http://activerain.com/blogs/humblehomz Being that I'm from Texas and I come from 'humble' beginnings like a lot of people, this journey into blogging will be simple and about simple things. May it be an encouragement to any and all who read en-us http://activerain.com/blogsview/3295700/foreclosure-judicial-v-non-judicial <p><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">I got this question the other day.</span></p> <p><strong><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">"Hey, can you answer this question for me? How are</span></strong><span style="font-family: 'Comic Sans MS';"><br> </span><strong><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">judicial foreclosures slowing the recovery down?&rdquo;</span></strong><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';"> <br> </span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">Here is the deal. The housing market has continued</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">to show slow signs that it is strengthening for some states.</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">It all depends on whether or not the state is a non-judicial</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">foreclosure state or a judicial foreclosure state.<br> </span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">Let&rsquo;s briefly go over what the difference between a judicial</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">and a non-judicial state. A judicial foreclosure state is</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">one in which the lender has to go through the court system</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">to pursue a foreclosure. In a non-judicial foreclosure, the</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">lenders can foreclose on a property without court approval.</span></p> <p><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">For judicial states, the judicial procedure is a long</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">process and takes many months to complete a foreclosure.</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">With the number of foreclosures that are plaguing these</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">states, the courts are backed up and are unable to keep on a</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">time frame. <br> </span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">The judicial procedure is what is going to prevent the</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">housing market from recovering quickly. The inventory that</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">is currently on the market at this time in the judicial</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">foreclosure states are still relatively high and thus keeps</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">the prices down on the homes within these states. <br> </span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">There is a lack of judges to handle the court cases in the</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">judicial foreclosure states. Many states have rehired</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">judges from retirement to assist with the back log of</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">foreclosure proceedings. <br> </span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">Another reason is the amount of fraud in these states. As</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">the files go through the process, they need to check the</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">documents for accuracy and many of the cases that are in the</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">court system are tagged with fraud. So many mortgages were</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">with MERS that the lenders are having to go back through and</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">correct the issues before they can foreclose on the</span><span style="font-family: 'Comic Sans MS';"><br> </span><span style="font-size: 10.0pt; font-family: 'Comic Sans MS';">property. So that is my answer.&nbsp; What do you think?</span></p> <p class="MsoNormal" style=""><strong><em><span style="font-size: 12.0pt; font-family: 'Times New Roman','serif'; color: #006600;">Charles Gardner</span></em></strong><span style="font-size: 12.0pt; font-family: 'Times New Roman','serif'; color: #006600;">, Realtor<br> Charles.gardner@ziprealty.com<br> http://ZipRealty.com/agent/cgardner<br> Phone: 281-940-HOMZ (4669)&nbsp;</span></p> <p><span style=""><a href="http://retech.infusionsoft.com/go/youneedleads/a8676%20"><span style="line-height: 115%; color: blue;">How to use email to prospect &amp; list FSBO's</span></a></span></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Mon, 28 May 2012 17:36:13 -0700 http://activerain.com/blogsview/3295700/foreclosure-judicial-v-non-judicial http://activerain.com/blogsview/2948442/are-realtors-a-good-lead-source-for-investors- Are realtors a great source of leads for any investor and what would be their role in the transaction if