phoenix rent to own: PHOENIX RENT TO OWN HOW DOES IT REALLY WORK?
- 05/13/12 10:03 AM
PHOENIX RENT TO OWN HOW DOES IT REALLY WORK? The banks have tightened up their purse strings by making that it more difficult for people to qualify for a conventional home mortgage. People now need a 680 or better credit score to be approved by FHA guidelines. Are you losing hope that you will never own a home? We have created the Just Rent To Own Program for people who wish to obtain a rent to own home. It will take from 1-3 years to restore one's credit. So, the rent to own program is the best option to restore credit … (0 comments)
phoenix rent to own: SEARCHING FOR A PHOENIX RENT TO OWN HOME WITH WIN WIN FOR ALL PARTIES
- 07/17/11 12:00 PM
SEARCHING FOR A PHOENIX RENT TO OWN HOME WITH WIN WIN FOR ALL PARTIES The banks have tightened up their purse strings by making that it more difficult for people to qualify for a conventional home mortgage. People now need a 680 or better credit score to be approved by FHA guidelines. Are you losing hope that you will never own a home? We have created the Just Rent To Own Program for people who wish to obtain a rent to own home. Please visit the web site at www.JustRentToOwn.com. It will take from 1-3 years to restore one's credit. So, … (0 comments)
phoenix rent to own: KNOW THY TERMS WHEN OFFERING SELLER CARRYBACK ON LISTINGS
- 02/06/11 02:07 AM
KNOW THY TERMS WHEN OFFERING SELLER CARRYBACK ON LISTINGS It seems seller financing is becoming a favorite option when listing homes for sale in your local Multiple Listing Service(MLS). I am very familiar with seller financing since I have been working with real estate investors for the past ten years since I have been a Realtor. However, I have noticed many other Realtors do not understand how to put this type of deal together for real estate investors. That could cost the investor down the road if the contract terms are not written correctly. I was showing a home this past … (3 comments)
phoenix rent to own: CREDIT SCARY CALL HARRY SEARCHING FOR PHOENIX RENT TO OWN HOMES
- 12/29/10 09:59 AM
CREDIT SCARY CALL HARRY SEARCHING FOR PHOENIX RENT TO OWN HOMES The banks have tightened up their purse strings by making that it more difficult for people to qualify for a conventional home mortgage. People now need a 680 or better credit score to be approved by FHA guidelines. Are you losing hope that you will never own a home? We have created the Just Rent To Own Program for people who wish to obtain a rent to own home. Please visit the web site at www.JustRentToOwn.com. It will take from 1-3 years to restore one's credit. So, the rent to … (0 comments)
phoenix rent to own: LEASE OPTIONS A GREAT WAY TO CREATE WIN WIN IN RESIDENTIAL REAL ESTATE
- 10/17/10 03:25 PM
LEASE OPTIONS A GREAT WAY TO CREATE WIN WIN IN RESIDENTIAL REAL ESTATE I host a very popular web site named www.JustRentToOwn.comhere in Phoenix, AZ. Many people are forced to enter into a lease option for the following reasons: Foreclosure Bankruptcy Unable to get approved for a loan Lack the down payment needed to get into a home Divorce or death in the family Many people need a second chance in life. However, they do not know who to call. Hence, I decided to take action. Lease options are a great way for both parties when structured in the correct manner. … (3 comments)
phoenix rent to own: LEASE OPTIONS WORKING IN PHOENIX REAL ESTATE MARKET
- 05/22/10 06:37 PM
LEASE OPTIONS WORKING IN PHOENIX REAL ESTATE MARKET I host a very popular web site named www.JustRentToOwn.comhere in Phoenix, AZ. Many people are forced to enter into a lease option for the following reasions: Foreclosure Bankruptcy Unable to get approved for a loan Lack the down payment needed to get into a home Divorce or death in the family Many people need a second chance in life. However, they do not know who to call. Hence, I decided to take action. Lease options are a great way for both parties when structured in the correct manner. It must be a Win-Win … (7 comments)
phoenix rent to own: WE ALL NEED TO START LOOKING AT OUR CREDIT
- 05/16/10 11:32 AM
The credit market has been getting tighter over the last two years even since the real estate bububle. Banks are not issuing as many credit cards to people like they did five years ago. Credit card companies are decreasing people's credit line and/or shutting down the card without proper notificaiton. Many people are upset over this practice because now you are dealing with a person's credit score. We have all been issued a three digit number which determines our credit worthiness. My grandmother told me to pay my bills on time and in full. That was wisdom to me. However, times … (8 comments)
