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Another HAMP Revision Announced with Principal Writedowns & Extended to Investors!!!! - 01/27/12 07:23 PM
DS News just wrote that Obama has just announced modifications to HAMP - Home Affordable Modification Program. The announcement includes a second look at borrowers who may have not qualified under the last HAMP program with a change in debt to income requirements for owner occupied homes. It even includes an extension of the program to investor owned homes which prior to this have not qualified for HAMP or any modification programs. This may provide some relief for investors with rental properties for the first time since the crisis began.
This could produce a further foreclosure delay in some previously rejected … (4 comments)
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HARP II Starring at a Bank or Mortgage Company near you Now!!! - 01/23/12 11:57 PM
HARP was announced many months ago as the opportunity for responsible mortgagors who are current on their payments but underwater on their values of their homes to get a break on high interest rate or adjustable mortgages. The only problem with the HARP announcement is that even though it was announced as available mortgagors (homeowners) were not able to obtain it because the software that handled the underwriting of these loans needed to be rewritten to handle the program.
Well, there are some lenders ready and finally taking HARP loan applications. So if you are current on your loan and your … (5 comments)
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Short Sale Tax Consequences Require Tax Advice, Not Do-It-Your Self Income Taxes!!! - 01/20/12 08:52 PM
Short Sale may be the best alternative if you cannot make your mortgage payments, or do not qualify for a modification or are just insolvent without resources. The Short Sale tax consequences need to be strategically planned in advance as they are a key consideration. Using Real Estate Agents and Tax Accountants to assist in making informed decisions could result in saving you thousands. The alternative may result in huge tax obligations that could have been resolved by some simple planning upfront.
Mortgage Tax Relief Act of 2007 has exceptions and rules that must be followed in order to qualify for … (6 comments)
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Does the Word 'Binding' Still Exist? - 01/16/12 12:00 AM
Binding means that the contract should close, or at least it used to mean that before the banks got involved in closings. Now it is really difficult to get a contract final and binding before it closes. This is a great blog covering that information
Via Melissa Zavala Realtor® North San Diego County Homes (Broadpoint Properties):
Do you remember when you got your first checking account? Maybe you were eighteen and you were told that when you sign a check, you are signing a binding contract.
Same goes for the real estate purchase contract. It’s binding. Not sure what has happened over the … (3 comments)
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This Video made me stop & Think about what I should do!!! - 01/11/12 10:26 PM
I typically don't post anything about what is going on outside of Real Estate, because my life revolves around family, community and real estate mostly, oh except for my 2 - 4 legged children (the dogs).
I had a friend post this on Facebook today and it really took me back, to listen to it and to realize that maybe there are still heros and honest men still out there that may care about the future of our country more than their own ambitions. I am currently not supporting this person, but this really made me think, hummmm. This is … (9 comments)
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Cherokee County - Woodstock Christmas Tree Recycling Christmas 2011 - 01/01/12 11:59 PM
Both the City of Canton and Woodstock GA have provided for Tree Recycling this year. Trees can be mulched providing wood chips or can be used for wildlife habitation for fish in the local lakes. Free Tree Mulch will be made available and tree seedlings at these cities as follows.
In Canton, take the trees to Boiling Park 1200 Marietta Hwy Canton, GA 30114 (770) 720-7578 Directions: Take I-575 North, then take GA-5-BR N/GA-20 W/GA-140 W exit-EXIT 16-toward GA-140/Canton, keep left on GA 5 and at the traffic light turn right onto GA-5 BR N/GA-140/Marietta Highway, Follow GA-5 BR N/GA-140/Marietta Highway … (2 comments)
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One of My Resolutions for 2012 - 01/01/12 11:47 PM
DeCluttering is something that needs to be ongoing so that new can come into your space continually. Remember Nature hates a void and you can create new things by simply getting a void by eliminating the old things and putting them to good use. Good post by Suzanne below
Via Suzanne McLaughlin, Wright & Sherburne Counties Realtor (Sabinske & Associates, Inc. (Albertville, St. Michael)):
Have you ever taken an inventory of your home for insurance purposes?
If you have, you know what it takes.....days and days and days.
After Christmas, I always have the urge to purge.
So, as I … (4 comments)
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Grading And Drainage: "Negative Drainage Conditions" - 01/01/12 11:43 PM
Drainage is one of the biggest problems with foundations and basements here in the south if the grading of water away from the foundation is not correct, it can result in big problems. This is an excellent article on drainage!!!!
Via Jay Markanich - Northern VA Home Inspector (Jay Markanich Real Estate Inspections, LLC):
Grading is essential to a house and home inspector reports often say something like, "Negative drainage conditions."
What is a "negative drainage condition?"
ANY GRADING THAT DOES NOT ENCOURAGE WATER AWAY FROM THE HOUSE STRUCTURE.
Here is what I say on EVERY report, whether the grading needs attention or … (0 comments)
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Hmmm... is that cake? - 01/01/12 11:34 PM
Well I am up there working on the losing 50 Pounds for 2012 mark, I figure with just 2 pounds a week, I can make this by October easy. Thanks for the humor below, it made it possible for me to put my goal right up here for everyone to see, and sometimes that helps someone to meet there goal by adding the leverage of putting it out here.
Via Alan May, Coldwell Banker Realtor® Evanston, Illinois Homes for Sale (Evanston Condos & Evanston Single Family Homes):
Failure. It's a bitter pill to swallow. At some point we have to step up and … (3 comments)
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TAKING LISTINGS! - 01/01/12 11:24 PM
Here is some good advice from Colin on taking listings. It is all about listening and then responding because they are the ones who have the most important information about what they want to do and what they care about. We get paid to listen. This is a great blog.
Via Colin Call, Principal Broker (RE/MAX Integrity):
My way of taking listings is no big secret, so let me share with you. In my past career as a bartender I learned some great skills such as listening to what my clients had to say, and paying attention to their needs. Learning early on … (0 comments)
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Top 10 Questions About RealEstate.com Local Expert - 01/01/12 11:21 PM
Here is some good information we could all perhsps use on realestate.com vs other sites. I am still eveluating what to do on some of my online marketing for 2012. This will be helpful to me.
Via Nikesh Parekh (ActiveRain):
I wanted to circle back with the community and address the many questions that I have heard floating around about RealEstate.com and hopefully clear up some of the miscommunication or misunderstanding. Based on my last blog post on the RealEstate.com Local Expert, here are the main questions or areas of confusion with RealEstate.com. Leslie Ebersole and C. Lloyd McKenzie wrote great posts summarizing the questions … (1 comments)
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Is Your Blog Being Hijacked By Spammers? Here is how they do it. - 01/01/12 11:20 PM
I never realized the damage being caused by those unsigned comments that you find that look innocent in your comments to your blog. This is a great article every AR blogger should read. Hope this helps you like it helped me.
Via Michael Delaware, CRS, e-Pro (Troxel Realty Co. LLC):
I had an experience in the last two weeks of spammers suddenly taking interest in my blog, and posting a total of over 200+ spam messages on my blog. I originally wrote a post last week when I was trying to figure out how to combat them. In that post, I suggest going … (1 comments)
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Mary Macy - Top Agents Atlanta Metro
Roswell,
GA
More about me…
Top Agents Atlanta Metro
Address: 300 Colonial Center Parkway #100, Roswell, GA, 30076
Office Phone: (770) 992-2300
Cell Phone: (678) 412-5906
Email Me
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