Lake San Marcos, California--- Coming Up on Its Golden Anniversary Soon! - 08/31/09 09:48 AM
Lake San Marcos, California was created by a developer/builder back in 1962 --- the builders name Gordon Frazar,  his vision was to do one last project before that would be his swan song. His aim was to get 'em talking.
So his decided to build a community around a pond down the street from a county garbage dump. He had a ton on skeptic's from the builders in San Diego to those up in Los Angeles. Lake San Marcos was the first master planned lakeside community in the United States back in the early sixty's. It was one of the first … (0 comments)

Digital Recorder's A Great Technology Asset. - 08/30/09 02:54 PM
What a great little device, I have two of them and use them everyday. I have taken these devises to a level of use that enable me to function much more efficiently. I use them for recording affirmations, and when I feeling not so positive, I pull this digital record out and play back the affirmation that I have recorded. I get the  inspirations that I need and I march on.
I record my daily "To Do List" and play it back,  --- I know that many like to do written lists, but I find that I consider this way much … (0 comments)

$576,000 In Refunds Due To Residences of San Diego County, California. - 08/28/09 10:55 AM
Dan McAllister, who is San Diego County tax collector is asking that you contact his office or go to the website SDTREASTAX.com, and check and see if the county owes you money. Your search must be done and the request for the refund be in the county's hands before 10/19/2009 that is the deadline. The smallest amount this is unclaimed is $10.10 and the largest is $86,064.76 (relatives of Ruben Hernandez) its your lucky day.
Most of the unclaimed funds/fees are from overpaid fess collected by different county agencies, or property tax refunds. So, call or check on the website and … (0 comments)

Can Selling Your Home Auction Style Be A Solution? - 08/26/09 10:21 AM
Three Important questions that need to be asked are as follows:
 
    Do you want to pay a real estate commission?
    How long do you want to be on the real estate market for sale.?
    Are you interested in getting multiple offers - where you can select the highest and best offer?
 
After considering the above information and the answers, which you arrived at, a real estate auction, holds many solutions, they are:
 
    Better equity return.
    Less stress in using the auction method.
    Getting top dollar for your home.
 Call 1-888-882-1198 Ext 111.
 
… (1 comments)

Tax Credit Helps Raise Home Sale Numbers. - 08/25/09 07:10 PM
New buyers account for 1 of 3 purchases. US housing market is rebounding quicker than thought possible. The question is can it last. Home sales in July 2009 posted thelargest monthly increase in at least 10 years as first time buyers rushed to take advantage of a tax credit that expires 11-30-2009, sale jumped 7.2 % and beat expectations the National Association of Realtors said.
The risks to this healthy pace how-ever are possible job cuts, mortgage rates and the looming end to the home buyer tax credit. First time buyers get a credit of 10 percent of the purchase price … (0 comments)

Laguna Beach Pagent of The Masters. - 08/25/09 11:07 AM
Attended the festival of the arts up in Laguna Beach, California, this is were life art is performed, (they take famous painters and create a live art picture). How fun, the weather and the performances are just spectacular. My family and I have made a tradition of going every year to drink in the wonderfulness of this event. The best seating is in the Lodge and try to get an aisle seat. It has to be dark so the show does not start until 8:30PM, and its over by 10:30 with a brief intermission.
Everyone must experience this event at least … (1 comments)

Say Good Bye To The First Time Home Buyers Incentive Soon! - 08/22/09 10:00 AM
First time home buyers need to get a move on ---- the tax incentive of $8,000 will be going away on 12/1/2009. Yes, I know its just around the corner and according to recent updates that have been advertised in my local paper, the government does not have intentions of renewing this option. The reason most of their focus is on the health insurance debate. Here is where we need to pay heed, the escrow in which the buyer is in has to close on 11/30/2009. The IRS is watching this closely. Then factor in the Thanksgiving holiday along with lenders … (0 comments)

My GPS Navigational System --- A Blessing or A Curse! - 08/18/09 10:29 AM
When using my navigational system to get to my listing appointments, previewing property or showing property--- can be a real fascinating journey. I have gotten lost,  been down streets that were dead ends, an yet this unit still try's to tell me to keep on going when it is impossible to proceed ahead. I have arrived late to my destinations because of the route that I was given was so circuitous.
So, I have a back up plan -- I check with mapquest, and I carry a Thomas Guide that is current.
… (4 comments)

Real Estate Inventory Down 40% From Last Year At This Time. - 08/17/09 09:57 AM
The North San Diego County Association of Realtors held its first meeting of brokers and office manages, in which the discussion was on how to improve the boards ability to help brokers with the challenges they face with this real estate market. The out come was very interesting. On board was Robert Brown PhD @ California State University of San Marcos, his comments carried a lot of weight. Most noteable was that the inventory is down 40% from last year at this time, and that the median price for attached and detached homes increased by 4.12% from June 2009 to $379,000.
Total … (1 comments)