phoenix rent to own: PHOENIX RENT TO OWN AVAILABLE FOR PEOPLE WHO NEED A SECOND CHANCE IN LIFE
- 04/05/10 11:44 PM
PHOENIX RENT TO OWN AVAILABLE FOR PEOPLE WHO NEED A SECOND CHANCE IN LIFE Phoenix, Arizona continues to experience a high level of foreclosures. People are being foreclosed upon. Credit scores are in the tank and many people do not know what to do. It is very emotional when a family has to start over. They do not know who to call. I have been doing rent to own homes for the last nine years of my real estate career. I believe in people obtaining a second chance in life. My services are highly needed. The Real Estate and Beyond Team … (4 comments)
phoenix rent to own: GREAT TIME TO CHECK YOUR PERSONAL CREDIT REPORT
- 04/03/10 11:43 AM
When considering purchasing your first home, whether you get the mortgage or not, may depend on your credit score. Your score is determined by a network of credit reporting agencies, that either share information with, or are owned by, three major credit bureaus. The bredit bureaus take the information reported by the agencies and turn it into one report. This is your credit report and is what lenders use to determine whether or not to issue mortgages or other loans.It's a good idea to inorder to know where you stand before you get too far in the home buying process, that way you can … (2 comments)
phoenix rent to own: PHOENIX RENT TO OWN PROGRAM EVERYONE NEEDS A SECOND CHANCE
- 03/27/10 11:25 AM
PHOENIX RENT TO OWN PROGRAM EVERYONE NEEDS A SECOND CHANCE Phoenix continues to experience a high foreclosure rate as banks continue to foreclosure on homes. Yes, homes continue to be sold at the Arizona Trustee Sales.The last of the ARMs will become due at the end of 2012. Homeowners continue to fail in obtaining loan modifications from their bank. It was announced Friday that the Government is willing to enact principal reduction plans. However, we need to read the fine print. The Home Affordable program only helped a little over 400,000 homes while experts estimate that 11 million households are under … (3 comments)
phoenix rent to own: CANNOT SELL YOUR HOUSE? LEASE OPTION IT
- 10/31/09 09:38 AM
Banks continue to foreclose on properties that continue to decrease property values around the country. Many sellers are sitting on the sidelines to sell their home. However, they do not want to give it away. I would not want to sell my house for a deal if I had the choice. Lease option your house is another great way to sell your home. Many home buyers cannot obtain conventional financing. So, seller financing is the best thing for these candidates. Please review below a seller beware checklist: Seller Beware Checklist Seller will need to conduct full background check on potential … (8 comments)
phoenix rent to own: 4 MYTHS ON FICO SCORES REVEALED PART 4
- 10/29/09 05:47 AM
HERE IS A LINK TO PART 1 FOR REFERENCE HERE IS A LINK TO PART 2 FOR REFERENCE HERE IS A LINK TO PART 3 FOR REFERENCE MYTH #4: CREDIT COUNSELING WILL DECREASE ONES SCORE JUST AS BAD AS A BANKRUPTCY
Millions of people are behind in their mortgage payments or have been foreclosed on over the last two years. People have over extended themselves when it comes to credit card balances. Bankruptcies continue to increase as people continue to lose jobs since unemployment rate is at 10% at a national level. People need assistance during … (11 comments)
phoenix rent to own: 4 MYTHS ON FICO SCORES REVEALED PART 3
- 10/29/09 05:03 AM
HERE IS A LINK TO PART 1 FOR REFERENCE HERE IS A LINK TO PART 2 FOR REFERENCE MTHY #3: ONE WILL LOWER THEIR SCORE IF THEY CHECK THEIR FICO SCORE There are people in the mortgage industry that will inform their consumer that checking ones credit score will decrease their credit score. Obviously, this person was confused about which inquiries hurt ones credit or the ones that do not hit the credit score. The only time it hurts ones credit is when applying for new credit. I am sure many of you receive credit card solicitation in the mail. This … (9 comments)
phoenix rent to own: 4 MYTHS ON FICO SCORES REVEALED PART 1
- 10/27/09 09:25 AM
The American economy continues to be not stable as banks continue to foreclose on homes, people lose their jobs and uncertainty in the Middle East. People do not know who to believe. The days of using ones house as an ATM machine has vanished. Today, people are going back to basics by tracking their money and paying down debt? Personally, I think that is awesome. We need to get back to basics as our grandparents did in their time. I would like to discuss 4 Myths on FICO Scores over a four part series. I am sure many people are … (7 comments)
