Graham's Blog - REO Bank Owned Asset Specialist

Gorgeous Former Model Home

Fri, 18 Feb 2011 22:55:48 -0800

33114 Gypsum St

MENIFEE, CA

Gorgeous Former Model Home

4BR/2+1BA Single Family House

$209,900

Year Built	2003
Sq Footage	2,469
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	8,276 sqft
HOA/Maint	$0 per month

Description

This is a truly beautiful former model home. Upgrades everywhere. Granite Counters, Wainscoting, Custom Decor and
more. Entry leads to large living room with laminate flooring leading to the gorgeous Kitchen with Granite Counters
and Upgraded Cabinets. The family room benefits from custom built in cabinets and fireplace. Upstairs there is a large
loft again with custom built in cabinets. The Master Suite is a joy with its en-suite bathroom with his and hers vanity,
separate shower and tub and walk in closet. 3 further bedrooms, each beautifully decorated and another full bath.
There is also another half bath downstairs along with a 2 car garage and large yard. This home is a must see.

Property Features

Central A/C	Central heat	Fireplace
Walk-in closet	Family room	Living room
Granite countertop	Laundry area - inside	Yard

Additional Photos

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact Info

Graham Holmes

REviron Realty

(888) 640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Stunning Horse Property - Hemet - California

Thu, 10 Feb 2011 12:19:12 -0800

24700 California St

HEMET, CA

One of the Best Horse Properties Available

4BR/3+1BA Single Family House

$784,900

Year Built	Unspecified
Sq Footage	2,500
Bedrooms	4
Bathrooms	3 full, 1 partial
Floors	1
Parking	4+ Car garage
Lot Size	191,664 sqft
HOA/Maint	$0 per month

Description

Think even Roy and Dale would be impressed with this immaculate equestrian property, from its custom gated entry, to the trail access directly off property..Other features include, recent upgrades throughout the whole Ranch. Open floor plan,custom tile throughout,huge kitchen w/hickory cabinets,large walk-in pantry,large brick fireplace in great room. Large m/bedoom with huge walk-in closet and center organizer.fruit orchard, poolw/waterfall and spa,outdoor entertainment area.sink,refrigerator and retractable awning. Gas firepit,newer guest house! shop with w/roll-up door,own heating and cooling.Horse facilities include 6 stall barn w/fly control system,all 24x24 turnouts & covers,50'round pen,wash rack w/ H&C water,2 tack rooms,one with bathroom, separate equine laundry room, 5 corrals, w/covers,,large turn out/pasture area..City water,and well(production unknown..

Property Features

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Walk-in closet	Tile floor
Family room	Living room	Office/Den
Dining room	Breakfast nook	Dishwasher
Refrigerator	Stove/Oven	Microwave
Swimming pool

Other Special Features

Horse Barn

Corals

Guest House

Workshop

Additional Photos

Front of House	Horse Barn
Living Room	Kitchen
Guest House	Pool

Contact Info

Graham Holmes

REviron Realty

(888) 640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Beautiful Casablanca Condo - Palm Desert

Tue, 19 Oct 2010 18:10:53 -0700

Graham Holmes | REviron Realty | 888-640-2346 x111

41770 Colada CT, Palm Desert, CA

Beautiful Home in the lovely Casablanca Gated community in Palm Desert

2BR/2BA Condo

offered at $190,000

Year Built	1980
Sq Footage	1,280
Bedrooms	2
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	3,049 sqft
HOA/Maint	$380 per month

DESCRIPTION

Beautiful Home in the lovely Casablanca Gated community. Gorgeous tile flooring throughout this Home. With two bedrooms including a huge master bedroom this home is move in ready. Fresh paint. 2 car garage. 4 community pools and 4 hot tubs & 3 tennis courts. Park like side yard with enclosed
rear yard. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellent opportunity for you! It is a turnkey property with awesome value. Buyer to verify any/all information as listing broker, agent &/or owner of record do not imply/express any guarantees/warrantees.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Tile floor	- Living room
- Balcony, Deck, or Patio	- Yard

COMMUNITY FEATURES

- Swimming pool(s)	- Tennis court(s)	- Gated property
- Secured entry

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Graham Holmes

REviron Realty

888-640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 19, 2010, 1:52pm PDT

