Should Underwater Borrowers Stay or Go? - 11/30/09 02:58 PM
Increasing numbers of home owners are struggling with the decision to walk away from their homes because their mortgages are so far underwater.Whether it is a good idea or not is an open question with strong arguments on both sides of the decision.Leaving a home and a mortgage ruins a credit score, complicating future transactions, and makes it more difficult to rent another residence and buy a car.Despite this potential pain, Glenn Kelman, chief executive of Zillow.com, believes that people should consider giving up."I think there are a lot of people who don't walk away from their house for moral reasons … (3 comments)

Permanent Loan Modifications, Devastatingly Low Numbers - 11/30/09 07:02 AM
Some devastatingly low numbers for permanent loan modification. If you did not catch this NY Times article by Peter S. Goodman, it is worth reading. Apparently the Treasury Department will be making some major announcements this week. BUSINESS / ECONOMY | November 29, 2009 U.S. Will Push Mortgage Firms to Reduce More Loan Payments By PETER S. GOODMAN Only a tiny fraction of mortgages have been permanently reduced under a $75 billion program for troubled homeowners.
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Can't Make your morgage payment on that Idaho Home? - 11/29/09 09:07 AM
 Can't make your morgage payment on that Idaho Home? Learn About Making Home Affordable Refinancing Many homeowners pay their mortgages on time but are not able to refinance to take advantage of today’s lower mortgage rates perhaps due to a decrease in the value of their home. Modification Many homeowners are struggling to make their monthly mortgage payments perhaps because their interest rate has increased or they have less income. Here is a great video and the MAKING HOME AFFORDABLE.GOV web site:
 
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Teton Buyers Tax Credit Answered - 11/27/09 07:34 AM
Teton Buyers, do you want your tax credit questions answered? Here is an article by Sandra Block of the USA Today:
The complexity of new home buyer tax credits leaves potential buyers with many questions. Here are answers to some of the most confusing: How does a current home owner qualify for the $6,500 credit?Buyers must have lived in their homes for at least five out of the last eight years. The home they buy must become their primary residence, but buyers don't have to sell their previous home. They can use the previous home as a rental or a second … (1 comments)

Credit Card Companies Lower Your Credit Limit - 11/27/09 07:27 AM
When Credit Card Companies Lower Your Credit Limit Has this happened to you? This action by the credit card company hurts you. If you owe 3,000. on a 10,000 dollar card but max out another, it is posible that they will see you as a risk and reduce your cards limit.

Here are some Ideas from a loan broker. How much of your revolving credit lines that you are currently using is called Utilization. And this is about 30% of your FICO Score.
If you put $800 travel expenses on that $1000 limit credit card and that gets reported to the … (3 comments)

Thanksgiving in Teton Valley - 11/27/09 06:17 AM
 

We had a great Thanksgiving day in Teton Valley. This is such a great place to live and raise a family. Now that real estate has come off of the peak of the market, more people will be able to live and work in the area.
HOPE YOUR THANKSGIVING WAS AS GOOD AS OURS.
 BEST WISHES
THE WILCOX FAMILY
 
 
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Invest in a Buyer’s Market - 11/27/09 05:53 AM
Here are a few thoughts to consider as we invest in this buyer's market:
•·         Create win win situations (who else benefits besides me)
•·         Make sure your due diligence is completed properly
•·         How can I increase the value of my investment
•·         Time spent verses gain realized
•·         Internal rate of return
•·         Long term hold or resale
•·         If resale, can I offer for sale below current market value
… (4 comments)

Thankful for What - 11/27/09 05:38 AM
I have read that we learn more from one mistake than from ten successes. After having made my share of mistakes and reflecting on this thought I would like to express my thankfulness for adverse opportunities in my life. The ability to learn and grow through these opportunities will not kill me, but will make me strong.
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Teton Valley Indoor Arena - 11/18/09 07:45 AM
Teton Valley Indoor Arena "The Arena" at Teton Saddleback Vistas
 
 Catering to both Western and English styles of riding,
the 64,000 square foot arena is destined to be an equine paradise. Outdoor facilities include a large roping arena and 100' solid round pen, all designed to accommodate the roper, cutter & working cow horse enthusiasts. For our English riders we have a 220' x 120' jumping arena and a full size dressage court set adjacent to the Cross Country Course developed by international course designer Tremaine Cooper. e Cross Country Course will cater to a variety of riders with full courses from the … (0 comments)

Teton Valley Horse Property Driggs and Victor For Sale - 11/18/09 07:03 AM
We have exceptional buys in Teton Valley, let us find the horse property in Driggs, Victor or Tetonia that is just right for you. Take a look at The Arena at Teton Saddleback Vistas, this quality facility is now open to the public and the development offers homes and land at reasonable prices. Or buy my house I can keep 6 to 10 horses fat all summer with little or no hay and I have about 6 acres of pasture. The water rights without question add value to the ground. here is a link to My House it is currently for sale. The Arena at Saddleback is about … (0 comments)

Kitchen Upgrade - 11/16/09 07:29 AM
 

For those of you that did not see the outside kitchen blog, here is the picture again of our kitchen when we moved to northern Arizona.
 
