Northwest Florida

Now with Coldwell Banker

Hank Parmenter (Coldwell Banker United Realtors) — Fri, 07 Dec 2007 15:11:19 -0600

I am pleased to announce that I have joined the team at Coldwell Banker United Realtors property management, the largest Coldwell Banker in the nation. This means more exposure for anyone that lists a property with me to help them market their property. Coldwell Banker United has offices in Florida, Alabama, North Carolina, South Carolina, Texas, and Mississippi. This gives instant access to the second-largest real estate website behind Realtor.com. Coldwell Banker United Realtors just seems to fit perfect. Coldwell Banker United Realtors does automatic feeds to all of the top realty search engines -- Trulia, Zillow, Homegain and all others, big or small. I look forward to working with everyone.

Coldwell Banker Online

Hank Parmenter (Coldwell Banker United Realtors) — Fri, 07 Dec 2007 15:06:06 -0600

The Coldwell Banker national website site had nearly 30 million site visits in 2006, generated 157,600 direct leads and linked to our local web sites 2,642,000 times! The Coldwell Banker public site is among the most visited real estate websites in the nation. During 2006, 51,000 consumers were receiving a personal e-mail from the Coldwell Banker Personal Retriever search service .

In 2006, coldwellbanker.com was named the Best Real Estate Web Site for the 2nd year in a row . Also in 2006, the Coldwell Banker website Implemented new Microsoft® satellite mapping technology and was first and only real estate company to offer overlay capability for restaurants, gas stations, schools, churches and other local services. Coldwell Banker.com is the first and only web site to offer consumers streaming video. These facts continue to demonstrate the tangible value of our national web marketing and lead generation programs and offer a meaningful listing tool.

Coldwell Banker Advertising

Hank Parmenter (Coldwell Banker United Realtors) — Fri, 07 Dec 2007 15:04:51 -0600

Our National Media spending is among the broadest in the industry with extensive high profile prime-time national television commercials, national network prime-time radio ads and extensive print advertising in exclusive luxury magazines targeted to affluent consumers. Our multi-million dollar combined advertising budget is insures that our buyers and sellers have compelling reasons to go to www.coldwellbanker.com. One of our "True Stories" commercials was ranked in the top 10 most memorable spots helping to keep the Coldwell Banker® Brand name in the forefront of people's minds with over 3.1 billion consumer impressions during 2006.

Potential sellers want to be convinced that the firm they select will do the best job of attracting buyers and our national advertising combined with local classified ads results in an unparalleled package designed to attract qualified buyers.

Coldwell Banker Worldwide

Hank Parmenter (Coldwell Banker United Realtors) — Fri, 07 Dec 2007 15:03:49 -0600

Coldwell Banker is a worldwide real estate sales organization, with offices in 31 countries on 6 continents with nearly 4,000 offices and 126,000 sales associates. Above and beyond, residential brokerage, the firm also is considered one of the leading Commercial brokerage firms in the United States. Consumers who select Coldwell Banker to market their home benefit from the worldwide exposure of an international firm.

Coldwell Banker

Hank Parmenter (Coldwell Banker United Realtors) — Fri, 07 Dec 2007 15:02:08 -0600

Of the 5 Realogy® Real Estate Brands, Coldwell Banker has the highest productivity per person, highest dollar volume and highest average sales price. Coldwell Banker Agents are among the most successful in the nation.

CB United

Hank Parmenter (Coldwell Banker United Realtors) — Fri, 07 Dec 2007 15:01:28 -0600

NRT Incorporated ("NRT"), a Realogy® owned company, owns and operates residential brokerage offices in the 35 largest US markets, and is considered America's largest real estate company (2). NRT sells 2½ times more real estate in terms of sides & 3 ½ times more sales volume than the next nearest competitor in the nation.

Being in the same business as our franchisees, results in an unparalleled business relationship with partners that understand each other's needs. Consumers should also be comforted to know that they are working with the nation's largest firm.

Coldwell Banker United

Hank Parmenter (Coldwell Banker United Realtors) — Fri, 07 Dec 2007 15:00:42 -0600

Among the top 760 firms in the nation, the Coldwell Banker® brand collectively sells more real estate in terms of both transactions and dollar volume than any other firm including the nearest national franchise network

. The result is that our brand is one of the leading sellers of real estate in the nation and buyers are attracted to our firm to find their home.

