OK, so I get a decent offer and submit it to the bank.  The bank drags their feet.  The buyer gets fed up and walks.  I finally get another offer, but this one is now $40K less than the first one.  Again, the bank drags their feet and I lose buyer number 2.  I drop the price again and am now just sitting.  Are short sales really worth it or should the buyers just wait for them to hit foreclosure?  I feel the banks are slitting their own throats.  Am I off track with my thinking?