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first time home buyer: HERE IS A PROCESS TO GET ONE'S CREDIT BACK ON THE RIGHT TRACK TO PURCHASE A HOME - 04/29/12 03:26 PM
HERE IS A PROCESS TO GET ONE'S CREDIT BACK ON THE RIGHT TRACK TO PURCHASE A HOME
It is a new day in America. The credit report is your scorecard in the finance world. We are being judged on a three digit number. One must have decent credit to obtain lines of credit and conventional mortgages. You will be instantly denied if you do not have an acceptable credit score. It seems that people need at least a 680 or better when applying for credit. The credit score tells how reliable you are when paying money back. Can you make the … (0 comments)
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first time home buyer: TOP 9 TIPS WHEN FOR FIRST TIME HOME BUYERS PHOENIX REAL ESTATE MARKET - 08/28/11 11:05 PM
TOP 9 TIPS WHEN FOR FIRST TIME HOME BUYERS PHOENIX REAL ESTATE MARKET
You are about to make what will most likely be the largest transaction of your life: your home mortgage. Unfortunately, many home buyers do not take the time to research some of the little but weighty intricacies of mortgages. Researching the mortgage process takes little time compared to the tens of thousands of dollars it could save you. Doesn't it make sense to become as completely informed as possible before you buy your next home? This special report is designed to help you avoid … (7 comments)
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first time home buyer: FIRST TIME HOME BUYERS READY TO PURCHASE ARIZONA FORELCLOSURES - 08/28/11 09:32 PM
FIRST TIME HOME BUYERS READY TO PURCHASE ARIZONA FORECLOSURES
Real estate experts have predicted another year of dismal results in the real estate market. Banks are preparing to foreclose on millions of homes that were delayed since the "Robo Sign" incident. Inventory is starting to increase at the Arizona Trustee Sales. I am seeing a daily average of three hundred homes or more being offered by the asset management companies. Things can be crazy out there for first time home buyers if they do not work with a professional Realtor. It is best to hire a professional when climbing Mount Everest. … (0 comments)
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first time home buyer: FIRST TIME HOME BUYER CHECKLIST FOR PURCHASING ARIZONA FORECLOSURES - 07/31/11 07:03 PM
FIRST TIME HOME BUYER CHECKLIST FOR PURCHASING ARIZONA FORECLOSURES
I have represented many homebuyers in my real estate career. I consider the home inspection vital during the buyer's due diligence period when purchasing a house. The purchase of a home is the biggest investments people make in their lifetimes. Currently, we are in the middle of a foreclosure nightmare. Banks are selling foreclosed homes "AS-IS." Banks will not make any repairs to the house. So, one must be extra careful when purchasing a house from a bank. A home inspection gives the buyer a piece of mind knowing what one is … (0 comments)
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first time home buyer: FIRST TIME HOME BUYER USING 1% DOWN PAYMENT ASSISTANCE PROGRAM TO PURCHASE ARIZONA FORCLOSURE HOME - 02/12/11 09:41 AM
FIRST TIME HOME BUYER USING 1% DOWN PAYMENT ASSISTANCE PROGRAM TO PURCHASE ARIZONA FORCLOSURE HOME
I just obtained my designation in being a First Time Home Buyer Consultant last month. This was a three hour course that went over from A to Z on how to better work with first time home buyers. The Lending Company offers a 1% Down Payment Assistance program in Arizonaand twelve other states. According to the NAR in 2009, 47% of all home sales were to First-Time Home Buyers while Arizona saw 68% of total home sales last year were to First Time Home Buyers. Also, … (0 comments)
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first time home buyer: HOW MUCH ARE THEY ASKING FOR THE HOUSE? - 02/06/11 02:13 PM
HOW MUCH ARE THEY ASKING FOR THE HOUSE?
It seems more people are out shopping for homes as we continue to evolve into 2011 real estate. I am receiving a steady number of phone calls from my listings on the weekends. I just got off the phone in one buyer in particular. He was asking how much was the seller asking for the home? I simply stated that he was asking $141,900. He seem a little tired over the phone. This buyer is only approved for $80,000 at this time. I asked the famous question when taking phone calls. ARE YOU … (0 comments)
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first time home buyer: OBTAINING MY FIRST TIME HOME BUYER CONSULTANT DESIGNATION TODAY! WHAT ARE YOU DOING TODAY? - 01/28/11 09:17 AM
OBTAINING MY FIRST TIME HOME BUYER CONSULTANT DESIGNATION TODAY! WHAT ARE YOU DOING TODAY?
