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fannie mae freddie mac: Freddie Mac Weekly Update: 30-year Fixed-Rate Mortgage Matches Yearly Low of 4.71% - 05/05/11 10:20 PM
 
30-year fixed-rate mortgage: averaged 4.78 percent with an averaged 4.71 percent with an average 0.7 point for the week ending May 5, 2011, down  from last week when it averaged 4.78 percent. Last year at this time, the 30-year FRM averaged 5.00 percent.  . The 15-year fixed-rate mortgage: this week  averaged 3.89 percent with an average 0.7 point, down  from last week when it averaged 3.97 percent.  A year ago at this time, the 15-year FRM averaged 4.36 percent. Five-year indexed hybrid adjustable-rate mortgages ARMs: averaged 3.47 percent this week, with an average 0.6 point, down from last week when … (1 comments)

fannie mae freddie mac: Freddie Mac Weekly Mortgage Update: Lowest Level Of The Year - 05/13/10 09:00 PM
30-year fixed-rate mortgage: Averaged 4.93 percent with an average 0.7 point for the week ending May 13, 2010, down from last week when it averaged 5.00 percent. Last year at this time, the 30-year FRM averaged 4.86 percent. The 30-year FRM has not been lower since the week ending December 10, 2009, when it averaged 4.81 percent.The 15-year fixed-rate mortgage: Averaged 4.30 percent with an average 0.6 point, down from last week when it averaged 4.36 percent. A year ago at this time, the 15-year FRM averaged 4.52 percent. The 15-year FRM has not been lower since the week ending December … (0 comments)

fannie mae freddie mac: Freddie MAc Weekly Update - 02/11/10 08:42 PM
30-year fixed-rate mortgage: Averaged 4.97 percent with an average 0.7 point for the week ending February 11, 2010, down from last week when it averaged 5.01 percent. Last year at this time, the 30-year FRM averaged 5.16 percent. The 15-year fixed-rate mortgage: Averaged 4.34 percent with an average 0.6 point, down from last week when it averaged 4.40 percent. A year ago at this time, the 15-year FRM averaged 4.81 percent. Five-year indexed hybrid adjustable-rate mortgages ARMs: Averaged 4.19 percent this week, with an average 0.6 point, down from last week when it averaged 4.27 percent. A year ago, the 5-year … (0 comments)

fannie mae freddie mac: Freddie Mac Weekly Mortgage Update: Mortgage Rates Flat This Week - 01/28/10 07:49 PM
NAR Monthly Report NAR reports that December saw a monthly decrease in sales, but prices and sales rose in 2009 compared to 2008. We had a surge in home sales and prices from September all the way through November, due to the tax stimulus ans seasonal sales.Sales of existing homes, condos and co-ops fell 16.7% abut are above the 08 December numbers by 15%. Given that this is the first annual gain, by NARs numbers, its encouraging. NAR goes on to note that the extended tax credit and seasonal strength will no doubt see us through another increase and perhaps a … (0 comments)

fannie mae freddie mac: Fannie and Freddie Mae Get a Blank Check For Christmas - 12/30/09 09:42 PM
Freddie Mac reported a 13% drop in mortgage purchases in November, Fannie Maes book of business declined at an annualized rate of 6.7% in the same month. Portfolios continue to deteriorate. The single-family serious delinquency rate climbed to 4.98% in October, which is the most recent month of data. The multifamily delinquency rate dipped to 0.61% in October from 0.62% in the previous month. Delinquency rates in both categories swelled from October 2008, when the single family delinquency rate was 1.89% and 0.21% for multifamily loans.
Blank Check for Freddie and Fannie The Treasury Department uncapped potential aid to Fannie Mae … (0 comments)

fannie mae freddie mac: Freddie Mac Weekly Update - 11/27/09 12:08 PM
30-year fixed-rate mortgage: Averaged 4.78 percent with an average 0.7 point for the week ending November 25, 2009, down from last week when it averaged 4.83 percent. Last year at this time, the 30-year FRM averaged 5.97 percent. The 30-year has not been this low since the week ending April 30, 2009, when it averaged 4.78 percent.
The 15-year fixed-rate mortgage: Averaged 4.29 percent with an average 0.6 point, down from last week when it averaged 4.32 percent. A year ago at this time, the 15-year FRM averaged 5.74 percent. The 15-year FRM has never been this low since Freddie Mac … (0 comments)

fannie mae freddie mac: Freddie Mac Weekly Mortgage Rate Commentary - 10/29/09 07:20 PM
Mortgage Rates Low, Increasing Affordability
30-year fixed-rate mortgage: Averaged 5.03 percent with an average 0.7 point for the week ending October 29, 2009, up from last week when it averaged 5.00 percent. Last year at this time, the 30-year FRM averaged 6.46 percent.
The 15-year fixed-rate mortgage: Averaged 4.46 percent with an average 0.6 point , up from last week when it averaged 4.43 percent. A year ago at this time, the 15-year FRM averaged 6.19 percent.
Five-year indexed hybrid adjustable-rate mortgages ARMs: Averaged 4.42 percent this week, with an average 0.6 point, up from last week when it averaged … (0 comments)

