laguna niguel homes for sale: 4 Anacapri, Lagauna Niguel NEW HOT DEAL - 10/03/09 03:40 AM

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laguna niguel homes for sale: Gorgeous Marina Hills Home For Sale - 14 Minori Laguna Niguel CA - 05/12/09 12:06 PM
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laguna niguel homes for sale: Laguna Niguel Home for Sale 24175 Paseo Del Campo - 05/11/09 03:31 PM
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laguna niguel homes for sale: Laguna Niguel Home for Sale - Marina Hills - 8 Bernay - 05/11/09 07:32 AM

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laguna niguel homes for sale: First Taste of Summer - 05/08/09 02:52 PM
 

Eat this dessert nowSummer’s right around the corner, which means more fruit! Put it to good use by making fruit salad. It makes a great post-barbecue dessert — and good breakfast leftovers (mix it into yogurt) for the next few days. This berry fruit salad recipe packs a nutrition punch: It’s also chock full of antioxidants and phytochemicals, which help fight cancer, heart disease, and age-related eye damage. Plus, blueberries, blackberries, and raspberries have the highest fibercontent of all fruits. Not a fan of berries? Feel free to substitute whatever fruits you like; mangos, kiwis, apples, bananas, and pineapples all … (1 comments)

laguna niguel homes for sale: Understanding the How of People - 03/24/09 04:27 PM
Human Insight #1: How Do People Buy?
Experts say about 80% is by sight and about 15% by hearing
Can you now understand why having a great visual presentation is so important? And then having the language to go along with it is just as significant.
Human Insight #2: How Do People Learn?
Experts say that about 90% is via participation.
This is why we must have the client participate we us during a listing presentation.
Human Insight #3: How Long Do People Remember?
A. Presentation Method: Only By Speaking To Client:
2 hours later: 90 % is remembered while 2 … (3 comments)

laguna niguel homes for sale: 12 Must Have Dashboard Widgets - 03/16/09 03:07 PM
 
Most Dashboard widgets are useless pieces of crap. With that said, a good widget can be both fun and useful.
Our list of 12 must-have widgets covers a wide range of categories, which should appeal to pretty much everyone looking to get the most out of their Mac experience. Of course, not everybody’s favorite can be included so if there’s one you feel should be added to the list, let us know in the comments!
1. iStat ProThe ultimate widget to get an overview of everything that’s going on with your Mac. At a glance you can check your CPU & … (5 comments)

laguna niguel homes for sale: Laguna Niguel CA Real Estate Guide - 03/13/09 04:30 AM
Laguna Niguel, CA Real Estate Guide
 
So how does the Laguna Niguel CA real estate market look these days? Currently Laguna Niguel has a average listing price for homes for sale of $1,017,597. The ORANGE county average currently is $897,132.
The current number of properties on the market in Laguna Niguel is 482. The Laguna Niguel median listing price is $636,333.
For ORANGE county real estate the total listings are 15,112 and a median listing price of $490,258. This comparss to California real estate data, which this week shows a total number of listing properties as 137,993 with a median listing price of $339,317. 
 
Laguna Niguel … (0 comments)

laguna niguel homes for sale: Housing Inventory SnapShot - 03/04/09 04:54 AM
 

Please contact us for any further questions
 
www.TheClowardTeam.com
 
Nancy & Heather ClowardPrudential Clalifornia RealtyDirect: 949-495-2819 or 949-228-4523Nancy@NancyCloward.com or Heather@HeatherCloward.com
 
 

 
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laguna niguel homes for sale: Orange County Housing Report - 02/10/09 01:27 PM
 
Orange County Housing Report
 
 Even though the United States is waiting on the stimulus package, demand for Orange County real estate is beginning to take off.  In the past two weeks, demand, the number of new pending sales within the prior month, increased by 24% to 2,671 pending sales, an increase of 674 homes.  Last year at this time there were 1,103 fewer pending sales, totaling 1,568.  Two years ago there were 2,463 pending sales, 208 fewer than today.  After slowly increasing in demand during the first few weeks of the New Year, demand has surged and is following a … (2 comments)

laguna niguel homes for sale: Housing Inventory Snapshot - 02/02/09 01:54 PM

 
Please contact us for any further questions
 
www.TheClowardTeam.com
 
Nancy & Heather ClowardPrudential Clalifornia RealtyDirect: 949-495-2819 or 949-228-4523Nancy@NancyCloward.com or Heather@HeatherCloward.com

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laguna niguel homes for sale: 27962 Milt Cir Laguna Niguel, CA - 01/28/09 08:34 AM
27962 Milt Cir Laguna Niguel, CA
 
APPROVED SHORT SALE
 
JUST REDUCED 200,000 
 
$700,000
 
This highly upgraded home is located in the Guard Gated Community of San Joaquin Hills. The home features 4 large bedrooms + a bonus room, 2.5 baths, formal living and dining rooms, family room with fireplace, upgraded kitchen w/stainless appliances, granite counter tops, stone like tile floor through out main floor, newer carpet in bedrooms and bonus room, crown molding, baseboards, shutters etc. . . The private rear yard with a fire pit is perfect for entertaining your family and friends.  
Directions Moulton … (0 comments)

laguna niguel homes for sale: Housing Markets are Roaring Back in 2009 - 01/28/09 07:07 AM
The nation's foreclosure hemorrhage had finally slowed and 2009 should see a significant decline in foreclosure as buyers are back with a vengeance, pushing home prices up and fueling a real estate recovery. 2009 has already started off excellent and the rest of 2009 will be even better.
 