 
 
 
 
 Then I thought it only fair to show our first kitchen upgrade. I think by winter the second year we had this kitchen closed in.
 
The year was 1981. I wonder if I was the photographer?
 

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Set Goals High, Victor Idaho - 11/15/09 08:07 PM

Set Goals High. I have been accused on occasion of setting lofty goals. I believe it is best to aspire to do great things, do your best and be grateful for what becomes of it.
 
 
 This is Chey on Abby enjoying a summer day in Victor Idaho.
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Car Truck and Bike club Teton Valley Idaho - 11/15/09 09:14 AM

 
Bill Leake is organizing a Car Truck and Bike club here in Teton Valley Idaho. The inaugural meeting will be Thursday at 7:00pm, November 19, 2009 at the Driggs City Center (city council conference room).  At the meeting we will explore everyone's expectations for the club and set a charter.  From there we will basically coordinate cruise nights, road ralley's, and any other activities everyone wants to do.
… (2 comments)

Contractor, Supplier Shop For Lease Victor and Driggs Idaho - 11/15/09 08:36 AM
THIS PROPERTY LEASED.....Contractor or Supplier shop for lease between Driggs and Victor Idaho. 6 to 12 month term, 1,200/month for 1800sf+/- Includes upstairs office and ground-level office. This building is new and the space includes 14' door, in floor radiant heat paved parking area. Rocky Road Industrial (Just acrooss from the Spud drive-in. View property web site: http://www.724rockyroad.isforlease.com/
 
 
 
 
 
 
 


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Dreamchasers & Teton Springs Resort, Victor Idaho Turkey Trot - 11/15/09 07:07 AM

What a fun run! This kind of event is just one more reason why I love living in Teton Valley Idaho. Dreamchasers & Teton Springs Resort Sponsored the event to raise money for Teton Valley Learning Academy.  There was a 5K and 10K run around the grounds of the beautiful   Teton Springs Resort open to all Ages (especially those planning to eat too much on Thanksgiving) as well as a 1 Mile Kids Run - for kids Silly enough to want to act like their parents!
chey and reylang family
 
Lisa and Jay Batchen of Dreamchasers are always fund … (0 comments)

News in Teton Valley Idaho - 11/13/09 07:12 AM
My First Newsletter, Teton Valley Idaho To subscribe to newsletter email newsletter@harleywilcox.com
Links:http://www.469e4000s.greatluxuryestate.com/ , http://www.harleywilcox.com/
http://www.buytetonvalley.com/  · SEARCH MLS· WEBSITE Food Bank  , E.I.C.A.P.   Learning Academy  
Camp on Main , www.Athlete360.com , Teton Turkey Trot , Jingle Bell Run
All Links are deactivated in body, It is pasted as a picture. I used Microsoft Publisher to create.
 



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Boise State University Plane - 11/12/09 06:50 PM
The Boise State University Plane is not just for the team but for horizon's passengers. It's adorned with the University's blue and orange colors. The turbo-prop goes into service with a 40 minute  route from Idaho Falls to Boise. This is the first Horizon Air plane that has a Western Athletic Conference logo on it.  
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Victor City Council Candidate, Write-in Tie - 11/12/09 06:39 PM
Victor Politics
VICTOR - In the race that resulted in a tie between the candidate that campaigned and a candidate that was a write-in, the Idaho Attorney General's Office requested a recount.
During Tuesday night's election, Grant Thompson and write-in Matthew Eagens both received 98 votes. Normally, the tie would be resolved with a coin flip.
The recount for the 2-year term city council seat will happen sometime next week. No specific date or time has been set.
 
