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Steer Clear of FHA Financing: - 10/26/07 02:58 AM
Steer Clear of FHA Financing: Dealing with Investors Who Seek Quick Profits In a recent article, top mortgage originator and national trainer Greg Frost noted that an increase in foreclosures had drawn attention from many out−of−state investors. According to Greg, his area saw an influx of savvy investors eager to bid … (4 comments)

Look what happens when you expose a Multi Level Marketing Company: United First Financial Threats - 10/26/07 12:47 AM
I am sure you have have heard about United First Financial, In my opinion they are a company that is ripping off consumers by charging them well above and beyond a fair price for that software (really just a login to a website) as well as they allow NON-LICENSED "agents" to … (4 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN SANTEE - 10/23/07 08:29 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Santee. The reason it is difficult to qualify for your Santee mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN LA JOLLA - 10/23/07 08:28 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in La Jolla. The reason it is difficult to qualify for your La Jolla mortgage is … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN OLIVENHAIN - 10/23/07 08:27 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Olivenhain. The reason it is difficult to qualify for your Olivenhain mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN SAN ELIJO HILLS - 10/23/07 03:27 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in San Elijo Hills. The reason it is difficult to qualify for your San Elijo Hills mortgage … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN TUJUNGA - 10/23/07 03:25 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Tujunga. The reason it is difficult to qualify for your Tujunga mortgage is because guidelines have … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN CULVER CITY - 10/23/07 03:21 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Culver City. The reason it is difficult to qualify for your Culver City mortgage is because … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN CENTURY CITY - 10/23/07 03:19 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Century City. The reason it is difficult to qualify for your Century City mortgage is because … (0 comments)

Mortgage Acceleration Software is a Waste of Money: The Truth about the "Australian Mortgage Model" - 10/23/07 01:28 AM
Mortgage Acceleration Software is a Waste of Money: The Truth about the "Australian Mortgage Model"Question: Should I buy mortgage acceleration software? I was told that I could save hundreds of thousands of dollars in interest? I was told for only $3500 I could get this software and be debt free in … (11 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN ARCADIA - 10/23/07 12:41 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Garden Grove. The reason it is difficult to qualify for your Garden Grove mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN GARDEN GROVE - 10/23/07 12:27 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Garden Grove. The reason it is difficult to qualify for your Garden Grove mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN SANTA ANA - 10/23/07 12:25 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Santa Ana. The reason it is difficult to qualify for your Santa Ana mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN HUNTINGTON BEACH MORTGAGE - 10/23/07 12:24 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Huntington Beach. The reason it is difficult to qualify for your Huntington Beach mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN DANA POINT - 10/23/07 12:20 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Dana Point. The reason it is difficult to qualify for your Dana Point mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN COSTA MESA - 10/23/07 12:17 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Costa Mesa. The reason it is difficult to qualify for your Costa Mesa mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN SAN CLEMENTE - 10/23/07 12:15 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in San Clemente. The reason it is difficult to qualify for your San Clemente mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN OCEAN BEACH - 10/23/07 12:13 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Ocean Beach. The reason it is difficult to qualify for your Ocean Beach mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN PACIFIC BEACH - 10/23/07 12:10 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Pacific Beach. The reason it is difficult to qualify for your Pacific Beach mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN CARDIFF BY THE SEA - 10/23/07 12:09 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Cardiff by the Sea. The reason it is difficult to qualify for your Cardiff by the Sea … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN IRVINE - 10/23/07 12:06 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Irvine. The reason it is difficult to qualify for your Irvine mortgage is because guidelines have changed … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN ANAHEIM - 10/23/07 12:05 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Anaheim. The reason it is difficult to qualify for your Anaheim mortgage is because guidelines have changed … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN SHADOW HILLS - 10/23/07 12:02 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Shadow Hills. The reason it is difficult to qualify for your Shadow Hills mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN MANHATTAN BEACH - 10/23/07 12:00 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Manhattan Beach. The reason it is difficult to qualify for your Manhattan Beach mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN LA CANADA - 10/22/07 11:50 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in La Canada. The reason it is difficult to qualify for your La Canada mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN EAGLE ROCK - 10/22/07 11:49 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Eagle Rock. The reason it is difficult to qualify for your Eagle Rock mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN VAN NUYS - 10/22/07 11:41 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Van Nuys. The reason it is difficult to qualify for your Van Nuys mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN NORTHRIDGE - 10/22/07 11:38 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Northridge. The reason it is difficult to qualify for your Northridge mortgage is because guidelines have changed … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN CALABASAS - 10/22/07 11:37 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Calabasas. The reason it is difficult to qualify for your Calabasas mortgage is because guidelines have changed … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN BEVERLY HILLS - 10/22/07 11:34 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Beverly Hills. The reason it is difficult to qualify for your Beverly Hills mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN BRENTWOOD - 10/22/07 11:32 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Brentwood. The reason it is difficult to qualify for your Brentwood mortgage is because guidelines have changed … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN HOLLYWOOD - 10/22/07 11:29 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Hollywood. The reason it is difficult to qualify for your Hollywood mortgage is because guidelines have changed … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN NEWPORT BEACH - 10/22/07 11:26 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Newport Beach. The reason it is difficult to qualify for your Newport Beach mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN TORRANCE - 10/22/07 11:25 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Torrance. The reason it is difficult to qualify for your Torrance mortgage is because guidelines have changed … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN TARZANA - 10/22/07 11:12 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Tarzana. The reason it is difficult to qualify for your Tarzana mortgage is because guidelines have changed … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN REDONDO BEACH - 10/22/07 04:33 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Redondo Beach. The reason it is difficult to qualify for your Redondo Beach mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN LONG BEACH - 10/22/07 04:30 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Long Beach. The reason it is difficult to qualify for your Long Beach mortgage is because … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN HERMOSA BEACH - 10/22/07 04:28 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Hermosa Beach. The reason it is difficult to qualify for your Hermosa Beach mortgage is because … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN ORANGE COUNTY - 10/22/07 04:20 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Orange County. The reason it is difficult to qualify for your Orange County mortgage is because guidelines … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN OCEANSIDE - 10/22/07 04:08 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Oceanside. The reason it is difficult to qualify for your Oceanside mortgage is because guidelines have … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN TEMECULA - 10/22/07 04:03 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Temecula. The reason it is difficult to qualify for your Temecula mortgage is because guidelines have … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN CARLSBAD - 10/22/07 03:57 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Carlsbad. The reason it is difficult to qualify for your Carlsbad mortgage is because guidelines have … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN ENCINITAS - 10/22/07 03:54 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Encinitas. The reason it is difficult to qualify for your Encinitas mortgage is because guidelines have … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN SHERMAN OAKS - 10/22/07 03:50 AM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Sherman Oaks. The reason it is difficult to qualify for your Sherman Oaks mortgage is because … (0 comments)

