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homeowners insurance: Florida Home Rates to Rise...AGAIN! - 05/28/09 11:55 AM
While the state of Florida and the US government negotiates the costs of our homeowner’s insurance prices back and forth, we sit idle waiting for our rates to jump. This rate increase is just one of many that Floridians have had to cope with in past few years. The 10% increase in insurance costs will likely affect the 1 million or so policy holders using the state-run Citizens Insurance Corp. Because of Florida’s unpredictable weather pattern and the occurrence of dangerous windstorms, this rate increase seems to be necessary. But while some folks will settle for the boost in homeowners costs … (0 comments)

homeowners insurance: Your Dog and Homeowners Insurance - 04/28/09 07:44 AM
You could argue that adding a dog to your family should lower your homeowner’s insurance costs. They are guarders of the dwelling, loyal to their owners and their home, scaring off potential threats and predators. Not to mention that there are millions of stray dogs in the US in need of a loving home. Why not reward people for taking in a dog and better protecting their home? Insurance companies see if differently.Insurers do not look at dogs as a security system or a way to protect your home; they view them as an extra liability. Dog bites are a much … (0 comments)

homeowners insurance: Preparing your Home for a Hurricane - 04/15/09 08:43 AM
Heading into hurricane season, those of us in danger of being affected by the storms should be well prepared. Having the knowledge to better protect yourself, your family, and your home will give you peace of mind if a hurricane is predicted. First, know that a hurricane watch and a hurricane warning are different. A watch refers to a storm that may hit land from 24-36 hours. A warning is a storm that is within 24 hours of occurring. When a hurricane watch is issued, it may be too late to make the proper adjustments to your home. So taking these … (0 comments)

homeowners insurance: Homeowners Insurance and Raising a Family - 03/30/09 03:23 PM
Having children usually requires you to get “more stuff.” Children need equipment for sports, computers and technical devices for school, clothes, TV’s, toys, etc. There is no end to the amount of stuff you can and will collect over the years while raising a family. Many times, the assets you’ve collected are valuable and should be included in your homeowners insurance plan. While your family grows, don’t forget to have your homeowners policy grow together with you. If your homeowners insurance plan becomes too much, there are steps you can take to reduce your payments. Safety features such as alarm systems, … (0 comments)

homeowners insurance: State Farm Risks Insolvency - 03/14/09 06:10 PM
State Farm's controversial decision to pull their 1.2 million homeowners insurance policies from Florida has not come easily. There has been an backlash of confusion and protest from the insurance giant's long-time clients and agents. They feel betrayed and abandoned by a company that has over-promised and under-delivered. 
State Farm is now appealing a set of orders by insurance regulators to give up its certification as an insurer and to allow its employees to sell other companies policies. These stipulations have brought anxiety to State Farm, as they fear insolvency before they are able to leave the Florida market. In a … (0 comments)

homeowners insurance: McCarty Says State Farm Can Blame Themselves - 02/25/09 08:58 PM
State Farm's announcement that they will be leaving the Florida insurance property market has caused quite a fuss - and not just from the 1.2 million Florida policyholders it will be affecting. Florida Insurance Commissioner Kevin McCarty, State Senator Mike Fasano, and Florida governor Charlie Crist have all been very vocal on the matter, and they aren't happy about it.
Florida Insurance Commissioner Kevin McCarty, who recently approved Sate Farm's pullout with conditions, says that the whole thing is "very disappointing for Floridians" and explains that he's doing his best to make sure the Florida insurance market stays intact. Many believe … (0 comments)

 

Heidi Holdam

Lake Worth, FL

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H.G. Holdam Insurance & Tax Accounting

Address: 3830 Jog Rd, Lake Worth, FL, 33467

Office Phone: (800) 685-0726

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