Giving Hope4HomeBuyers

Southwest Florida housing sale

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Thu, 25 Jun 2009 11:20:21 -0500

Thanksgiving sales, Labor day sales, Christmas sales, are all times that we think of for record shopping activity. But there is a different kind of sale going on in southwest Florida. May sales of existing single-family homes in Lee County continued at a near-record pace while prices spiked up, according to statistics released Tuesday by the Florida Association of Realtors.

The median price rose to $88,500, up 3.5 percent or $3,000 from April’s $85,500. But prices remained less than half what they were after the precipitous drop of the past year — the median was $212,400 in May 2008.

Some area agents expect the median price to continue rising as more mid- to high-end homes come on the market.

There were 1,417 existing houses sold with the assistance of a Realtor — down from April’s record 1,468 but up sharply from the 823 sold in May 2008, according to the association.

In most of those homes the seller was under financial pressure to sell relatively quickly.A breakdown for the Florida association’s statistics wasn’t available, but the Realtor Association of Greater Fort Myers and the Beach showed 62 percent were sold by lenders that had taken the house back in foreclosure and then resold it.

Another 14 percent were “short sales” in which the lender agreed to reduce its mortgage so a house could be sold for a lower price.

In a separate report also released Tuesday, the National Association of Realtors said U.S. home sales rose 2.4 percent last month to a seasonally adjusted annual rate of 4.77 million, from a downwardly revised pace of 4.66 million in April.

The increase in Lee County prices may have come because rock-bottom prices for low-end homes in Cape Coral and Lehigh Acres have spurred bidding wars for those homes.

Hope4HomeBuyers.org is committed to helping people find homes at the proper price. Hope4HomeBuyers.org will utilize a network of professionals in the finance, inspection, insurance, and management worlds to get people in to their homes and to enjoy them comfortably.

Use the Florida custom home search to find your next home.

No rehab, no short sales, just a great home at a great price

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Tue, 02 Jun 2009 19:15:21 -0500

Neil Blair-Bennett & Israel Emory | Hope4HomeBuyers.org | 239 645-3798 239-292-2499

1029 NE 32nd St, Cape Coral, FL

Beautiful 4/2 home! No REHAB NEEDED!

4BR/2BA Single Family House

offered at $105,000

Year Built	2005
Sq Footage	1,750
Bedrooms	4
Bathrooms	2 full, 0 partial
Floors	Unspecified
Parking	2 Car garage
Lot Size	9,975 sqft
HOA/Maint	$0 per month

DESCRIPTION

Are you tired of looking at homes that don't have appliances or are completely destroyed on the inside? This gorgeous 4 bedroom 2 bath home offers 1750+ square feet of living area. It is a great room concept with a very large living room. It has a range, side by side refrigerator, and dishwasher. With a full price offer the seller will add a washer and dryer. It is within 5 minutes to US41 and Pine Island Rd. Call me now before this one is gone.

see additional photos below

PROPERTY FEATURES

Central A/C	High/Vaulted ceiling	Walk-in closet
Family room	Dishwasher	Refrigerator
Stove/Oven	Laundry area - inside	Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Neil Blair-Bennett & Israel Emory

Hope4HomeBuyers.org

239 645-3798 239-292-2499

For sale by agent/broker

Equal Opportunity Housing

Posted: Jun 2, 2009, 2:10pm PDT

Is it REALLY a buyers market?

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Thu, 28 May 2009 21:59:11 -0500

A good question, and the answer depends on who you ask. For the third month in a row, home sales are at a blistering pace.

The number of single-family homes sold in Lee County with the help of a Realtor in April shot up to 1,468, an all-time record, according to statistics released today by the Florida Association of Realtors today.

That number is 81 percent up from April 2008, when 809 homes were sold.

Meanwhile, the median price of a home sold in April was $85,000, down 57 percent from $200,300 a year earlier and about what that figure was 14 years ago.

February and March also saw figures above 1,200 sales.

But who is buying these homes? The answer is everybody!

The local market has jumped in to the mix, finally seeing that homeownership is affordable. This is attributed to the historically low interest rates, the pricing on distressed sales, and the recent downturn in the unemployment numbers.

Boomers are also heavy in to the equation. With liquid capital and years of sensible credit management, this sector of buyers have been chasing the "luxury" market. With many waterfront, golf course, and "hands-off" communities reducing their pricing to 40% of 2005-2006 prices the boomers are again looking at Florida.

The international market has also been heavily involved in purchasing Florida. Some 27% of sales have been made to foreign nationals.

But the first question stands, is this really a buyers market? After all homes are selling at a record pace, but many buyers are faced with multiple offer situations. Cash offers are knocking out the financed buyers. And even though inventory is still high, eliminate the short sales that no one wants to mess with, and also eliminate the 20% of homes that are overpriced or are un-sellable at any price, and you will find a fairly balanced market.

To view properties for sale visit us at Hope4homebuyers.Listingbook.com

Nothing has changed, except the price!

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Mon, 11 May 2009 13:45:51 -0500

Buyers, you have no doubt heard that sales are moving again in southwest Florida. What an understatement! Sales are moving in a big way. In March of this year, home sales in Lee County accounted for 1,504 transactions versus 564 for March 2008.

Now anyone can argue that foreclosures contributed to this. They did! Record low pricing also contributed, so did historically low interest rates, and so did the $8,000 tax credit to homebuyers.

But the single biggest contributor was the area itself. It is still sunny, warm, beautiful southwest Florida. It is the same place that people aspire to retire to, that place where families want to go to enjoy themselves. It is the same place where the Brits, Germans, Canadians want their second homes. It is the same place where New York, Boston, Chicago and Indianapolis want to escape to.

Southwest Florida still has beautiful weather, fishing, boating, shopping, dining. Southwest Florida still has growth in education (FGCU), travel, and a comfortable pace of life.

Southwest Florida also has some really good real estate deals too. Homes with pools for around 120-160 are in huge demand. Waterfront homes for a fraction of 05 pricing. Riverfront condos for less than 200k are also available. Homes from 40k are also available but are becoming more scarce every day.

If you have thought about looking in to southwest Florida, what's stopping you now? Take a look at the opportunities available at SWFloridaMls, and contact us for any additional information.

Neil G.Blair-Bennett
Broker/Associate
Alliance Realty Group
14090 Metropolis Ave #206
Fort Myers, Florida 33912
239 645-3798
NeilBlairBennett@Gmail.com
www.Hope4HomeBuyers.org

New Homes! No Rehab! No Short Sale! No Foreclosure!

