credit: VantageScore………….What Is It??? - 05/07/07 04:54 PM
This Post is the last in a three part series of Posts on how Credit Scores are used and developed.  The first two were “Credit Scores Where Did They Come From & What Are They???” and “Why Are Credit Scores Different Between Credit Reports & Reporting Agencies”.
VantageScore is a cooperative … (48 comments)

credit: Why Are Credit Scores Different Between Credit Reports & Reporting Agencies??? - 02/15/07 05:55 AM
The three most important things in obtaining a mortgage are Income, Debt, and Credit Scores.  The first two are self explanatory, but the third “Credit Scores” are not as easily defined.  This is why it is important for those of us in the Mortgage and Real Estate Industry to be well … (61 comments)

credit: Credit Scores Where Did They Come From & What Are They??? - 02/09/07 09:32 PM
I have read a number of Posts here on ActiveRain on Credit and Credit Scores, and I have written Posts on this same topic myself.  All of the Post that I have read or written provided good information on how to improve your Credit, or on what effects your Credit Scores.  … (35 comments)

credit: Are TRIGGER LISTS Putting Us And Our Clients At Risk??? - 11/17/06 11:50 PM
McCue Mortgage, the mortgage company that I work for, holds its monthly Sales Meeting on the third Friday of every month.  These meetings are attended by our whole Sales Force, Underwriters, Closers, Marketing, and Secondary Marketing.  We usually will cover new loan products during these meetings, as well as industry trends … (35 comments)

credit: To Subprime Or Not To Prime..........That is the Question - 10/19/06 11:45 PM
Tis it nobler to put your Borrower into a “Subprime Loan” or have them wait to clean up their credit?  I have done a few Subprime Loans, but not many.  They definitely a place in the Lending Industry, and it is an option that I feel should only be looked at … (19 comments)

credit: Major Impact on Credit Scores - 10/16/06 10:47 PM
There still seems to be a lot of confusion as to what affects a persons Credit Score and what doesn’t.  Last month I wrote a blog on this Credit Scores, did not go into detail as to how much of a point swing each of those categories has on a … (3 comments)

credit: Tri-Merge Credit Reports - 10/10/06 10:08 PM
Not a day goes by that I am not looking at atleast one or two Credit Reports, and it never ceases to amaze me how credit scores differ from one Repertory to another.  I have seen swings of as much as 100 points between Repertories.  That is why I always … (1 comments)

credit: Bad Credit - 10/04/06 02:53 PM
I get to look at several of credit reports each week.  Sometimes it is discouraging because I have to tell the person that they either have to do a subprime loan, or they have to wait and clean up their credit.  Sometimes the credit is so bad that I can't even … (7 comments)

credit: Credit Scores - 09/29/06 07:28 PM
The three things that have the biggest impact on your credit are Credit History, Available Credit, and Years of Credit.
1)   Credit History:  Represents 35% of your Credit Score, and it is the history of how well you have paid your bills during the time you have had credit.  However, … (3 comments)

 
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George Souto

Middletown, CT

More about me…

George Souto (McCue Mortgage) FHA, CHFA, VA Mortgages CT.

Address: One Liberty Sq., PO Box 1000, New Britain, Ct, 06050

Office Phone: (800) 382-0017 x 134

Cell Phone: (860) 573-1308

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