San Marcos, California-Jewelry, African Cultural, Caramel Apples Classes Available! - 08/30/11 02:48 PM
San Marcos, California - Jewelry, Caramel Apples, African Cultural Classes Available!

San Marcos Senior center will hold jewelry making classes on Thursdays during the months of September & October 2011, from 10:00 to 11:00 A.M., at 111 W. Richmar Ave, San Marcos, California. Learn how to make a necklaces with a magnetic clasp and a matching bracelet with an easy stretch cord. Cost is $10.00 per class, materials are included. Friends of the San  Marcos Library will sponsor a visual arts exhibit through September at the library located at 2 Civic Drive. Both glass cases at the front of the … (1 comments)

Sea World San Diego Welcomes New Baby Dolphin, Boys & Girls Club of Carlsbad, California Opens! - 08/30/11 10:16 AM
Sea World San Diego Welcomes New Dolphin, Boys & Girls Club Opens In Carlsbad.

SeaWorld San Diego on Friday announced its 75th successful dolphin birth. The Atlantic bottle nose weights about 35 pounds. When fully grown, the dolphins weigh from 300 to 400 pounds and measure from 6 feet to 12 feet long. Come celebrate the opening the opening of the Boys & Girls Clubs of Carlsbad at Bressi Ranch in Carlsbad, California located right off El Camino Real and Palomar Airport road..
Volunteers Sought For September 11, 2011 Event.

Volunteers are needed to be part of a Silent … (0 comments)

Is It Better To Over-Dress Or Underdress? - 08/28/11 09:08 AM
Weird question, because it implies that looking stupid is a certainty, so you might as well pick in which way you will look stupid. Also, it is a little repressive. T-shirt or suit, Shorts or khakis. Hoodie or opera cape. It's like having to pick Salt or Pepper. "Why" must one choose?
Fine: It is better to overdress. Because overdressing, you don't at first appear lazy. (If indeed you are lazy, why not push off the inevitable?) The first question you need to ask is"Can this be interpreted as a sign of disrespect?"  And if that box is checked, I'm going … (9 comments)

Low Income Housing Coming To Vista, California! - 08/27/11 09:43 PM
Vista, California is holding onto it goal of providing housing options for low-income residents despite uncertainty surrounding re-development, the City Council decided at a workshop. The city's top priorities to give the run-down Paseo Santa Fe corridor a major face-lift, relocate mobile home park residents living in what the city call "substandard housing" and develop living space for special needs groups such as foster children transitioning into self-sufficiency are in limbo while the California Supreme court determines the future of redevelopment in the state.
 
The agencies are expecting to have to pay to schools and other programs 40% of tax … (1 comments)

Map Government Foreclosed Homes In Your Community Using HUD's Mapping Tool! - 08/24/11 07:33 AM
The U.S. Department of Housing and Urban Development (HUD) today launched a new web-based mapping tool displaying the location of all foreclosed properties held by Fannie Mae, Freddie Mac and the Federal Housing Administration (FHA).  These foreclosed homes collectively account for nearly half of all real estate-owned or REO properties in the U.S.  HUD’s REO Portal is intended to help local communities, homebuyers and responsible investors to acquire these properties and accelerate efforts to stabilize local housing markets.  
 This new mapping tool will be of particular help to those communities employing HUD’s Neighborhood Stabilization Program (NSP) in the targeted acquisition, rehabilitation … (0 comments)

San Diego County, California "SchoolPool" Program Expanding. - 08/23/11 05:28 PM
San Diego, California local SchooPool program is expanding, a county program that encourages parents to carpool or have their children walk or ride a bike to school is expanding as more educators look for ways to reduce pollution and traffic congestion around campuses. This year more than 50 schools across the region, including 16 in North County are participating in the San Diego Association of Governments' SchoolPool program.