Tips For Borrowers Dealing With Loan Servicers! - 08/16/09 02:20 PM
If you are having trouble paying your mortgage and you are thinking of doing a loan modification, you'll will have to work with a loan servicer --- the company that collects your mortgage payment. Dealing with these companies can be frustrating and confusing. Some of the issues are:
Your get lost in call waiting. You never reach the same person You can be hung up on. Here are some tips to keep your working relationship with these service provider from driving you to the breaking point:
Keep very careful records of every contact you have with your servicer, including all your phone … (0 comments)

How Does Your Garden Grow? Tips For Successful Farming. - 08/16/09 01:28 PM
Walk your farms once a month. Mail to your farms once a month. Walk or mail comparable sales report in the your farm area. Work Expired listing or those about to expire daily, in your farm. Mail to absentee owners quarterly to buy, sell or trade their investments. Warm call around your listings and sales. Cold call one hour each day. Pass out business cards everywhere you go. Network constantly with CPA's Loan Officers,friends and family for referrals. Hold a free information seminar. Work open house's and use a guest book for future leads. Vista one for sale by owner per … (3 comments)

The Rent You Pay --- Could Build Equity In Your Own Real Estate. - 08/16/09 01:12 PM
With the ability to afford a home in San Diego County becoming achievable, many renters, do not understand the opportunity they are passing up by not investing in a home today. Interest rates are the best they have been in years, and new loan programs that are available via FHA and VA are definitely present a great time to take the leap and invest in real estate.
The information below will give you some idea's as to the money that you are giving away to a landlord. Consider speaking to a lender and finding out what your options are. FHA loans … (2 comments)

San Diego Gas & Electric to Put Power Shut-Off Plan To The Test. - 08/15/09 11:44 AM
Rural residents will get phone calls and in some cases care packages from San Diego gas & Electric next week as it pushes forward with its plan to cut power during fire weather in coming weeks.
Sometime Thursday a contractor for SDG&E will call about 55,00 customers subject to the shut-off with recorded information. It is just a test. There will be 900 care packages mailed out to customers that depend on electricity for medical devices. Package will include corded telephones and radio flashlights powered my the sun and a crankshaft plus a DVD with info on generator safety and other … (0 comments)

San Diego Home Buying -- Affordability Leaps! - 08/15/09 10:39 AM
 
Index: 59% of renters should be able to buy:
Affordability levels look the best in years for renters wanting to become owners, the California Association of Realtors reported. With the San Diego market heating up those that could buy now might find the opportunity slipping away if they hesitate.
 
Median Price home in San Diego:
$295,000---(Home price) income required $52,500, with a monthly payment of approximately $1,800.
 
It seems that the San Diego market has begun to improve and it is showing in the number of sales that are occurring in the last three to four months.
 
 
… (0 comments)

Town Home to Be Auction-Pacific Beach, Ca - 08/10/09 09:51 AM
This home is a 3 bedroom 3 bath (each bedroom has it own bathroom) townhome. Only four units in this complex. Has its own garage. Approximately 1200 SF. Home is a diamond in the rough. Upper and lower balconies. Within walking distance to all amenities/beach. Must show proof of pre-approval with a direct lender that is recent. There is no broker co-op and not in MLS. Perfect for investor, as a starter home or vacation home. Call 1888-882-1198 Ext 117 for recorded info and to set up an appointment to see this home. Broker Auction will be held on 8/22/2009 @ … (0 comments)

California Property Tax Timeline! - 08/09/09 07:30 AM
Here in California we will soon be receiving our annual tax bill from the county in which you live. Many times I have clients that get confused by the way California figures its property tax bill. So, I thought it would helpful by having a time line that helps with when taxes become due and when they are to be paid and what occurs if your taxes are not paid. To get more detail answers please contact. SDTreastax.com. For any of your real estate needs - Call Crescent Moon Realty, Inc & Land N Sea Auctions @ 1-888-882-1198 Ext 111.
 

 
… (0 comments)

Posh Resort In Rancho Bernardo, CA Reduces Rates As Low As $19.00 a Night. - 08/08/09 12:31 PM
Here is some exciting new, the Rancho Bernardo Inn a luxury resort with three pools and two restaurants a spa and a golf course is offering rooms this summer for as little as $19.00 a night. The catch is that the room comes without pillows, sheets, towels, toiletries or a bed.
From Aug 16-31, 2009 the Rancho Bernard Inn is offering steep discounts to customers willing to bring their own toilet paper and sleep on the floor. Under the unusual pricing scheme call the "Survivor Package" guest can lower the standard $219 room rate by deciding which amenity they give up. … (0 comments)

What It Takes To Process an Escrow in California! - 08/08/09 09:54 AM
Escrows in California can take from the average of 30 days up to __________ time to process. The key is to work with an escrow agency that has a proven track record. Ask if they the escrow company that you choose has E&O Insurance, check with the state as to any complaints/law suites that might be pending. See if the escrow officer is certified? Get references and don't be afraid to shop price. Call Crescent Moon Realty, Inc & Land N Sea Auctions. 1-888-882-1198 Ext 111.