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Thu, 07 May 2009 12:26:06 -0500

Neil Blair-Bennett & Israel Emory | Hope4HomeBuyers.org | 239 645-3798 239-292-2499

NW 6th Ave, Cape Coral, FL

3BR/2BA Single Family House

offered at $89,900

Year Built	2007
Sq Footage	1,542
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	.25 acres
HOA/Maint	$0 per month

DESCRIPTION

NO REHAB REQUIRED. Just Reduced!!! This beautiful 3 bedroom 2 bath 2 car garage in sunny Cape Coral Florida needs a new family. In quiet and private area. Home includes a living room, dining room, family room, kitchen with complete appliance package including a washer & dryer, kitchen RO system, carpet and tile, large master with a walk in closet, 2 standard closets and a linen closet for all of the storage you will need, automatic garage door opener, screened lanai, lots of room for a private pool, and even window coverings over the windows!!! Title searches are done and home is ready to close NOW! Seller may consider lease option with qualified buyer. I have 19 of these new homes ranging from 1542 sq ft to 1960 square feet. They are priced from $89,900 to $106,900.

see additional photos below

PROPERTY FEATURES

Central A/C	High/Vaulted ceiling	Tile floor
Breakfast nook	Dishwasher	Refrigerator
Stove/Oven	Microwave	Washer
Dryer	Laundry area - inside	Yard

ADDITIONAL PHOTOS

Photo 1	Photo 1
Photo 2	Photo 3
Photo 4	Photo 5

Contact info:

Neil Blair-Bennett & Israel Emory

Hope4HomeBuyers.org

239 645-3798 239-292-2499

For sale by agent/broker

Equal Opportunity Housing

Posted: May 7, 2009, 8:54am PDT

Wasting time with multiple offers? Not any more!

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Thu, 07 May 2009 12:22:38 -0500

Neil Blair-Bennett & Israel Emory | Hope4HomeBuyers.org | 239 645-3798 239-292-2499

NW 6th Ave, Fort Myers, FL

Don't get outbid on foreclusures needing rehab, buy never before lived in!

3BR/2BA Single Family House

offered at $89,900

Year Built	2007
Sq Footage	1,542
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	.25 acres
HOA/Maint	$0 per month

DESCRIPTION

see additional photos below

PROPERTY FEATURES

Central A/C	High/Vaulted ceiling	Walk-in closet
Tile floor	Breakfast nook	Dishwasher
Refrigerator	Stove/Oven	Microwave
Washer	Dryer	Laundry area - inside
Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Neil Blair-Bennett & Israel Emory

Hope4HomeBuyers.org

239 645-3798 239-292-2499

For sale by agent/broker

Equal Opportunity Housing

Posted: May 7, 2009, 9:17am PDT

Just Sold Lehigh Acres-$41,800

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Thu, 09 Apr 2009 14:24:36 -0500

Neil Blair-Bennett & Israel Emory | Hope4HomeBuyers.org | 239 645-3798 239-292-2499

2601 4th St Sw, Lehigh Acres, FL

Just Sold But More Out There

3BR/2BA Single Family House

offered at $41,800

Year Built	2006
Sq Footage	1,519
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	11,151 sqft
HOA/Maint	$0 per month

DESCRIPTION

JUST SOLD!!! This beautiful 1520 sq ft home was built in 2006. Located in Lehigh Acres, just east of Fort Myers. This home was virtually move in ready.

Many more homes like this are available at some of the lowest pricing in years. Combine this with the lowest interest rates on record AND an $8,000 tax credit for homebuyers.

Can you think of a reason not to take advantage of the best buyers market?

see additional photos below

PROPERTY FEATURES

Central A/C	High/Vaulted ceiling	Walk-in closet
Dishwasher	Refrigerator	Stove/Oven
Microwave	Washer	Dryer
Laundry area - inside	Yard

OTHER SPECIAL FEATURES

Duplexes available from $48,500

Cape Coral Homes from $60,000

Waterfront homes pool homes from $139,900

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4

Contact info:

Neil Blair-Bennett & Israel Emory

Hope4HomeBuyers.org

239 645-3798 239-292-2499

For sale by agent/broker

Equal Opportunity Housing

Posted: Apr 9, 2009, 11:07am PDT

News from southwest Florida

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Wed, 18 Mar 2009 13:34:39 -0500

Competition is really heating up in the southwest Florida market. During a recent buying tour with an out of state client, we encountered multiple offers on nearly every property that we placed offers on. My client, like many others, was looking to pick up a great second home at a very good price. Not very difficult you might think, considering the number of homes for sale in our market.

Once we waded through the overpriced listings and discarded the short sales (short on sales, long on time!) we came to the bank or corporate owned homes. Now my buyer thought that just because of the economy, he could lowball offers because no one is buying right? How wrong could he be, as I mentioned there were multiple offers on nearly everything he wanted. He really wanted something to buy and was getting frustrated. So my advice to him was;

You're in a strong bargaining position -- meaning, you look particularly welcome to a seller -- if:

You're an all-cash buyer; or
You're already pre-approved for a mortgage; and
You don't have a present house that has to be sold before you can afford to buy.

But you are competing with everyone who has seen the news, read the newspapers, or tracked this market online. Investors are back looking at cash flow properties, snowbirds are looking for a place to escape, and primary homebuyers who were once shut out due to price are all looking to buy.

Sales volume for the first 2+ months of 2009 have been at a frenzy. Foreclosed homes and distressed properties are obviously leading the way, but how long will it last? Inventory is on the decrease, new housing starts are virtually nonexistent.

If you are looking for opportunity, then look no further than southwest Florida. Check us out today at http://www.Hope4Homebuyers.Listingbook.com

In Faith

Neil G. Blair-Bennett
Broker-Associate
Alliance Realty Group
14090 Metropolis Ave #206
Fort Myers, FL 33912
Direct Line: (239) 645-3798
NeilBlairBennett@Gmail.com
http://www.Hope4HomeBuyers.org

Did you miss the bottom of the market in FL?

