Washington Home Loans - HOPE Lending LLC

Home : Blogs : Melissa Olson ~ HOPE Lending LLC : Washington Home Loans - HOPE Lending LLC : Archives July, 2007

What happens when the Financing Contingency expires? - 07/31/07 10:56 PM

I have a recent situation where a seller is FSBO entered into a Purchase & Sale Agreement.
I noted the absence of a Pre-approval letter with the offer accepted, which is not required. It is however, always suggested you obtain a Pre-approval letter before removing your property from the market as this … (14 comments)

Events & Happy Hour - 07/30/07 04:45 PM

I recently discovered the perfect website for finding Happy Hours and Events in Bellevue and the Eastside. If you live elsewhere, don't stop reading. I will list a way for you to find what's happening in your area later.
The founder, Tom Nguyen, does the Marketing and Web Publishing of MetroBellevue.com. … (8 comments)

Is there TOO MUCH IN THIS PROFILE? - 07/29/07 10:26 PM

I have been learning so many neat tricks to making my website look more attractive, captivate an audience through informative writing, and optimize search placement. When is it too much?
Many tricks have come from Brad Carroll - Real Estate Web Designer, including his blog on Optimizing Your Active Rain Profile for … (18 comments)

FREE LEADS THAT MAKE YOU $$$$ - 07/27/07 02:21 AM

It makes sense that we are what we eat, right? What we put into our bodies will make us FAT or skinny, healthy or s i c k. I know I want to live a good life for a long time so that means consuming nutritious food and regular exercise to prevent disease.
So why … (15 comments)

So you asked for a REVERSE MORTGAGE? - 07/25/07 12:09 PM

I recently had a realtor I've been working with ask me about Reverse Mortgages. Honestly, I know they're out there but have never had a client to close one with. We are marketing directly in our community and wanting to provide valuable services for everyone. Reverse Mortgage products are a safe … (16 comments)

Is it OK for your Agent to work with COMPETING BUYERS? - 07/24/07 07:14 PM

It is often that a buyer will search listings on their own. When they find something they want to see they ask their Agent to meet them there and open the property. After watching the market for 6 months, I found some waterfront property back home. I emailed the listing flier … (34 comments)

Healthy Mind, Body, & Soul - 07/23/07 03:08 PM

Every day I receive motivational sayings. I found this one to be so true it is worth sharing. The Napolean Hill Foundation said: IT YOU HAVEN'T THE WILLPOWER TO KEEP YOUR PHYSICAL BODY IN REPAIR, YOU ALSO LACK THE POWER OF WILL TO MAINTAIN A POSITIVE MENTAL ATTITUDE IN OTHER IMPORTANT … (2 comments)

Kirkland Classic Car Show - 07/23/07 02:53 PM

Thank GOD the rain stopped Sunday morning! Being a Kirkland resident, I was looking forward to seeing all the classic cars and crouds of people, sponsored by The Legends Car Club, it always falls on my birthday weekend. Due to the rain, it seemed like only a third of participants were there … (2 comments)

Beware of Scam Artists - 07/21/07 05:35 PM

With a simple search of "scam" for blogs I found this and thought it would be worth posting. When is the last time you took precautionary measures to educate yourself to BEWARE? As professionals, we should also be reminding our clients of potential dangerous situations. I encourage you to take time … (15 comments)

SEAFAIR FESTIVAL AUG. 3-5th - REMINDER **BRIDGE CLOSURES - 07/21/07 02:06 PM

I love Seafair! An entire weekend of Boating, Blue Angels, Hydroplane Races, Concert, and Fireworks!
26th Annual Seafair Ball
July 26th 9:00 pm
Shilshole Bay Beach Club

See you there!
… (6 comments)

Street of Dreams is HERE NOW - 07/20/07 02:09 PM

Seattle's Street of Dreams is in Woodinville this year and going on now. There are Special Events happening daily.

Get your $3.00 off Coupon.
… (9 comments)

Can you feel the MEME coming? - 07/20/07 01:22 AM

Let the fun begin!
ME ME ME ME ME ME ME!!!!!
WOW....that was exciting for me. Not sure of the last time I made things all about me. Coincidently, I am going into my birthday weekend and have most of these things fresh on my mind as I reflect another year gone … (21 comments)

HOME TIPS included in my NEWSLETTER - 07/19/07 09:04 PM

I write a monthly Newsletter that I send to all my clients and associates. Each month I include a section on Home Tips. Here's how it looks.  Do you have anything additional you could suggest I add?
Think seasonal safety, weather & disaster preparedness, water leak and fire prevention.
1.       January - Keep a multi-purpose … (4 comments)

Enter a Buyer into a Purchase & Sale Agreement WITHOUT AN APPROVAL? - 07/19/07 01:17 PM

Has anyone seen this happen?
I recently had a client who really wanted a new home, even though I advised them they needed a 620 fico as Self Employed for 100% financing. They were driving through a neighborhood, only to stop at the builder's office to ask more questions. For sake … (7 comments)

Loan Officer's in WA - REQUIRED LICENSING by 12/31/07 - 07/18/07 02:27 PM

Loan originators doing business in Washington State must be licensed with DFI's Division of Consumer Services.
Follow the steps below:
Step One: Complete an online license application. The online license application requires you to pay the application fee ($125) with a credit card.
Step Two: Mail the following items to DFI:
A … (0 comments)

Credit Analyzer & Repair - FREE - 07/17/07 11:52 AM

When you order your credit report through my secure site I offer FREE tools to help you improve your credit.
Privacy & Identify Theft Protection Analyzed Report with several suggestions on how to raise score Letters to Dispute Errors Letters to Request Changes that will improve your score This service is unique … (18 comments)

Economic Impact on Mortgage Rates - 07/16/07 09:42 PM

The economic news calendar is normally responsible for moves like this - but with a super thin schedule of reports last week, it was everything else under the sun driving the action. First, Stocks had a terrific week overall - and investors that want to move money into the Stock market … (10 comments)

ARE YOU WAITING FOR SUCCESS TO ARRIVE, OR ARE YOU GOING OUT TO FIND WHERE IT IS HIDING? - 07/01/07 02:15 PM

The poet John Milton's words "They also serve who only stand and wait" may be both profound and genuine, but the true riches of life are far more likely to accrue to those who actively go out and seek them. Seldom does success come marching in accompanied by a brass band … (1 comments)

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