BEING A SENIOR DOESN'T MEAN YOU ARE AT THE END OF LIFE. - 09/29/09 02:16 PM
Being a Senior doesn't mean you are at the end of life.  My husband is always perplexed as to what to get his mother for special occasions; birthdays, Christmas, etc.  I always reply get perfume, a pretty dress, get her hair done, get her a pedicure, manicure, a massage.   People forget, that even though the numbers in terms of age is great, women are still women, men are still men, and the things they liked before, they still like.    Women love to be feminine, even at 90. 
I have moved to the senior status, I am 62, my voice is the same, I … (0 comments)

I HELPED MY PARENTS GET A REVERSE MORTGAGE - 09/28/09 09:58 AM

I helped my parents get a Reverse Mortgage - they now live a worry free lifestyle. It was quite easy to get this set up for them. We called a local mortgage company that specializes in Reverse Mortgages. The attended counseling prior to signing up, and within three (3) weeks, they were worry free. In fact, they received over $20,000 for their nest egg. To sweeten the pot, they pulled equity out of their home two more times totaling $50,000. They live in a lovely Condo in a gated community with 2 Bedrooms, 2 Bath, single level, large living room, … (1 comments)

ARE THERE ANY INVESTORS OUT THERE? SHORT SALE - 09/26/09 11:49 PM
ARE THERE ANY INVESTORS OUT THERE?  This is a wonderful time to build your portfolio, with prices at rock bottom, this could not be a better time to buy real estate. 
Condo with mountain view is available in Phoenix, South Mountain Area.  2 BR, 2BA, Fireplace, carpet, galley kitchen, stack washer and dryer, dishwasher.  Just a few steps from pool, and volley ball.  Wonderful mountain views, and parking next to the unit.  Just reduced to $30,900.  Close to Raven Golf Course, Point Resort, Arizona Mills Shopping Center, restaurants, I-10 Freeway just 3 Miles away; only 15 mins to airport, 20 mins … (0 comments)

What We Have Done For Ourselves Alone Dies With Us- What We Do For Others is Immortal - 09/26/09 12:45 AM
"What We Have Done For Ourselves Alone Dies With Us- What We Do For Others is Immortal
As service industry specialist in the area of Real Estate, we orchestrate wonderful things for perfect strangers.  Contrary to all the negative comments from disgruntled people regarding Real Estate Agents, our hearts are in the right place.   I have been through weddings, divorces, births, and death with my clients.  I have seen them happy, sad, broke, prosperous, employed and unemployed.  I have seen them healthy, and I have seen them ill.
My clients become more than business acquaintances, many have become very dear to me. One couple who … (0 comments)

HUD DOLLAR HOMES PROVIDE WONDERFUL OPPORTUNITIES FOR BUYERS - 09/25/09 12:02 AM

When I was in my mid twenties, I remember my friends being able to purchase homes in the neighborhood for just $1.00. I really did not understand how this concept worked, or even why, but it did. Every so often we would see individuals fixing up an vacant home, and within weeks, a new family was there. Everyone knew it was purchased for just $1.00.As a Real Estate professional, I realize how much of a benefit the dollar program can be to low to moderate income people. With a little elbow grease, they too can capture the American Dream of … (0 comments)

DISTRESSED PROPERTIES MAKE UP 100% OF LISTINGS - 09/20/09 09:17 PM
Distressed properties make up 100% of the listingsI pull for my clients.  I received a call from a client looking to purchase a home, but did not want a foreclosure or short sale. 
Contrary to what the news media reports, we are finding that 100% of the homes available are distressed properties.  Here is the evidence of my statement.  Let's say you are are buyer, and these are your requirements:
                                 Available Homes For Sale
City - Phoenix             31.309
Single Family              24,076 
Under $108,000            4219
3BR, 2BA                      2192
Built Yr, 2000+              1623
Sep Shower Tub                40        
Homes Available - 10 Foreclosure-    30 Short Sale -  … (4 comments)

FORECLOSURE HELP AVAILABLE FROM AREA EXPERT - 09/18/09 09:46 AM
 CYNTHIA SMITHERMAN EARNS PRESTIGIOUS DESIGNATION TO HELP HOMEOWNERS IN DANGER OF FORECLOSURE
CYNTHIA SMITHERMAN of EMAGE` FINE PROPERTIES, LLC OF CHANDLER, ARIZONA has earned the prestigious Certified Distressed Property Expert (CDPE) designation, after completing  extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by "distressed" homes in the foreclosure process.
 Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many … (0 comments)

Flowering Season is Year Round in Phoenix - 09/16/09 01:18 AM
When moving to Arizona one of the first things you will marvel at is the beautiful flowering bushes that make up the landscape of every home, boulevard , and freeway area.   Flowering season is year round in Phoenix.  Although we are in the desert, we have grass, palm trees, citrus fruit, and 1000 of different kinds of trees and bushes. 
.   Bougainvillea 
Both the Bougainvillea, and the Cactus Flower are pretty to see, but touch with care.   Bougainvilleas have  little to no fragrance but have very sharp thorns.  The Cactus flower blooms at night under the bright moon lit sky. 
 