I get a call on my cell phone yesterday from my partner. "What are you doing tomorrow at 9:00AM tomorrow morning?" I am doing something with you. Right! I am teaching the class designation THE FIRST TIME HOME BUYER CONSULTANT class and I would like you to be there. Hey, Old Republic Title company will pick up the tab at $49 per class. Plus, you will receive three real estate credits towards Fair Housing category towards renewing your Arizona real estate license. Does that come with breakfast? … (4 comments)
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first time home buyer: FIRST TIME HOME BUYERS READY TO PURCHASE HOMES 2011 - 01/10/11 09:34 AM
FIRST TIME HOME BUYERS READY TO PURCHASE HOMES 2011
Real estate experts have predicted another year of dismal results in the real estate market. Banks are preparing to foreclose on millions of homes that were delayed since the "Robo Sign" incident. Inventory is starting to increase at the Arizona Trustee Sales. I am seeing a daily average of three hundred homes or more being offered by the asset management companies. Things can be crazy out there for first time home buyers if they do not work with a professional Realtor. It is best to hire a professional when climbing Mount Everest. … (0 comments)
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first time home buyer: TURNING INDECISIVE BUYER INTO AN INFORMED BUYER WITH CLOSING DATE - 01/08/11 08:49 AM
TURNING INDECISIVE BUYER INTO AN INFORMED BUYER WITH CLOSING DATE
I had a buyer call on one of my signs. It was a bank owned property listed below $50,000. It was not a big deal. I wrote a blog PostLET ME THINK ABOUT IT describing a buyer who has been looking in a certain neighborhood to purchase a home for over a year. Then, he informed me that he was not working with a Realtor. That was the difference. So, I asked him if he would like the house. He said yes. The next step was to write up the offer. He … (3 comments)
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first time home buyer: I AM TIRED OF RENTING - 12/31/10 11:22 AM
I AM TIRED OF RENTING
I got up extra early this morning at around 5AM because I was excited about the new year approaching. So, I made myself a fresh cup of coffee and off I go to work on the computer. Yes, I do have my ritual in the morning. I view different web sites to check up on local, national and international news. Well, I had to check the weather because it is just crazy out there. Finally, I check my email messages. The first email message was from a client who was reviewing my main web site. He … (3 comments)
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first time home buyer: IMPORTANCE IN OBTAINING TITLE INSURANCE IN ARIZONA - 12/25/10 02:26 PM
IMPORTANCE IN OBTAINING TITLE INSURANCE IN ARIZONA
EMAIL QUESTION FROM MY CLIENT BELOW:
Hi Harry,
I am a first time home buyer. I just got prequalified for a home loan. I am ready to shop for a home. However, I do not know whether to purchase title insurance or not. Please explain title insurance to me in more detail.
I look forward to your response,
Mark
Real estate is a part of life. We see real estate for sale or lease on a daily basis via Internet, television, radio, and newspaper. The definition of title means an owner has the right to … (0 comments)
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first time home buyer: AMERICANS FORCED TO JUMP HURDLES TO OBTAIN FANNIE MAE FINANCING - 07/11/10 12:24 PM
AMERICANS FORCED TO JUMP HURDLES TO OBTAIN FANNIE MAE FINANCING
Fannie Mae continues to tighten up their credit standards to make it impossible for the average American to obtain the American Dream. What is the American Dream? My grandfather would describe the American Dream to me as working hard as a man, marry the person of your dreams, begin a family and purchase a home with a white picket fence. Oh! Please do not forget Max the dog. Does this dream still exist in America? I have noticed it is becoming harder and harder to close a simple real estae transaction. … (8 comments)
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first time home buyer: REALTOR ASSISTS BUYER IN MAKING A RATIONAL DECISION ON PRIMARY HOME PURCHASE - 06/12/10 09:42 AM
REALTOR ASSISTS BUYER IN MAKING A RATIONAL DECISION ON PRIMARY HOME PURCHASE
The Phoenix real estate market continues to get better and better as summer continues. People are still buying homes to take advantage of the low prices, low interest rates and the low cost to repair the homes that need it. I am seeing mortgage rates below 5% in some cases. That is just too insane to pass up. It is more cost effective to own a home than rent in today's current real estate market.