The program is a great way to improve safety, reduce the number of cars on the road and help keep children healthy, it can really pull a community together. A key … (0 comments)

City of Vista, California To Solicit Local Businesses Feedback On City Involvement. - 08/22/11 09:50 AM
Vista officials and volunteers will visit dozens of local companies next month in a one-day campaign to gather feedback about how the city can be more business friendly. The event is a joint effort between the city and the Vista Chamber of Commerce and will take place at the Vista Business Park on September 22, 2011.
The agencies are recruiting volunteers with an interest in the city's business community to take part in the effort. Teams of two will visit up to 20 businesses during the business walk and ask proprietors questions.
This event is modeled on a similar program in … (0 comments)

San Diego, California New Home Builder Hosting "Pet Adoption Fair" On August 21, 2011. - 08/21/11 04:40 PM
Home shoppers and pet lovers are invited to meet their new best friend and tour what could be their next new home at "Pardee's Dog Days of Summer and Pet Adoption Fair". This event will take place at Highlands Village in Carmel Valley tomorrow August 21, 2011, from noon to 4:00PM, and will include free refreshments, a prize drawing for gifts from a local pet store, adoptable dogs, cats and valuable information about pet adoption from a Helen Woodward Animal Center representation and Guardian Angels Animal Rescue.
Pardee Homes thinks that new home buyers are also interest in adding a lovable … (1 comments)

San Diego, California Metropolitan Transit Rolls Out Vintage 1946 Street Car! - 08/21/11 11:24 AM
Rolling back the clock to 1946 San Diego, California Metropolitan Transit Rolls out a restored vintage 1946 street car. The Art Deco-style vehicle once traversed the streets of San Francisco and is one of six that the MTS has in its possession. It was "a rusty shell" when discovered in 2003 in South Lake Tahoe and has been turned into "a great beauty," MTS Chief Executive Officer Paul Jablonski said.
For six years, volunteer and rail experts spent more than 3,000 hours and $850,000 to meticulously restore the vintage streetcar, which is called PCC 529.
MTS Chairman Harry Mathis, who spearheaded … (2 comments)

San Diego, California Courthouse Foreclosure Auctions, Get Temporary Reprieve! - 08/19/11 10:38 AM
San Diego, California court house steps auctions, get a temporary reprieve from having to shut down and relocate. The last day for such transactions at the steps of 220 W. Broadway will be October 31, 2011 instead of August 31, 2011. The ban on foreclosure auction outside downtown San Diego's courthouse has been delayed for two more months, but those involved in the sales process are still in a bind.
 
Concern is mounting over the cost for republishing notices of sale which could "run into millions of dollars" and likely will be passed down from the trustees to lenders, borrowers … (0 comments)

Del Mar Race Track Will Be Hosting Gourmet Food Truck Festival On 8-20-2011 - 08/18/11 10:04 AM
Gourmet Food Truck festival coming to the Del Mar race track this Saturday, August 20th, 2011. Starts at noon to six PM. Forget horses bet on being hungry this weekend . The Del Mar race track will be hosting its first Del Mar Gourmet Food Truck Festival the largest food truck festival to come to the San Diego County. There, attendees can sample an eclectic mix of delicious eats from more than 25 of the best gastro trucks in Southern California, including L.A. Imports Crepes Bonaparte (French gourmet crepes) and Great Balls on Tires (slider-balls).
Admission, is $6.00, children under 18 … (1 comments)

Where Does My Drinking Water Come From In Vista, California? - 08/17/11 10:31 AM
The Vista Irrigation District (VID) uses three sources for your drinking water. The First one is local water, which originates from the watershed and well field located near Lake Henshaw in Santa Ysable. VID owns the 43,000 arcre Warner Ranch which encompasses the lake and monitors any activity that could contaminate it. Water from Lake Henshaw is transferred to Lake Wohlford via a canal originally constructed in the the 1890s.
 
Once the water reaches the Escondido-Vista Water Treatment Plant it is treated and disinfected to protect you against microbial contaminants. The second water source is the Colorado River. The third … (1 comments)

Cal State University San Marcos, California Will Offer Online Wait Lists, Starting Semester 2011. - 08/15/11 06:40 PM
Cal State University San Marcos, California Will Offer Online Wait Lists.

Professors no longer have to deal with student pleading for seats in closed classes. Cal State San Marcos students this fall will be able to join an online wait list, offered as a pilot program at the university. The system allows student to join a digital wait list for their desired classes at the time of registration and to track their status on the list. University officials say it's fairer, easier way for student to add the classes they need and allows faculty to better track class demand.