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Mon, 09 Mar 2009 19:10:56 -0500

The number one question that I get asked as a Realtor is: When will the market bottom out? I think I even hear that question in my sleep I'm asked it so much. There are several indicators that will give you a good idea, but there is one major indicator that you should be looking for. That indicator is supply and demand. Most experts will tell you that a healthy market has 2- 4 months of inventory. I live in Fort Myers, FL. We have seen our ups and downs in the real estate market in the last 36 months. At one point in late 2005 Fort Myers/Cape Coral was the fastest appreciating area in the US. That number was a staggering 47%. In the last 12 months we have been tagged as the foreclosure capital of the US. At one point we had more foreclosures than anyone. That includes California, Arizona, and Las Vegas. The reason house prices went up so quickly and plummeted so quickly is inventory. Three years ago there were 3-6 families for every house on the market. 2 years later there were 6-10 houses for every buyer. It isn't rocket science folks. When inventory is high prices will fall. When inventory is low prices will increase. Inventory is getting eaten up quickly by first time homebuyers and investors in my area. I have never seen more multiple offer situations than I am seeing now. Take a look at the statistic below. Cape Coral is 5th in the nation in most improved house prices.

No. 5

Cape Coral, Fla.
ZIP: 33914
Metro area: Coral-Fort Myers
Annual home sale increase: 103%
Fourth-quarter sales: 274
Median home price: $137,450
Median home price change: -14.5%
Nondistressed sales percentage: 30%

Why the sudden increase in sales you ask? Where else in the nation can you buy a home that is 2-3 years old (and sometimes brand new) for $40,000-$50,000? Where else in the nation can you buy a duplex that is 2-3 years old (and sometimes brand new) for $40,000-$50,000? The answer is nowhere! Oh and did I mention you are less than 30 minutes from the white beaches of the Gulf of Mexico.

Prices have dropped so low that cash-ready investors and first-time buyers are making multiple offers on distressed properties. I have never been so busy in my real estate career. I not only have first time homebuyers calling me, but also investors with cash! So has the market bottomed out? I don't know for sure, but these statistics don't lie. If you are looking for a cash flow investment or a second home please call me. Prices are at a historic low in our area. These deals are not going to last.

Excerpts taken from the Business Weeek article:

"Signs of Life From the Real Estate Market" by Prashant Gopal Friday, March 6th 2009

Israel Emory

Alliance Realty Group

isemory@hotmail.com

239 292 2499

Waterfront-Direct Gulf Access $100,000 Off Until April 15

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Mon, 09 Mar 2009 14:27:02 -0500

Neil Blair-Bennett & Israel Emory | Hope4HomeBuyers.org | 239 645-3798 239-292-2499

Hancock Bridge Pkwy, Fort Myers, FL

Waterfront living $100, 000 off until April 15

3BR/2BA Condo

offered at $203,700

Year Built	2007
Sq Footage	1,757
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	4+
Parking	Unspecified
Lot Size	Unspecified
HOA/Maint	$0 per month

DESCRIPTION

FOR A LIMITED TIME ONLY GET $100,000 OFF!

Set in more than 12 park-like acres, this private, gated community includes twin 12-story plus penthouse level high rises and is perfectly positioned along the intracoastal Caloosahatchee River in North Fort Myers, with private marina walk and boat slips. With construction complete and residences ready for occupancy, these spacious homes are the epitome of luxury, waterfront living and an unprecedented value in the marketplace.

170 luxury, two and three bedroom condominiums range from 1,700 to over 3,000 square feet in size, some of the largest found along the riverfront. Each with sweeping views of the river and city skyline from south-facing private terraces. Move in today and begin a new life tomorrow.

The campus includes: oversized resort-style pool & spa 16 private poolside cabanas, wading pool, BBQ pavilions, picnic area, 2 lighted tennis courts, fitness trail, putting green, sandy beach, sand volleyball, pet-friendly exercise area and a marina boardwalk.

WHAT ABOUT THE $100,000 OFF?

Take the $100,000 several different ways
1. Reduce the already great sales price.
2.Decorate your home to furnished and move in ready.
3. Buy a Club Cabana
4.Lease a direct gulf access boat slip
5.Reduce your homeowner fees

This offer is for a limited time only, contact us quickly to reserve your home.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Walk-in closet
Tile floor	Office/Den	Dishwasher
Refrigerator	Stove/Oven	Microwave
Granite countertop	Washer	Dryer
Laundry area - inside	Balcony, Deck, or Patio

COMMUNITY FEATURES

Garage parking	Covered parking	Guest parking
Business center	Clubhouse	Storage space(s)
Fitness center	Swimming pool(s)	Sauna/Spa
Tennis court(s)	Secured entry

OTHER SPECIAL FEATURES

Boat slips up to 55'

Concierge service

High Speed Internet even around the pool

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Neil Blair-Bennett & Israel Emory

Hope4HomeBuyers.org

239 645-3798 239-292-2499

For sale by agent/broker

Equal Opportunity Housing

Posted: Mar 9, 2009, 11:37am PDT

Finding the market bottom-Did you miss it?

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Fri, 06 Mar 2009 10:57:47 -0600

Having a somewhat analytical mind, I have understood why people have been patient and even hesitant to get in the real estate game. Now the practical side of my mind has come to the surface and I decided to share some of my current thoughts as to when really is the right time to buy.

Well we all know about interest rates by now. They continue to remain near record lows. And despite many lenders attempts to not want to share their bailout money, (FHA minimum credit score requirement is 600, many lenders carrying FHA raised their requirements to 620!), financially it's a really good time to buy.

We have all heard about the "stimulus package", with foreclosure rescue money the number of new distressed properties hitting the market may be significantly less than first reported. In addition, the newly revised $8,000 homebuyer tax credit provides further incentive. Practicality says, it's a really good time to buy.

But what about pricing? Have we hit bottom yet? The short answer is that we reach bottom when we achieve equilibrium. When pricing stabilizes, when inventory is in balance, we are close to the bottom. When search results reveal fewer and fewer homes of similar characteristics within a specified price range, the bottom has come and gone.

With special thanks to the Cape Coral Board of Realtors, here are some facts that might spur some of the fencesitters to action.

Lee County Home Inventory down 21% over this time last year:

Cape Coral down 33%
Fort Myers down 16%
Fort Myers Beach down 7%
North Ft Myers down 19%
Lehigh Acres down 11%

Lee County Condo inventory down 15% over this time last year:

Cape Coral down 23%
Fort Myers down 17%
Fort Myers Beach down 5%
North Ft Myers down 28%
Lehigh Acres down 12%

By dividing the available homes (active listings) by the number of homes that went pending (under contract) you can determine the number of homes per buyer-Here are the ratio's by city for single family homes:

City    March 1, 2008 March 1, 2009
Cape Coral    12.32     3.55
Fort Myers 19.99     5.44
Fort Myers Beach   35.17 21.89
North Fort Myers     18.13    8.50
Lehigh Acres 16.89     5.08

As you can see, home inventory is dropping drastically, sales are up tremendously, interest rates are the lowest in 30+ years. So if you are sitting on the fence trying to decide if this is bottom enough, look at the facts at hand. Look for further results and home search all sw Florida homes here.