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Moonlight Ride Teton Valley Idaho - 11/08/09 08:58 PM
Yeah, it was still daylight, but the moon was out. If you have Daughters you know what it means to hang out with daddy's little girl. Rey and I were riding around the north end of the Big Hole Mountains during a photo shoot for Canyon Creek Ranch. Teton Valley Idaho. There are miles of roads that were built for logging, and are closed to truck traffic, these roads are just right for horse riding.
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Foreclosures and Short Sales - 11/07/09 06:37 AM
I am of the mind that if you agree to pay someone (even a bank) an amount of money for something, you should pay. That being said I also believe that consumers do agree to terms that are unfair at times because they do not know any better. And we had a bunch of Mortgage brokers writing loans that were not good for the consumer and with no regard for the actual ability for consumers to repay. The mortgage brokers got their money when they resold the loan. Even the banks that purchased these loans from the brokers repackaged and sold … (0 comments)

Be Proactive when facing Foreclosure - 11/06/09 08:38 PM
Nothing is worse than doing Nothing.
I found this web site and contact information on line. If you find yourself heading to foreclosure,  take a proactive stance. There are places to turn for counseling and advice.
http://saveidahomes.org  provides HUD approved foreclosure counseling and no-cost mediation services in Southeastern Idaho.


OR you can email
counselor@saveidahomes.org
OR you can call saveidahomes.org at:
208-522-5370, Extension 1053 
The sooner you call, the better chances of saving your home.
Americans are a resilient people, we will get through this.
And keep smiling, smiling is contagious!
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Test Your Technology - 11/05/09 07:57 PM
Ever set up an online conference only to have technology failure your only presentation?
Here are a few suggestions:
•·         Test all technology prior to needing it (I now can tether my laptop to my blackberry supposedly, but will not try using it with a client till I know it is reliable).
•·         Practice makes perfect (test your new tech tools with friends and family).
•·         If you want to use tech tools as part of your marketing plan, plan to be able to explain why it works.
•·         Do not count on other people's abilities to provide the technology. Make … (3 comments)

Teton Valley Horse Property for Sale - 11/04/09 06:45 AM
Teton Valley Horse Property for Sale
Discover luxury living on the quiet side of the Tetons. 4,400 square feet. This 6 bedroom, 4.5 bathroom home boasts high-end finishes including granite, stainless steel appliances, knotty alder cabinet, trim and doors, travertine stone bathrooms, and more. In floor Heat, decorative concrete flooring.The stunning master suite contains one of the homes three fireplaces and a walk out porch that overlooks the fully landscaped yard, round pen and 100x200 riding arena. This 7.82 acre lot also includes water rights, wheel lines, barn, stalls, automatic livestock water, and fully fenced pastures ready for horses. 2 lot mini sub, … (0 comments)

The Cost to take a bath? - 11/04/09 05:59 AM
Just a thought, what does it cost to heat a gallon of water? I found the answer at a site called "ask mr electricity" (google it) it has all kinds of information on appliances.
It costs $.01 to $.02 to heat a gallon of water. The exact amount will depend on the efficiency of your hot water heater, whether you use gas of electric and exactly what your electric or gas costs are.
50 gallon soak tub X .02 = $1.00
Take a bath every day of the year weather you need it or not, $365.00/year
Being clean, PRICELESS.
I … (3 comments)

Entrepreneur startup at the age of 65 - 11/04/09 05:03 AM
Have you ever heard someone in their 40's or 50's say "I am too old to start a business"? I usually respond that "Colonel" Sanders was 65 when he launched his Kentucky Fried Chicken Franchisees. Using $105 of his Social Security check to fund visits to potential franchisees, Sanders reportedly would sleep in his car and his business plan was rejected over a thousand times. Why did he succeed? He kept trying! At age 74 he sold K.F.C. for $2 million. How is that for 9 years of work in 1964? This is a great example of what can be achieved … (6 comments)

Our Honeymoon has Lasted 17 years - 11/02/09 07:26 AM
 
 
Today is our 17thanniversary. We still have people ask if we are on our honeymoon when we travel together without the kids. We are lucky to have found each other in all the people that exist in the world. And I am fortunate that she put up with me all these years. Over the years we have been blessed with three beautiful daughters, they give us reasons to be proud of them every day. I could not imagine my world without Heather, she is my bride. Sure, a good marriage like luck is created thru hard work and persistence, … (3 comments)

Negative/Positive Cash Flow - 11/01/09 07:34 AM
How many properties can you afford if each one has a negative cash flow of $100.00? (NONE!)
How many with positive cash flow of $100.00? (As many as you can find?)
I like cash flow properties. I want cash flow properties with a twist. I love cash flow properties with an added bonus. A good example is a lot that is big enough by code to allow 2 houses, and situated on the lot with enough room to add the other house. Most zoning ordinances have a simple lot split. After the lot split you then sell the extra lot, pay … (5 comments)

 
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Harley Wilcox

Harley Wilcox

Victor, ID

More about me…

West Group Real Estate

Address: 73 North Main, Box 362, Victor, Idaho , 83455

Office Phone: (208) 787-4554

Cell Phone: (208) 709-4555

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Harley Wilcox: Investing, Selling and Buying Real Estate


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