(0 comments)

City Of Carlsbad, California Planning Upgrades To Car Country Carlsbad. - 08/14/11 05:21 PM
The City of Carlsbad may soon set its sights on making its 38 year old auto mall more aesthetically enticing in what the city hopes will be some symbiotic marketing. City officials hope revitalizing the area will boaster sales for the car dealerships, routing more sales tax revenue into the city's general fund. Car sales pour $6.5 million into city coffers at their peak in 2005. The city netted only $4.1 million last year. A 36% less than at the peak.
 
 Plans are not far enough along to know how much the work will cost. The improvements suggested to the … (1 comments)

Pro's and Con's of The Federal Government Turning Foreclosures Into Rentals! - 08/12/11 05:14 PM
Pro's and Con's of  The Federal Government Turning Foreclosures Into Rentals.

The present administration is pondering turning thousands of government owned foreclosures into rental properties to help boost falling home prices. The Federal Housing Finance Agency said Wednesday it is seeking input from investors on how to rent about 250,000 homes owned by government-controlled mortgage companies Fannie Mae and Freddie Mac and the Federal Housing Administration.

All the homes are foreclosures. Rescue of the Freddie Mac & Fannie Mae took place in 2008, and the U.S government has fund them since the financial crisis. Converting the homes into … (2 comments)

Bank Of America, Meeting With Families Facing Foreclosure Today In San Diego, California! - 08/11/11 10:01 AM
San Diego, California-Bank of America, meeting with Mortgagee's Facing Foreclosure Locally Today!

Bank of America officials are promising fact to face time this week with San Diego homeowners who are behind on their mortgage payments. Bank of America one of three banks recently dinged by the government in June 2011 on loan modifications will hold an outreach even at the San Diego Convention Center located at 111 W. Harbor Drive, today through Saturday at no cost.
Bank officials will meet with customers from 8 AM to 6:30 PM, to discuss alternatives to foreclosure and review loan-modification files. Bank of … (1 comments)

Home Sales Down For The Month Of July 2011 In San Marcos, California. - 08/11/11 04:49 AM
Home Sales Down For The Month Of July, 2011 In San Marcos, California!

The numbers are in for the homes sales in San Marcos, California for the month of July and the numbers are down. Detached homes were down 26% and attached homes sales were down 12%.  Total sales for the month of June 2011 was 134 compared to July which had only 105 sales.  A difference of 29 home sales less for the month of July 2011.
Break Down for Sales In Zip Code 92078-San Marcos, California.

Detached Home Sales --36 Attached Home Sales -- 27

Total … (0 comments)

Sonic Fast Food Restaurant Coming To "Camp Pendleton" In Oceanside, California. - 08/09/11 05:14 PM
Sonic Fast Food Restaurant Coming To Camp Pendleton In Oceanside, California!

A full-service Sonic Drive-In restaurant is under construction in the San Onofre area of Camp Pendleton. Construction on the franchise began this month in the northern section of the Marine Corps base and is expected to be completed in November 2011.. Sonic Burger will be renovating an existing structure to house the restaurant.  Sonic sister location in Vista, California open in April 2009.
Sonic currently has 57 franchises in California --Sonic is anticipating opening 9 other locations besides the one in Santee and Vista, California. Sonic restaurants are … (1 comments)

"Hello" Serious Seller-Bank Property-Incentives Offered! - 08/07/11 07:02 PM
Hello Serious Seller -Bank Property -Incentives Offered. This home is located in the heart of Vista, California, just minutes from down town with public transportation, shopping, close to schools,and access to Interstate 5 and 78 easy. Home is desirable single level with a two car attached garage, three bedrooms and 2 baths, built in 1988 with approximately 1600 SF.  Buyers what a deal, FHA financing available, along with incentives offer by the bank. Backyard is spacious with this home situated on approximately a quarter of an acre. Views are available from the backyard. Price is $225,000. Minor cosmetic work needs to … (0 comments)

Put Money In Your Pocket With this Vista, California Bank Owned Property. - 08/07/11 05:49 PM
Put Money In Your Pocket With This Vista Bank Owned Property. Opportunity is knocking with this Vista, California home. It is located very close to all amenities (freeways, schools, grocery shopping, library, new Civic Center), and with interests rates being so low you can own this home for less than you would be renting for on a monthly basis. This home qualify for FHA 203K financing and HUD will assist with closing cost. With a monthly payment under $1,000  a month with no HOA fee's and the many benefits of tax write offs ---don't miss this chance to own your own home. Highly … (0 comments)

Looking For A Job, Kohl's Is Hiring In Encinitas, California! - 08/07/11 12:38 PM
Looking For A Job, Kohl's Is Hiring In Encinitas, California!