they are supplying leads?" Yes, the realtors are a great source of short sale leads. Realtors can do much more than just providing leads, they can become important components in helping to market and sell properties. Real estate agents are good at selling homes. You can find an open-minded agent and teach them about what you do; this will develop into a solid relationship and once they close a short sale and the realtor is comfortable with the short sale concept, they will be giving you an introduction to other realtors. When you are interviewing realtors you need to be able to explain to them exactly what you need and what you expect from them. You also need to let them know the benefit of working with you. You, as an investor, have created a better opportunity that the transaction will close. Investors speed up the process and provide more flexibility in the deal if there are problems that are encountered along the way. You need to stand out from other real estate professionals by learning about your clients and their needs. You need to develop a "How can I help" mentality. By developing this mentality, you will build a more meaningful and solid relationship with the realtors that you want to work with. We all know that time is our most valuable asset. If realtors are working on short sales for their clients then they will realize the value in not spending time on the phone with the lenders. Realtors need to do what they do best and that is selling homes. By negotiating for them on their short sales, you are giving them back their time to increase their business by working on revenue generating opportunities. A realtor who delivers a short sale lead to you can make their commission on the listing but also in selling the property. After all, this is what they are trained to do. There are many things that the realtor can do to assist you in marketing the property. They can help you in determining the selling price for the property. You can ask them their opinion as to what price they believe they could sell the home for quickly. They should be able to provide you with marketing research and comparable property listings. You can have the realtor manage the BPO. You will want to train them on how to prepare the BPO package. Once they know how to create the BPO (Broker Price Opinion) package and they will meet the agent out at the home for the BPO (Broker Price Opinion). You will also want them to communicate with the seller that the BPO is one of the most important aspects in the short sale process. Partnerships with real estate investors can be very lucrative for a realtor. With the right direction and partnership, real estate can be a great and profitable opportunity for all parties involved. Here&rsquo;s too an awesome 2012 Now available: 100% Funding for Residential and Commercial Projects - $500K to $10M Ask us how!! privatefunding@humble-homz.com <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Mon, 27 Feb 2012 09:56:06 -0800 http://activerain.com/blogsview/2948442/are-realtors-a-good-lead-source-for-investors- http://activerain.com/blogsview/2511950/scripture-today <p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style=""><span style="color: #0070c0; font-family: 'Comic Sans MS';"><span style="font-size: small;">Saturday, September 17, 2011</span></span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style=""><span style="color: #0070c0; font-family: 'Comic Sans MS';"><span style="font-size: small;">Read: <span style="">&nbsp;</span>Luke 8:4-15</span></span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: small;"><strong style=""><span style="color: #0070c0; font-family: 'Comic Sans MS';">&ldquo;A sower went out to sow his seed.<br> And as he sowed, some seed fell on the path and was trampled,<br> and the birds of the sky ate it up.<br> Some seed fell on rocky ground, and when it grew,<br> it withered for lack of moisture.<br> Some seed fell among thorns,<br> and the thorns grew with it and choked it.<br> And some seed fell on good soil, and when it grew,<br> it produced fruit a hundredfold."<br> After saying this, he called out,<br> "Whoever has ears to hear ought to hear."</span></strong><strong style=""></strong></span></p> <p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: small;"><em><span style="color: #0070c0; font-family: 'Comic Sans MS';">Holy Spirit, help me to sow God&rsquo;s word today. Remind me of the times I have seen you at work, healing, strengthening, or teaching me. Help me to scatter these seeds all around me</span></em><strong style=""><em style=""><span style="color: #0070c0; font-family: 'Comic Sans MS';">.</span></em></strong></span></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Sat, 17 Sep 2011 08:50:46 -0700 http://activerain.com/blogsview/2511950/scripture-today http://activerain.com/blogsview/2489999/scripture-for-today-sunday-september-4-2011 <p><span style="font-size: small;"><span style="font-family: Times New Roman;"><strong><span style="color: #0070c0;">Sunday, September 4, 2011</span></strong></span></span></p> <p class="MsoNormal" style="line-height: 15.6pt; margin: 0in 0in 0pt; background: white;"><strong style=""><span style="font-family: 'Georgia','serif'; color: #0070c0; font-size: 11pt;">Read Psalms 95:1-6</span></strong></p> <p><strong style=""><span style="font-family: 'Comic Sans MS'; color: #0070c0; font-size: 11pt;">Come, let us sing joyfully to the LORD;<br>let us acclaim the rock of our salvation.