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Dumb, Stupid or Just Gullible? - 07/29/12 07:07 AM
Would you work with an incompetent lawyer? A CPA that had a history of losing clients money? A doctor with a chronic history of malpractice? No? Then are the majority of buyer's and sellers stupid? Not a rant, just head scratching things that I continue to see - would like to know if it's unique or going on elsewhere. In the past week, I've had folks contact me: 1. Wondering if they should buy a home they know they are overpaying for. This guy called me to work with him, I passed as he lacked a clearly defined objective. This week he calls (9 comments)
Scorned & Bitter Wife Goes FSBO - 07/25/12 10:56 AM
“Husband left us for a 22-year-old. House for sale by scorned, slightly, bitter, newly single owner.” Ouch. A woman in Beaverton, Ore., is using the story of her divorce to try to sell the bungalow home that she once shared with her now ex-husband. She recently posted a sign outside her for-sale home that reads The sign also reads “adulterers need not apply.” (However, she does include a disclaimer that anyone is welcome to submit an offer and that they do “not discriminate against any serious offer to purchase our home.”) The woman behind the sign, Elle Zober, says she got (3 comments)
Appraisers Not at Fault for ‘Low’ Home Values - 07/16/12 04:20 PM
Intuitively we agents understand that many of the appraisal issues being experienced are due to more than "poor appraisers". Just as the sales business has agents that should be doing anything but advising buyers and sellers, so too does the appraisal industry. The major difference however are the number of influences directly impacting the appraisal industry in this current market. How many agents would thrive with underwriter and reviewer hands around their necks? With an unprecedented level of micromanagement? With being forced to accept slashed fees and increased report requirements? The Appraisal Institute finally did something worthwhile and published a short (1 comments)
Zip It - and Don't Let the Facts Get in the Way - 07/08/12 04:40 AM
Why is your list price so low on 0000 Swell Street. Don't you realize it is not a fair market value and it is hurting the values in the neighborhood? Sweet - cruising emails and I see that from what I'll assume is a resident in a community where we just listed a short sale. Bad timing as I'm not in the mood....so a little education was in order. My response... ------------------------------------------------------------ Thanks for the note, I appreciate that there is someone to make contact like this. Obviously I cannot go into the complete circumstance regarding the conditions of this sale (6 comments)
Estimates Say 33% of FHA Loans Underwater - 07/06/12 04:18 PM
The Federal Reserve estimates that about one-third of the 11.1 million underwater home loans in the United States are FHA-insured. These 3.6 million underwater FHA loans account for nearly half of the FHA's 7.4 million outstanding loans. Since about 72 percent of all outstanding FHA loans date from 2009 or later, a reasonable estimate would be that about 1.5 million of recent FHA borrowers are underwater. I wish I could say that I'm surprised. As noted in Appraisal Buzz, there seems to be a ready supply of soon to be distressed inventory. This comes as no surprise since the FHA continues (2 comments)
Are You a Reasonable Home Seller? - 07/06/12 03:52 PM
Are you a reasonable home seller? In some metro Atlanta real estate markets, supply and demand has reached equilibrium and in some cases, a seller’s market. As noted in a previous post, many Atlanta home buyers are finding that the news headlines bear no resemblance to the real world. Many micro markets, mainly north from Atlanta between I-75 and I-85 and up the 400 corridor are bucking the bloody national reputation Atlanta real estate presently carries; homes are selling at or near list (some over) and buyers are found in quantity. There are many reasons for this and a smart home (0 comments)
Where are the great home buying opportunities in Atlanta? - 07/04/12 03:52 PM
Where are the great home buying opportunities in Atlanta? Well, in most cases they’re where few folks want to be. Despite the continued blood bath media reports about the Atlanta housing market, many Atlanta home buyers are having a difficult time hitting the perfect trifecta; a quality home, in a stable area bought at a “value” price. In some areas, home buyers need to adjust expectations to fit current market conditions; the buyer’s market is all but gone. What constitutes a quality home? Given the inability of buyers to roll “updating” costs into loans, a quality home is best defined as (0 comments)
GORGEOUS PROPERTY BACKS UP TO THE CHATTAHOOCHEE NATIONAL PARK! 4 BR, 2.5 BAs, OPEN FLOOR PLAN, LARGE KITCHEN WITH SEPARATE DINING AREA OPENS TO GREAT ROOM, AND SUNROOM. SHOWS LIKE NEW! CLICK HERE FOR ADDITIONAL INFORMATION AND PHOTOS
CONTRACT FELL APART! APPROVED AT 540k, BUT WILL PUSH AHEAD WITH BEST OFFER!!!! NEGOTIATIONS WON'T DRAG OUT. 10 FOOT CEILINGS, BEAUTIFUL DETAILS, MASTER SUITE WITH JACUZZI TUB, SPA SHOWER, AND LARGE BUILT IN CLOSET. KITCHEN WITH ISLAND, WARMING DRAWER, GAS COOKTOP. LOADS OF DETAILS AND CHARM. CLICK HERE FOR ADDITIONAL INFORMATION AND PHOTOS. OFFERED AT $480,000
BEAUTIFULLY MAINTAINED NEIGHBORHOOD AND HOME. 2 STORY FOYER AND GREAT ROOM, SEPARATE DINING/LIVING ROOMS, KITCHEN WITH DOUBLE OVENS, SOLID SURFACE COUNTER TOPS, BREAKFAST BAR, SEPARATE INFORMAL DINING AREA, SUNROOM, LARGE MASTER WITH HIS/HERS WALK IN CLOSETS, RENOVATED MASTER BATH. MANY UPGRADES AND RENOVATIONS INCLUDING WIDE PLANK HARDWOOD FLOORS. FENCED LEVEL YARD, CUL DE SAC STREET, AMENITY PACKED NEIGHBORHOOD! CLICK HERE FOR ADDITIONAL INFORMATION AND PHOTOS (1 comments)
FORMER BUILDER'S HOME 5 BR 3 FULL, 2 HALF BATHS, 3 CAR GARAGE, SEPARATE LIVING AND DINING ROOM. CHEF'S KITCHEN WITH HUGE ISLAND, GRANITE COUNTERTOPS, TOP NOTCH APPLIANCES, AND SEPERATE 2 STORY INFORMAL DINING AREA. HUGE MASTER SUITE AND LARGE SECONDARY BEDROOMS. OUTSIDE LIVING AREAS INCLUDE A DECK, PATIO, SCREENED PORCH, STONE FIREPLACE, EXTENSIVE HARDSCAPING, ALUMINUM DETAILED FENCE. CLICK HERE FOR ADDITIONAL INFORMATION, PHOTOS AND APPOINTMENT
The HMT blog is written by Hank Miller of The Hank Miller Team. He is a licensed broker and certified real estate appraiser in the state of GA. Since 1989, real estate has been his full time occupation and Hank consistently ranks at the very top of Atlanta area agents in overall production. He is known as much for his attention to detail as he is for his candor.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.