Kohl's is hosting a hiring fair for their newest store opening up in Encinitas, California. This hiring fair will be held for three day from August 7th to August 11, 2011.  The hiring fair will be held at the La Costa Resort and Spa -2100 Costa Del Mar Road, Carlsbad, California. Local job seekers may apply for approximately 150 new positions that are being created for the opening of the Encinitas store in September 2011.

For new stores Kohl's needs associates for register operators, departmetn associates, customer service, … (0 comments)

Carlsbad, California Beach Contest! - 08/06/11 11:07 PM
Carlsbad, California Beach Contest:

For those folks who love to soak up the sun or take a walk along Carlsbad State Beaches, they'll have a special opportunity to vote for their favorite ones, and help three beaches in the state win funds to benefit a beach clean up. Carlsbad State Beach and South Carlsbad State Beach along with 25 other in the state have been selected as possible candidates tor receive funds from the SoCal Best Beach Campaign.

Beaches that receive the most votes will receive the first place prize of $25,000. The second place price of $15,000 will … (0 comments)

What Are The Average Closing Costs On A $200,000 Mortgage in 2011? - 08/04/11 06:27 PM
$4,070 is the average closing costs on a $200,000 mortgage in 2011. That is an 8.8 percent jump from 2010 according to an annual survey by Bankrate. The Los Angeles area was sixth on the list of costliest places $4,624 in closing fees on a $200,00 mortgage. New York state was No1. at $6,183.
The rise in closing cost follows stricter bank lending and regulations imposed after the housing crisis. Fannie Mae and Freddie Mac, the largest U.S. mortgage finance companies have tightened more than a dozen loan qualifications since being seized by the government in 2008 and proposed rules under … (1 comments)

Ronald McDonald Coming To Local Escondido, California Library! - 08/03/11 06:51 PM
Ronald McDonald Coming to Local Escondido,California Library!

The Escondido Library will host Ronald McDonald at 2PM, August 13, 2011, at its Fallbrook branch, at 239 Kalmia St. Fallbrook, California "It's Book Time with Ronald McDonald" program is a free 35 minutes show designed for students in elementary school and includes a sock-puppet bookworm named Stoogie with a creative mix of must, magic and games meant to encourage children to make time daily for reading.

=============================================================================================================
"Story"
Just think how frustrated it must feel to be in escrow on a short sale home, the seller has agreed to the … (1 comments)

11 Sizzling HomePath (FannieMae) Homes In San Marcos, California-Seller Offering Incentives! - 08/03/11 07:05 AM
11 Sizzling HomePath (FannieMae) Homes In San Marcos, California Available With Seller Incentives!

Time is quickly running out on these special incentives being offered on Fannie Mae (bank owned ) homes from the HomePath program in San Marcos, California, if you don't act now. There are currently 11 homes available ranging in price from $143,900 to $355,900.  2 bedrooms to 4 bedrooms.Why a buyer should consider a HomePath home.

The HomePath program offered through Fannie Mae is providing attractive incentives to prospective home buyers looking to save money on a home purchase. As a part of the program, Fannie Mae is selling foreclosed homes … (0 comments)

"Why" Buyers Are Going Straight To The Courthouse Steps To Buy Foreclosures In San Diego, California! - 08/02/11 09:10 PM
Why Buyers Are Going Straight To The Courthouse Steps To Buy Foreclosures In San Diego, California.!

Local San Diego, California buyers are heading/stampeding to the court house steps to buy foreclosed on homes. "WHY" you might be wondering, the reason is that when it comes to choosing a  foreclosed home auction over a short sale the foreclosed home gets the vote. Too many buyers are disappointed in the short sale process. Especially if there is a second or a third lender involved. "It is usually the lender mortgage insurance that nobody knew about, and it is usually on the second … (3 comments)

 
Loretta_and_i_pictures_001 Rainmaker_large

Lorraine or Loretta Kratz-Certified Negotiation Consultants

San Marcos, CA

More about me…

Crescent Moon Realty, Inc. & Land N Sea Auctions.

Office Phone: (760) 650-2157

Cell Phone: (760) 650-2157

Email Me



Listings

Links

Archives

RSS 2.0 Feed for this blog