<br>Let us come into his presence with thanksgiving;<br>let us joyfully sing psalms to him.<br style=""><br style=""></span></strong><strong></strong></p> <p><strong><em style=""><span style="font-family: 'Comic Sans MS'; color: #0070c0; font-size: 11pt;">If today you hear his voice, harden not your hearts</span></em></strong><strong style=""><em style=""></em></strong></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Sun, 04 Sep 2011 10:11:33 -0700 http://activerain.com/blogsview/2489999/scripture-for-today-sunday-september-4-2011 http://activerain.com/blogsview/2488596/homestead-exemption-just-became-more-complex <p><span style="font-size: small;"><span style="font-family: 'Comic Sans MS'; color: black;">Homestead Exemption in Texas...more complex</span></span></p> <p><span style="font-size: small;"><span style="font-family: 'Comic Sans MS'; color: black;">The application process for a homestead exemption in Texas is about to grow more complex.&nbsp; Earlier this year, the Texas Legislature approved&nbsp;new standards of mandatory disclosure for any one of several kinds of homestead exemptions.&nbsp;&nbsp;Beginning on </span><span class="object2"><span style="font-family: 'Comic Sans MS';"><span style="color: #00008b;">September 1, 2011</span></span></span><span style="font-family: 'Comic Sans MS'; color: black;">, those new rules go&nbsp;into effect.<span>&nbsp; </span>Prior to </span><span class="object2"><span style="font-family: 'Comic Sans MS';"><span style="color: #00008b;">September 1</span></span></span><span style="font-family: 'Comic Sans MS'; color: black;">, a homestead exemption was&nbsp;relatively easy to obtain;&nbsp;a property owner simply filed an&nbsp;application.&nbsp;&nbsp;Now, home buyers will have to follow new rules and provide more proof they are eligible for the claimed exemption. </span></span></p> <p><span style="font-family: 'Comic Sans MS'; color: black;"><span style="font-size: small;">In order to receive a homestead exemption for property tax purposes, applicants must now provide a copy of their Texas driver&rsquo;s license or Texas state-issued identification card and a copy of their vehicle registration receipt with their application for a homestead exemption.</span></span></p> <p><span style="font-family: 'Comic Sans MS'; color: black;"><span style="font-size: small;">In addition, the addresses shown on each of the documents must be the same as the address for which the homestead exemption is sought, according to the Harris County Appraisal District.</span></span></p> <p><span style="font-family: 'Comic Sans MS'; color: black;"><span style="font-size: small;">Those who do not own a vehicle will be required to submit a notarized affidavit certifying that fact and provide a copy of a current bill received from a utility company. The address on the utility bill must be the same as the address on the application for a homestead exemption.</span></span></p> <p><span style="font-family: 'Comic Sans MS'; color: black;"><span style="font-size: small;">Become up today about the process.</span></span></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Sat, 03 Sep 2011 09:59:08 -0700 http://activerain.com/blogsview/2488596/homestead-exemption-just-became-more-complex http://activerain.com/blogsview/2488586/scripture-for-today-saturday-sept-3-2011 <p><strong><span style="color: #0070c0;"><span style="font-size: small;"><span style="font-family: Times New Roman;">Saturday, Sept 3, 2011</span></span></span></strong></p> <p><strong><span style="color: #0070c0;"><span style="font-size: small;"><span style="font-family: Times New Roman;">Read Colossians 1:21-23</span></span></span></strong></p> <p class="MsoNormal" style="line-height: 15.6pt; margin: 0in 0in 0pt; background: white;"><strong style=""><span style="font-family: 'Comic Sans MS'; color: #0070c0; font-size: 11pt;">God has now reconciled you<br>in the fleshly Body of Christ through his death,<br>to present you holy, without blemish,<br>and irreproachable before him,<br>provided that you persevere in the faith,<br>firmly grounded, stable,<br>and not shifting from the hope of the Gospel that you heard</span></strong><span style="font-family: 'Comic Sans MS'; color: #0070c0; font-size: 11pt;">..</span><strong style=""><span style="font-family: 'Comic Sans MS'; color: #0070c0; font-size: 11pt;">.</span></strong></p> <p><span style="font-size: small;"><strong style=""><em><span style="color: #0070c0;"><span style="font-family: Times New Roman;">Lord, help me find more courage to be a witness of your gospel</span></span></em></strong><em><span style="font-family: 'Comic Sans MS';">.