Coldwell Banker oldest National Real Estate Organization

Hank Parmenter (Coldwell Banker United Realtors) — Fri, 07 Dec 2007 14:59:50 -0600

In 2000, the U.S. House of Representatives Issued a citation recognizing Coldwell Banker Real Estate Corporation as the nation's oldest National Real Estate Organization. Today, consumers are seeking the comfort of knowing that their service providers are stable and well-established and Coldwell Banker can affirm that "it has no equal"

Coldwell Banker Ranked number one

Hank Parmenter (Coldwell Banker United Realtors) — Fri, 07 Dec 2007 14:55:36 -0600

Independent studies confirm that Coldwell Banker is rated #1 by consumers in terms of a company you can trust and dependability. According to these studies, our brand is recognized by 96% of consumers in our target audience. Combining a local well-respected name with our brand results in proven competitive advantage because our brand has a prestigious image among nationwide Companies.

Coldwell Banker CB Brand

Hank Parmenter (Coldwell Banker United Realtors) — Fri, 07 Dec 2007 14:54:25 -0600

Value of the Coldwell Banker Brand to consumers

1. The Brand has a 100-year heritage, predicated on ethical dealing, dating back to 1906 when our company was founded with a goal of protecting customers. Our unique history is a differentiating characteristic, which engenders trust and confidence to consumers and, ultimately, influences them to list their home or buy a new home with Coldwell Banker®. Our founders firmly believed in the importance of ethics, professionalism, honesty and above all, putting the customer first. To this day, our company has subscribed to these underlying principles. Coldwell Banker is known world-wide for its highly ethical beliefs and legendary history of fiduciary trust.

The now more than ever singles and home ownership

Hank Parmenter (Coldwell Banker United Realtors) — Tue, 08 May 2007 18:33:12 -0500

The power of singles and home ownership

The Power of One: Singles Opt for the Advantages of Homeownership

By Brenda W. Casserly, President & COO, ERA Franchise Systems, Inc.

It may surprise you to learn that a recent study completed by the Joint Center for Housing Studies at Harvard University cited single-person households as one of the fastest growing housing markets in the country. In fact, nearly 5 million one-person households will be added in the coming decade.

As real estate professionals, we must stay aware of emerging trends to best understand the unique lifestyles of our clients. To understand the motivations of single home buyers, we should first look at the experiences, wants and needs that shape their home buying decisions and review some of the leading factors behind this growing trend.

According to the 2002 Census Report, between 1975 and 2002, the share of Americans who had never married increased from about 24% to 29%. Currently, about half of all adults are unmarried, and a single person living alone occupies one in four households. These figures are a sign of the times. Unlike days past, many people today have embraced a single life.

Changing societal norms and expectations, improved personal wealth, increasing rates of higher education, and even longer life expectancies for women, have all contributed to the rise in single-person households. So what are the changing norms and demographics that have positioned this customer base to drive a significant portion of the housing market?

Obviously, changing marriage trends and expectations are a leading factor in the increase in single-person households. Although between 80 and 90% of Americans will get married during their lifetimes, rises in personal wealth, length of education and changing attitudes regarding gender roles have resulted in both men and women delaying marriage until later in life. For example, one out of three men and more than one out of four women in their early 30s were unmarried in 1997, compared with fewer than one in 10 in 1900. Coupled with a divorce rate hovering around 50%, many single persons have grown accustomed to their lifestyle. They have the financial stability to live where they want and do not have immediate plans to marry (or remarry).

Perhaps of greatest interest, women actually make up a large portion of single home ownership. Their role in the housing market is expected to continue to accelerate as women's success in the workplace continues to expand and personal income disparities continue to narrow. An article in Business Week Online in June of this year reported that on average, women ages 25 to 34 earned 82% as much as men in 2000, as compared to only 68% in 1975. As this trend continues, expect to see even more financially independent women become home buyers.

Now that you have a better understanding of the characteristics and motivations of this emerging customer base, what are some factors real estate sales professionals need to remember to help these clients as they look to purchase a home? With only one set of hands at home instead of two or more, some singles opt for homes with lower maintenance features; including vinyl siding, brick, and vinyl windows to decrease the time devoted to maintenance. Others chose condos or town homes where exterior maintenance, landscaping, and snow removal are all handled by the homeowner's association for a monthly fee. In addition, some look for a tight-knit community that may be conveyed by having neighbors close at hand.

For seniors who are single, many choose to move to active adult communities that are specially equipped to provide wonderful amenities for a lifestyle of one including golf courses, pools, and recreation centers. Other seniors consider proximity to cultural centers, medical facilities, public transportation or family when buying a home.