fannie mae freddie mac: Freddie Mac Weekly Mortgage Rate Commentary: Mortgage Rates Low, Increasing Affordability - 10/01/09 04:00 PM
 30-year fixed-rate mortgage: Aaveraged 4.94 percent with an average 0.7 point for the week ending October 1, 2009, down from last week when it averaged 5.04 percent. Last year at this time, the 30-year FRM averaged 6.10 percent. The last time the 30-year FRM was below 5 percent was the week ending May 28, 2009, when it averaged 4.91 percent.
The 15-year fixed-rate mortgage: Averaged 4.36 percent with an average 0.6 point, down from last week when it averaged 4.46 percent. A year ago at this time, the 15-year FRM averaged 5.78 percent. This is the lowest the 15-year FRM has … (0 comments)

fannie mae freddie mac: Weekly Mortgage Market Update; Mortgage Bankers Association for the week of Sept 9, 2009. - 09/18/09 08:53 PM
Market Composite Index: (loan application volume) On an unadjusted basis, the Index increased 95.7 percent compared with the previous week and was up 52.4 percent compared with the same week one year earlier.
Refinance Index: Increased 25.6 percent. The Refinance Index is at its highest level since the week ending June 27, 2003 Conventional Purchase Index: Decreased 10.3 percent while the Government Purchase Index (largely FHA) decreased 21.8 percent.
Refinance Share of Mortgage Activity: Increased 25.6 percent.
The Refinance Index is at its highest level since the week ending June 27, 2003 ARM Refinance Activity: Increased to 1.1 percent from 0.9 … (2 comments)

fannie mae freddie mac: Freddie Mac Weekly Mortgage Rate Commentary: Bond Yields Push Mortgage Rates Down - 09/11/09 08:29 PM
30-year fixed-rate mortgage: Averaged 5.07 percent with an average 0.7 point for the week ending September 10, 2009, down from last week when it averaged 5.08 percent. Last year at this time, the 30-year FRM averaged 5.93 percent.
The 15-year fixed-rate mortgage: Averaged 4.50 percent with an average 0.7 point, down from last week when it averaged 4.54 percent. A year ago at this time, the 15-year FRM averaged 5.54 percent.
Five-year indexed hybrid adjustable-rate mortgages ARMs: Averaged 4.51 percent this week, with an average 0.5 point, down from last week when it averaged 4.59 percent. A year ago, the 5-year … (2 comments)

fannie mae freddie mac: LABOR MARKET CAUSES LONG TERM MORTGAGE RATES TO INCH UP - 08/15/09 03:15 PM
 
30-year fixed-rate mortgage: Averaged 5.29 percent with an average 0.7 point for the week ending August 13, 2009, up from last week when it averaged 5.22 percent. Last year at this time, the 30-year FRM averaged 6.52 percent.
The 15-year fixed-rate mortgage: Averaged 4.68 percent with an average 0.7 point, up from last week when it averaged 4.63 percent. A year ago at this time, the 15-year FRM averaged 6.07 percent.
Five-year Treasury-indexed hybrid ARMs: Averaged 4.75 percent this week, with an average 0.6 point, up from last week when it averaged 4.73 percent. A year ago, the 5-year ARM … (1 comments)

fannie mae freddie mac: Weekly Freddie Mac Update - 08/08/09 06:18 PM
 
30-year fixed-rate mortgage: Averaged 5.22 percent with an average 0.6 point for the week ending August 6, 2009, down from last week when it averaged 5.25 percent. Last year at this time, the 30-year FRM averaged 6.52 percent.
The 15-year fixed-rate mortgage: Averaged 4.63 percent with an average 0.6 point, down from last week when it averaged 4.69 percent. A year ago at this time, the 15-year FRM averaged 6.10 percent.
Five-year Treasury-indexed hybrid adjustable ARMs: Averaged 4.73 percent this week, with an average 0.6 point, down from last week when it averaged 4.75 percent. A year ago, the 5-year … (0 comments)

fannie mae freddie mac: Fannie and Freddie: And How We Got to Own it All - 08/05/09 06:55 PM
The Role of Fannie Mae and Freddie Mac in The Multi Family Sector
Most of the mortgages in this country are indirectly held by the US Government, since the demise of the secondary markets. A quick look at how these institutions have helped provide liquidity in this crises is interesting. Whether you think that they have done a good job by providing liquidity in this crises or whether they have absorbed a level of debt that is unwise remains to be seen.
Here is what they have done
These Government Sponsored Enterprises (GSE) were created in 1938 to provide liquidity … (0 comments)

