WHY HIRE PROFESSIONALS, WHEN YOU WON'T LISTEN TO THEM???? - 01/19/10 07:02 PM
I am sure that we all have experienced situations similar to what Valerie in her blog below.  I know I run into on the Mortgage side of the business fairly often, and it is something that we need hand in a professional way in how we respond.
Via Valerie Osterhoudt, ABR ~ Cromwell, CT Real Estate ~ 860.883.8889 (Johnson Real Estate, Inc.):
When it comes to buying and selling property.. even renting property for that matter, there is a lot of stress that comes along with this.  Potential clients are very aware of this.  Hiring a Realtor that looks out for your best … (35 comments)

Connecticut Ice Fishing - 01/14/10 08:27 PM


 
A common activity among avid fishermen in Connecticut is ice fishing.  When our lakes, ponds, and streams freeze up the fishing diehards take to the ice with their power augers, and fishing poles.
The ice on a pond or small lake can get pretty thick once the temperatures drop, and the best way to cut through it is with a gas powered auger.  Once a hole has been drilled these hardy souls will some times sit there for hours to catch what they hope to be that evenings dinner.
I first drove by this young boy and his … (32 comments)

Connecticut Can Also Be Fun In The Winter!!! - 01/12/10 05:39 PM


 
Connecticut Winters are cold and snowy, but it is the cold and snowy weather that can also make Connecticut winters fun.  When the temperature gets down in 20's and teens, our ponds, lakes and streams freeze up.  The ice that is formed is usually pretty thick and allows for great family fun like ice skating.
As you can see from the two pictures taken of a little pond in Durham, Connecticut it is not only a fun family time here, it is a community activity.  Those of all ages young and old bundle up, strap on the skates … (21 comments)

Walmart To The Rescue - 01/11/10 10:17 PM
It seems that people either love or hate Walmart, but this blog is not to defend or oppose their hiring or sales practices, but it is about Walmart coming to my rescue, and saving my day, or in this case my night yesterday. 
Yesterday I got a call from one of my Borrowers that I had just Pre-Approved and who had submitted an offer on a house.  His offer was accepted, and he wanted to lock in the interest rate and not take a chance on it going up this morning.  It was about 5:00 pm and I was out and away from my … (24 comments)

New Good Faith Estimate 2010 Form #3 - 01/06/10 03:11 PM
My Post yesterday focused on the the three categories of costs that may or may not change once the New Good Faith Estimate 2010 Form is issued. These three categories are costs that Cannot Change, cost that Can Change by 10%, and costs that can Change at Settlement.
The first category of Costs that Cannot Change on the New Good Faith Estimate 2010 Form is pretty self explanatory, but the other two categories can change so in this Post I want to go into what constitutes a reason for change, and some examples of what they might be.
HUD’s Definition For … (29 comments)

New Good Faith Estimate 2010 Form #2 - 01/05/10 07:12 PM
In my introductory Post to the New Good Faith Estimate 2010 Form, I left out a three important things that the New Good Faith Estimate 2010 Form does not include, they are:
It includes the Principle & Interest, PMI, or FHA MI in the monthly payment, but it does not include the Taxes, and Homeowners Insurance in the monthly payment. It does not state the Loan Program being applied for. Even though the New Good Faith Estimate 2010 Form shows the total Costs, it does not give an estimate of how much money the Borrower is expected to bring to Closing.  … (29 comments)

New Good Faith Estimate 2010 Form - 01/04/10 04:28 PM
The new Good Faith Estimate 2010 Form is now officially in effect.  This new form became affective on January 1, 2010, and will in many ways change the way Lenders have been doing things.  The new Good Faith Estimate 2010 Form will have both a positive and negative impact on both the Borrower and the Lender.
The positive is that the new Good Faith Estimate 2010 Form will now require ALL Lenders to use the same format.  In the past it was some times difficult for a Borrower to compare loan costs between Lenders, because the costs were disclosed and broken … (95 comments)

Crazy Connecticut Winter. - 01/01/10 06:29 PM


 
              
 
 
 
 
        Christmas Day 2009                       Between Christmas 2009 & New Years 2010                         New Year 2010
I wanted to put all three pictures together to show more vividly our crazy Connecticut Winter.  All this in just eight days.
******************************************************************************************************************
Info about the author:
George Souto is a Loan Officer who can assist you with all your FHA, CHFA, and Conventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com
… (28 comments)

 
George%20souto%202013-1a Rainmaker_large

George Souto

Middletown, CT

More about me…

George Souto NMLS# 65149 FHA, CHFA, VA Mortgages Connecticut

Address: One Liberty Sq., PO Box 1000, New Britain, Ct, 06050

Office Phone: (860) 573-1308

Cell Phone: (860) 573-1308

Email Me



Listings

Links

Archives

RSS 2.0 Feed for this blog