Another factor sales associates should encourage single home buyers to consider is their future needs as well as the future resale value of a property. While a one-bedroom townhouse may be enough room now, it would not be if the buyer planned on marrying or having children in the near future. And while a single person may not mind having one bathroom, it could be a major detraction for a future prospective buyer looking at the house down the road. If they can afford it, buying slightly more house than they anticipate needing could very well be a wise investment decision for single home buyers.

As with any unique home buyer, taking a few extra minutes with a prospective single client can help you to learn about their current living situation, as well as their future plans. This will allow you to create a customized plan, specific to their needs and set the tone for a successful business relationship

Senior housing market

Hank Parmenter (Coldwell Banker United Realtors) — Tue, 08 May 2007 18:31:13 -0500

Senior housing market

Opportunities abound for Realtors® who are ready to service the senior market

By Brenda W. Casserly, President & COO, ERA Franchise Systems, Inc.

Realtors® cannot ignore the impact that seniors are having on the business of real estate. Activity in the senior segment of the market is steadily increasing due to demographic shifts that have put a higher concentration of the U.S. population in an older age bracket.

As a real estate professional, there's a lot that I find exciting about the senior market. First of all, it is big, and it is growing. According to the National Association of Home Builders (NAHB), the number of households in the U.S. headed by someone between the ages of 55 and 64 in the market for a home was about one million in 2001. NAHB projects that figure to grow to approximately 1.2 million households in 2006. One forecast projects the number of baby boomers age 65 and over to increase nearly 80 percent during the next two decades.

Another attribute that distinguishes the senior market is the broad range of motives for buying or selling a home. Many seniors wish to sell their homes because their family has grown and they are now seeking a low-maintenance property that frees them up to enjoy a more leisurely lifestyle. Selling a primary residence or a vacation property may free up equity that can be applied toward retirement. The changing interests and capabilities of seniors also influence the need for proximity to transportation, health services, shopping and other activities.

Success in servicing the wide-ranging needs of senior homebuyers is achieved through the right combination of programs, training and marketing. Sales professionals who have built a strong referral network and practice sound prospecting techniques will have a leg up on capturing these diverse and demanding buyers and sellers. Realtors® who make the effort to secure specialized certification will distinguish themselves as especially qualified to service the needs of seniors.

One characteristic that distinguishes seniors from first-time homebuyers is a lower tolerance for uncertainty. The ERA® system offers the ERA® Sellers Security® Plan (SSP), a program designed expressly for homesellers who seek that extra level of assurance. Simply put, the SSP guarantees that a seller who qualifies for the program will sell their home at a pre-determined price within 180 days of listing, or ERA Real Estate will buy it.

According to the Senior Advantage Real Estate Council, 90 percent of seniors do not put their home on the market until they have settled on their new living arrangements, and Realtors® must be prepared to help seniors select a mortgage that meets their needs. ERA Mortgage offers buyers with unique financing requirements the opportunity to choose from more than 100 different loan products. A professionally staffed Agent Help Desk helps sales associates offer products that best match their clients' financial goals.

Specialized certification programs are another means to assure seniors that Realtors® are capable of serving them. Late last year, ERA Real Estate became the first global real estate franchise to deliver the Seniors Real Estate Specialist (SRES) designation in a virtual classroom. The course, offered through the Senior Advantage Real Estate Council (SAREC), was developed to educate sales professionals about the special needs and concerns of senior homebuyers and homesellers.

The transition into a senior lifestyle can be an exciting time. For Realtors® who are prepared to assist the growing community of seniors, it can be a rewarding time as well.

Crestview Florida home virtual tour now available

Hank Parmenter (Coldwell Banker United Realtors) — Tue, 08 May 2007 18:29:42 -0500

121 VillaCrest Drive Virtual Tour now available go to OkaloosaMLS.com to view MLS 461602

Countryview Subdivision Crestview Florida Home for sale

Detached Single Family
MLS#:	461602 OfficeFile#: 29850	ListPrice:	$230,000
Status:	Active	ApproxSF:	2,573 BG:
Address:	121 Villacrest Drive	$/Sqft:	$89.38
CRESTVIEW, FL	Bedrooms:	4
Zip:	32536	Baths Full/Half:	3/
County:	OKALOOSA	Stories:	1
MainArea:	25 Crestview Area	YearBuilt:	2004
SubArea:	02 CRESTVIEW SOUTHWEST	OccStat:	Occupied
Subdiv:	COUNTRYVIEW ESTATES 10TH ADDN	ImmOcc?	Y
ParcelID:	31-23-3N-056R-0000-0040	ConstrStat:	ConstrCmplt
ElemSch: ANTIOCH Middle: DAVIDSON High: CRESTVIEW
Dir:	From Hwy 85 & I-10 go south to P.J. Adams take a right to Villacrest. Follow to # 121 Villacrest on your right.
Legal:	LOT 4 COUNTRYVIEW ESTATES 10TH ADDITION

If you're looking for a lot of house, look no further. 4 bedroom, 2 bath, south of I-10 2573 sq.ft. You can easily commute from this desireable location. This open floorplan is perfect for the growing family. Countryview sudvision located in Crestview Florida.

