Buyer Beware: Check Megan's Law Registry before you buy - 09/28/11 10:49 AM
Buyers, do you know if registered sex offenders live in the neighborhood you are considering moving into? This might be of real concern to you, especially if you have a family with young children.
All real estate transactions come with a mountain of paperwork it seems, but one of the most important California disclosures that might get overlooked revolves around Megan's Law.
This short video interview with Richard Paille, the broker of Hart & Co Real Estate in Santa Rosa, CA. discusses this important disclosure and why buyers need to do their 'due diligence' as they are narrowing down homes to … (7 comments)

Episode 2: Your Credit - The Phantom Menace with your Santa Rosa, CA home mortgage?? - 09/14/11 11:45 AM
Is your credit in tip top shape, or is it the Phantom Menace? Lenders don’t mess around anymore... we all know how difficult lending guidelines have become, and most loan programs have minimum credit score requirements and the cost of obtaining your interest rate will also be determined by your score.
 

 
Your credit profile is so important when an underwriting decision is made for the approval of your Santa Rosa home mortgage. It's not just about your score... it's about your overall use of credit that is taken into consideration by the Jedi Underwriter. Most people are really … (3 comments)

International Talk Like a Pirate Day is next Monday, Sept. 19th - get your real estate pirate on matey's - 09/12/11 04:24 PM

Here's something fun and a bit distracting from our real estate and mortgage industry challenges.... and besides, I just love that Captain Jack Sparrow!
Ahoy , Matey! Did you know that today is International Talk Like a Pirate Day? It's a day just for fun, a day to let out the pirate in each of us. We like "just for fun" days and we know you do, too.
Practice up your "pirate-speak" in anticipation of next Monday!    The conversation will be lively, and you don't want to be left behind. Today, everyone will be talking the talk, if not walking the … (0 comments)

I Played Hookey and Cruised Over to Spring Lake Park in Bennett Valley, Santa Rosa, CA - 09/07/11 02:44 AM
I confess...Spring Lake Park in Santa Rosa, CA beckoned me so I played hookey (hookie? hooky? You know what I mean!) yesterday afternoon. The late summer weather was a perfect 78 degrees and it was just too nice to stay inside and work, so I jumped in our ’65 VW convertible and headed over to glorious Spring Lake Park in Bennett Valley.
 
 
 
Spring Lake is one of my favorites of the 46 inspiring regional parks in our magnificent Sonoma County parks system and it is almost within walking distance of my home in Santa Rosa.  Situated in Bennett … (4 comments)

 
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Elise Groves, Mortgage Broker,Banker FHA, VA, Conv, Jumbo - Purchase or Refi

Santa Rosa, CA

More about me…

First Priority Financial Santa Rosa CA Mortgage Lender

Address: Santa Rosa, Sebastopol, Windsor, Rohnert Park, Petaluma, Cloverdale, Bodega Bay, Cotati, Guerneville, Kenwood, Sonoma , Glen Ellen, Forestville, Graton, Sonoma County, Napa, Calistoga, St. Helena, Marin County, San Rafael, Novato, Larkspur, , Santa Rosa, CA, 95405

Office Phone: (707) 546-0440

Cell Phone: (707) 477-5947

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