… (0 comments)

Who Pays For What In a Real Estate Transaction in California? - 08/07/09 10:04 AM
The Seller Generally  Pays For:
Real Estate Commission Escrow Fee's (50%) Document preparation Fee Documentary Transfer Tax ($1.10per $1000 of sale) Any loan fees required by Buyer's lender on Government loans. Payoff of all loans in Seller's name. Interest accrued to lender being paid off. Termite Inspection (according to contract). Any judgments, tax liens, etc. Against the seller. Tax pro-ration. Any unpaid homeowners dues. Recording charges to clear all documents of record against seller. Any bonds or assessments (check contract) Any and all taxes that are delinquent. Homeowners' title insurance policy premium Homeowner's association transfer fee - doc fees. Zone Disclosure … (0 comments)

San Diego Gets 5.1 Million for Neighborhood Stabilization Program. - 08/06/09 07:04 PM
San Diego County received $5.1 Million under the Neighborhood Stabilization program in March of 2009, with plans to lend $3.1 Million to home buyers and $2 Million to landlords. For homeowners the county foresees making 60 or more loans of up to $50,000 each --15 year loans can be forgiven if the buyers stays in the homes and don't refinance.
The remaining $2 Million is for the landlords to buy and rehousing for rental to families with incomes of half the area median or less. But none of $5.1 million has been spent, by either homeowners or landlords.
Unless market conditions … (0 comments)

Veterans agree on GI Bill Benefits, in California. - 08/05/09 05:50 PM
Military veterans who attend college in California will receive the same educational benefits as their counter-parts in other states an agreement announced Tuesday between the state and the Department of Veterans Affairs. Under the Post 9/11 GI Bill veterans who served after the 9/11 terrorist attach are eligible for full tuition and fees for four years at a state university a monthly housing stipend and up to $1,000 annually for books.
Veterans who choose to attend a private institution or graduate program can receive aid up to the cost of in-state tuition charged at the states most expensive public university.
In the … (0 comments)

Cal State University of San Marcos Has Record Number of Appliacations For This September 2009. - 08/05/09 05:34 PM
Cal State San Marcos has received a record number of applications from people interested in attending the university this coming fall 2009. 5000 applicants have been notified that they will not be able to get in. The reason is that the flood of interest comes right as state budget cuts are forcing the entire CSU system to keep enrollment at existing levels.
The campus received about 16,300 applications which was up from last years 13,700 which was almost a 20% jump in those that wanted to enroll. About 9,700 of this year's applications came from people hoping to enroll as first … (0 comments)

Getting "Cash For Clunkers" - 08/04/09 01:16 PM
Yikes! What a whirlwind week if you were thinking about buying a car. Last week kicked off with the jump-start of the federal government's wildly popular "cash for clunkers" program. By late Thursday, it was already in the rear-view mirror. It was suppose to last until November 1. or whenever the government's initial commitment of the $1 billion to the program ran out.
Suffice it to say the money ran out earlier than in anyone wildest dreams. I guess a billion dollars is just pocket change these days. So, we are expecting the House of Representative's to try to infuse another 2 … (0 comments)

San Marcos, California To Buy Mobile Command Center. - 08/04/09 12:24 PM
The city is buying a mobile emergency operations center in its efforts to beef up San Marcos' ability to respond to major earthquakes, wildfires and other large-scale incidents.
The City Council approved the $427,209 purchase. The trailer rig will arrive next spring. The mobile command center will have its own generator advanced communication satellites, wireless Internet and other high-tech equipment designed to help keep the city operating during emergency situations.
San Marcos has a detailed written plan for dealing with earthquakes,fires and other emergencies.
 
Diving into this real estate market can be like entering into uncharted water, let us guide … (1 comments)

July Sales for the San Marcos, California Community. - 08/02/09 11:49 AM
Here is the statical data for the month of July sales in the community of San Marcos, Ca.
Detached homes sold in zip code 92069   32
Detached Homes sold in zip code 92078   33
 
Attached Homes sold in zip code 92069    17
Attached Homes sold in zip code 92078     26
 
Total homes sold for the month of July Detached - 65
Total homes sold for the month of July Attached -  43
 
Sold homes including detached and attached  108
 
If you are thinking of buying or selling a home --- contact Crescent Moon Realty, Inc @760-945-6652, we offer … (0 comments)

 
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Lorraine or Loretta Kratz-Certified Negotiation Consultants

San Marcos, CA

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Crescent Moon Realty, Inc. & Land N Sea Auctions.

Office Phone: (760) 650-2157

Cell Phone: (760) 650-2157

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