3 Unit Investment Property in Anza

Tue, 10 Aug 2010 17:35:11 -0700

Graham Holmes | REviron Realty | (888) 640-2346 x111

55320 Big Rock Ct, Anza, CA

3 Unit Property on over 5.5 Acres

8BR/3BA Multi-Family, 3 units

offered at $139,900

Year Built	1972
Sq Footage	2,749
Bedrooms	8
Bathrooms	3 full, 0 partial
Floors	1
Parking	None
Lot Size	240,886 sqft
HOA/Maint	$0 per month

DESCRIPTION

3 unit Bank Owned Property set on over 5.5 acres. First unit has 3 or possibly 4 bedrooms, second unit has 3 bedrooms and third unit
has 2 bedrooms. Short dirt road from paved road leading to property. Electicity at property. Well for water and propane for gas. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellent opportunity for you! Buyer to verify any/all information as listing broker, agent &/or owner of record do not imply/express any guarantees/warrantees. CALL 888-640-2346 x111 for more info

see additional photos below

ADDITIONAL PHOTOS

Unit 1	Unit 2
Unit 3

Contact info:

Graham Holmes

REviron Realty

(888) 640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Posted: Aug 10, 2010, 1:12pm PDT

4 Bedroom Banlk Owned Home in San Jacinto

Wed, 28 Jul 2010 16:18:40 -0700

Graham Holmes | REviron Realty | (888) 640-2346 x111

1327 Flint CT, San Jacinto, CA

Clean Bank Owned 4 Bedrroom Home

4BR/3BA Single Family House

offered at $128,900

Year Built	2001
Sq Footage	1,873
Bedrooms	4
Bathrooms	3 full, 0 partial
Floors	2
Parking	2 Car garage
Lot Size	4,356 sqft
HOA/Maint	$0 per month

DESCRIPTION

Wonderful 4 bedroom Bank Owned Home located on a Cul-De-Sac. Great floor plan with tile flooring, open family kitchen, separate family and living rooms. One Bedroom downstairs and 3 up. Large covered patio at the rear of the home. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellent opportunity for you! Call 888-640-2346 x111 for more information.

see additional photos below

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Graham Holmes

REviron Realty

(888) 640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Posted: Jul 28, 2010, 11:58am PDT

Fixer - Complete this Rehab project in Hemet

Wed, 28 Jul 2010 16:03:13 -0700

Graham Holmes | REviron Realty | (888) 640-2346 x111

26155 Champagne CR, Hemet, CA

Fixer. Complete this Rehab Project

2BR/1BA Single Family House

offered at $59,900

Year Built	1972
Sq Footage	1,034
Bedrooms	2
Bathrooms	1 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	7,405 sqft
HOA/Maint	$0 per month

DESCRIPTION

Bank Owned Handy Man Special. This 2 bedroom home was in the middle of a remodel and needs to be completed. Substantially finished but needs main bathroom, interior doors etc. Situated on a Cul-de-Sac on East of Hemet. Sold AS-IS, this bank/lender owned property is priced well below market and creates and excellent opportunity for you!

see additional photos below

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Graham Holmes

REviron Realty

(888) 640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Posted: Jul 28, 2010, 11:44am PDT

Bank Owned 4 Bedroom Home in Hemet

Wed, 28 Jul 2010 15:53:16 -0700

Graham Holmes | REviron Realty | (888) 640-2346 x111

43989 Amazon ST, Hemet, CA

Great 4 Bed Bank Owned Home in Cul de Sac

4BR/2BA Single Family House

offered at $145,800

Year Built	2003
Sq Footage	2,071
Bedrooms	4
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	7,840 sqft
HOA/Maint	$0 per month

DESCRIPTION

Super clean 4 bedroom Bank Owned Home. Interior has been completely rehabbed, new paint, carpet etc. Lovely floor plan with large Living Room and separate family room and kitchen. 4 bedroom and bonus room. Situated at the end of the a cul-de-sac in a popular east end neighborhood with easy access to the Ramona Expressway. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellent opportunity for you!. Call 888-640-2346 x111 for more info.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- Walk-in closet	- Family room	- Living room
- Bonus/Rec room	- Laundry area - inside

