credit history: Pre-approved credit offers - 03/20/10 09:32 AM
Not only in real estate but in everyday life we live and die by our credit score.  One of the most heart breaking things for me, as a realtor, is to find out that a clients credit score is to low to help them.  The following article I found from Experian explains how pre-approved credit offers work.
Those pre-approved credit offers that consumers find in their mailboxes don't materialize out of thin air. They target specific kinds of consumers who meet certain criteria during what is called the pre-screening process.In this process, a credit information organization such as Experian screens a list … (3 comments)

credit history: Know Your Score - 03/12/10 03:44 PM
Just about every time your credit is reviewed by an authorized party, they're looking at more than just your credit report.  In addition to your credit history, which breaks down each of your past and present credit relationships, they may also be looking at your credit score to evaluate your credit health.
A credit score is a number that is generated through the use of statistical models using elements from your credit report.  Your score, which is a fluid number, is not physically a part of your credit report; it is calculated at the time that a lender requests your credit … (0 comments)

 
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Michele McKenzie-Hernandez, e-PRO, SFR, CSP

Orlando, FL

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Coldwell Banker Residential Real Estate

Address: 211 E. Colonial Dr, Orlando, FL, 32801

Office Phone: (407) 841-6060 x 6407

Cell Phone: (321) 229-3388

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