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home buying: With unpredictable weather comes unpredictable water damage. Homebuyers should be vigilant about finding moisture hotbeds. - 10/18/11 05:05 PM
Weather is unpredictable, regardless of the nightly forecasts. We checked the 2012 issue of Farmers’ Almanac as backup and, for the Midwest, predictions are average temperatures (whatever that is) and wetter than normal. Looks like our friends in the Northeast are going to take a pounding again this year.
For potential homebuyers, weather can play a big part in the home’s saleability. We’re talking about leaks, drips, mold and structural damage that happen because of weather. Smart home sellers have done a pre-sale inspection with a qualified inspector to address any of these issues. Still, buyers should watch for any signs … (0 comments)

home buying: Just don’t do that. Some over-the-top renovations won’t help sell your home or impress buyers. - 06/23/11 10:50 AM

Selling a home usually means some updating, possibly remodeling a few areas. Kitchens and bathroom renovations reap payback at closing time, but a word to the wise: don’t over improve. You’ll set yourself up for a yield of diminishing returns.
The smartest way to increase your home’s value is to bring it up to neighborhood standards. Leaping ahead of the Joneses will only stall your sale, especially in a market where buyers are cautious and want to see solid value. Always consider your neighborhood and research comparable properties before you jump into renovation projects.
Here are some don’ts and do’s.
… (2 comments)

home buying: Are mortgage interest rates really ‘historic’ now? - 06/22/11 12:16 PM
We hear it all the time. Headlines trumpet “mortgage rates at historic lows!” Could this really be true, or is it hype? Curious to find out, we researched mortgage rates way back to 1981 to find out the real story. Which is to say, yes, our current interest rates are historic.
Back then, some 30 years ago, the interest rate was a whopping 16.70 percent (can you image that?) for a 30-year fixed rate mortgage in June 1981, according to mortgagenewsdaily.com. In between then and now, rates did moderate to averages of about 11.50% in 1983; 8.43% in 2000; 6.88% in … (3 comments)

 
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Grant Hickman, Saint Charles Real Estate Pro

Saint Charles, MO

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