Land in crestview now pending sale

Hank Parmenter (Coldwell Banker United Realtors) — Tue, 08 May 2007 18:28:03 -0500

Happy to announce lot 5 Benjamin Street is now under contract.

Residential Land		(Click for Virtual Tour)		Click photo to enlarge or view multi-photos.
MLS#:	405714mvd OfficeFile#: 27126	ListPrice:	$19,200
Status:	Pending Last Change: 3/19/2007	Lot Dim.:	160X50
Address:	LOT 5 BENJAMIN St	Acreage:	0.18
CRESTVIEW, FL	MinrlRts?
Zip:	32536	WFFeet:
County:	OKALOOSA	LotAcc:	City Road, Paved Road
MainArea:	25 Crestview Area	LotAcc:	City Road, Paved Road
SubArea:	02 CRESTVIEW SOUTHWEST	Zoning:	Residential Single Family
Subdiv:	SULLIVANS ADDN	Zoning:	Residential Single Family
ParcelID:	20-3N-23-2390-0011-0050
ElemSch: SOUTHSIDE Middle: DAVIDSON High: CRESTVIEW
Dir:	From 85, Left on Duggan, Right on Bay, Left on Blakely,Right on Benjamin Street,property Located on Right.
Legal:	SULLIVAN ADD LOT 5 BLK 11

You must see this lot in order to appreciate the value! This is a great opportunity for a prime building lot.

Crestview Florida home for sale now under contract

Hank Parmenter (Coldwell Banker United Realtors) — Tue, 08 May 2007 18:26:36 -0500

Under contract 5529 Hwy 393 Crestview Florida

Detached Single Family		(Click for Virtual Tour)		Click photo to enlarge or view multi-photos.
MLS#:	455364mvd OfficeFile#: 29532	ListPrice:	$199,500
Status:	Pending Last Change: 4/16/2007	ApproxSF:	1,226 BG:
Address:	5529 HWY 393	$/Sqft:	$162.72
CRESTVIEW, FL	Bedrooms:	2
Zip:	32539	Baths Full/Half:	1/
County:	OKALOOSA	Stories:	1
MainArea:	25 Crestview Area	YearBuilt:	2004
SubArea:	07 POVERTY CRK & DORCAS	OccStat:	Vacant
Subdiv:	METES & BOUNDS	ImmOcc?	Y
ParcelID:	10-3N-22-0000-0001-0110	ConstrStat:	ConstrCmplt
ElemSch: WALKER Middle: RICHBOURG High: CRESTVIEW
Dir:	Go east on Hwy 90 from Crestview, then north on Hwy 393 for approx. 2 miles, house will be on the right.
Legal:	Lot 45: Com where S Sec line intersects E R/W Hwy 393 N 1037.91 Fr NE Alg curve 2762 Ft.

This is a must-see! The look of a log cabin home with low-maintenance vinyl siding and a metal roof. The planned layout of this home is obvious when you pull up to the wooded lot just off of Highway 393 with its central location between Defuniak and Crestview; close to the Bases and the 285 split runs up to your country getaway home. Set on 3.3 partially cleared acres with a detached double-car garage and a 24'x24' workshop with power and an additional bay. Backyard decking is new with an arbor roof for shade. If desired, there is enough room for a couple of horses. Home and workshop are wired for a generator if desired. Inside the home there is laminate wood flooring and crown molding throughout. Extra-large tile in kitchen and dining areas as well as a breakfeast nook in the kitchen; utility room and bathroom are also large tile. Refrigerator, stove and dishwasher are included with the home. Ceiling fans in living room and bedrooms. 50 gallon water heater, 3 ton Carrier A/C & Heating. The home is very move in ready! Please call for more information or to view this home today! Property is zoned RRS-2 which will allow for many uses other than single family. Find the attached file to this MLS listing to view more information.

