credit: Credit Pit Falls - 01/28/07 07:51 PM
Paying off old collection accounts will not necessarily improve your creditPaying off your credit cards in full every month is not necessarily good for your credit scoreClosing old credit cards is not necessarily good for your creditSome credit card companies such as Capital One do not report credit limits, therefore making (3 comments)
credit: Free Annual Credit Report - 01/28/07 07:40 PM
Free Annual Credit Report Link!!! This is the only true credit reporting resources where you can order your free tri merged credit report without impacting your credit score. All of the other credit reporting services have some sort of registration, subscription, fee and or service that indirectly charges the customer for pulling (2 comments)
credit: The Credit Score Equation - 01/28/07 05:06 PM
The insurance industry is now up in arms about the way that credit scores are used in determining a client's premium. Should the lending industry be taking a closer look at the way we use credit scores? I believe so. I believe a lender that is basing a loan approval on your (2 comments)
Gerry Stephens is a Home Mortgage Consultant for Wells Fargo working in the Central PA Real Estate market (Harrisburg, Hershey, Carlisle and Camp Hill). His passion is to give financial advice and insight as it pertains to mortgages, real estate and new construction. His views and terms are maket based and as such are subject to change without notice.
Thank you for reading.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.