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Graham Holmes

REviron Realty

(888) 640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Posted: Jul 28, 2010, 11:32am PDT

Wonderful Murrieta Oaks Bank Owned Home

Sat, 10 Jul 2010 01:06:45 -0700

Graham Holmes | REviron Realty | (888) 640-2346 x111

36809 Oak Meadows PL, Murrieta, CA

Wonderful Murrieta Oaks Bank Owned Home

5BR/4BA Single Family House

offered at $337,900

Year Built	2004
Sq Footage	3,668
Bedrooms	5
Bathrooms	4 full, 0 partial
Floors	2
Parking	3 Car garage
Lot Size	7,405 sqft
HOA/Maint	$0 per month

DESCRIPTION

This Wonderful Murrieta Oaks Bank Owned Home is one of the best REO properties we have seen. With 5 bedrooms, 4 bathrooms and a huge loft this home is large enough for any family. Beautiful kitchen with granite counters and butlers pantry. This home is very well laid out and has a wonderful feel. One bedroom and bath downstairs with four more upstairs. The master suite is gorgeous with dual vanities and large tub. Large living room with fireplace, formal dining room and family room. 3 car tandem garage. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellent opportunity for you! It is one of the best condition REO properties we have seen. It is a turnkey property with awesome value. Buyer to verify any/all information as listing broker, agent &/or owner of record do not imply/express any guarantees/warrantees. Call 888-640-2346 x 111 for information.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- Walk-in closet	- Tile floor	- Family room
- Living room	- Dining room	- Granite countertop

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Graham Holmes

REviron Realty

(888) 640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Posted: Jul 9, 2010, 8:41pm PDT

Short Sale Questions

Fri, 02 Jul 2010 18:18:59 -0700

WHEN YOU TAKE A LISTING WITH LITTLE OR NO EQUITY YOU MAY WANT TO ASK THESE QUESTIONS:

1. IS A "SHORT SALE" IN THE BEST INTEREST OF YOUR CLENT?

Since short sale transactions will typically have some form of tax consequences, it is important that you do not give financial or legal advice to your client. It is best to refer them to their own tax attorney or certified public accountant.

2. DOES YOUR CLIENT QUALIFY FOR A SHORT SALE?

Not all sellers will qualify for a short sale. The lien holder may require the seller to provide them proof of hardship, prior to a short sale being considered. What constitutes a hardship will vary from lender to lender, so you may want to contact the lender of record to get a guideline of their procedures.

3. WHEN SHOULD THE APPLICATION PROCESS BEGIN FOR A SHORT SALE?

The listing agent should submit a completed package to the existing lien holder for consideration while the property is being marketed. Be sure to make a notation on your listing that any offers are contingent upon approval of a short sale prior to the close of escrow.

4. WHAT FORMS/ADDENDUMS NEED TO BE INCLUDED WHEN ACCEPTING AN OFFER TO PURCHASE ON A SHORT SALE?

When you receive an offer on the property, you may want to attach the C.A.R. Short Sale Addendum. The approved C.A.R. addendums have preprinted language regarding the short sale process and contingency. Consult with your broker if you have any questions regarding which form or forms are preferred by your office.

SHORT SALE PRE LISTING INFORMATION

1. Obtain letter of permission from Seller/Mortgagor to speak to their lender.

2. Contact lender, BE NICE!!!!

3. Determine the banks needs (borrower info, property info, etc.)

4. Hardship letter, list all monthly bills, income info. Make sure that income info is post loan funding, not pre, (fraud!!!). Obtain a list of repairs needed with approximate costs, termite, etc. Don't talk the property down too much. BE HONEST!!!!!