Defuniak Springs home on 10 Acres now sold

Hank Parmenter (Coldwell Banker United Realtors) — Tue, 08 May 2007 18:25:01 -0500

5484 Highway 192 Defuniak Springs now sold

Detached Single Family		Click photo to enlarge or view multi-photos.
MLS#:	424774mvd OfficeFile#: 28020		ListPrice:	$340,000
Status:	Sold Last Change: 1/17/2007		ApproxSF:	1,548 BG:
Address:	5484 HWY 192		$/Sqft:	$213.18
DEFUNIAK SPRINGS, FL	Bedrooms:		3
Zip:	32433		Baths Full/Half:	2/
County:	WALTON		Stories:	1
MainArea:	23 North Walton County		YearBuilt:	2004
SubArea:	04 LIBERTY GLENDALE		OccStat:	Occupied
Subdiv:	METES & BOUNDS		ImmOcc?
ParcelID:	25-4N-20-29000-015-0015		ConstrStat:	ConstrCmplt
ElemSch: WEST DEFUNIAK Middle: WALTON High: WALTON
Dir:	From the junction of Highway 90 West and Highway 331 North follow 331 North approximately 6.5 miles; turn right onto County Hwy 192.
Legal:	COM NE/C OF S2 OF SE4 OF SEC 25; N 88DEG29'42"W 1768.53' TO POB; N 88DEG29'42"W 348.83'; S 01DEG12'46"W 1246.87' TO N R/W LINE OF CO HWY C192; S 87 DEG51'30"E 348.88' ALG R/W; N 01DEG12'46"E 1250.74' TO POB OR2528-1676

PRICE REDUCTION!! MUST SEE!! Looking for low maintenance and high quality? This is the house for you! This house is made with fine craftsmanship; it's all the little things that make this house a great home. Mitek Industries stabilizer truss ensures an extra bracing for any possible high winds. House has thermal pane windows which are rated for high winds. The house has a shingled Timberline 7 1/2 pitch hip roof with 30-year OC Supreme dimensional shingles. All thread rods run from the footers to the top of the walls and steel clips on top and bottom of every other stud ensures peace of mind during any storm. When you drive up notice the 380 ft. packed stone driveway has a turnaround area in front of the concrete parking pad which crushed stone and cement mixture done by Broadway Paving. The driveway takes you up to the brick walkway that brings you to a spectacular view (see attached list of flowers and plants in yard). As you enter you will notice the leaded glass front door that opens to reveal cathedral ceilings in the living room and dining room. The custom-tiled entry leads you to the Bruce Oak hardwood flooring in the living room as well as custom-built corner Dimplex fireplace with stone accents; a heating unit is included within. The dining room, master bath and even the laundry room all boast porcelain tile flooring, which adds the extra no-hassle maintenance. The wellhouse that is sided and roofed has electric as well as a brick-paved entryway. The well was installed by Best Well Service. Notice the bird garden area with custom-made bird feeder with bird houses and a cast aluminum bird bath. There are water and electric lines running to the bird sanctuary. Garden timber logs wall the maintained flower bed around the heat pump area; this area is planted with Indian Hawthorn bushes and Mexican Heather flowers. There's also a small log-walled flower bed to the north side of the home just off the back porch that is planted Fire Power Nandina bushes whose leaves turn red in winter. This home has a 10 ft.x 20 ft. enclosed sun room which is insulated , with ceiling fan. Extended decking runs 10 ft. x 28 ft. that enters the great 2-car garage which includes a bonus storage area overhead with electric lights via pull-down stairs. The garage also features 2 insulated garage doors with the interior drywalled and painted with wood base trim throughout. The back entry door is steel with high half-round windows and 2 windows on the front for extra light.Walk out to your 24 ft. x 36 ft. insulated building with beige-colored steel siding and a dark green steel roof. The interior walls are drywalled; there are 3 thermal pane windows rated for High m.p.h. winds. The building also includes concrete floor, 100 amp service, water, steel entry doorway, 2 drive-through wood doors, 8 ft. wall cabinets painted Covered Bridge red and base cabinets with wood countertops. A steel roof truss completes the look with 12 light fixtures running the length of theceiling. Insulated with R13 insulation in the walls and ceiling.Sellers are willing to pay some standard closing cost.

