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california: CA Mortgage Foreclosure Information - 10/10/08 03:28 PM
ForeclosureInfoCA.org is brought to you by the State Bar of California & the Public Interest Clearinghouse.
The site addresses concerns for both homeowners and renters facing foreclosure. It provides links to helpful government sites and also for free or low-cost legal assistance - there's even a senior's legal hotline. You'll also find informative links to California's foreclosure process & timelines.
Don't miss the link for LawHelpCalifornia.org which helps Californians find legal referrals & self-help resources.
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california: What High Desert City is the Fastest Growing City in California? - 07/10/08 06:54 PM
The Census Bureau has released a list of the 25 fastest growing large cityies in the nation which includes 5 in California.
Which Cal city is growing the fastest?
Quick, name the fastest growing city in California? San Jose? Riverside? San Diego? Nope, nope and nope.
The state's fastest growing city over 100,000 population between July 1, 2006, and July 1, 2007, says the Census Bureau, was -- drumroll, please -- Victorville in the so-called "high desert" northeast of Los Angeles. In fact, it was the second fastest growing city in the nation at 9.5 percent.
Read on to find … (4 comments)
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california: Governor Schwarzenegger Signs Foreclosure Bill with Protections for Both Homeowners & Tenants - 07/09/08 12:25 PM
Homeowners of foreclosed properties are often so desperate to find a way clear of the situation that they can fall victims to the unscrupulous. For renters the only difference being they usually become victims much sooner and are often unaware until they find out they’re homeless.
The current surge of foreclosures has been said to be the worst since the Great Depression. A shockingly increasing number of foreclosed single family homes, at least one fourth according to the California Apartment Association (RealtyTrac.com puts this figure at close to 38% nationwide), are tenant or non-owner occupied. These families often have … (7 comments)
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california: Seller Carryback Seconds Help Buyers Afford Homes & Property - 10/21/07 02:55 PM
Not long ago we went through a period when lenders were able to qualify just about anyone for financing of a new home. Now, primarily because of the large default rate, lenders are requiring higher credit standards and fewer people can qualify for financing.
A buyer may not meet the financing criteria because he:
Doesn't meet the lender's debt to income (DTI) ratio,Has a spotty credit history and as a result a lower FICO credit score,Can't come up with enough cash for the down payment.There are also some other buyer benefits:
The loan can be approved with less than perfect credit because you're dealing … (7 comments)
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Lynnette Phillips Real Estate Consultant
Yucaipa,
CA
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Address: Yucaipa, CA, 92399
Cell Phone: (909) 327-8600
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