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loan programs: 3 Important Tips When Applying for a Home Mortgage - 01/20/08 11:52 PM
The other day I received a call from a gentleman looking to refinance out of his 2-year adjustable rate home mortgage (2/28 ARM) that is now variable. These home loans are typically reserved for subprime borrowers due to a poor credit rating. Although this is not an ideal loan, he wasn’t in too bad of shape because he put a serious 20% down when he purchased the property. I couldn’t help but think that this guy took the 2-year ARM for a good reason (bad credit?). This wasn’t the case however. After running his credit and seeing that he had plenty … (0 comments)
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loan programs: Great First-Time Home Buyer Loan! - 11/10/07 04:03 PM
From my experience, many first time home buyers out there are too unfamiliar with what loan options are available. Looking for a home is the first thing most home buyers tend to do (I’m guilty myself). We do our searches, make a list of the properties we want to see, and then go take a look. Somehow, by taking our income and other expenses, we come up with a formula that shows us how much we can afford. Come to find out that, when we want to write an offer on that perfect home, we can’t even afford the payment..”that’s weird, … (0 comments)
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loan programs: The Time is Now cont... - 10/17/07 01:00 AM
Last week we talked about getting into your first home and depending on your age and current situation I have outlined several different ways to make this work. 1. Getting a second job: Now this method isn’t for everyone but if you have a strong work ethic and an understanding of the benefits of home ownership this may be for you.
2. Roommates: This one isn’t for everyone either. Roommates if not selected carefully, can be a problem as opposed to a benefit. If they don’t clean up after themselves or pay their portion of the bills, there can be problems. … (0 comments)
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Portfolio Realty Solutions
Falls Church,
VA
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PortfolioRS.com
Address: Falls Church, VA, 22043
Office Phone: (703) 637-8100
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