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buyer: Determining Your Price Limit When Buying - 07/09/09 12:03 PM
When acting as a Buyers agent, I try to impress upon my clients the importance of being pre-qualified for a mortgage. Imagine falling in love with your perfect home after searching for weeks, or even months, only to find out that you do not financially qualify to purchase it.
First, determine the costs associated with buying a home, including (but not limited to) legal fees, home inspections, deed transfer tax, fuel adjustments, etc. These costs are generally about 3-5% of the purchase price of the home (for a more detailed list of closing costs, please see my blog "Closing Cost Guidelines for Buyers"). … (1 comments)
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buyer: CLOSING COST GUIDELINES FOR BUYERS (Re-sale Residential) - 08/23/08 01:14 PM
Many 1st-time buyers are unaware of the additional costs that are incurred when closing a Real Estate transaction, with the exception of the down payment. There are several costs that you will need to be aware and have funds set aside for, as closing costs can accumilate to the tune of about 3-5% of the purchase price and are in addition to the down payment.
Your agent will normally explain the additional costs to you, but I thought I would publish the list of costs that I give to my buyers within the first two meetings with them. The list below is, by … (2 comments)
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buyer: Financially Pre-Qualifying Buyers - 08/21/08 03:40 PM
Being a professional REALTOR®, I take pride in my work, and that includes doing a complete job in protecting my clients, whether they be Buyers or Sellers. One part of the job that I find is missed by many REALTORS® is the act of determining the financial qualification of Buyers. While I understand that there is a certain amount of trust that we must have in our clients, it is very beneficial to see a pre-qualifying letter from the Purchasers financial institution before looking at houses and, at the least, before writing an offer. The benefits to this step in the house-buying process is that it:
… (3 comments)
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Scott Owens - REALTOR®
Halifax,
NS
More about me…
Prudential Property Specialists
Address: 36 BrookShire Court, Ste 200, Bedford, NS, B4A 4E9
Cell Phone: (902) 403-0103
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