the heads,  no … (4 comments)

ca: FHA Limits MAY Drop this WILL EFFECT Tracy, CA Buyers - 09/03/11 11:10 AM
Unless Congress decides to extend the FHA loan limits again, the limits in Tracy & Mountain House, actually ALL of San Joaquin County is going to DROP signficantly as of October 1, 2011  If you are using an FHA loan to purchase or refinance a house with an FHA loan, then you need to be very aware of these POSSIBLE changes.  Mnay First Time Home Buyers in Tracy, CA and Mountain House, will be affected by these limits.  The loan most First Time Home Buyers are using is the FHA 3.5% down program.  With these new limits the amount of your available … (2 comments)

ca: Wordless Wednesday - Are you STUCK in a BUCKET? - 08/10/11 04:53 PM
Ever feel stuck, then when you can't get up you just give up?  My son took this photo, as he was coaching baseball camp.  He warned this little fella if you sit in the bucket you will get STUCK.  Guess what he did.
Had to tip him over once he realized he couldn't 'struggle' himself out.

Are you stuck in a bucket?  Only way out - tip over!
(13 comments)

ca: 54 N Altadena Street, Mountain House CA - House for Sale - Susan Goulding, Realtor - 06/13/11 06:26 PM
Mountain House Pulte Home … (2 comments)

ca: Music in the Park, Mountain House, CA - Susan Goulding, Realtor - 05/27/11 06:57 AM


Saturday, May 28, is the first Music in the Park Mountain House community event in 2011 . 
Bring your lawn chairs, blankets, and picnic baskets to Central Community Park in Mountain House, CA and plan on a pleasant evening filled with music and fun.
Pizza and Indian cuisine will be available for purchase at the park.
Vino 100 from Tracy, CA will be selling wine and margaritas.  You are not allowed to bring your own alcohol.  
Evolution, a Journey Tribute Band, will be performing onstage and there will be plenty of room to sway to the beat!
Last year this was a … (2 comments)

ca: For Sale in Manteca, CA 527 Elm Street - Crown Key Realty, Susan Goulding - 05/13/11 06:14 PM
For Sale in Manteca, CA 527 Elm Street - Crown Key Realty, Susan Goulding
For Sale in Manteca, CA 527 Elm Street - Crown Key Realty, Susan Goulding
             
This is a short sale home in central Manteca.
The home would be perfect for a first time home buyer or an invester who is looking for  a great rental.
It is located across the street from a large neighborhood park with huge trees.
The home has 2 bedrooms and 1 bath room.  The kitchen is a galley kitchen off the family room.  The fireplace is the central focal … (0 comments)

ca: Just Who Do They Think They ARE? - 03/18/11 07:10 PM
Our family went out for dinner to celebrate my 23 year old's birthday.  
We went to Frankie, Johnie and Luigi's in Dublin, yes we drove 30 miles to get pizza!  That is still the 23 year olds favorite food.
I digress, as we were sitting having a great dinner, with no TV's visible from where we were sitting. We were talking about my trip to the East Coast.
My 23 year old says, "Mom, when are you going to start working again?" (Little does he know how much work I CAN do with my computer while I'm on the road. … (5 comments)

ca: Do you want to live in Tracy, CA? $260,000 2265 Sq Ft 4/2.5 - 09/09/10 05:02 PM
Do you want to live in Tracy, CA?  This Tracy Home is  begin sold for
$260,000
Check out this Tracy, CA 4 bedroom, 2.5 bedroom house.  Separate living/dining combination with a large family room and kitchen combo. This Westside Tracy Home has 2285 Square feet.
 

West of Corral Hollow, South of 11th
Street.  Easy for Commuters who are commuting to the San Francisco Bay Area.  Ride the ACE (Altamont Communter Express) from Tracy to Santa Clara. Near the Tracy Sports Complex.  Softball, soccer, playground, you name it it's here. This very large home just waiting for you. If … (2 comments)

ca: Look WHO's Coming to Mountain House, CA...... Susan Goulding, Mountain House Realtor - 09/01/10 08:01 AM
Look WHO's coming to Mountain House, CA .....  tired of bad news, short sales and REO's in Mountain House?  Ready for some more NEW HOMES well......
TRIMARK has sold two residual subdivisions to D.R. Horton.    D.R. Horton has purchased the balance of the previous Centex "Hawthorne Project" and the balance of the Lennar "Palisades" project.   TRIMARK is working with D.R. Horton to design homes that are similar and that blend with the existing homes, but they will not be identical.     My sources are telling me that construction may begin in the previous Centex area within a few weeks and the previous … (3 comments)

