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mortgage loans: I'm Pre-Approved, What Do I Do Now? - 04/04/07 03:47 PM
Did You Know? The first REAL step is to get pre-approved in writing by a mortgage lender.  This lets you know the maximum mortgage for which they can qualify. It also lets the seller know you've positioned yourself well for the closing process to be smooth. 
Your contract will have a stronger position for consideration with a mortgage lender's pre-approval letter or certificate (not just a worthless pre-qualification letter where the buyer's loan application hasn't been verified). I'm Pre-Approved, What Do I Do Now:
Most buyers begin their quest on the Internet, usually at http://Realtor.com, where more than 70 percent of … (0 comments)

mortgage loans: Junk or Not - Mortgage Fees At a Glance - 03/06/07 01:25 PM
Did You Know? BAD NEWS - Some Mortgage lenders are constantly working to create new names for unnecessary junk or garbage fees to impose on innocent borrowers who have no clue when they are being ripped off.
GOOD NEWS - Most are honest mortgage lenders who won't try to impose unexpected last-minute fees.  These are the ONLY lenders we respect enough to work with and are confident enough to refer our clients to.
Mortgage Lender Fees - Junk or Not:
We suggest you start shopping among at least a half-dozen mortgage lenders for a so-called "no cost, no fee" home loan. … (0 comments)

mortgage loans: New Tax Deduction Will Make Housing More Affordable! - 03/06/07 11:02 AM
Did You Know? New Tax Deduction Will Make Housing More Affordable!
WASHINGTON, D. C. December 9, 2006 -- A new tax deduction will make homes more affordable next year by allowing many American home buyers to write-off premiums for private and government mortgage insurance. The deduction, which will help families who can’t afford the traditional 20 percent down payment for a home mortgage, will be effective for the 2007 tax year.  
“Making the cost of mortgage insurance tax deductible helps those who need it most: low- and moderate-income Americans, primarily first-time home buyers, who are financially responsible but simply don’t have … (1 comments)

 
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Mark Houck ~ SFR, REALTOR®

Abingdon, MD

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ExecuHome Realty

Address: 15 East Churchville Road, Bel Air, MD, 21014

Office Phone: (443) 384-4000

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