</span></em></span></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Sat, 03 Sep 2011 09:53:13 -0700 http://activerain.com/blogsview/2488586/scripture-for-today-saturday-sept-3-2011 http://activerain.com/blogsview/2477854/scripture-for-today-sunday-august-28-2011 <p><span style="font-size: small;"><span style="font-family: Times New Roman;"><strong><span style="color: #0070c0;">Sunday, August 28, 2011</span></strong></span></span></p> <p class="MsoNormal" style="line-height: 15.6pt; margin: 0in 0in 0pt; background: white;"><strong style=""><span style="font-family: 'Georgia','serif'; color: #0070c0; font-size: 11pt;">Read Matthew 25:1-13</span></strong></p> <p><strong style=""><span style="font-family: 'Comic Sans MS'; color: #0070c0; font-size: 11pt;">Amen, I say to you, I do not know you.<span style="">&nbsp; </span>Therefore, stay awake, for you know neither the day nor the hour.</span></strong></p> <p><em><span style="font-family: 'Comic Sans MS'; color: #0070c0;"><span style="font-size: small;">Holy <strong style="">Spirit, purify my heart so that I can live a life pleasing to God</strong>.</span></span></em></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Sun, 28 Aug 2011 10:18:32 -0700 http://activerain.com/blogsview/2477854/scripture-for-today-sunday-august-28-2011 http://activerain.com/blogsview/2477514/housing-market-is-shrinking <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small;"><span style="font-family: 'Comic Sans MS'; color: #00b050;">Diana Olick says: The housing market is shrinking<br><br>The foreclosure headlines <span class="object3"><span style="color: #00b050;">today</span></span> are that one third of all home<br>sales in Q2 were of distressed properties (foreclosures and short<br>sales). The discount on those homes from comparable<br>non-distressed properties was 32 percent. What the headlines<br>don't say is that while the percentage of the market that's<br>distressed rose from a year ago, from 26 to 31 percent, the<br>actual number of distressed sales fell. The share only went up<br>because the number of non-distressed sales fell, leaving the<br>total pool smaller. &nbsp;And there's the biggest problem in housing<br><span class="object2"><span style="color: #00b050;">today</span></span>. Sellers are afraid to put their homes on the market for<br>fear of losing too much equity, which means there are fewer<br>potential move-up buyers. <br><br>First time buyers are choosing to rent in droves, as unemployment<br>and the wider economy recover far more slowly than expected.<br>This, despite the fact that, nationally at least, it now costs<br>about the same to rent as it does to own. Just look at where the<br>mortgage payment-to-rent ratio has gone over the past few years.<br>Rent, as a percentage of income, is rising and household<br>formation is slowing at an alarming rate, eating into that<br>much-needed first time home buyer demand. The pipeline of<br>troubled loans is still huge, 4-5 million homes, and<br>unfortunately new delinquencies are on the rise again. And then<br>there's this problem: Households are getting bigger, as the<br>current tough mortgage market spurs more multi-generational<br>living. Households had been getting smaller over the past<br>decades, despite population growth. That was great for housing,<br>because it meant more demand. "A one tenth of a percent increase<br>in people per household would wipe out three years worth of<br>population- and immigration-driven household growth," according<br>to Green Street Advisors. That appears where we're headed. What do you think?</span></span></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Sat, 27 Aug 2011 21:26:14 -0700 http://activerain.com/blogsview/2477514/housing-market-is-shrinking http://activerain.com/blogsview/2477509/scripture-for-today-saturday-august-27-2011 <p><strong><span style="color: #0070c0;"><span style="font-size: small;"><span style="font-family: Times New Roman;">Saturday, August 27, 2011</span></span></span></strong></p> <p><strong><span style="color: #0070c0;"><span style="font-size: small;"><span style="font-family: Times New Roman;">Read Matthew 25:14-30</span></span></span></strong></p> <p class="MsoNormal" style="line-height: 15.6pt; margin: 0in 0in 0pt; background: white;"><strong style=""><span style="font-family: 'Comic Sans MS'; color: #0070c0; font-size: 11pt;">Well done, my good and faithful servant.<span style="">&nbsp; </span>Since you were faithful in small matters, I will give you great responsibilities.</span></strong></p> <p><span style="font-size: small;"><strong style=""><em><span style="color: #0070c0;"><span style="font-family: Times New Roman;">Father, thank you for giving me so many wonderful gifts! Help me to develop them to their greatest potential, and to use them all for your glory</span></span></em></strong><em><span style="font-family: 'Comic Sans MS';">.