In Faith,

Neil G. Blair-Bennett
Broker-Associate
Alliance Realty Group
14090 Metropolis Avenue, Suite 206
Ft. Myers, FL 33912
Direct Line: (239) 645-3798

NeilBlairBennett@Gmail.com
www.Hope4HomeBuyers.org

Don't let credit meltdowns keep you from home ownership!

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Tue, 03 Mar 2009 22:52:09 -0600

Neil Blair-Bennett & Israel Emory | Hope4HomeBuyers.org

NE 9th Ave, Cape Coral, FL

Don't Let Bad Credit Keep YOU From Buying A House!

3BR/2BA Single Family House

offered at $89,900

Year Built	2005
Sq Footage	1,418
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	.23 acres
HOA/Maint	$0 per month

DESCRIPTION

Have you had a foreclosure or have fallen behind on your bills due to the downturn in the economy? Have you been told by banks or mortgage companies that you can't get financing on a home? Are you tired of hearing about all of these nearly new cheap homes that you supposedly can't buy? Well I have good news for you. I have partnered with a few investors who are buying all of these cheap homes for cash, and then are fixing them up and selling them to people who have been told that they can't get a loan from the bank because of their bad credit. They are offering these homes to people who have solid jobs and a steady income who have been told that there credit score is to low to qualify for a conventional loan. A lease option or rent to own home is a great opportunity for you to lock in today's low prices, and wait 1 year or more for your credit to be restored to purchase the home. I also have access to a credit repair company who will help you raise your credit score during the period of the lease. If you buy the home than you will be refunded the price of the credit repair. Please email me for more information. I will call you back as quickly as I possibly can.

see additional photos below

PROPERTY FEATURES

Central A/C	Walk-in closet	Tile floor
Family room	Dishwasher	Refrigerator
Stove/Oven	Microwave	Laundry area - inside
Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Neil Blair-Bennett & Israel Emory

Hope4HomeBuyers.org

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 28, 2009, 2:55pm PST

Stylish Cape Coral Waterfront Home

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Tue, 03 Mar 2009 22:32:01 -0600

Neil Blair-Bennett & Israel Emory | Hope4HomeBuyers.org | 239 645-3798 239-292-2499

3920 SW 5th Ave, Cape Coral, FL

Meticulous waterfront home

3BR/2BA Single Family House

offered at $228,000

Year Built	2002
Sq Footage	1,605
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	Unspecified
Parking	2 Car garage
Lot Size	.250 acres
HOA/Maint	$0 per month

DESCRIPTION

Meticulous care and attention show in every detail of this beautiful Cape Coral waterfront home. This home has personality from the front yard, throughout the themed interior, all the way through to the serene gardens. This home demands nothing less than a new owner who will give it the same obvious degree of care. From the detail of the amazing hand painted tile flooring, to the clean, crisp, tastefully decorated walls, this home needs to be seen. The gardens are the envy of the neighborhood.Lawn care, shrubbery, ivy, this sea of green with a splash of color reflects off of the water and creates a real feeling of peace.

This 3 bedroom and a den feels much larger and completely uncramped. A separate family and dining room make for a feeling of space. The spacious master bath with tub and shower insures the owner complete privacy.

see additional photos below

PROPERTY FEATURES

Central A/C	High/Vaulted ceiling	Walk-in closet
Tile floor	Family room	Office/Den
Dining room	Breakfast nook	Dishwasher
Refrigerator	Stove/Oven	Microwave
Washer	Dryer	Laundry area - inside
Yard

ADDITIONAL PHOTOS

Photo 1	Photo 1
Photo 2	Photo 1
Photo 2	Photo 3

Contact info:

Neil Blair-Bennett & Israel Emory

Hope4HomeBuyers.org

239 645-3798 239-292-2499

For sale by agent/broker

Equal Opportunity Housing

Posted: Mar 3, 2009, 7:51pm PST

The buyers are out there!

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Sun, 01 Mar 2009 21:54:24 -0600

This is the first opportunity I've had in nearly a week to sit down and compose my thoughts. We have been showing property every day this week. I could have sworn that someone said real estate was a bad business to be in right now.

To be completely honest, I've never enjoyed it more! There are no gimmicks. Lenders are working with realistic rates and terms, not ridiculous meltdown mortgages. People can actually afford to buy a home as sales are up and prices are down.

The median price of an existing single-family home in Lee County fell to $94,900 in January - a 59 percent drop from a year ago, according to a release today by the Florida Association of Realtors.

Meanwhile, the number of sales was 758, which is 124 percent more than the 338 recorded a year earlier, said the release, which measures sales assisted by a Realtor.

I had 9 sales this week. Of those 9, 6 were 3 bed 2 bath with 2 car garages. They were all 1400 sq ft of living space or bigger and were all built in 2006 or newer. Each of these 6 received an accepted contract LESS thn $50,000. Some examples are pictured below

And here is why primary home buyers and investors alike are buying.

Loan Rate National [5.500%]

Purchase Price

$45,000


Purchase Data	97% LTV @ 5.5%	95% LTV @ 5.5%	80% LTV @ 5.5%
Purchase Price	$45,000	$45,000	$45,000
Downpayment	$1,300	$2,200	$9,000

Loan Amount	$43,700	$42,800	$36,000

Monthly Payments
Principal & Interest (360 Mos.)	$248	$243	$204
Estimated Mortgage Insurance	$35	$28	None
Home Owner's Association Fees	$0	$0	$0

Estimated Housing Expense (PI)	$283	$271	$204

Do you see those house payments? Makes a lot of sense for a homeowner doesn't it? And for the investor? Well there are a lot of people out there who are victims of this economic mess who now need ot rent somewhere to live. If a savvy investor can rent one of these homes at a reasonable market rate then he/she can create a positive cash flow and feel good about giving a family a nice place to live.

SO you see, southwest Florida real estate is still a great opportunity.

