Database and Networking - 01/31/11 12:37 AM
This is by far the best book on Database and Networking I have ever read!
"Make Your Contacts Count" by Anne Babor
(4 comments)

Tax Tip - 01/30/11 10:09 PM
Tax Tip
 Adjust Your Withholding
When it comes to payroll withholding, you want to get it "just right."
If you over withhold federal taxes, you'll get a big refund. That's nice once a year, but you've sacrificed control of your dollars for the other 364 days. Why give Uncle Sam a free loan of your money all year?
If you underwithhold, you'll end up owing the IRS at filing time. Owing a little isn't too bad, but a big tax bill could be hard to pay. This could cause you to face penalties as well.
It's easy to change your withholding. … (2 comments)

When Can I Buy a Home After a Foreclosure? Bankruptcy? Short Sale? - 01/16/11 07:07 PM
When Can I Buy a Home After a Foreclosure? Bankruptcy? Short Sale?
 If you've recently experienced foreclosure, bankruptcy or a short-sale, you are  wondering when you'll be able to purchase a home again. Now when I say purchase a home, I mean doing so with the aid of a mortgage; obviously you can buy a home with cash at any time if you've got the funds yourself.
 One of the most common questions I'm asked as a Mortgage Loan Officer is; "How long after a ______ can I purchase a home?"
 Well there is an answer, BUT it takes some explaining … (6 comments)

 
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Ed & Barbara Heiser VA FHA USDA & Conventional Home Loans

Mesa, AZ

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Wallick & Volk

Address: 1640 S. Stapley Dr #221, Scottsdale, Phoenix, Gilbert, Tempe, Chandler, Mesa, AZ, 85204

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