real estate santa rosa mortgage santa rosa home loans rent vs buy first mortgage real estate in santa rosa first time home buye: Episode 2: Your Credit - The Phantom Menace with your Santa Rosa, CA home mortgage?? - 09/14/11 11:45 AM
Is your credit in tip top shape, or is it the Phantom Menace? Lenders don’t mess around anymore... we all know how difficult lending guidelines have become, and most loan programs have minimum credit score requirements and the cost of obtaining your interest rate will also be determined by your score.

Your credit profile is so important when an underwriting decision is made for the approval of your Santa Rosa home mortgage. It's not just about your score... it's about your overall use of credit that is taken into consideration by the Jedi Underwriter. Most people are really … (3 comments)




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