Home went down in value? The bank's problem, not mine - 10/21/07 09:45 PM
Home went down in value? The bank's problem, not mine See below for a sample e-mail I receive:  Dear Hayden, I bought a home a last year and right now I owe $20,000 more then it is worth. I don't like the feeling of being of having this huge debt over … (7 comments)

CONTEST: Winner to receive a regular spot on an amazing real estate blog. - 10/21/07 01:32 AM
Ok guys here we go. For all of you that have been following the Broker Banker Blog, we have been growing at an amazing pace. The site is getting more then 100X the clicks now then when it started less then a month ago. We are getting visitors from this site … (2 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN BURBANK - 10/20/07 07:20 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Burbank. The reason it is difficult to qualify for your Burbank mortgage is because guidelines have … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN ENCINO - 10/20/07 07:18 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Encino. The reason it is difficult to qualify for your Encino mortgage is because guidelines have … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN STUDIO CITY - 10/20/07 07:13 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Studio City. The reason it is difficult to qualify for your Studio City mortgage is because … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN PASADENA - 10/20/07 07:11 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Pasadena. The reason it is difficult to qualify for your Pasadena mortgage is because guidelines have … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN SANTA MONICA - 10/20/07 07:06 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Santa Monica. The reason it is difficult to qualify for your Santa Monica mortgage is because … (0 comments)

ADVICE FOR THOSE LOOKING FOR A MORTGAGE IN LOS ANGELES - 10/20/07 06:45 PM
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Los Angeles. The reason it is difficult to qualify for your Los Angeles mortgage is because … (0 comments)

San Diego Foreclosure Assistance: WE CAN GET YOU OUT OF FORECLOSURE - 10/20/07 03:15 AM
Many San Diego homeowners are facing a very difficult struggle, their home is at risk of being foreclosed on and it seems like there are no more options. Oftentimes people end up getting foreclosed on and losing all of their hard earned equity. We here at America One Mortgage group … (0 comments)

Los Angeles Foreclosure Assistance: WE CAN GET YOU OUT OF FORECLOSURE - 10/20/07 03:08 AM
Many homeowners are facing a very difficult struggle, their home is at risk of being foreclosed on and it seems like there are no more options. Oftentimes people end up getting foreclosed on and losing all of their hard earned equity. We here at America One Mortgage group understand your situation … (0 comments)

Los Angeles Commercial Lending and Los Angeles Commercial Financing - 10/19/07 07:22 PM
We have recently started a business relationship with a bank that will allow up to 90% CLTV financing on Commercial loans as well as stated income, stated assets. From a small business looking to expand, to a first time investor looking for a small apartment or mixed use property, we have … (0 comments)