… (0 comments)

SOCIAL MEDIA VIRUSES AND SCAMS - 09/15/09 11:55 AM
Social Media Viruses and Scams:  I am fairly new to the social media arena, and have been using it to communicate what is happening in the Real Estate market. 
I belong to Face Book, Active Rain, and I am trying to Tweet, etc.  Yesterday I received an email that a malicious virus was going to activate within 48 hrs of my picture being tagged by one of my Face Book friends.  Of course my friend knew nothing of this, she was just giving me accolades for supporting her in her business and she in mine.  The name of the program is Fan … (2 comments)

SHORT SALE OPPORTUNITY - 09/12/09 10:08 AM
SHORT SALE OPPORTUNITY  This lovely home is located in a Gated Community, and across from a city park.  It has four (4) bedrooms, two (2) baths, 1845 sf,  and has a 2 car garage.  You will enjoy the spacious Great room, eat in kitchen, and a nice kitchen with a breakfast bar.  Enjoy a city park, golf courses, shopping and dining within walking distance.  Shopping center, resorts, and freeway is near by, and just fifteen minutes to the airport.  There is even mountain views from back yard.
 
Nice quiet gated community, desert landscaping, 2 car garage

Kitchen features stainless sink, dishwasher and stove, disposal, neutral tiled … (0 comments)

FREE LOAN MODIFICATIONS ARE AVAILABLE - 09/09/09 04:15 PM
FREE LOAN MODIFICATIONS ARE AVAILABLE, if you are experiencing a hardship meeting your mortgage payments,  FREE help is available.  You may visit the following websites to find a program in your area.  www.nidonline.org; www.naca.com  both organization have counselors who will help you negotiate your loans for a lower payment, interest rate, or a forbearance to help you get on your feet
If a modification is not an option and you need to sell your home, call me, I have over 13 years experience in sales and marketing real estate.  
Cynthia Smitherman, ABR, GRI, DB
Emage` Fine Properties, LLC
www.homes4saleaz.com   email:  cynthia@homes4saleaz.com
602 697-4487.
… (0 comments)

FREE HELP IS AVAILABLE FOR LOAN MODIFICATONS AND COUNSELING - 09/09/09 02:50 PM
Free help is available for Loan Modifications and Counseling  to anyone who is need of help.  Various housing counseling programs are available under the HOPE Now initiative mandated by President Obama to help individuals who may be loosing their homes.  Other services provided by these organization are workshops to educated the public on how to purchase a home and not become victims of predatory lending.
If you know of anyone who may be threatened with foreclosure, or is unable to make their mortgage payments, Free help is available by visiting these sites, selecting your State and calling the information provided.
WWW.NIDONLINE.ORG
WWW.NACA.COM
Cynthia Smitherman, ABR, … (1 comments)

MONSOON IN PHOENIX? - 09/05/09 10:25 AM
It's Saturday morning just days away from the Labor Day celebrations.  Football season is getting ready to dominate the TV, and newspapers.  Young boys are setting aside their baseballs, and picking up the pig skin honing their interception skills while pretending to be their favorite football jock.   
It is 7:05a.m., and I am listening to the sound we Phoenicians love, the sound of rain hitting the roof of our homes.  When it rains in Phoenix, something incredible happens, you see people, people who never come out their homes other than to get into their cars.  When it rains, they stand on their … (1 comments)

FIRST STEPS TO PURCHASING A HOME IN ARIZONA - 09/01/09 12:17 AM
   Perhaps you have been thinking of taking the first steps to purchasing a home in Arizona, after all you have been renting apartments for several years.  Most people are perplexed as to how to get started and of course the unknown is always daunting.  Here is a step by step guide to becoming a successful home buyer:
1.  Get counseling from a housing agency:  They will teach you how to read your credit report and the importance of your credit score.  You will also learn how to avoid predatory lenders, loan delinquency and foreclosure.  You will be able to meet one on one with a … (0 comments)

 
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Cynthia Smitherman

Chandler, AZ

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Emage` Fine Properties, LLC

Address: 4960 S. Gilbert Road, Ste. 1-231, Chandler, AZ, 85249

Office Phone: (602) 697-4487

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