Learn more about the homes for sale by visiting http://www.hope4homebuyers.org

In Faith,

Neil G. Blair-Bennett
Broker-Associate
Alliance Realty Group
14090 Metropolis Avenue, Suite 206
Ft. Myers, FL 33912
Direct Line: (239) 645-3798

NeilBlairBennett@Gmail.com
www.Hope4HomeBuyers.org

The stimulus tax credit explained

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Fri, 20 Feb 2009 23:49:46 -0600

The new Economic Stimulus Package recently signed in to law has some interesting applications for the housing market. One such application is the $8,000 tax credit for first time home buyers. But, not everyone understands the tax credit, so I will define it's major points here.

What is the definition of a "first time buyer"?: This bill defines a "first-time home buyer" as someone who hasn't owned a home as their principal residence for three years before buying the new house. The purchase date is the day that the title or warranty deed is conveyed. That means if you've owned a vacation home--but not a principal residence--within the past three years, you would still be eligible for the tax credit.

What is the amount of the tax credit?:This credit is equivalent to 10 percent of the purchase price of the home--although it's capped at $8,000--and applies only to first-time home buyers and principal residences. For example, if a home were to cost $64,000 then the amount of the credit would be $6,400. If the home were to be $97,500 then the amount would be the maximum allowable of $8,000. But unlike the plan unveiled in 2008 which gave a $7,500 home buyer tax credit, this one does not have to be repaid. The tax credit included in the economic stimulus legislation is much smaller than the one proposed by the National Association of Realtors, who asked for a $15,000 credit to be applied to all home buyers.

Are there income restrictions?: Yes, the tax credit is subject to income limitations. Single buyers need a modified adjusted gross income (MAGI) of $75,000 or less to qualify for the full credit, that's $150,000 for married couples. Those earning more than these thresholds may be eligible for reduced credits.

When must I buy the property?: Only those who purchase a home on or after January 1 2009, and before December 1, 2009 are eligible for the tax credit. Anyone who purchased a home last year won't be able to take advantage of it.

Are there any repayment stipulations?: Buyers must own the home for at least three years in order to have the credit forgiven. If they sell the home before then, they will have to return the credit to the government. Possible exceptions will be made in certain extenuating circumstances, such as natural disaster, death or divorce.

Is the tax credit refundable: The fact that the credit is refundable means that the home buyer credit can be claimed even if the taxpayer has little or no federal income tax liability to offset. Typically this involves the government sending the taxpayer a check for a portion or even all of the amount of the refundable tax credit.

For example, if a qualified home buyer expected, notwithstanding the tax credit, federal income tax liability of $5,000 and had tax withholding of $4,000 for the year, then without the tax credit the taxpayer would owe the IRS $1,000 on April 15th. Suppose now that taxpayer qualified for the $8,000 home buyer tax credit. As a result, the taxpayer would receive a check for $7,000($8,000 minus the $1,000 owed).

This may be a simplified version of the tax credit and I would certainly advise anyone to consult their CPA for their own individual circumstances. But with one thing for certain;

1.An $8,000 tax credit
2.Mortgage rates hovering around 5% for a 30 year fixed term
3.Pricing beginning in the low $40,000 mark for a new or nearly new home

Can you honestly say that there has been a better time to buy?

Visit us at Hope4HomeBuyers.org and see some of the best that southwest Florida has to offer as far as homes are concerned. Search for your next home using our Personal HomeFinder, or get qualified to buy that next home (remember you have more leverage in negotiations with a letter of qualification in hand.)

Buy a home that pays you!

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Thu, 19 Feb 2009 23:37:29 -0600

Neil Blair-Bennett & Israel Emory | Hope4HomeBuyers.org | 239 645-3798 239-292-2499

Hightower Ave S, Lehigh Acres, FL

Buy a home that pays you! Cash flow duplexes, several locations available.

3BR/2BA Multi-Family, 2 units

offered at $49,900

Year Built	2006
Sq Footage	1,125
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	1 Car garage
Lot Size	.289 acres
HOA/Maint	$0 per month

DESCRIPTION

New and nearly new duplexes in several locations. Most of these are 1125 sq ft of living space on each side featuring 3 bedrooms, 2 bathrooms and a 1 car garage.

Why buy a single family home for the same price and receive 2/3 of the rent? Most single family homes are renting for $700-$800. These duplexes rent for $600-$700 per side.

Live in one side and let your tenant pay your mortgage is another option. Whichever course you take, these duplexes are a great opportunity.

see additional photos below

PROPERTY FEATURES

Central A/C	High/Vaulted ceiling	Tile floor
Dishwasher	Refrigerator	Stove/Oven
Washer	Dryer

ADDITIONAL PHOTOS

Seller contact info:

Neil Blair-Bennett & Israel Emory

Hope4HomeBuyers.org

239 645-3798 239-292-2499

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 19, 2009, 8:59pm PST

Country Club Beauty Amazing Upgrades

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Thu, 19 Feb 2009 15:36:48 -0600

Hope4HomeBuyers.org | Hope4HomeBuyers.org | 239 645-3798

9098 Links Dr, Fort Myers, FL

Amazing country club pool home on designer golf course.

3BR/2.5BA Single Family House

offered at $424,800

Year Built	2004
Sq Footage	2,992
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	Unspecified
Parking	Unspecified
Lot Size	9,273 sqft
HOA/Maint	$0 per month

DESCRIPTION

CALL 1-866-676-5132 Ext.1049 FOR A RECORDED TOUR OF THIS HOME!

3/3 POOL HOME ON THE GOLF COURSE!

This showplace is located on the 10th hole in the prestigious Colonial Country Club gated community, in Fort Myers Florida.

This is a professionally custom decorated home. Enter the foyer adorned with travertine tile with custom marble insets here and in the dining areas.

Open the double glass French doors to the library and admire the rich mahogany wood flooring that continues on into the living areas. The volume ceilings soar upwards to the luxurious crown molding and finishes. There is wainscoting in the formal dining room and designer window treatments, with custom paint and finishes trimmed all around the home.

The spacious gourmet kitchen is loaded with a full stainless appliance package and custom wood cabinetry, granite counters, Kitchen Island and large breakfast bar.

It will be easy to entertain with your built-in Jenn-Air grill and stainless prep sink out by the caged pool area. Upstairs you’ll enjoy the open loft perfect for family game night. The two upstairs bedrooms share a “Jack and Jill” full bath accessible from both rooms.

Downstairs, the master bedroom leads to the private master bath with dual sink vanity, garden tub, separate shower and “his and hers”, separate walk-in closets. The glass doors in the bedroom lead out to the large pool area for a refreshing morning swim.