Los Angeles Commercial Mortgage and Los Angeles Commercial Financing - 10/19/07 01:31 AM
We have recently started a business relationship with a bank that will allow up to 90% CLTV financing on Commercial Mortgages as well as stated income, stated assets. From a small business looking to expand, to a first time investor looking for a small apartment or mixed use property, we … (4 comments)

Bernanke Talks, Market Drops! - 10/16/07 11:50 PM
U.S. stocks dropped for a second day after Wells Fargo & Co. and KeyCorp reported earnings that fell short of analysts' estimates and Federal Reserve Chairman Ben Bernanke said the housing slump may drag on through next year.
Wells Fargo, the biggest lender on the U.S. West Coast, and … (0 comments)

Mortgage Market Update 10/16/2007 - 10/16/07 08:33 PM
Bond prices are catching a modest bid this morning in reaction to a speech last night by Fed Chairman Ben Bernanke, where he said a recovery from the recent credit crunch could take longer than expected to resolve. Regarding inflation, Mr. Bernanke said that core inflation has improved, but overall inflation … (0 comments)

Google Analytics: Detailed info about each visitor to your blog or website - 10/16/07 08:21 PM
Many people are unaware of a little known secret program that google offers for free, it is called Google Analytics and it will help you understand everything you need to go on about the traffic that comes to your site. You will be able to find out:
What states your visitors … (7 comments)

Sherman Oaks Mortgage - 10/16/07 06:12 PM
Sherman Oaks is an 8.1-square-mile district in the San Fernando Valley region of the City of Los Angeles, California. The neighborhood is roughly bounded by Studio City to the east, Van Nuys to the north, Encino to the west and the Santa Monica Mountains to the south.
Sherman Oaks is an affluent … (0 comments)

Would you like hundreds of clicks per day to your site or blog? - 10/16/07 01:28 AM
Dear Active Rain Community,
Thank you for all of the kind words and support, after six months of work and one week of being launched www.brokerbankerblog.com has taken off running. Although I knew it was going to happen I did not realize it would happen this fast. We are getting hundreds upon … (7 comments)

Understanding the Home Appraisal Process - 10/15/07 09:39 PM
Consumers are often baffled by the home appraisal process. They may feel their home is worth a certain dollar amount, and therefore, the appraised value doesn't make sense to them. It is important to know that appraisal guidelines are dictated by the lenders. In many states, the lenders must disclose the … (4 comments)

What Lenders Look for in Home Loan Applications - 10/15/07 09:36 PM
Once your loan application is filled out and sent to the lender for review, the first thing they will look for is your ability to payback the loan you are requesting. My team and I have a streamlined loan process to help you get your ducks in a row prior to … (2 comments)

Everybody loses when builders slash prices - 10/15/07 04:40 PM
Last month, K. Hovnanian Homes, the nation's sixth-largest builder, showed just how low builders are willing to drop prices. It held what was called the "Sale of the Century" and dropped prices of its unsold inventory in nineteen states, including California, by jaw-dropping amounts: i.e., $300,000 off a $2-million model in … (8 comments)

Trigger Leads need to be stopped. - 10/14/07 10:25 PM
Did you know that the major credit bureaus sell your personal information? It's true! Known as "trigger leads", the files of borrowers applying for a home loan are immediately flagged, packaged, and sold by the credit bureaus to the highest bidders.
For about $25 to $100 or more, your name and certain … (3 comments)

The EPA on Home Safety - 10/14/07 10:24 PM
Don't wait for a discerning buyer to find faults in a listed property. The EPA website (www.epa.gov) has tons of useful information on possible hazards in a home, and you should at least check the following conditions as part of the listing process.
Radon Gas - In January of 2004, the HUD … (0 comments)

No more Down Payment Assistance says the Feds - 10/11/07 09:17 PM
Within the last ten years, credit-challenged homebuyers have used a regulatory technicality that lets them get FHA mortgages without putting their own money down, while at the same time avoiding subprime loans. Around 7,000 buyers per month were using this technicality, now the feds are shutting it down.The new policy means … (8 comments)

Home Ownership Accelerator = HUGE HUGE SAVINGS - 10/11/07 02:10 AM
Learn more about the Home Ownership Accelerator®The Home Ownership Accelerator® revolutionizes home financing by making one simple change in your financial life. It combines your checking account with your home loan. So you flow all of your personal cash against your loan balance. Why is this simple change so powerful? The … (0 comments)

Loan Applications are up this week: - 10/11/07 01:43 AM
Here is the latest data from the Mortgage Bankers Association:The Mortgage Bankers Association said its seasonally adjusted index of home loan application activity increased 2.4% to 652.0 in the week ended Oct. 5.The index has been fairly range bound in recent weeks, after slipping to about 607 both in February and … (0 comments)

