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home pride mortgage: Don't They Realize Where They'll Be Soon? - 08/27/08 01:46 PM
A recently issued report by the Mortgage Asset Research Institute (MARI) states that mortgage fraud climbed 42% in the first quarter of 2008. The lender criteria has tightened considerably so that some feel it is necessary to 'tweak' applications. The most common situations cited were General Application Misrepresentation such as debt … (8 comments)

home pride mortgage: Short Sales, Quit Claim Deeds, Acceleration Clauses & Foreclosure - 08/26/08 12:14 PM
A report published by FREDDIE MAC (Federal Home Loan Mortgage Corporation) tells us that "fewer than half of homeowners contact their lenders before entering foreclosure". These homeowners are not only missing out on the assistance they might be able to receive from their lender, they more than likely do not know … (1 comments)

home pride mortgage: Least & Most Expensive Closing Costs Per State - 08/20/08 10:35 AM
The expense of closing costs are a major concern of most clients. Bankrate.com did a survey so we can more easily answer that question. These figures are based on a $200,000 property.
Top 10 Least Expensive States For Closing Costs
1. North Carolina $2,650 2. Kansas $2,669 3. Missouri $2,758 … (11 comments)

home pride mortgage: Minorities are Foreclosure Scam Targets - 04/30/08 03:12 PM

 You may have read my recent post Foreclosure Recovery Scams in Your Area . In that post I mentioned talking with Graciela Carvajal of ACORN Housing in San Bernardino, CA. She told me that there is such a large population of minorities in this area who don’t understand not only … (2 comments)

home pride mortgage: Alta Loma - HUGE PRICE REDUCTION! ALREADY APPROVED SHORT SALE - 04/28/08 03:00 PM
 
 
SELLER WILL LOOK AT ALL REASONABLE OFFERS
4 BD/2 BA ~ HORSE PROPERTY
HORSE TRAILS RUN BEHIND HOMES! 
2 FIREPLACES ~ WET BAR ~ MOSAIC STYLE COUNTERTOPS 
ARE JUST A FEW
WILL ALSO CONSIDER A LEASE OPTION
U DRIVE ~ DUAL RV PARKING
$490,000 
MLS: E08013070
 
 SELLER LICENSED REAL ESTATE AGENT
(1 comments)

home pride mortgage: Bloomington Short Sale - What a Bargain! - 04/28/08 02:27 PM

$210,000 
GREAT STARTER HOME BIG BACKYARD WITH PLENTY OF ROOM TO PLAY, RV PARKING OR A POOLCORNER LOT NEAR LIBRARY AND SCHOOLS3 BD/1 BA OWNER NEEDS OFFER ASAPMLS: E08053970HOME PRIDE MORTGAGE WILL PREQUALIFY YOUR BUYERS           PERFECT OPPORTUNITY FOR INVESTOR OR 1ST TIME BUYER   … (1 comments)

home pride mortgage: Renters Can Fall Victim to Foreclosure Too - 04/08/08 11:26 AM

Home owners aren't the only ones who can fall victim to the foreclosure scourge.Thousands of renters are finding themselves suddenly homeless (see this CBS news video).  Some lenders offer renters a "Cash for Keys" program others just put them out on the street.
To make matters worse, renters are also falling prey … (8 comments)

home pride mortgage: They Deserve Better - 04/02/08 03:00 PM
I was recently talking with a new member of our office team. He was telling me of a veterans group he works with and about the thousands of reservists that have been called to active duty many of whom are now having trouble meeting their mortgage payments and are now … (3 comments)

home pride mortgage: Foreclosure Scams Video From CNN - Only 37 Days?! - 03/21/08 11:18 AM
The foreclosure crisis is nationwide. The scam artists have no heart. I salute this woman for fighting back and wanted to share this video from CNNMoney.com
I don't know what is more appalling the woman's situation or Georgia's 37 day foreclosure process!
This woman is seeking help through legal channels; they evidently … (5 comments)

home pride mortgage: Who's Safe? - 03/16/08 02:39 PM
 You've probably already seen a news segment on lock bumping here's a link complete with other links to  news programs showing you how easy it is for someone to get into your home...An intruder to your home or business can enter in a minute or less! 
(4 comments)

home pride mortgage: More Fraudulent Foreclosure Advice - Assistance Contact #, Call Now! - 01/21/08 12:27 PM

 If you have found yourself a part of the current crisis, please remember, you're not alone.
Here are a few more tips to help protect yourself - scam artists are waiting to take advantage! 
1. Don't sign a Quit Claim deed - Beware of any transaction that causes you to sign over your … (3 comments)

home pride mortgage: Foreclosure Myths - There is hope! - 01/19/08 02:00 PM
The devastation of losing your home can effect not only your present family life but many feel there's never any recovery. NOT TRUE! But what has to be addressed is what's happening NOW. As I've said so many times Time is Crucial (see California Foreclosure Time Line) act now!

A member … (2 comments)

home pride mortgage: PDF Conversion - 12/02/07 03:41 PM
I have found that I have several reasons to convert documents to PDF (portable document format) so that almost anyone can open and read what I've written. The most frequent need has been the conversion of listing and service flyers I have created in Word and are being sent to the … (23 comments)

 
Loan Officer: Lynnette Phillips - Loan Officer/Realtor Consultant (Home Pride Mortgage)
Lynnette Phillips - Loan Officer/Realtor Consultant
Yucaipa, CA
More about me…
Home Pride Mortgage

Cell Phone: (909) 327-8600
Email Me

**The Posts and Comments contained in this blog are not intended as legal advice.**

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