A just sold property by team sold

Hank Parmenter (Coldwell Banker United Realtors) — Tue, 08 May 2007 18:23:10 -0500

Home just sold in Crestview Florida

MLS#:	432380mv OfficeFile#:	ListPrice:	$119,900
Status:	Sold Last Change: 4/29/2007	ApproxSF:	1,012 BG:
Address:	176 ADKINSON DR	$/Sqft:	$114.62
CRESTVIEW, FL	Bedrooms:	3
Zip:	32536	Baths Full/Half:	1/0
County:	OKALOOSA	Stories:	1
MainArea:	25 Crestview Area	YearBuilt:	1955
SubArea:	03 CRESTVIEW NORTHWEST	OccStat:	Vacant
Subdiv:	JERNIGAN S/D	ImmOcc?	Y
ParcelID:	07-3N-23-1310-000C-0140	ConstrStat:	ConstrCmplt
ElemSch: NORTHWOOD Middle: RICHBOURG High: CRESTVIEW
Dir:	Take Hwy 90W, Take a Right on Mapoles just past intersection of 90 & 85.Mapoles ends at North Ave and changes to Seminole, Take right fork to Adkinson, House is on left.
Legal:	JERNIGAN S/D LOT 14 & N 5 FT OF LOT 12 & S 5 FT OF LOT 16 BLK C 987-817

Florida cottage complete with picket fence. Great home that has just received a facelift. All new kitchen cabnets, new carpet and ceramic tile and home has been freshly painted. View the landscaped yard from the big picture window. Yard is a gardners delight with pecan and fruit trees that may be enjoyed from the path that leads you through the yard. Metal roof and windows are only a few years old and house has just received new electric service both inside and out as well as plumbing improvments.Nice quite neighborhood.

Another home just sold by team sold

Hank Parmenter (Coldwell Banker United Realtors) — Tue, 08 May 2007 18:21:42 -0500

116 Summit Niceville Home just sold

Detached Single Family		.
MLS#:	449114m OfficeFile#:		ListPrice:	$218,000
Status:	Sold Last Change: 2/1/2007		ApproxSF:	1,275 BG:
Address:	116 SUMMIT CT		$/Sqft:	$160.78
NICEVILLE, FL	Bedrooms:		3
Zip:	32578		Baths Full/Half:	2/
County:	OKALOOSA		Stories:	1
MainArea:	13 Niceville		YearBuilt:	1986
SubArea:	08 BLUEWATER BAY AREA		OccStat:	Vacant
Subdiv:	BLUE PINE VILLAGE PH 1		ImmOcc?	Y
ParcelID:	23-1S-22-474A-000B-0480		ConstrStat:	ConstrCmplt
ElemSch: BLUEWATER Middle: CHOICE-DESTIN/RUCKEL High: NICEVILLE
Dir:	From Hwy 20 East cross Rocky Bayou bridge. Take left on Range Rd. Take right at Blue Pines Village. Summit Ct will be first left. Follow around to 116 on left.
Legal:	BLUE PINE VILLAGE PH I LOT 48 BLK B

What a great deal on this home. Tucked away in Blue Pine Village. This home has had the Montel Make-over. New paint through-out, kitchen make over with new sinks, tumbled-marble counter-tops, washer and dryer are also included. Custom landscaping and beautiful stone-faced fireplace. This home offers a privacy fenced backyard and sprinkler sys & well. Master BR has private door to patio and large walk-in closet. Dining room offers french doors to the patio. Guest bath has a cheerful leaded-glass window. Low maintenance vinyl siding covers exterior walls. Roof replaced within the last 3 years. Sq Ft from 2001 appraisal.

Paxton Florida land just sold

Hank Parmenter (Coldwell Banker United Realtors) — Tue, 08 May 2007 18:19:59 -0500

Paxton Florida land just sold

Residential Land
MLS#:	457971p OfficeFile#: 29651	ListPrice:	$12,000
Status:	Sold Last Change: 4/2/2007	Lot Dim.:	105X210
Address:	0 ADAMS ST	Acreage:	0.50
PAXTON, FL	MinrlRts?
Zip:	32538	WFFeet:
County:	WALTON	LotAcc:	County Road, Paved Road
MainArea:	23 North Walton County	LotAcc:	County Road, Paved Road
SubArea:	01 PAXTON	Zoning:	County, Residential Single Family
Subdiv:	PAXTON	Zoning:	County, Residential Single Family
ParcelID:	35-6N-21-40000-014-0000
ElemSch: PAXTON Middle: PAXTON High: PAXTON
Dir:	Hwy 90 E to 393 N to dead end, then right to Adams just before 331 or go straight up 85 N to c147 nw to adams on left downtown paxton.
Legal:	COM NE/C OF SW1/4 OF NE1/4 RUN S 295 FT FOR BEG RUN W 210 FT S 105 FT E 210 FT N

Build your home on this wooded half acre lot, select which Florida native trees you want to keep for as much or as little privacy as you would like. The lot sits directly on Adams street which provides you with paved road frontage for this lot which also sits with water and sewer available. Located in the well established subdivision of "Pineview" not far from the Paxton school and downtown area. With all this it is priced to sell take a look at this affordable lot today.