The U.S. subprime housing crisis will not peak until 2009 - 10/11/07 12:35 AM
The U.S. subprime housing crisis will not peak until 2009 and total defaults could reach $150 billion, rating agency Standard and Poor's said on Tuesday, but robust emerging markets would help keep global growth strong.S&P expected the world economy to grow 3.6% in 2007 and 3.5% in 2008. The U.S. economy … (4 comments)

The scoop on what interest rates are doing. - 10/10/07 05:26 PM
Yesterday's Fed Meeting Minutes pressured Bonds lower - why? The main reason was the less vigilant tone towards inflation. The Fed didn't change their bias, but the fact that the Fed showed increasing concern on economic growth and was less vocal on the threat of inflation had Bond traders thinking that … (5 comments)

The Mortgage forecast for this week - 10/09/07 09:57 PM
This coming week should be another juicy one as far as the economic calendar is concerned, with several reports and releases that will have the power to move the markets.Of special note, Tuesday brings the release of the "Meeting Minutes" from the last Federal Reserve Board meeting - and unlike the … (2 comments)

Mortgages for Luxury Homes: What Affluent Borrowers need to hear. - 10/08/07 09:57 PM
Often times some of my wealthy borrowers call me to see what is happening in climate is in the luxury lending market. The good news is AFFLUENT BORROWERS HAVE AS MANY OPTIONS NOW AS THEY DID LAST YEAR. Many wealthy borrowers who are looking to buy a luxury home are faced … (2 comments)

3 spots available for a blog with nationwide exposure: A must Read! - 10/08/07 12:34 AM
I am seeking real estate professionals for a new blog that is finally ready for release. We have some very good inbound links coming to the site, and our extensive SEO Campaign will make this a top 10 real estate blog nationwide. This is by no means a competition to active … (10 comments)

The Housing Market Revealed - 10/07/07 04:52 PM
About HPM Financial: HPM Financial leads the credit repair industry with a industry high deletion ratio, money back guarantee, and an integrated Realtor/Loan Officer processing system. For more info go to Effective Credit Repair or call (800) 701-5022 ext 1. … (1 comments)

It Still Makes Sense to Buy Versus Rent - 10/07/07 04:05 AM
Nearly a full third of households are still renting...but if you are one of them, you could be paying a hefty price. Additionally, the children of the baby boomer generation are close to or at the home buying age, but these "echo boomers" could mistakenly decide to put off the purchase … (2 comments)

Don’t Pay Points, Please! - 10/04/07 09:37 PM
Don’t Pay Points, Please!
From Mortgage Market Guide
 
So you’re in the market for a mortgage.  After hearing about all the options and products, your head is probably spinning.  If that weren’t enough, after you pick your mortgage you then have to decide whether to pay points, and how many.
What is a … (9 comments)

Exposure Marketing - 10/04/07 03:29 AM
Market Yourself as Well as Your BusinessIt is important for you to gather information on your clients, but it is equally important that your clients know who you are as a person. They need to know that you are a tangible entity whom they can trust. To do this you must … (3 comments)

Do you need a Mortgage Note Modification or Mortgage Modification? - 10/03/07 11:38 PM
Many homeowners across the country are facing a crisis. The American Dream is now a nightmare. It was fine until the rate adjusted, the lost job, or unexpected circumstances. Many lenders are facing so many foreclosures that they are actually willing to negotiate a settlement with the borrower that WILL NOT … (7 comments)

How Purchase Loans Are Made - 10/02/07 06:04 PM
How Purchase Loans Are Made A Step-By-Step WalkthroughHayden Gerson is the Branch Manager of America One Mortgage Group located in Sherman Oaks California. He is also a real estate coach focusing the success of the Realtors that he works with. If you would like to inquire about free real estate coaching, … (1 comments)

Sherman Oaks Mortgage - 10/02/07 02:56 PM
Get the correct financing custom tailored to your overall goals: We specialize in mortgage planning. We primarily work with primarily work with accountants and financial planners who send us their clients to make sure that the sherman oaks mortgage they have is congruent with their overall financial goals. We specialize in … (0 comments)

Client Referral Letter - 10/02/07 12:29 AM
(20 comments)

Total Quality Control - 10/02/07 12:27 AM
Hayden Gerson is the Branch Manager of America One Mortgage and Realty located in Sherman Oaks California. If you have any questions or would like to speak with Hayden please feel free to call. Hayden can be contacted at (800) 505-7554 or go to his website,Los Angeles Mortgage. … (1 comments)

 
Mortgage Company: HPM Financial
Hayden G.
Cardiff by the Sea, CA
More about me…
HPM Financial

Office Phone: (800) 701-5022 Ext.: 1
Email Me
HPM Financial and Hayden Gerson disclaims liability for any damages or losses, direct or indirect that may result from use of or reliance on, information contained in the blog or for accuracy of comments or opinions of visitors to my blogs


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