loans: The IRS is partnering with Mortgage Companies (sort of) - 09/30/06 08:55 AM
Starting this Monday, if you have any clients who are planning to apply for a mortgage using a “Stated Income” or other limited-document approach, they had better be careful what income they post on the loan application. The IRS has recently overhauled a key income verification tool used by lenders, … (16 comments)

loans: A Fixed-Rate Solution to Equity Line Uncertainty - 09/23/06 05:05 AM
There was an interesting article in the Post today about options for reducing payments and making home equity line payoff more predictable. With the slowly, but steadily increasing interest rates, particularly for home equity loans, some folks are getting nervous about payemts on $70,000 to $100,000 and more lines of credit. … (2 comments)

loans: New Credit Scoring Standards? - 09/15/06 05:36 AM
Back in March, TransUnion, Experian, and Equifax launched VantageScore to "standardize" the way credit scores were calculated as an alternative to FICO. What has been the effect (if any) of the alternative scoring method? Is this a form of "grade inflation" or a good alternative to FICO?
Has anyone (Lenders or … (3 comments)

 
Real Estate Agent: Dave Rosenmarkle (Highland Realty)
Dave Rosenmarkle
Arlington, VA
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Highland Realty

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