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credit report: Make 2008 a financial growth year by doing a check-up now - 11/27/07 10:40 AM
My Financial Life from Three Altitudes
Sea level:  How much money is in my purse and bank account right now? 
                What's my debt load?   Don't let borrowing be your default plan for 2008
                What's my credit score? Get a free credit REPORT (score costs $) at www.annualcreditreport.com
                             Credit Score:  a number between 350 and 850 which grades your financial reliability.
                             Credit Reporting Agencies: 
                          Experian   http://www.experian.com/
                          TransUnion  http://www.transunion.com/
                           Equifax    http://www.equifax.com/          
Arial view:  What are my plans for a financially healthy future? What action must I take?
                          saving for retirement
                          buying a home
                          paying off all debt
                          college savings plan for kids
                          saving for a daughter's wedding
                          … (2 comments)

credit report: Should I buy a home right now? - 11/21/07 09:45 AM
Top Three Reasons to Buy a Home Right Now
Lush inventory to select your home from.  More than 50,000 homes are on the market right now in the greater Phoenix area, for example.  New homes, nearly new homes and older homes -- you will see an abundance of inspiring homes in your price range and in the neighborhood of your choice.  With selection at an all-time high, why not buy right now?
Prices have moderated from the highs of 2005.  If your favorite area was priced too high a year or two ago, check again this year; you will be pleased to find … (3 comments)

credit report: Debt Elimination for Homebuyers - 11/20/07 07:27 AM
Eliminate Debt before Buying Your Home
When buying a home, you want to have your finances in a strong position.  This means demonstrating a capacity to save and to pay off debt.  Your credit report shows both your current standing on the indebtedness scale, as well as your past history of debt repayment.  Lenders consider the credit report their most important tool for evaluating your financial reliability.  To unlock the secrets about you found in your credit report, see Decoding your Credit Report.   
Eliminating debt will increase your credit score and qualify you for better interest rates when buying a home.  Your … (2 comments)

credit report: Decoding your Credit Report - 11/19/07 07:29 PM
Decoding Your Credit Report
Find out what Lenders know about you
Leap over an initial hurdle that faces all borrowers by examining and polishing your credit report.  For yourself and your spouse, go to www.AnnualCreditReport.com to order your free once-a-year report from each of the three credit reporting agencies.  Get all three if you have not looked over your credit report before; after updating all, plan to get one report every four months to watch over your credit through the year.  You must pay for your credit SCORE, about $15.00.  Do this about once a year, from Fair Isaac or Experian.  When you … (2 comments)

 

Marsha Cleaveland, GRI, AHWD, CNE

Glendale, AZ

More about me…

No longer in the sales business

Address: Glendale, AZ, 85308

Email Me

Homes in Glendale, Peoria and Phoenix. Specializing in homes equipped for home office or home business. Professionals, teachers, independent contractors recieve skilled attention when buying a home. Marsha Cleaveland of Keller Williams Realty Professional Partners will help you find a great location in Maricopa County, Arizona.

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