phoenix rent to own: OVER 100,000 ARMs ESTIMATED TO RESET IN ARIZONA
- 07/27/09 02:41 AM
Foreclosures will continue to hit Arizona for the next few years since many of the ARMs will be recasting over the next three years. The local newspaper has estimated well over 128,000 ARMs will be ready to recast. Here are their options: Refinance if there is enough equity in the property or be accepted into the 125% offered by the Government Loan modification if they are upside down in their home for more 125% Short sale the home for less than what is owed on the mortgage Foreclose on the property Higher mortgage payments and less jobs will send … (10 comments)
phoenix rent to own: SELL YOUR HOME ON A LEASE OPTION
- 07/23/09 12:12 AM
I was with one of my many investors looking at homes the other day. We went into a new home community that allows investors. Now, investors were not allowed into new home communities about three years ago. They were a disease like th swine flu. However, real estate market is down and the new home builders are allowing investors back in the door with limits this time. I was talking to the sales agent. The new home builders was offering lease options to the general public. Wow, one can tell the market is down when they are offering lease options … (10 comments)
phoenix rent to own: INTERNET EXPOSURE WITH ACTIVERAIN AND SUBMITTING ARTICLES ONLINE
- 07/19/09 03:42 AM
NETWORK I have been actively pursuing social network marketing for the last six months. Wow, it is amazing how much work goes into this type of marketing because it is very time intensive. Many people do not want to put the time and effort into this type of marketing. I express my success to my sphere of influence and they just continue to ignore what it takes to be successful in real estate. I believe the rules have changed for a Realtor. One must have online presence in order to be recognized in their local market as the expert. This is … (21 comments)
phoenix rent to own: MORTGAGE FRAUD CONTINUES TO RISE CALL FBI
- 07/09/09 02:54 AM
Many people were living very high during the boom years between 2004-2006. It was unbelieveable how homes here in Phoenix were increasing on a daily basis. Appraisers were out of control and mortgage fraud was everywhere. A lot of people made great piles of money. Where are they now? Most of the loan and real estate professionals have gotten out of the business. WHERE IS EVERYONE?
FBI HAS BEEN CALLED UPON TO INVESTIGATE. SENDING THEIR FINEST. TOP 10 STATES FOR INVESTIGATIONS WERE THE FOLLOWING: California Illinois Texas Georgia Ohio Colorado Maryland Florida Missouri New York Were you surprised when you … (6 comments)
phoenix rent to own: CREDIT CARD BAILOUT NEXT IN LINE HMMMMM
- 07/08/09 05:38 PM
Many more Americans are starting to rely on debt to get them by month to month. People are either losing their jobs or taking pay cuts. How are people suppose to make up the difference? CREDIT CARDS come to the rescue.
Delinquent rates are starting to increase on credit cards. That means people are not paying on their debt. First, they stopped paying their mortgages. Most people will pay on their car note because they need transportation to get to work. That means credit card companies are starting to take drastic measures to the current economic slump.
… (18 comments)
phoenix rent to own: NEW REFINANCE ALLOWED UP TO 125% HOPE IS ALIVE IN ARIZONA
- 07/05/09 09:07 AM
Many homeowners in the state of Arizona are up to 50% upside down on their current mortgage. That means they owe more than the current home is worth under current market conditions. Many of them took out what is called an interest only loan or negative amortization loan for temporary reasons until the market went up to refinance out of those loans. Well, that did not happen and many people have been foreclosed on their home. Many homeowners continue to lose their home and have given up hope. It was announced in the local paper that HUD will allow people … (4 comments)
Intended to share information, ideas, and tips on buying and selling real estate in Phoenix, Arizona. Written by realtor and radio host, Harry F. D'Elia. This Blog focuses on the creation of wealth through real estate and is involved in teaching others how to conservativley buy and sell real estate to enhance one's current portfolio. Agent's are welcome to follow along and learn from Harry how to successfully meet your clients needs.
PHOENIX RENT TO OWN HOW DOES IT REALLY WORK?
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