5. Determine true market value of property, with documentation (Market Analysis) 30 days marketing time. Be accurate..

6. Try to get something in writing from the bank.

7. Commissions should be negotiated with the bank as well as borrower prior to putting in MLS.

8. Borrower must be made aware that they will receive NO CASH.

Graham Holmes - RDCPro - e-Pro
Default Specialist and REO Team Leader

REviron Realty
www.REvironRealty.com

Reduced Beautiful 2 Bedroom Bank Owned Palm Desert Condo

Fri, 02 Jul 2010 16:35:07 -0700

Graham Holmes | REviron Realty | 888-640-2346 x111

41770 Colada CT, Palm Desert, CA

Beautiful Home in the lovely Casablanca Gated community in Palm Desert

2BR/2BA Condo

offered at $205,000

Year Built	1980
Sq Footage	1,280
Bedrooms	2
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	3,049 sqft
HOA/Maint	$380 per month

DESCRIPTION

Beautiful Home in the lovely Casablanca Gated community. Gorgeous tile flooring throughout this Bank Owned Home. With two bedrooms including a huge master bedroom this home is move in ready. Fresh paint. 2 car garage. 4 community pools and 4 hot tubs & 3 tennis courts. Park like side yard with enclosed
rear yard. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellent opportunity for you! It is a turnkey property with awesome value. Buyer to verify any/all information as listing broker, agent &/or owner of record do not imply/express any guarantees/warrantees.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Tile floor	- Living room
- Balcony, Deck, or Patio	- Yard

COMMUNITY FEATURES

- Swimming pool(s)	- Tennis court(s)	- Gated property
- Secured entry

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Graham Holmes

REviron Realty

888-640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Posted: Jul 2, 2010, 12:20pm PDT

Fraudulent Claims Lead to 10% of Homeowner Tax Credit being Denied

Thu, 01 Jul 2010 20:44:32 -0700

Fraudulent Claims Lead to 10% of Homeowner Tax Credit being Denied. A new report by the IRS.

About $12.6 billion has been claimed as tax credits since it began in April 2008 through february of 2010. Of that $1.22 billion have been denied or frozen after audits a report from the Treasury Department's Inspector General for Tax Administration said. Approximately 1.8 million taxpayers have applied for the credit.

http://www.bloomberg.com/news/2010-06-23/irs-blocks-almost-10-of-first-time-u-s-homebuyer-tax-credits-after-audit.html

Graham Holmes - RDCPro - e-Pro
Default Specialist and REO Team Leader

REviron Realty
www.REvironRealty.com

California to Offer Program to Trim Underwater Mortgages

Thu, 01 Jul 2010 19:44:23 -0700

What next, maybe the Federal Government could just start making all our payments for us! If a story in the Sacramento Bee is to be belived then the latest scheme to come down the line is for The State of California to use Federal money to pay down the mortgage on some defaulting loans. Well if they are going to do that then I want them to pay back the equity I have lost on my home first.

http://www.sacbee.com/2010/06/24/2844866/california-to-offer-program-to.html#ixzz0rn61XWGw

Graham Holmes - RDCPro - e-Pro
Default Specialist and REO Team Leader

REviron Realty
www.REvironRealty.com

Deed in Lieu the New Way Forward

Thu, 01 Jul 2010 19:29:54 -0700

According to the L A Times today many of the countries banks and institutions are turning to the Deed in Lieu of Foreclosure as a speedier and less costly method of resolving defaulting loans or even just those that are underwater and may default.

Will this lead to a landslide of homeownwers looking for a way out? I am not sure but it will surely be seen as an attractive route and may be a win win for the banks and the troubled borrower.

http://www.latimes.com/business/realestate/la-fi-harney-20100627-5,0,370257.story

Graham Holmes - RDCPro - e-Pro
Default Specialist and REO Team Leader

REviron Realty
www.REvironRealty.com

Beautiful Bank Owned 4 Bed Riverwalk Home in Riverside

Thu, 01 Jul 2010 00:00:45 -0700

Graham Holmes | REviron Realty | (888) 640-2346 x111

439 Ruble, Riverside, CA

Beautiful Bank Owned Riverwalk Home

4BR/2+1BA Single Family House

offered at $222,900

Year Built	2005
Sq Footage	1,741
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	2,178 sqft
HOA/Maint	$107 per month

DESCRIPTION

Beautiful Riverwalk Bank Owned Home. 4 bedrooms, very clean. This awesome home is situated in one of the nicest communities in the area. Community Pool. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellent opportunity for you! It is one of the best condition REO properties we have seen. It is a turnkey property with awesome value. Buyer to verify any/all information as listing broker, agent &/or owner of record do not imply/express any guarantees/warrantees.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- Walk-in closet	- Tile floor	- Family room
- Balcony, Deck, or Patio	- Yard

COMMUNITY FEATURES

- Swimming pool(s)

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Graham Holmes

REviron Realty

(888) 640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Posted: Jun 30, 2010, 7:33pm PDT

Short Your Home - The Dilema?