fannie mae freddie mac: Freddie Mac Weekly Updates: Lower Long Term Rates Help Housing Market - 07/03/09 06:19 PM
30-year fixed-rate mortgage: Averaged 5.32 percent with an average 0.7 point for the week ending July 2, 2009, down from last week when it averaged 5.42 percent. Last year at this time, the 30-year FRM averaged 6.35 percent.
The 15-year fixed rate mortgage: Averaged 4.77 percent with an average 0.7 point, down from last week when it averaged 4.87 percent. A year ago at this time, the 15-year FRM averaged 5.92 percent.
Five-year Treasury-indexed hybrid ARMs: Averaged 4.88 percent this week, with an average 0.7 point, down from last week when it averaged 4.99 percent. A year ago, the 5-year ARM … (0 comments)

fannie mae freddie mac: Weekly Freddie: MORTGAGE RATES BACK DOWN - 06/18/09 04:18 PM
 Low Inflation Figures Push Mortgage Rates Back Down
30-year fixed-rate mortgage: Averaged 5.38 percent with an average 0.7 point for the week ending June 18, 2009, down from last week when it averaged 5.59 percent. Last year at this time, the 30-year FRM averaged 6.42 percent.
The 15-year fixed-rate mortgage this week: Averaged 4.89 percent with an average 0.7 point, down from last week when it averaged 5.06 percent. A year ago at this time, the 15-year FRM averaged 6.02 percent.
Five-year Treasury-indexed hybrid ARMs: Averaged 4.97 percent this week, with an average 0.6 point, down from last week when … (0 comments)

fannie mae freddie mac: MORTGAGE RATES CLIMB: RECENT RISE IN BOND YIELDS - 06/04/09 12:19 PM
  30-Year At Highest Rate Since Week Ending December 08
30-year fixed-rate mortgage: Averaged 5.29 percent with an average 0.7 point for the week ending June 4, 2009, up from last week when it averaged 4.91 percent. Last year at this time, the 30-year FRM averaged 6.09 percent.
15-year fixed-rate mortgage: Averaged 4.79 percent with an average 0.7 point, up from last week when it averaged 4.53 percent. A year ago at this time, the 15-year FRM averaged 5.65 percent.
'Five-year Treasury adjustable-rate mortgages ARMs: Averaged 4.79 percent this week, with an average 0.6 point, down from last week when … (0 comments)

fannie mae freddie mac: MORTGAGE RATES RISE ON POSITIVE ECONOMIC NEWS - 05/14/09 12:08 PM
ECONOMIC NEWS REPORTED DURING THE WEEK
30-year fixed-rate mortgage: Averaged 4.84 percent with an average 0.7 point for the week ending May 7, 2009, up from last week when it averaged 4.78 percent. Last year at this time, the 30-year FRM averaged 6.05 percent.
15-year fixed-rate mortgage: Averaged 4.51 percent with an average 0.7 point, up from last week when it averaged 4.48 percent. A year ago at this time, the 15-year FRM averaged 5.60 percent.Five-year Treasury adjustable-rate mortgages ARMs: Averaged 4.90 percent this week, with an average 0.6 point, up from last week when it averaged 4.80 percent. A year … (0 comments)

fannie mae freddie mac: Weekly Freddie: ALMOST TWO POINTS LOWER THAN OCTOBER PEAK - 05/07/09 03:03 PM
30-YEAR FRM TIES RECORD LOW REACHED EARLIER IN APRIL
30-year fixed-rate mortgage: Averaged 4.78 percent with an average 0.7 point for the week ending April 30, 2009, down from last week when it averaged 4.80 percent. Last year at this time, the 30-year fixed-rate mortgage averaged 6.06 percent. The 30-year FRM now equals the record low that was set the week of April 2, 2009. It has never been recorded lower in Freddie Mac's survey, which goes back to 1970.
15-year fixed-rate mortgage: Averaged 4.48 percent with an average 0.7 point, unchanged for the third week in a row. A … (0 comments)

fannie mae freddie mac: Obama and Mortgage-Aid - 03/01/09 06:47 PM
 Almost One of Three Homeowners Under Water
According to Moodys, almost 27 percent of home owners are now under water and owe more on their mortgage than their house is now worth. Obama has some new ideas to help homeowners wending their way through this uncharted territory
Fannie and Freddie
Refi - Remove restrictions from refinancing mortgages Fannie and Freddie own or have guaranteed when more is owed on a home than it is worth. The White House says this could reduce monthly payments for up to 5 million homeowners.
Incentives For Lenders - The government will make up … (2 comments)

fannie mae freddie mac: FDIC has a PlanTo Save 4 million Homes from Foreclesure - 11/15/08 02:49 PM
FDIC Proposes to Guarantee 2.2 Million Modified Loans
The idea is to help borrowers with weak credit or small down payments. Borrowers would get lowered interest rates or longer loan terms to lower payments. This program can last for a period of time, giving owners some breathing room. The program would attempt to keep monthly payments under 31% for weak borrowers.
According to the FDIC site: The pace of loan modifications continues to be extremely slow (around 4 percent of seriously delinquent loans each month).
Basic Structure of the Proposal
1. By paying providers $1,000 to cover expenses for each … (3 comments)