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florida: Your Dog and Homeowners Insurance - 04/28/09 07:44 AM
You could argue that adding a dog to your family should lower your homeowner’s insurance costs. They are guarders of the dwelling, loyal to their owners and their home, scaring off potential threats and predators. Not to mention that there are millions of stray dogs in the US in need of a loving home. Why not reward people for taking in a dog and better protecting their home? Insurance companies see if differently.Insurers do not look at dogs as a security system or a way to protect your home; they view them as an extra liability. Dog bites are a much … (0 comments)
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florida: Preparing your Home for a Hurricane - 04/15/09 08:43 AM
Heading into hurricane season, those of us in danger of being affected by the storms should be well prepared. Having the knowledge to better protect yourself, your family, and your home will give you peace of mind if a hurricane is predicted. First, know that a hurricane watch and a hurricane warning are different. A watch refers to a storm that may hit land from 24-36 hours. A warning is a storm that is within 24 hours of occurring. When a hurricane watch is issued, it may be too late to make the proper adjustments to your home. So taking these … (0 comments)
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florida: Homeowners Insurance and Raising a Family - 03/30/09 03:23 PM
Having children usually requires you to get “more stuff.” Children need equipment for sports, computers and technical devices for school, clothes, TV’s, toys, etc. There is no end to the amount of stuff you can and will collect over the years while raising a family. Many times, the assets you’ve collected are valuable and should be included in your homeowners insurance plan. While your family grows, don’t forget to have your homeowners policy grow together with you. If your homeowners insurance plan becomes too much, there are steps you can take to reduce your payments. Safety features such as alarm systems, … (0 comments)
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florida: State Farm Risks Insolvency - 03/14/09 06:10 PM
State Farm's controversial decision to pull their 1.2 million homeowners insurance policies from Florida has not come easily. There has been an backlash of confusion and protest from the insurance giant's long-time clients and agents. They feel betrayed and abandoned by a company that has over-promised and under-delivered.
State Farm is now appealing a set of orders by insurance regulators to give up its certification as an insurer and to allow its employees to sell other companies policies. These stipulations have brought anxiety to State Farm, as they fear insolvency before they are able to leave the Florida market. In a … (0 comments)
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florida: Planning Ahead: Purchasing Health and Life Insurance - 03/13/09 11:33 AM
We all plan for future events and look forward to what life has in store for each of us. Whether it be preparing for college, saving for a marriage, dreaming of home ownership or sending your kids off to school, planning for life’s adventures can be very exciting. But if you’re like me, you’re guilty of neglecting to plan for disasters and negative life-changing incidents. In life, disasters and accidents happen regularly. Car accidents, life-threatening illnesses, crime, and even death are things we don’t always plan for. With the prevalence of disastrous accidents occuring daily, wouldn’t it make sense for us … (0 comments)
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florida: McCarty Says State Farm Can Blame Themselves - 02/25/09 08:58 PM
State Farm's announcement that they will be leaving the Florida insurance property market has caused quite a fuss - and not just from the 1.2 million Florida policyholders it will be affecting. Florida Insurance Commissioner Kevin McCarty, State Senator Mike Fasano, and Florida governor Charlie Crist have all been very vocal on the matter, and they aren't happy about it.
Florida Insurance Commissioner Kevin McCarty, who recently approved Sate Farm's pullout with conditions, says that the whole thing is "very disappointing for Floridians" and explains that he's doing his best to make sure the Florida insurance market stays intact. Many believe … (0 comments)
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florida: State Farm is Saying Goodbye, But Better Rates are Saying Hello - 02/12/09 02:12 PM
State Farm, the largest property insurance company in the State of Florida, has announced that it intends to leave the Florida property insurance market within two years.
If you currently insure your home, apartment, condominium, or boat through State Farm, the statement above probably hit you like a ton of bricks. You may feel abandoned by State Farm or concerned by how you, your neighbors, and our state will handle their exit. Is your policy in jeopardy of not being renewed? Will you be losing your insurance coverage? You've had State Farm coverage for years. Now that they are leaving, who … (0 comments)
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Heidi Holdam
Lake Worth,
FL
More about me…
H.G. Holdam Insurance & Tax Accounting
Address: 3830 Jog Rd, Lake Worth, FL, 33467
Office Phone: (800) 685-0726
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