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illinois: The Greatest Thing Happened the Other Day - 04/13/09 08:06 AM
Never under estimate the power of Activerain. As it has been many months since I have been active with Activerain, the real power has just shined through!
The greatest thing happened and that was the phone call. Now we all get phone calls inquiring about real estate or mortgages and some are better than others, but this was great.
As I always do while speaking to a new customer, I always ask how were they referred to me? Usually it comes from a past client, a friend, a family member or a referral from someone in the professsional field but … (5 comments)
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illinois: Mortgage Pro Week in Review -- 01/14/08 through 01/20/08 - 01/21/08 10:47 AM
I was honored when Jeff Belonger asked me to write this review. It gave me a real opportunity not only to get my name out here, but to really have more time to read about what people are writing about. And holy cow....you all write a boat load about more than anyone really needs to know. It has been time consuming and interesting and worth every minute of my week. THANK YOU!
The first thing I would like to pass on are my blogs that I wrote. Now from everything I have read, and that isn't half of what is out there, … (19 comments)
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illinois: You want a 30 yr. fixed at 5.5%/5.579%APR - 01/14/08 08:33 PM
Rates have really come down and as of today- January 14th, we are offering a 30 year fixed rate mortgage for only 5.50% with an APR of 5.579%. Now if my little friend here can come to me without begging, you too can get this rate, as of Monday, January 14th.
This information is provided to assist real estate professionals and is not an invitation to extend credit as defined by Section 226.2 of Reg. Z.
Be sure to get on board before these rates wash away! Many of our customers think they know more than we do. But according to the Real … (8 comments)
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illinois: The REAL Skinny on Mortgages - 11/23/07 05:12 PM
Now that's the ticket....... Just what we all need....Lower Mortgage rates and No Closing Ciosts.
And just where do you think that comes from?
There is no free lunches and no free mortgages!
Someone has to pay for that! And in the long run it comes in the form of higher interest rates for our borrowers. So you ask "How does this work"? It is easy.....As all good lenders do, we must do what is the best thing for our customers?
There is always a cost to No Cost Loans. The cost comes in a form of higher interest rates. When lenders are paid, … (9 comments)
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illinois: Happy Thanksgiving - 11/20/07 06:44 PM
A healthy and happy Thanksgiving to all my Activerain families and friends! And from 1 turkey to another....Enjoy, stay safe and don't eat too much....
Ok....Now that I have your attention, I will just want to let you all know how much I enjoy Acvtiverain. It has opened my eyes and peaked my curiosity to the world of blogging. Although I am a novice here, I am learning and give thanks to all I have read from. Jeff Kessler form The University of Texas (Austin Tx), whom I have learned a great deal. Kim Murphy who got me hooked here. Jessica Horton … (4 comments)
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illinois: The Moral of the Story - 11/14/07 04:23 PM
A big city lawyer went duck hunting in rural Tennessee. He shot and dropped a bird, but it fell into a farmer's field on the other side of a fence. As the lawyer climbed over the fence, an elderly farmer drove upon his tractor and asked him what he was doing.The litigator responded, "I shot a duck and it fell in this field, and nowI'm going to retrieve it."
The old farmer replied, "This is my property, and you are not coming over here."The indignant lawyer said, "I am one of the best trial attorneys in the United States and, if you … (10 comments)
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illinois: A Thanksgiving Tradition - 11/13/07 06:21 PM
Everyone has their own Thanksgiving Traditions....For example, my 26 year old son comes home for the holiday's and every Turkey Day morning, he gets together with his old high school buddies for a frendly but competitive game of football. And of course we need to watch all the NFL games on Thursday:
And this year it will look like this:
Green Bay at Detroit - 11:30 Central Time on FOX (A great divisional game, probably the best of the day)New York Jets at Dallas - 3:13 Central Time on CBS (Probably a blowout and time to take a nap)Indianapolis at Atlanta - 7:15 Central Time … (6 comments)
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illinois: Mortgage Extraordinaire - 11/13/07 04:51 PM
Have you often wondered why you should deal with your "Mortgage Professional"?
Is it their knowledge of the business?
Is it their products & programs they offer? Or is their Customer Service the promise?
Do they over promise or use cliche's like " Satisfaction Guaranteed" or "We offer the highest degree of Customer Service"? Most people don't even have a clue of what customer service is. And the level & expectations ae different for everyone. Bottom Line........You have to ask!Now all of us at one time or another have over promised and not delivered. Most of us were either early in our careers or … (0 comments)
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illinois: What it is...it isn't - 11/12/07 10:47 AM
How many times have you gone by a gas station and seen the gas prices as you see it here? You see the lowest prices listed on top which is typically the lowest grade of gas. Then you go to the next price and it is a little higher and a step up in grade. And then the highest price with the highest grade of gas listed at the bottom....Just to get you in!I visited Iowa City this past weekend with a good friend who has 2 girls going to college in Iowa, 1 at the University of Iowa and the … (6 comments)
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illinois: New York....New York - 11/02/07 08:28 AM
Have you ever wondered where these cabbies come from, where they learned to drive and how in world they get around like they do?
Well after spending this past weekend in New York and taking cabs to and from places, I had a few crazy experiences with these cabbies. They are unbelievable. They get into the tightest spots and drive through places a motorcycle could barely get through. And the worst one we had last weekend had to yell and argue with a large 300 lb. man who thought he should fight with OUR CABBIE. OUCH! All we wanted to do is get across town.
So last … (1 comments)
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illinois: New to the world of Activerain - 10/20/07 08:53 AM
Hello World.......
My name is Keith Hoffman and I am entirely new to the whole idea of blogging. And everyday goes by, I find myself going the site and checking out what is going on. So I thought I would blog a little this morning as I get ready for Sat. College Football.
I have been in the mortgage industry for what feels like a million years. 14 years ago or so I decided to change professions. I have been in sales for a long, long time. But after a long career as a rep in the apparel industry, my friend spoke to … (28 comments)
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illinois: Identity Theft and Solicitations - 10/19/07 09:12 AM
I have originated loans from Illinois for the past 14 years and was surprised to see that according to the Federal Trade Commission, Illinois ranks 13th in the country when it comes to identity theft complaints per 100,000 population for 2006. I have had a few cases of customers in the past 14 years who have some type of identity theft and I myself recieved a notice from the State of Illinois that someone had used my social security number and filed a tax return.
For those who are interested, you can obtain a free credit report that is dictated by law … (3 comments)
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Keith Hoffman - 1st Advantage Mortgage Residential Mortgage Specialist
Lombard,
IL
More about me…
1st Advantage Mortgage
Address: Dupage County, Will, Kane, Cook Counties, Kendall County, Lake County & 38 States, Lombard, IL, 60148
Office Phone: (630) 376-0555
Cell Phone: (630) 306-5626
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