Preventing Identity Theft

Hank Parmenter (Coldwell Banker United Realtors) — Tue, 08 May 2007 18:17:41 -0500

Preventing Identity Theft

Could This Be Your Story?

When Janet Romano opened her credit card bill, she got more than she bargained for.

"I'm diligent about matching up my receipts to my bill," Romano said. (We've changed her name to protect her privacy.) "Several of the charges were mysteries to me."

A call to her credit card company began a months-long effort to recover from identity theft and credit card fraud. First, Romano found thousands of dollars in fraudulent charges on her credit card bills. She disputed each charge but the finance charges kept growing. She even found a purchase of an Internet domain name on her bill. That domain name created a Web site that scammed people out of hundreds of thousands of dollars.

"Some people using the scam site knew how to look up the name of the site owner. A public directory listed my name and phone number. I actually got messages on my voice mail threatening to break my legs," said Romano.

Romano thinks that identity thieves got her information when she replied to an email asking her to refresh her email account information. It looked like a real request-so real that even a cautious consumer like Romano replied with her personal and financial information. Such email tactics are called "phishing."

Identity Theft is Growing

Unfortunately, phishing is a growing way to steal someone's identity. And it's only one way. Identity thieves can take your personal information from your mail box or your home. They can steal your wallet or purse, or convince you to give out personal information. We all have to be on our guard.

Identity theft is the fastest growing white-collar crime. It happens when an identity thief obtains some pieces of your personal information. The thief then uses the information about you-without your knowledge-to commit fraud or theft. The identity thief is disguised as you. The trail leads back to you.

You Can Act Against Identity Theft

In this course you will learn more about how identity theft happens. You'll see how thieves get and use your information. Then, you can take steps to be on your guard, so that what happened to Ms. Romano won't happen to you. As with any crime, you cannot completely control whether you will become a victim. But you can minimize your risk. You can be alert to how the crime happens. And you can manage your personal information cautiously.

In this course, you will:

Know what identity theft is
Do a wallet check to protect yourself from identity theft
Take steps to protect yourself from identity theft in your home and on the road
Recognize early warnings of identity theft
Take the first steps if you're a victim of identity theft
Have the numbers to call to get help or more information

Let's get started.

Technical Requirements

To appreciate this seminar experience, it is critical that you have the appropriate software, plug-ins, and network connections. Please take the time to download the latest versions of the plug-ins mentioned below if you do not already have them.

Browser: Internet Explorer 6 and higher, Netscape 7.2 and higher or equivalent browser. Your browser must be JavaScript-enabled and must be set to accept cookies.

Network Connection: The recommended minimum connection is 56Kbps. A faster connection is encouraged to take better advantage of the media elements in the seminar.

Contributors

AARP Consumer Protection Team
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Home on Highway 331 close to town

Hank Parmenter (Coldwell Banker United Realtors) — Mon, 09 Apr 2007 17:17:01 -0500

Detached Single Family		(Click for Virtual Tour)		Click photo to enlarge or view multi-photos.
MLS#:	438084mvd OfficeFile#: 28707	ListPrice:	$119,900
Status:	Active Last Change: 4/2/2007	ApproxSF:	960 BG:
Address:	222 HWY 331	$/Sqft:	$124.89
DEFUNIAK SPRINGS, FL	Bedrooms:	3
Zip:	32433	Baths Full/Half:	1/
County:	WALTON	Stories:	1
MainArea:	23 North Walton County	YearBuilt:	1975
SubArea:	10 DE FUNIAK SPRINGS	OccStat:	Occupied
Subdiv:	METES & BOUNDS	ImmOcc?
ParcelID:	21-3N-19-19010-001-0210	ConstrStat:	ConstrCmplt
ElemSch: MAUDE SAUNDERS Middle: WALTON High: WALTON
Dir:	FROM HWY 90, GO NORTH ON US HWY 331N. 5TH HOUSE ON THE RIGHT SIDE OF THE ROAD.LOOK FOR THE SIGN IN THE FRONT YARD DIRECTLY ON 331.
Legal:	LOT 21 BLK 1 OR 1214-37 OR 2288-315