Fri, 02 Apr 2010 16:24:49 -0700

TO SELL

OR NOT TO SELL

What is a Short Sale:

A short sale is a transaction in which a lender allows the real property securing the loan to be sold for less than the remaining mortgage amount due and accepts the proceeds as full payment of the loan. A lender may accept a short sale when the borrower is in severe financial straits and market conditions make a short sale the best choice to mitigate the lender's damages. Like a deed in lieu of foreclosure, this saves the lender the costs of foreclosure and the borrower avoids having a foreclosure on his or her credit report.

Our Agents are tained to help you and advise on how to achieve a successful short sale. Call 888-640-2346 x411 or email ShortSale@revironrealty.com for more information

Options if you do not sell:

Loan Workout: Basicly, a loan workout is any resolution of a problem loan between the lender and borrower that modifies the original loan agreement. Some of these options include forbearance (e.g. forgiving a portion of the debt or late charges); deferment; renegotiating interest rate, monthly payment amount, principal amount, maturity date; or the enforcement an acceleration clause in the loan.

Deed in Lieu of Foreclosure: After the borrower is in default, the borrower voluntarily delivers title to the lender for consideration and the lender accepts the conveyance of the property in full satisfaction of the mortgage debt. Using this method, the lender saves the costs of foreclosure and the borrower avoids having a notice of default on his/her records

Continue making your payments: Of course you should always try to continue to make your home payments and if this is an option that will work for you then you should continue.

Graham Holmes - Short Sale and REO Expert
Reviron Realty
888-640-2346 x411

Graham Holmes REO Listing Agent Achieves RDCPro™ Certification

Sun, 28 Mar 2010 19:53:41 -0700

It is becoming ever more important to stand out from the crowd and show that you are a true professional in an otherwise mediocre world. That is why I chose to undertake the RDCPro^TM Certification course in REO Best Practices and Advanced Evaluations.

Today´s real estate market is ever changing. The number of Real Estate Owned and foreclosure properties is rapidly increasing putting more demands on the companies that own these assets. These financial institutions, mortgage lenders, and REO services use real estate professionals to manage, market, and sell their assets. They rely on the expertise of these local specialists to provide the best service and to represent their property. These companies have less time and staff to train current and new brokers and agents they are using. This is exactly why Graham Holmes REO listing agent studied to become an RDCPro^TM Certified Agent.

Default School fills that void by providing online and traditional training for the corporate seller and their brokers and agents. In addition, they provide the necessary tools any broker or agent need to become an REO specialist. Default School provides a variety of products for the default servicing sector and the real estate professionals managing these properties. Each course is designed to make you a quality REO broker or agent.

Graham Holmes RDCPro^TM Certified REO Bank Owned Listing Agent serving Hemet, San Jacinto, Yucaipa, Beaumont, Calimesa and any other Inland Empire city.

Bank Owned Home in the Beautiful Casablanca Palm Desert

Mon, 15 Mar 2010 14:06:22 -0700

Graham Holmes | REviron Realty | 888-640-2346 x111

41770 Colada CT, Palm Desert, CA

Beautiful Home in the lovely Casablanca Gated community in Palm Desert

2BR/2BA Condo

offered at $225,000

Year Built	1980
Sq Footage	1,280
Bedrooms	2
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	3,049 sqft
HOA/Maint	$380 per month

DESCRIPTION

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Tile floor	- Living room
- Balcony, Deck, or Patio	- Yard

COMMUNITY FEATURES

- Swimming pool(s)	- Tennis court(s)	- Gated property
- Secured entry

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Graham Holmes

REviron Realty

888-640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Posted: Mar 15, 2010, 10:49am PDT

