home buyers: How Much Home can you Afford? - 10/08/08 02:03 PM
The single most important part of buying a house is figuring out how much you can realistically afford to pay. You'll have to take a good look at your budget, debts, credit reports, and credit score (check out myfico.com). Once you have a good picture of your financial status, start saving … (0 comments)
home buyers: What does a Home Warranty Cover? - 10/01/08 11:16 PM
A home warranty is a service contract, normally for one year, which helps protect home owners against the cost of unexpected covered repairs or replacement on their major systems and appliances that break down due to normal wear and tear. Coverage is for systems and appliances in good working order at … (2 comments)
home buyers: Tips for Packing Like a Pro - 09/23/08 05:26 PM
Moving to a new home can be stressful, to say the least. Make it easy on yourself by planning far in advance and making sure you’ve covered all the bases.1. Plan ahead by organizing and budgeting. Develop a master “to do” list so you won’t forget something critical on moving day, … (0 comments)
home buyers: Mortgage Applications Up - 09/09/08 09:02 PM
Mortgage brokers say Monday was the busiest day they can remember in the last couple of years according to Dina ElBoghadady and Renae Merle with The Washington Post.According to Freddie Mac, based on their weekly survey they found a drop in the 30-year fixed mortgage rate to 6.35 percent from 6.46 … (0 comments)
home buyers: A ‘Case’ of Exaggeration? - 08/29/08 08:47 PM
By Hank Bailey, REALTOR®A recent study by three professors from Columbia and Wichita State universities have concluded that the housing crisis has been greatly overblown. “The Foreclosure House Price Nexus” compared data from Office of Federal Housing Enterprise Oversight and The Case-Shiller Index. The study found the Case-Shiller Index, which is … (0 comments)
home buyers: Should Buyers Use a Real Estate Professional? - 08/11/08 11:30 AM
With just the stroke of a few keys, you can find myriad resources on the Internet to help you in your search for a new home. Besides property listings, you can find out about specific communities, schools and mortgage options. Prudential Real Estate has made three great resources – Environmental … (0 comments)
home buyers: Home is Where the Perks are and these Perks Extend Beyond your Four Walls - 08/05/08 10:52 AM
Homeowners enjoy a number of perks, and not all of them have to do with tax breaks and long-term investment potential. There are also significant social benefits attached to homeownership.
National surveys show that homeowners tend to be more active in the community because they have a greater financial stake in … (0 comments)
home buyers: Help in Guiding Your Home Search toward finding the right Home - 08/04/08 10:44 PM
When beginning your search for your first or "next" home purchase, research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing. In this remember to be realistic. It’s OK … (0 comments)
home buyers: Tips for First-Time Homebuyers - 06/19/08 09:28 PM
Home-price adjustments in markets around the country have opened doors of opportunity for many renters. If you are transitioning from renter to homeowner, the prospect of making such a large investment may be exciting, while at the same time overwhelming. But it doesn’t have to be.
Here are six common mistakes to … (1 comments)
home buyers: In-House Mortgage Lender or Finding your Own Financing? - 06/05/08 01:02 PM
Finding a mortgage now-a-days is the most important task you face and I would contend it is even harder to find the loan program than finding your dream home. If you're buying a new home, your builder may offer you an incentive to use their preferred lenders. Being the cynical … (0 comments)
home buyers: Make Sure You Have a Marketing Plan - 06/01/08 02:10 PM
By Hank Bailey, REALTOR
Prudential Blanton PropertiesOnly for the rare few sellers, simply placing a “For Sale” yard sign on the front lawn creates a line of traffic filled with potential buyers. If you want buyers to see your home, you’ve got to find them. The key is marketing. To … (0 comments)
Thoughts regarding everything from how to avoid typical mistakes that sellers can and will make in the selling process to conversations about Home Staging, understanding when working with Realtors of who is representing you and who is "not," and much more pertinent information for the Athens Georgia area real estate market to help you understand how to buy and sell with confidence.
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The single most important part of buying a house is figuring out how much you can realistically afford to pay. You'll have to take a good look at your budget, debts, credit reports, and credit score (check out myfico.com). Once you have a good picture of your financial status, start saving … (0 comments)