Priced to move quickly just reduced price!!!!Wonderful home with the charm of being right in town. Home has very nice landscape yard. Fenced backyard with hugh oak tree. city sewer, water and gas.This is a must see home for first time home buyers or investors.Seller will pay up to $2,500 in closing cost with full price offer. View the Virtual Tour to see this great starter home right now. Motivated seller

2005 3 BED 2 BATH only 109K

Hank Parmenter (Coldwell Banker United Realtors) — Mon, 09 Apr 2007 17:13:59 -0500

Detached Single Family		Click photo to enlarge or view multi-photos.
MLS#:	454519md OfficeFile#: 29499		ListPrice:	$109,000
Status:	Active Last Change: 3/30/2007		ApproxSF:	1,200 BG:
Address:	30 WATSON RD		$/Sqft:	$90.83
DEFUNIAK SPRINGS, FL	Bedrooms:		3
Zip:	32433		Baths Full/Half:	2/
County:	WALTON		Stories:	1
MainArea:	23 North Walton County		YearBuilt:	2005
SubArea:	05 MOSSY HEAD		OccStat:	Occupied
Subdiv:	OAKWOOD HILLS UNIT 5		ImmOcc?
ParcelID:	18-3N-20-28056-003-0150		ConstrStat:	ConstrCmplt
ElemSch: MAUDE SAUNDERS Middle: WALTON High: WALTON
Dir:	From I-10 and 285 & 90 split; Go east on HWY 90 Just property is located just outside of Mossy Head. Corner of Watson Rd & Hwy 90. Less than 4 miles to Hwy 285 leading to Niceville & Ft. Walton beach split.
Legal:	Lot 15 & 16 Oakwood hill unit 5

This 2005 has many upgrades including a hidden washer and dryer area behind the cabinet door entry -- you will have to see it to believe it. Also equipped with a garden tub in the master bath and a walk-in closet. This very open floor plan home sits on 2 lots on the corner of Highway 90 & Watson Road with close to 200 feet of frontage on Highway 90. This property also has a 30'x60' enclosed metal building with 2 rollup doors for many different applications, including possible commercial application. Bring all offers!!! We have financing sources for manufactured homes contact me today.

Highway 90 Walton County

Hank Parmenter (Coldwell Banker United Realtors) — Mon, 09 Apr 2007 17:10:24 -0500

Defuniak springs Florida land for sale

MLS #:	437805mv OfficeFile#: 28698	ListPrice:	$1,650,000
Status:	Active Last Change: 3/30/2007	Property Type:
PropName:	Highway 90 Industrial	Price/Sq Ft:
Location:	LOT 13 HWY 90	Price/Unit:
DEFUNIAK SPRINGS, FL	Price/Acre:
ZipCode:	32433	Building Sq Ft:	1428
County:	WALTON	Frontage:
MainArea:	23 North Walton County	WF Feet:
SubArea:	10 DE FUNIAK SPRINGS	YearBuilt:	1986
ParcelID:	19-3N-19-19360-000-0130	Const Status:	Proposed
Directions:	From 331 and 90 take Hwy 90 2 miles west of 331 North. Willow is on the south side of 90

*******************Bank Owned ******************* Zoned for Industrial use, consisting of Lot 13 of Gillis Heights recorded lot. Survey complete,with frontage on CSX Railroad tracks, Property has a 1400+ square ft home on it with a small pond on the s/w corner of property.State EDC incentives available.Property has over 22+ Acres and is priced at under 75k per acre.

Walton County Industrial Land for sale

Hank Parmenter (Coldwell Banker United Realtors) — Mon, 09 Apr 2007 17:07:55 -0500

Walton County Florida land for sale

Industrial Land Hwy 90 Walton County Florida 50 Acres

*******************Bank Owned *******************Zoned for Industrial use, consisting of three lots, with frontage on CSX Railroad tracks, Property has a 1400+ square ft home on it with a small pond on the s/w corner of property.State EDC incentives available. Hwy 90 2 miles west of 331 North. Willow is on the south side of 90

Walton County Half Acre only 15,000

Hank Parmenter (Coldwell Banker United Realtors) — Mon, 09 Apr 2007 17:05:35 -0500

Paxton FLorida land for sale

Build your dream home on this wooded half acre lot, select which Florida native trees you want to keep for as much or as little privacy as you would like. The lot sits directly on county Highway 147 which provides you with paved road frontage.Located not far from the Crestivew or Paxton area . With all this it is priced to sell take a look at this affordable lot today. HWY 147 PAXTON, FL 32538 MLS#:457992 Acreage: 0.50 $15,000