Enjoy your country club lifestyle with golf course and driving range (with optional membership) clubhouse with dining room, community pool, fitness center, business center, library, tennis courts, and bike/jog paths throughout the community and gatehouse with security guard stationed at the entrance of this gated community.
The sellers ask that you pre-qualify before you put in an offer on this home. Call 239-645-3795 for quick and easy pre-qualification, or go to www.FloridaLoanSolutions.com and fill out an online application.

see additional photos below

PROPERTY FEATURES

Central A/C	High/Vaulted ceiling	Walk-in closet
Hardwood floor	Tile floor	Family room
Living room	Office/Den	Dining room
Breakfast nook	Dishwasher	Refrigerator
Microwave	Granite countertop	Washer
Dryer	Laundry area - inside	Balcony, Deck, or Patio
Swimming pool

COMMUNITY FEATURES

Clubhouse	Fitness center	Swimming pool(s)
Sauna/Spa	Tennis court(s)	Golf course
Lake	Playground	Gated property

OTHER SPECIAL FEATURES

Outdoor kitchen

ADDITIONAL PHOTOS

Seller contact info:

Hope4HomeBuyers.org

239 645-3798

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 19, 2009, 7:50am PST

12 Great Ways to Save Money

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Mon, 16 Feb 2009 22:40:51 -0600

In the wake of our financial crisis people are tightening their belts just to survive. I have found 12 things you can do to save your money personally, and perhaps increase your wealth.

•1. Lower the interest rate on your credit cards by threatening to switch to another company.

If your card co. doesn't meet your request, nothing gets better attention than threatening to take away your business if they can not meet your needs. In this economy they should make the effort.

•2. Make just two extra mortgage payments each year.

Over time, this will virtually cut your 30 year interest in half!

•3. Make a budget and stick to it.

This goes for your household budget as well as business budget. Never spend more than you make. If you have never made a budget in the past, now might be a good time.

•4. Track your spending.

Just for one month track every dime you spend and find out where the leaks are. Are you spending too much on groceries, eating out, gasoline or buying stuff on impulse? Do this for only one month. It will be an eye opener to those who like to spend money, then plug the holes.

•5. Trim the Fat!

Take a good look at everything you are paying. Can you save money each month by switching phone services? I saved a minimum of $100 per month doing this. Can you combine your cable and internet service? Can you save money by re-evaluating your car insurance, your homeowners insurance, or renters insurance? Take the time to shop around and get the very best deal to save money each month on the monthly items you must pay.

6. Use Direct Deposit whenever possible

This lessens the temptation to touch your money and tends to keep you on budget.

•7. Use store coupons

Since I have been using store coupons, I have been saving an average of $70 per month when I shop the "buy one get one free sales" at the grocery store. Visit coupon.com and other coupon sites since it is a rarity to find coupons in magazines anymore. You can also find retail store coupons online as well. Print them out with your color printer and most grocers and retailers will take them.

•8. Hit the discount stores

Since I have been watching my budget, I am finding that I can save at the dollar stores, Big Lot stores, discount clothing stores like Ross, Marshalls, T.J. Maxx and even the thrift stores and consignment shops for my kids who love to wear the eclectic items. There is nothing shameful about going to Goodwill or the Salvation Army. Not only do you find incredible deals on the most unlikely items, but you do your part in the community by keeping people employed and the monies go to a charitable service. I find the best games, records and eclectic jewelry there! Most recently I found 5 original Elvis albums in pristine condition worth over $300.00! Though it takes a bit of effort to look, you never know what bargains you will find!

•9. Collect your excess coins in a jar.

I started this practice several years ago. Everyone puts their loose coins in the jar each day. Individually, everyone's separate change doesn't amount to much, but when it is combined daily in the kitchen jar, each month it pays for one or two days of school lunches, a family trip to a fast food place or Blockbuster Video for the "4 for $20" on the used videos for family movie night.

10. Sell your stuff on EBay

When you do your spring cleaning at your home or personal business, rather than throw your stuff away, clean it up and sell it on EBay. People will pay anything for everything. This is where I buy my vinyl records for my record collection. I am still looking for a working Atari game console, and i am looking to sell some neon signs I don't need anymore. You never know what you can find or sell. The possibilities are endless, and you usually come out ahead!

11. Credit Repair

In the wake of the financial disaster that some might call their credit score, there is hope. Credit repair does help, but only if you go with a reputable company. You must do your homework and and interview companies who you look to do business with. Ask the right questions, such as "How long have you been in business?" "What is your success rate?" and "What is the method used to fix your client's credit?" Also check with the Better Business Bureau as well. A good credit repair company can put you back on your feet saving you money throughout the year. Did you know that your car insurers check your credit score before deciding on your payment? Of course, a higher score will allow you to pay less. A higher credit score will allow you a better rate on your credit cards and Mortgage. Get your credit where it needs to be and pay out less for your basic needs.

12. Recycle

My grandmother always said, "waste not, want not". She was a young adult with a home in the depression era. In the 70's, she taught me to save bread bags to put chicken bones in, save foil for another days use, save paper and plastic bags from the grocer to use as trash liners. She also saved string, pencils, ribbon, christmas boxes, paper, fabric scraps, etc., and she never threw anything away until she decided she couldn't use it at least twice or more. I knew my grandmother was wealthy. They paid cash for their home, bought a new car every 2 years and lived off the interest of their stocks. It puzzled me as to why she kept stuff like the foil and the plastic bags when they could always afford new, so I asked. Her answer? She replied, "How do you think we stay wealthy?"..... A lesson learned.

Starter Home on Fort Myers Villas

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Thu, 05 Feb 2009 08:15:24 -0600

| Hope4HomeBuyers.org | 239 645-3795

2113 Woodland Blvd., Fort Myers, FL

Great Starter Home

2BR/2BA Single Family House

offered at $115,000

Year Built	1961
Sq Footage	1,268
Bedrooms	2
Bathrooms	2 full, 0 partial
Floors	1
Parking	1 Covered spaces
Lot Size	11,892 sqft
HOA/Maint	$0 per month

DESCRIPTION

CALL 1-866-676-5132 Ext. 1045 FOR A RECORDED TOUR OF THIS HOME!

GREAT STARTER HOME!

This comfortable 1265 sq. ft. starter home in Fort Myers, Florida is close to shopping and dining located in the quiet neighborhood of Villa Pines.

This simple two bedroom two bath home can be a great starter home, a 2nd home perfect for Florida vacations, or an investment property. This home is minutes away from Edison College and a half hour away from the local beaches.