The recovery is underway. Affordable is back in the housing market. Our current supply of homes is being depleted by the large amount of home buyers and first time home buyers. They know that we have hit the bottom of the market and they are not missing out on the great deals, … (1 comments)

laguna niguel homes for sale: Attitude is from within! - 01/10/09 03:11 AM
Attitude is From Within!
Why do we often think we have it worse than the next person? Why is it so easy to get discouraged when markets change and actions that were working for us suddenly become ineffective?  Most people tend to always look for the worst in every situation and instead of adapting; they wait for things to go back to the way they were before the changes.  The reality of life, economic cycles, and change in general is this: those who wait are left behind and those who adapt are ready to take advantage of the moment and … (27 comments)

laguna niguel homes for sale: New Laws - 01/09/09 10:03 AM
New Laws
2008 
Debt Relief Income Exempt from State Income Tax Started September 25, 2008
Tenant Victimized by Domestic Violence Can Terminate Tenancy  Started September 27, 2008
Emergency Economic Stabilization Act May Help Homeowners   Enacted on October 3, 2008  
Pool Drains Must Be Properly Covered Starting December 19, 2008
2009

DRE Can Discipline Licensee for Inflating BPOs Beginning on January 1, 2009  
DRE Can Suspend Licensee for Acting Against Public Interest or Committing an Offense Involving Dishonesty   Commencing January 1, 2009  
Duty to Disclose Agent is Arranging Financing Starting January 1, 2009 
Landlords and REO Lenders Must … (0 comments)

laguna niguel homes for sale: Marina Hills Market Update Looking back on 2008 - 01/02/09 12:20 PM
Looking Back on 2008
Marina Hills Market Update for 01/01/2008 to 12/30/2008

Nancy & Heather Cloward
Prudential California RealtyDirect: 949-495-2819 or 949-228-4523Nancy@NancyCloward.com or Heather@HeatherCloward.com
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laguna niguel homes for sale: Laguna Niguel Homes for Sale / Information - 01/02/09 09:43 AM
 
Welcome to Laguna Niguel
Imagine waking up to panoramic views of rolling hills and greenery just outside your door. Imagine waking up in a Laguna Niguel home.
Laguna Niguel is a master planned community nestled in the rolling hills of southern Orange County bordered by Mission Viejo, San Juan Capistrano, Dana Point, Laguna Beach and Laguna Hills. Laguna Niguel California homes are one of the newest communities to Orange County. Laguna Niguel CA real estate includes both new and resale homes, apartments and town homes as well as single-family detached homes, semi-custom homes and large, estate-size custom lots.
 
Laguna … (0 comments)

laguna niguel homes for sale: Orange County Housing Inventory Snapshot - 01/02/09 09:26 AM
 

 
Nancy & Heather Cloward
Prudential California RealtyDirect: 949-495-2819 or 949-228-4523Nancy@NancyCloward.com or Heather@HeatherCloward.com
 
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laguna niguel homes for sale: Attitude is From Within! - 12/20/08 04:40 AM
Attitude is From Within!
Why do we often think we have it worse than the next person? Why is it so easy to get discouraged when markets change and actions that were working for us suddenly become ineffective?  Most people tend to always look for the worst in every situation and instead of adapting; they wait for things to go back to the way they were before the changes.  The reality of life, economic cycles, and change in general is this: those who wait are left behind and those who adapt are ready to take advantage of the moment and … (1 comments)

laguna niguel homes for sale: Feds Cut Interest Rates To An All Time Low - 12/20/08 03:57 AM
Feds Cut Interest Rates To An All Time Low  
The Federal Reserve CUT KEY INTEREST RATES to the lowest level, an ALL TIME LOW. The Federal Reserve has pulled out all available tools in order the combat the U.S. Economic financial crisis.
Radical Move by the Federal Reserve:    
Slashed key interest rates today (12/16/08) the new target range for its federal funds rate will be between 0 and .25 percent.   With the Federal Funds Rate dropping from 1% to 0% they have pulled out all weapons at there disposal to help combat the worsening recession that has dragged down … (2 comments)

 
Nancy & Heather Cloward (Surterre Properties)

Nancy & Heather Cloward

Laguna Niguel, CA

More about me…

Surterre Properties

Address: 33552 Niguel Road , Suite 100, Monarch Beach, CA, 92629

Mobile: (949) 228-4523

Fax: (949) 334-9333

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