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During a face to face prequalification this past Saturday, I got to talking to a client. It turned out my prequalification amount was about $85,000 lower than the last one she had gotten. As we discussed further, I tried to work with her numbers to try to figure out how to make it work at a higher loan amount, but couldn't find a way. My back end ratio was up at about 56%. In layman's terms, that means 56% of her gross income (before taxes) would go to her monthly bills. These monthly bills do not include utilities, groceries, car maintenance or car insurance. In other words, she'll … (0 comments)
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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