Bank Owned 6 Bedroom Beaumont Home

Mon, 15 Mar 2010 13:01:42 -0700

Graham Holmes | REviron Realty | 888-640-2346 x111

1493 Willowbend WY, Beaumont, CA

6 Bedroom Bank Owned Beaumont Home

6BR/3BA Single Family House

offered at $221,900

Year Built	2003
Sq Footage	2,669
Bedrooms	6
Bathrooms	3 full, 0 partial
Floors	2
Parking	1 Car garage
Lot Size	7,405 sqft
HOA/Maint	$0 per month

DESCRIPTION

Large 6 bedroom 3 bath Bank Owned Home in one of the best Beaumont neighborhoods. Spacious family
and living rooms with laminate flooring. Open family kitchen. 2 bedroom downstairs with a further 3
upstairs plus a large loft. Sold AS-IS, this bank/lender owned property is priced well below market and
creates an excellent opportunity for you! Buyer to verify any/all information as listing broker, agent &/or
owner of record do not imply/express any guarantees/warrantees.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- Walk-in closet	- Family room	- Living room
- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Graham Holmes

REviron Realty

888-640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Posted: Mar 15, 2010, 9:39am PDT

Bank Owned Palm Desert Pool Home

Mon, 15 Mar 2010 12:45:37 -0700

Graham Holmes | REviron Realty | 888-640-2346 x111

77699 Edinborough ST, Palm Desert, CA

Beautiful 4 Bed Pool Home

4BR/2BA Single Family House

offered at $255,000

Year Built	1990
Sq Footage	1,983
Bedrooms	4
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	7,840 sqft
HOA/Maint	$0 per month

DESCRIPTION

Super Clean 4 Bedroom Bank Owned Pool home in a great neighborhood. This home has been repainted and has new carpets. Well laid out with 4 bedrooms including a master suite. Dual sliders lead from the living room and master bedroom to the covered patio and pool. Sold AS-IS, this bank/lender owned
property is priced well below market and creates an excellent opportunity for you! It is one of the best condition REO properties we have seen. It is a turnkey property with awesome value. Buyer to verify any/all information as listing broker, agent &/or owner of record do not imply/express any guarantees/warrantees.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Family room
- Living room	- Balcony, Deck, or Patio	- Yard
- Swimming pool

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Graham Holmes

REviron Realty

888-640-2346 x111

For sale by agent/broker

Equal Opportunity Housing

Posted: Mar 15, 2010, 9:23am PDT

Another Moratorium - What Good is it Doing?

Tue, 16 Jun 2009 00:26:09 -0700

Enough already!!! So California is starting yet another moratorium forcing lenders not to foreclose on their borrowers property unless they have programs in place to modify the loans of at risk borrowers. Well really what good is it going to do? Nobody is taking up the loan modification programs, in fact I read recently that last government sponsored program that was supposed to help around 400,000 homeowners actually only helped one, yes one. In the meantime the lenders are stuck with non performing loans and homes that are quite literally being torn apart by unghappy occupants. We are just delaying the inevitable.

If we want the market to have any chance of recovering we have to get the pain over and over quickly. The more delays that are forced on everyone the harder it will be for the market to reset. Who is covering the growing cost to the banks to hold onto the non performing loans? This extra strain just puts more pressure on an already stressed financial market.

The politicians need to let the market take care of itself from this point on.

Banning Foreclosure - 1209 G Ct

Sun, 11 Jan 2009 17:09:28 -0800

Graham Holmes | REviron Realty | 951 634 4118

1209 G Ct, Banning, CA

Bank Owned Banning Foreclosure

3BR/2BA Single Family House

offered at $169,900

Year Built	1991
Sq Footage	1,625
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	9,147 sqft
HOA/Maint	$0 per month

DESCRIPTION

Very clean 3 bedroom BANK OWNED home on a desirable Cul-de-Sac. This home shows pride of ownership with an open floor plan and well laid out family kitchen. Situated on a large lot see this home today.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Family room	Living room

ADDITIONAL PHOTOS

Seller contact info:

Graham Holmes

REviron Realty

951 634 4118

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 11, 2009, 3:01pm PST

Gorgeous Whisper Ridge Yucaipa - Foreclosure

Sun, 11 Jan 2009 17:03:13 -0800

Graham Holmes | REviron Realty | 951 634 4118

36410 Cherrywood Drive, Hemet, CA

Beautiful Whisper Ridge Plan 3 with Gorgeous Pool

4BR/3BA Single Family House

offered at $499,900

Year Built	2003
Sq Footage	3,039
Bedrooms	4
Bathrooms	3 full, 0 partial
Floors	2
Parking	3 Car garage
Lot Size	27,000 sqft
HOA/Maint	$0 per month

