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down payment: How much house can you buy? - 09/22/10 05:08 PM
One of the major problems in the mortgage industry today is, most potential home buyers over estimate how much home they can afford. I will discuss how your bank evaluates your income and how you can use what the banks use to figure out how much you can spend.
The two major ratios that banks use to determine how much you can afford are the debt to income ratio and the housing expense to income ratio. The later is calculated by dividing your estimated monthly housing payment by your gross monthly income. Your estimated monthly housing payment includes the payment of … (2 comments)

down payment: Finding Hidden Treasure While Looking for a Down Payment - 08/07/08 12:21 AM
A few days ago, a GreatWest Real Estate professional was trying to conjure some creative new ways for buyers of real estate to come up with extra cash for a down payment.  While visiting with a neighbor, over the backyard fence, the neighbor exclaimed, "I'd need to go on a treasure hunt."The GreatWest agent thought about that for a minute, and decided to poke around on the internet, looking for a website which might help a few Californians do just that - and go on a treasure hunt.

Some of you will recall news accountings about the State of California finally getting off their … (0 comments)

 
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Real Living GreatWest

Sacramento, CA

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Real Living GreatWest

Address: 3604 Fair Oaks Blvd. #120, Sacramento , CA, 95864

Office Phone: (916) 481-3400

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Conversations about real estate related issues in the greater Sacramento areas. This includes: Yuba City, Roseville, Rocklin, Elk Grove, Rancho Cordova, Granite Bay, Folsom, El Dorado Hills, Natomas, Gold River, Lincoln, Merced, Galt, Stockton, Anatolia, and other surrounding cities.


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