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dupage county: The REAL Skinny on Mortgages - 11/23/07 05:12 PM
 
 Now that's the ticket.......  Just what we all need....Lower Mortgage rates and No Closing Ciosts.
And just where do you think that comes from?
         There is no free lunches and no free mortgages!
Someone has to pay for that! And in the long run it comes in the form of higher interest rates for our borrowers. So you ask "How does this work"? It is easy.....As all good lenders do, we must do what is the best thing for our customers?
There is always a cost to No Cost Loans. The cost comes in a form of higher interest rates. When lenders are paid, … (9 comments)

dupage county: Fannie & Freddie today - 11/20/07 08:06 AM
 
This morning in the Money Edition of MSN.com, Reuters had an article headlining Freddie Mac. "Freddie Mac's third-quarter loss widens". In Forbes.com it reads "Shares of Fannie Mae, Freddie Mac Sink". And to paraphrase these articles, Freddie Mac third quarter loses increased greatly to include a 2 Billion dollar loss & Fannie Mae like Freddie Mac, will face big concerns of greater mortgage defaults. That would be a number that includes three comas and 9 zeros.....That's huge!        
                                                                      
And you ask how did this happen? I have pondered this and am wondering why so fast? Did this happen over night? Where … (1 comments)

dupage county: Serendipity.....Fate or Calculated? - 11/19/07 08:28 AM
Fate or not...There is SERENDIPITY!
Now first of all, I need to clarify something: I am not always so sensitive!But I couldn't help spending about 20 minutes or so ( maybe 45 ) writing this blog after sitting downstairs having a cup of coffee and watching "Serendipity" this weekend getting ready for FOOTBALL. If you have never seen this 2001 movie, staring John & Cusack (woman's heartthrob) & the beautiful & stunning Kate Beckinsale, you have got to get it.....    
                                                     
Romantic or not, it is such an awesome story & it made me think about what is it really means:Serendiipity means a natural … (4 comments)

dupage county: The Moral of the Story - 11/14/07 04:23 PM
A big city lawyer went duck hunting in rural Tennessee. He shot and dropped a bird, but it fell into a farmer's field on the other side of a fence. As the lawyer climbed over the fence, an elderly farmer drove upon his tractor and asked him what he was doing.The litigator responded, "I shot a duck and it fell in this field, and nowI'm going to retrieve it."
The old farmer replied, "This is my property, and you are not coming over here."The indignant lawyer said, "I am one of the best trial attorneys in the United States and, if you … (10 comments)

dupage county: A Thanksgiving Tradition - 11/13/07 06:21 PM
Everyone has their own Thanksgiving Traditions....For example, my 26 year old son comes home for the holiday's and every Turkey Day morning, he gets together with his old high school buddies for a frendly but competitive game of football.                           And of course we need to watch all the NFL games on Thursday:
And this year it will look like this:          
Green Bay at Detroit - 11:30 Central Time on FOX  (A great divisional game, probably the best of the day)New York Jets at Dallas - 3:13 Central Time on CBS (Probably a blowout and time to take a nap)Indianapolis at Atlanta - 7:15 Central Time … (6 comments)

dupage county: Mortgage Extraordinaire - 11/13/07 04:51 PM

Have you often wondered why you should deal with your "Mortgage Professional"?
Is it their knowledge of the business?  
Is it their products & programs they offer?  Or is their Customer Service the promise?
Do they over promise or use cliche's like " Satisfaction Guaranteed" or "We offer the highest degree of Customer Service"? Most people don't even have a clue of what customer service is. And the level & expectations ae different for everyone. Bottom Line........You have to ask!Now all of us at one time or another have over promised and not delivered. Most of us were either early in our careers or … (0 comments)

dupage county: New York....New York - 11/02/07 08:28 AM
Have you ever wondered where these cabbies come from, where they learned to drive and how in world they get around like they do?
Well after spending this past weekend in New York and taking cabs to and from places, I had a few crazy experiences with these cabbies. They are unbelievable. They get into the tightest spots and drive through places a motorcycle could barely get through. And the worst one we had last weekend had to yell and argue with a large 300 lb. man who thought he should fight with OUR CABBIE. OUCH! All we wanted to do is get across town.
So last … (1 comments)

dupage county: Ameridream Loans - 10/22/07 11:30 AM
FYI, Ameridream has been granted an extension while HUD reviews their litigation.Contracts must be signed by February 28th now.  Nehemiah is in effect until April 1, 2008
(2 comments)

dupage county: New to the world of Activerain - 10/20/07 08:53 AM
Hello World.......
My name is Keith Hoffman and I am entirely new to the whole idea of blogging. And everyday goes by, I find myself going the site and checking out what is going on. So I  thought I would blog a little this morning as I get ready for Sat. College Football.
I have been in the mortgage industry for what feels like a million years. 14 years ago or so I decided to change professions. I have been in sales for a long, long time. But after a long career as a rep in the apparel industry, my friend spoke to … (28 comments)

 
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Keith Hoffman - 1st Advantage Mortgage Residential Mortgage Specialist

Lombard, IL

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1st Advantage Mortgage

Address: Dupage County, Will, Kane, Cook Counties, Kendall County, Lake County & 38 States, Lombard, IL, 60148

Office Phone: (630) 376-0555

Cell Phone: (630) 306-5626

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