There is carpet, tile, central air, and smoke detectors throughout. The kitchen is equipped with refrigerator, range, and dishwasher, and there is plenty of room in the backyard to grill with your friends.

This home is 5 minutes away from the upscale Bell Tower Shoppes featuring fine dining, and shopping such as Saks Fifth Ave, and Bistro 41, the Crown Plaza Hotel and the Regal Cinema Stadium 20 movie theater.

This is a short sale with bank approved pricing so there should be no delays with purchase. Please know this is a short sale but with a bank approved price, prequalify now so the sellers take your offer seriously!

The sellers ask that you are pre-qualified in advanced. Call 239-645-3795 for free and easy pre-qualification or fill out an online application at www.FloridaLoanSolutions.com and make this home your home today.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Tile floor
Dishwasher	Refrigerator	Stove/Oven
Yard

ADDITIONAL PHOTOS

Seller contact info:

Hope4HomeBuyers.org

239 645-3795

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 4, 2009, 12:44pm PST

Cape Coral Florida Waterfront Home

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Wed, 04 Feb 2009 15:07:32 -0600

| Hope4HomeBuyers.org | 239 645-3795

316 NE 14th, Cape Coral, FL

3 Bed 2 Bath Waterfront Cape Coral Home

3BR/2BA Single Family House

offered at $205,000

Year Built	1990
Sq Footage	1,808
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	9,975 sqft
HOA/Maint	$0 per month

DESCRIPTION

CALL 1-866-676-5132 Ext.1044 FOR A RECORDED TOUR OF THIS HOME!

CAPE CORAL FL. WATERFRONT HOME WITH BOAT DOCK

This three bedroom two bath home is located at the end of lovely Gainsborough canal in North East Cape Coral Florida and comes with a concrete boat dock already installed!
You’ll love boating or fishing in nature along this freshwater canal and in the evenings, come home to watch the colorful Florida sunsets from your screened in lanai.
The inside of this home features cathedral and central air.

The kitchen comes with refrigerator and range, food pantry and breakfast bar that overlooks the family room with rich wood laminate flooring.

The large glass sliding doors lead out to your fenced-in backyard where your pets are safe to enjoy their daily run.

This home comes with master bedroom with walk-in closet and master bath and two guest bedrooms with bath.

This home is close to shopping and dining yet tucked away in nature. Who could ask for more?

The sellers ask that you are pre-qualified in advanced. Call 239-645-3795 for free and easy pre-qualification or fill out an online application at www.FloridaLoanSolutions.com and make this home your home today.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	High/Vaulted ceiling
Walk-in closet	Refrigerator	Stove/Oven
Laundry area - inside	Balcony, Deck, or Patio	Yard

OTHER SPECIAL FEATURES

Boat Dock

ADDITIONAL PHOTOS

Seller contact info:

Hope4HomeBuyers.org

239 645-3795

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 4, 2009, 12:14pm PST

Quick access waterfront lot

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Wed, 04 Feb 2009 14:58:40 -0600

| Hope4HomeBuyers.org | 239 645-3795

1310 SW 47th St., Cape Coral, FL

Cape Coral Lot on Gulf Access Canal

10,019 sqft Vacant Land

offered at $235,000

Lot Size

10,019 sqft

DESCRIPTION

CALL 1-866-676-5132 Ext.1048 FOR A RECORDED TOUR OF THIS PROPERTY!

GULF ACCESS LOT IN THE SOUTH WEST CAPE!

This lot is located on a gulf access canal in desirable South West Cape Coral Florida.
The boat lover will fit right in, building his upscale home and dock on this quarter acre lot in this waterfront boating community that is just one bridge out to the open Gulf of Mexico.
The seller asks that you are prequalified for this property unless you are paying cash.

The sellers ask that you are pre-qualified in advanced. Call 239-645-3795 for free and easy pre-qualification or fill out an online application at www.FloridaLoanSolutions.com. Don’t pass up on this piece of Florida paradise!

see additional photos below

LOCATION FEATURES

Waterfront Lot on Gulf Access Canal

ADDITIONAL PHOTOS

Seller contact info:

Hope4HomeBuyers.org

239 645-3795

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 4, 2009, 12:08pm PST

Nearly new Cape Coral Pool Home

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Wed, 04 Feb 2009 14:51:48 -0600

| Hope4HomeBuyers.org | 239 645-3795

708 SW 18th St., Cape Coral, FL

3 Bed 2 Bath Pool Home In Cape Coral FL

3BR/2BA Single Family House

offered at $123,000

Year Built	2005
Sq Footage	1,812
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	11,151 sqft
HOA/Maint	$0 per month

DESCRIPTION

CALL 1-866-676-5132 Ext.1047 FOR A RECORDED TOUR OF THIS HOME!

CAPE CORAL POOL HOME NEAR GOLF COURSE!

This great 3 bedroom 2 bath pool home is located on a corner lot in beautiful Cape Coral Florida.

The living room walks out onto the lanai to the pool area where you can enjoy a swim or soak in the Florida sunshine.

The home was built in 2005 and is practically new. There is central air, ceiling fans, and smoke detectors throughout.

The kitchen comes complete with refrigerator/ice maker, microwave, range, disposal, and dishwasher.

There is a separate laundry room with washer, dryer, and built-in laundry tub.

This home is practically across the street from the Palmetto Pines Golf and Country Club featuring clubhouse and golf course designed by Arthur Hill. You will also be minutes from shopping, dining, and Cape Coral’s own Sun Splash Waterpark.

Please know that this is a short sale, but with a bank approved price!

The sellers ask that you are pre-qualified in advanced. Call 239-645-3795 for free and easy pre-qualification or fill out an online application at www.FloridaLoanSolutions.com and make this home your home today.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Walk-in closet
Tile floor	Dishwasher	Refrigerator
Stove/Oven	Microwave	Washer
Dryer	Laundry area - inside	Swimming pool

OTHER SPECIAL FEATURES

Corner Lot

ADDITIONAL PHOTOS

Seller contact info:

Hope4HomeBuyers.org

239 645-3795

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 4, 2009, 12:35pm PST

Bella Terra Pool Home Estero, FL

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Wed, 04 Feb 2009 14:37:23 -0600

| Hope4HomeBuyers.org | 239 645-3795

13725 Collina Ct., Estero, FL

Bella Terra Pool Home

3BR/2BA Single Family House

offered at $265,000

Year Built	2005
Sq Footage	1,989
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	7,667 sqft
HOA/Maint	$0 per month

DESCRIPTION

CALL 1-866-676-5132 Ext.1043 FOR A RECORDED TOUR OF THIS HOME!