I have been working with primary home buyer for the past couple of weeks. … (0 comments)
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first time home buyer: PREPARING FIRST TIME HOME BUYER FOR THEIR HOME INSPECTION - 06/06/10 05:10 PM
PREPARING FIRST TIME HOME BUYER FOR THEIR HOME INSPECTION
I have represented many homebuyers in my real estate career. I consider the home inspection vital during the buyer's due diligence period when purchasing a house. The purchase of a home is the biggest investments people make in their lifetimes. Currently, we are in the middle of a foreclosure nightmare. Banks are selling foreclosed homes "AS-IS." Banks will not make any repairs to the house. So, one must be extra careful when purchasing a house from a bank. A home inspection gives the buyer a piece of mind knowing what one is … (5 comments)
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first time home buyer: WAYS TO SPEND THE $8,000 TAX CREDIT MONEY DEADLINE APRIL 30TH, 2010 - 04/17/10 08:56 AM
First time home buyers are coming into the real estate market like we have never seen before. One mortgage company that I work with estimates that 65% of his business is FHA loans. So, we must turn with the market. We must focus on first time home buyers when marketing to the public. So, I have developed the TOP 10 WAYS TO SPEND $8,000 HOUSE TAX CREDIT
Closing costs Furniture Appliances Landscaping Pay off back taxes Upgrade computer Obtain a real estate license Clothing Pay down debt Save money I like #10 myself. Are there any other tips that you can … (5 comments)
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first time home buyer: COME BACK IN 40 MINUTES I AM WRITING A CONTRACT LOCK THE DOOR UP - 04/17/10 08:36 AM
COME BACK IN 40 MINUTES I AM WRITING A CONTRACT LOCK THE DOOR UP
I was given a first time home buyer from The The Lending Company. I was instructed that this buyer needed a professional to guide him through the home buying guidance. The buyer wanted to get a contract by the April 30th deadline to take advantage of the $8,000 tax credit. So, I must of asked him over 100 questions to obtain information to narrow his selections down to a home and specific area to his parameters. So, I told the buyer that we will have a contract … (5 comments)
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first time home buyer: I AM SEARCHING FOR A HOME BUT I REFUSE TO WORK WITH A REALTOR - 02/28/10 07:41 PM
I AM SEARCHING FOR A HOME BUT I REFUSE TO WORK WITH A REALTOR
I received a call from one of my many listings in Phoenix, Arizona. Personally, I put my cell phone number on every listing so people are able to call me directly on the weekends to receive the correct information on that particular listing. Hopefully, they will be writing an offer on that house. Anyway, this buyer quickly informs me that she has decided not to work with a Realtor and to find a home on her own. She continues to tell me that she has been looking … (9 comments)
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first time home buyer: HOME BUYER TAX CREDIT EXTENDED TO FIRST TIME HOME BUYERS AND EXISTING HOME OWNERS AHWATUKEE, ARIZONA - 11/12/09 06:21 AM
HOME BUYER TAX CREDIT EXTENDED TO FIRST TIME HOME BUYERS AND EXISTING HOME OWNERS AHWATUKEE, ARIZONA
President Obama signed into law the extension for first time home buyer and existing home owner tax credit. The National Association of Realtors and other leading organizations lobbied for this law to jump start the real estate industry after a heavy hit for the past two years. The real estate industry got us into this slump and it has to get us out of this rut. I know many people will be in position to purchase homes at the start of the year here in Ahwatukee, Arizona. … (6 comments)
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first time home buyer: HOME BUYER TAX CREDIT EXTENDED TO FIRST TIME HOME BUYERS AND EXISTING HOME OWNERS TEMPE, ARIZONA - 11/11/09 02:40 PM
HOME BUYER TAX CREDIT EXTENDED TO FIRST TIME HOME BUYERS AND EXISTING HOME OWNERS TEMPE, ARIZONA
President Obama signed into law the extension for first time home buyer and existing home owner tax credit. The National Association of Realtors and other leading organizations lobbied for this law to jump start the real estate industry after a heavy hit for the past two years. The real estate industry got us into this slump and it has to get us out of this rut. I know many people will be in position to purchase homes at the start of the year here in Tempe, Arizona. … (3 comments)
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first time home buyer: HOME BUYER TAX CREDIT EXTENDED TO FIRST TIME HOME BUYERS AND EXISTING HOME OWNERS GILBERT, ARIZONA - 11/10/09 01:34 PM
HOME BUYER TAX CREDIT EXTENDED TO FIRST TIME HOME BUYERS AND EXISTING HOME OWNERS GILBERT, ARIZONA
President Obama signed into law the extension for first time home buyer and existing home owner tax credit. The National Association of Realtors and other leading organizations lobbied for this law to jump start the real estate industry after a heavy hit for the past two years. The real estate industry got us into this slump and it has to get us out of this rut. I know many people will be in position to purchase homes at the start of the year here in Gilbert, Arizona. … (4 comments)
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Harry F. D'Elia, Investor , Mentor, CSSN Radio Coach, REOs, Networker, ePRO, CDPE
Phoenix,
AZ
More about me…
Properties R Us LLC
Address: 4425 W. Olive Avenue #178, BANK REO HOMES ON SALE, Phoenix, AZ, 85302
Office Phone: (623) 937-1113
Cell Phone: (602) 549-9764
Email Me
Intended to share information, ideas, and tips on buying and selling real estate in Phoenix, Arizona. Written by realtor and radio host, Harry F. D'Elia. This Blog focuses on the creation of wealth through real estate and is involved in teaching others how to conservativley buy and sell real estate to enhance one's current portfolio. Agent's are welcome to follow along and learn from Harry how to successfully meet your clients needs.
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