ca: 4 BDRM Home for Sale - Tracy, CA FHA, VA, Conventional, Cash -- Make an OFFER! - 02/16/10 04:47 PM
(3 comments)

ca: Is it Immoral, lacking in Integrity to Stop Paying Your Mortgage? - 10/08/09 05:34 PM
This question - Is it Immoral or lacking in integrity to STOP paying your mortgage?
This question has been asked over and over again. I'm not here to give an answer.  I do know that in my communities of Tracy and Mountain House, CA the real estate market has taken a 50% dive in the past 3 years. 
Numerous home owners have asked this question.....
Here are a couple of things to consider....
1) The homeowner didn't borrow money from grandma, friends and then say "Sorry not paying you and you can't have anything of mine."
2) This was a bilateral … (8 comments)

ca: REGRET PRICE - do you know what it is? - 05/13/09 06:31 PM
REGRET PRICE!What is that?  Regret price is the price you would regret if you didn't pay..... this philosophy can be applied to EVERYTHING, however it works especially well with BUYERS!You know Home Buyers.... who ask ... how little can I pay, I want the best deal..... is that really the issue?  NOPE.  How many times have you heard that then the buyer doesn't get the home, they wait until it is sold and find out what was paid .... what is always said ..... "Oh drat I would have paid that!"  That is the REGRET PRICE.Now when the property is sold, … (2 comments)

ca: Pictures of Tracy, CA Market Stats - 08/01/08 07:04 PM
(1 comments)

ca: How do you SHOW Homes in Arizona? - 07/09/08 01:09 PM
WOW - it's hot outside in Tracy, CA today.  The windmills are not even moving on the hills just beyond Mountain House.  There are fires everywhere in California and it's HOT HOT HOT!  The news is requesting all outdoor youth activities to be cancelled -- this won't happen it's All Stars in Little League right now. SO my question still remains -- HOW do you SHOW homes in Arizona when it's at least 108 like it is in Tracy today on a regular basis.  I now know what the word "Sweathog" means.  It was me at 9:30 a.m. showing houses. 
Please … (5 comments)

ca: It's all about the people you CHOSE to go into business with! - 06/11/08 07:18 PM
Here I am in Austin, Texas learning about how a Keller Williams Franchise operates.  I've met some of the most wonderful people.  I am reminded again and again how HIGH MINDED the people in Keller Williams are.
It is important when opening a Keller Williams market center, like we will do soon in Tracy, CA that you are sure who you want to be in business with. Do they have the same core values, vision, integrity that you do?  If not - are you certain they will make great partners.
Gayle Phillips and her husband Jim, are doing just such an … (1 comments)

ca: Manteca City Councils Decision - 12/17/07 05:23 PM
$100,000 allocated to Manteca foreclosure homes.  The City of Manteca just voted to spend up to $100,000 to board up foreclosed homes, turn on the water so the grass doesn't die, mow lawns, etc. Read the story here.
While I applaud the City's efforts to maintain property values, is it the City's responsibilty or is it the property owners?  Yeah, yeah, I know the owner is a bank and some banks DON'T do this -- but WHY NOT?
It's a catch 22.  The City is trying to thwart complaints, maintain values, but could that money be better spend elsewhere?  Hire someone to patrol, fine … (1 comments)

 
Susan Goulding, Northern CA - Tracy & Mountain House Real Estate (Crown Key Realty, Inc; Tracy & Mountain House Sales and Property Management)

Susan Goulding

Northern CA - Tracy & Mountain House Real Estate

Tracy, CA

More about me…

Crown Key Realty, Inc; Tracy & Mountain House Sales and Property Management

Address: 44 W 11th Street , Tracy, CA, 95376

Office: 209-627-0257

Mobile: (209) 914-5573

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Helping people is what I do. How can I help you? Are you looking to buy in Northern California? What about selling, do you have questions about short sales or foreclosures? Do you need to short sale your luxury home? Confidentially CALL ME.




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