BELLA TERRA POOL HOME IN ESTERO FLORIDA!

This 3 bedroom, 2 bath pool home is located in the lovely Gated Community of Bella Terra, (meaning, “beautiful land” in Italian) in Estero FL. This home was newly built in 2005 with over 1900 sq. ft. of space to enjoy, then, relax out by the pool surrounded by the spacious lanai and take in the warm Florida sunshine.

The kitchen comes with a complete appliance package including refrigerator with ice maker, stove, microwave range and dishwasher. Also included is raised wood cabinetry and kitchen island that overlooks the open dining and living areas plus there are ceiling fans and smoke detectors throughout.

The large master bedroom comes with walk-in closets and master bath with dual sink vanity, separate tiled shower and garden tub. The separate laundry room has a built-in laundry tub plus washer and dryer.

This quiet private community is beautifully landscaped surrounded by nature and tucked away from the hustle and bustle, but minutes away from restaurants, grocery, Florida Gulf Coast University, Germain Arena and The Miromar Outlet Shopping Center.

The amenities inside the community includes gatehouse with security guard, clubhouse and pool, fitness center, playground, soccer field, baseball field, basketball courts, in-line skating rink and more!

THIS IS A SHORT SALE, BUT WITH APPROVED PRICING!

The sellers ask that you are pre-qualified in advanced. Call 239-645-3795 for free and easy pre-qualification or fill out an online application at www.FloridaLoanSolutions.com and make this home your home today.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	High/Vaulted ceiling
Walk-in closet	Tile floor	Family room
Dishwasher	Refrigerator	Stove/Oven
Microwave	Washer	Dryer
Laundry area - inside	Balcony, Deck, or Patio	Swimming pool

COMMUNITY FEATURES

Business center	Clubhouse	Fitness center
Swimming pool(s)	Sauna/Spa	Tennis court(s)

OTHER SPECIAL FEATURES

Basketball court, walking trails, in-line skating rink

ADDITIONAL PHOTOS

Seller contact info:

Hope4HomeBuyers.org

239 645-3795

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 4, 2009, 12:02pm PST

South Fort Myers Close to Beaches

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Wed, 04 Feb 2009 14:34:27 -0600

| Hope4HomeBuyers.org | 239 645-3795

16135 Cutters Ct., Fort Myers, FL

Minutes Away From All The Beaches

4BR/2BA Single Family House

offered at $299,000

Year Built	2004
Sq Footage	2,187
Bedrooms	4
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	10,117 sqft
HOA/Maint	$0 per month

DESCRIPTION

CALL 1-866-676-5132 Ext.1046 FOR A RECORDED TOUR OF THIS HOME!

MINUTES AWAY FROM ALL THE LOCAL BEACHES!

This waterfront 4 bedroom 2 bath pool home is located in the lovely gated community of Colonial Shores in Fort Myers Florida.

This home is in a private, quiet, neighborhood just minutes from Sanibel and Captiva islands, Fort Myers Beach, shopping, dining, and close to the Tangers Outlet Mall.

Just open the curtains to see the lovely lake view from your living room. Step out onto the lanai into the pool area and relax in the Florida sunshine.
There is 2187 sq. ft. of space to stretch out in this massive home.

The kitchen comes complete with refrigerator, ice maker, microwave, range, dishwasher, disposal, and breakfast bar.

The large master bedroom has walk-in closets and master bath with dual sink vanity, separate shower and large soaking tub.
There is central air, smoke detectors, ceiling fans, tile and carpet throughout.

This is a bank approved short sale! You must be prequalified unless you are paying cash for this home.

The sellers ask that you are pre-qualified in advanced. Call 239-645-3795 for free and easy pre-qualification or fill out an online application at www.FloridaLoanSolutions.com and make this home your home today.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Walk-in closet
Tile floor	Office/Den	Dishwasher
Refrigerator	Stove/Oven	Microwave
Washer	Dryer	Laundry area - inside
Swimming pool

COMMUNITY FEATURES

Clubhouse

Swimming pool(s)

Lake

OTHER SPECIAL FEATURES

Lake Front Home

ADDITIONAL PHOTOS

Seller contact info:

Hope4HomeBuyers.org

239 645-3795

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 4, 2009, 11:41am PST

Home Sales Getting Stronger

Neil & Cathryn Blair-Bennett (Hope4HomeBuyers.org) — Wed, 28 Jan 2009 10:07:19 -0600

"For sale, nearly new home, comes with all appliances, this home needs nothing....listing price $55,000"

Ads like this can be found all over southwest Florida as the bargains are being snapped up at a rate not seen for some time.

Buyers from across the nation and around the world snapped up bargain-priced homes in Lee County in December, pushing sales up 146 percent from a year ago.

Realtors assisted in the selling of 1,064 homes in Lee in December - up from 432 in December 2007 - according to the Florida Association of Realtors. Last month, 600 existing homes were sold.

What's the motivating factors?

Well of course price is first. Activity wasn't going to increase while homes were so overinflated. The median sales price fell 50 percent to $106,900, from $215,200 in December 2007. The median price was essentially flat from November, up about $800.

For the year, 8,217 existing homes sold in Lee, up 43 percent from the 5,753 in 2007. The median price was $158,200, down 38 percent from $254,700 in 2007.

Statewide, existing home sales continued to rise in December as prices fell. Realtors helped sell 11,053 homes in December, a 27 percent increase compared to the same period a year ago, according to the Florida Association of Realtors.

Record low mortgage rates have also been a big contributing factor. 30 year fixed rates have dropped below 5% in some cases, and national builder Toll Brothers recently announced a 30 year fixed 3.99% program to give incentive to buyers.

Forbes.com recently named the Fort Myers/Cape Coral area as one of the 10 best areas for future growth. Citing the expansion of Southwest Florida International Airport, the rapid growth of Florida Gulf Coast University, the rise of commercial building in Cape Coral as just some of the reasons why this market is well poised to expand in the future.

And can we forget the obvious? Warm weather, sandy beaches, great golf, baseball spring training, excellent restaurants, recently opened retail centers, easy access to theme parks, fantastic fishing, are just some of what the Florida lifestyle is all about

Take a few minutes and review some of the homes that Hope4HomeBuyers.org has to offer. Ask the tough questions about financing. Come and see the best of what Florida has.