DESCRIPTION

Sparkling pool/spa home in exclusive Whisper Ridge!! Electronic gate leads to RV parking. 3 car garage. Very private and secluded lot. Open floorplan with soaring ceilings. Neutral colors. Upgrades include granite in kitchen and travertine tile thru out half of downstairs. 4 Br + bonus room. Spacious kitchen w/ tons of cabinets. Island w/ veg sink. Gigantic master bedroom w/ extra large walk in closet. Seperate tub and shower.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Walk-in closet	Tile floor
Family room	Living room	Bonus/Rec room
Office/Den	Dining room	Dishwasher
Stove/Oven	Microwave	Granite countertop
Laundry area - inside	Balcony, Deck, or Patio	Yard
Swimming pool

OTHER SPECIAL FEATURES

Gated RV Parking

ADDITIONAL PHOTOS

Seller contact info:

Graham Holmes

REviron Realty

951 634 4118

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 11, 2009, 2:50pm PST

Bank Owned - REO - Hemet - 951 Dahlia Ct

Tue, 01 Jul 2008 18:43:43 -0700

951 Dahlia Ct
Hemet, CA 92545
Cute Little Bank Owned

Graham Holmes

Celll:	951.634.4118
Office:	888.640.2346 xt 101
Website:	Visit Website

Price	:	$121,900
Bedrooms	:	2
Bathrooms	:	1
Square Foot	:	894
Lot Size	:	3,920
County	:	Riverside
Property Type	:	Detached
Year Built	:	1986

click for more pictures

Property Description

This cute 2 bedroom BANK OWNED home is priced to sell. Situated in a quite cul-de-sac in a popular neighborhood this home should not be missed. A large covered patio is ideal for sitting under during the warm summer evenings. Don't delay see this one today.

Equal Housing Opportunity.

REviron Realty : 1119 S State St - Hemet CA 92543 : 951.634.4118

Bank Owned - REO - Hemet - 25875 Visalia Wy

Tue, 01 Jul 2008 18:40:57 -0700

25875 Visalia Way
Hemet, CA 92544
Bank Owned

Graham Holmes

Celll:	951.634.4118
Office:	888.640.2346 xt 101
Website:	Visit Website

Price	:	$156,500
Bedrooms	:	3
Bathrooms	:	2
Square Foot	:	1,517
Lot Size	:	7,840
County	:	Riverside
Property Type	:	Detached
Year Built	:	1985

click for more pictures

Property Description

This 3 bedroom BANK OWNED home is located in a popular east end location. Situated in a cul-de-sac this s a clean well laid out home. With its family kitchen, covered patio and good sized lot this one should not be missed.

Equal Housing Opportunity.

REviron Realty : 1119 S State St - Hemet CA 92543 : 951.634.4118

Bank Owned - REO - Hemet - 805 Deleon Ct

Sat, 02 Feb 2008 18:35:42 -0800

Graham Holmes | Mission Grove Realty | 951 634 4118

805 Deleon Ct., Hemet, CA

REO in Good Condition! Call Today!

4 Bdrm Single Family House

offered at $269,900

Year Built	2003
Sq Footage	1,852
Bedrooms	4
Bathrooms	3 full, 0 partial
Floors	2
Parking	2 Car garage
Lot Size	9,147 sqft
HOA/Maint	$0 per month

DESCRIPTION

This is a great home in a cul-de-sac location on huge lot. This home appears to have been well cared for. Featuring 4 bedrooms, one of which is downstairs next to a full bath. A large living room with dining and a separate family room and kitchen with breakfast bar. Upstairs in a nice loft area and 3 further bedrooms including a spacious master suite with walk in closet. Come see today!

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Family room	Living room
Dining room

ADDITIONAL PHOTOS

Seller contact info:

Graham Holmes

Mission Grove Realty

951 634 4118

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 7, 2008, 3:09pm PST