Gene perez's (gpshark) Blog

  There are tons of first time homebuyers out there negotiating the best deal on their new home, and now it's time to get a mortgage. Most of them only know how to ask one question:  What's the Rate? We've been in the mortgage business for over 20 years - and the only thing most people know to as...

This probably isn't news that anyone who sells real estate wants to hear, but getting approved for a mortgage is about to become more difficult. From what I've read here, and what agents have told me in person, you thought it was difficult enough all this year! Fannie Mae has announced regulation...

I don't know about you but I am so tired of all the bank bailouts which in essence has bailed out the rich some of them have recieved golden parachutes after thier bank was taken over.  Then to top it off the bank that took over the failing bank is provided incentive to let the loans go bad let t...

  Greate INFO!!!!!!!!!!!!!!!!!!!   Is The FDIC Killing Short Sales? As some of you already know, I blogged recently about being interviewed recently by our local NBC news affiliate.  To read the blog, click here.  Basically, IndyMac Bank (now OneWest Bank), is holding one of my clients hostage, d...

  This week a client was referred to me that wants to buy a house.  During our initial phone conversation, one of the first things I always ask is whether they have a lender and are pre approved for a loan.  He indicated that he did have a lender, that he found online. (Uh-oh).  And, that he was ...

Santa Maria Credit: Understanding Credit Scoring and Credit Repair (part 2)   Today's blog is the second part of a two part series and will focus briefly on repairing credit, and increasing your score. The following are some ways you can increase your credit score.   •1.      Spread out your cred...

  My Last post regarding this subject was back on September 15, 2009.  Yes, I know that was just short of two weeks ago.  But I think the importance of not being caught off guard by your lender is a good reason to touch on this subject quite often. To many times I’ve seen another lender or mortg...

  My Last post regarding this subject was back on September 15, 2009.  Yes, I know that was just short of two weeks ago.  But I think the importance of not being caught off guard by your lender is a good reason to touch on this subject quite often. To many times I’ve seen another lender or mortg...

"VENI, VIDI, VICI" Julius Caesar is attributed with saying these immortal words (translation "I came, I saw, I conquered") in 47 BC. The Romans, for a many years, quite literally conquered the world; and they did it one battle at a time. A marketing campaign is like a military campaign: there's a...

Syndicate Your ActiveRain Blogs with RSS What is syndication and why should you "Syndicate Your ActiveRain Blogs?"  Driving traffic and exposure to your Blog is the primary reason.  RSS - Really Simple Syndication is a great way to connect your ActiveRain Blog to other Blogs and websites.  Member...