Real estate blog entries tagged with truth in lending by Mortgage Financial Group, Inc.

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Home : Blogs : Gerry Suarez Jr- Your FHA Loan Pro! : Your FHA Loan Pro! FHA Loans, VA Loans, USDA Rural Development and Down Payment Assistance Info for Florida : Tag "truth in lending"

truth in lending: The road to hell and the new mortgage disclosures, version 2011 - 05/18/11 09:12 PM

Back in December of 2009 we were coming to the realization that new mandated mortgage disclosures where likely hurting more than they would help. Check out this link for some of that history, The road to hell and the new mortgage disclosures.
Fast forward to May, 2011. The now famous Consumer Financial Protection Bureau (CFPB) has just released copies of two forms being considered to replace the Truth in Lending (TIL) and Good Faith Estimate (GFE 2010) forms currently being used. The "know before you owe" effort is laudable since the forms we have now are nothing but cumbersome, unfortunately it … (4 comments)

truth in lending: What the Mortgage Disclosure Improvement Act (MDIA) will mean to our industry - 08/03/09 11:50 AM

On July 30, 2009 the rules changed- are you ready?

The MDIA is effective for mortgage loan applications taken 07/30/09 and thereafter and places many additional restrictions on how we lenders will have to comply with disclosing loan terms to our borrowers. The effort is laudable- to give customers the information they need to properly shop for a mortgage, when they need it; however it represents an awesome example of how badly government can screw something up.
My vantage point for this fuster cluck is that of a Mortgage Banker. I get to see the Bank and Broker side of … (5 comments)

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Gerry Suarez Jr- Your FHA Loan Pro!

Mount Dora, FL

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Mortgage Financial Group, Inc.

Address: 725 E. Alfred St, Tavares, FL, 32778

Office Phone: (352) 742-7900

Cell Phone: (352) 516-9884

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Local information regarding Mortgage lending in Central Florida including Orange, Seminole, Osceola, Lake, Volusia and Marion Counties. Also providing up to date information on HUD and government loan programs, and first time buyer programs. I'm required to tell you I'm not acting on behalf of HUD/FHA or the US Government!

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