</span></em></span></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Sat, 27 Aug 2011 21:22:07 -0700 http://activerain.com/blogsview/2477509/scripture-for-today-saturday-august-27-2011 http://activerain.com/blogsview/2452987/scripture-sunday-august-14-2011 <p>&nbsp;</p> <p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style=""><span style="color: #0070c0; font-family: 'Comic Sans MS';"><span style="font-size: small;">Sunday, August 14, 2011</span></span></strong></p> <p>&nbsp;</p> <p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style=""><span style="color: #0070c0; font-family: 'Comic Sans MS';"><span style="font-size: small;">Read:<span style="">&nbsp; </span>Matthew 18:1-14</span></span></strong></p> <p>&nbsp;</p> <p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style=""><span style="color: #0070c0; font-family: 'Comic Sans MS';"><span style="font-size: small;">&ldquo;See that you do not despise one of these little ones, for I say to you that their angels in heaven always look upon the face of my heavenly Father&hellip;&rdquo;</span></span></strong></p> <p>&nbsp;</p> <p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style=""><em style=""><span style="color: #0070c0; font-family: 'Comic Sans MS';"><span style="font-size: small;">Lord, grant freedom and comfort to the millions who are enslaved and suffer throughout the world.</span></span></em></strong></p> <p>&nbsp;</p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Sun, 14 Aug 2011 00:05:06 -0700 http://activerain.com/blogsview/2452987/scripture-sunday-august-14-2011 http://activerain.com/blogsview/2446686/scripture-today-august-9-2011 <p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style=""><span style="color: #0070c0; font-family: 'Comic Sans MS';"><span style="font-size: small;">Wednesday, August 9, 2011</span></span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style=""><span style="color: #0070c0; font-family: 'Comic Sans MS';"><span style="font-size: small;">Read:<span style="">&nbsp; </span>1 Kings 19:9-13</span></span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style=""><span style="color: #0070c0; font-family: 'Comic Sans MS';"><span style="font-size: small;">At the mountain of God, Horeb, Elijah came to a cave where he took shelter.<span style="">&nbsp; </span>Then the Lord said to him, &ldquo;Go outside and stand on the mountain before the Lord; the Lord will be passing by.&rdquo; &hellip;After the fire there was a tiny whispering sound.<span style="">&nbsp; </span>When he heard this, Elijah hid his face.</span></span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style=""><em style=""><span style="color: #0070c0; font-family: 'Comic Sans MS';"><span style="font-size: small;">Jesus, I long to hear your voice.<span style="">&nbsp; </span>Open my heart so that I can experience your presence each day.</span></span></em></strong></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Wed, 10 Aug 2011 11:20:44 -0700 http://activerain.com/blogsview/2446686/scripture-today-august-9-2011 http://activerain.com/blogsview/2439576/scripture-for-today-saturday-august-6-2011 <p><strong><span style=""><span style="font-size: small;"><span style="font-family: Times New Roman;">Saturday, August 6, 2011</span></span></span></strong></p> <p><strong><span style=""><span style="font-size: small;"><span style="font-family: Times New Roman;">Read Matthew 16:24-28</span></span></span></strong></p> <p class="MsoNormal" style="line-height: 15.6pt; margin: 0in 0in 0pt; background: white;"><strong style=""><span style="font-family: 'Comic Sans MS'; color: black; font-size: 11pt;">What profit would there be for one to gain the whole world and forfeit his life?<span style="">&nbsp; </span>Or what can one give in exchange for his life?</span></strong></p> <p><em><span style="font-family: 'Comic Sans MS';"><span style="font-size: small;">Lord, I rejoice in you!<span style="">&nbsp; </span>You have set me apart as a member of your people.<span style="">&nbsp; </span>Let the truth of your calling sink deeply into my heart.</span></span></em></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Fri, 05 Aug 2011 23:44:14 -0700 http://activerain.com/blogsview/2439576/scripture-for-today-saturday-august-6-2011 http://activerain.com/blogsview/2437902/scripture-for-today-friday-august-5-2011 <p><span style="font-family: Times New Roman;"><span style="font-size: small;"><strong><span style="">Friday, August 5, 2011</span></strong></span></span></p> <p><strong style=""><span style="font-family: 'Comic Sans MS';"><span style="font-size: small;">Read Psalm 95</span></span></strong></p> <p class="MsoNormal" style="line-height: 15.6pt; margin: 0in 0in 0pt; background: white;"><strong style=""><span style="font-family: 'Comic Sans MS'; color: black;"><span style="font-size: small;">Come, let us sing joyfully to the Lord; let us acclaim the Rock of our salvation.<span style="">&nbsp; </span>Let us come into his presence with thanksgiving; let us joyfully sing psalms to him.</span></span></strong></p> <p><strong style=""><em><span style="font-family: 'Comic Sans MS';"><span style="font-size: small;">Jesus, I give you my heart.<span style="">&nbsp; </span>Form me into your servant and let me be a rock for your people.</span></span></em></strong><strong style=""></strong></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Thu, 04 Aug 2011 23:00:58 -0700 http://activerain.com/blogsview/2437902/scripture-for-today-friday-august-5-2011 http://activerain.com/blogsview/2434280/texas-housing-trending-at-2009 <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Comic Sans MS'; color: #2a2a2a;"><span style="font-size: small;">Texas housing market trending at 2009 levels<br><span style="">&nbsp;</span><br>Real estate markets nationwide reported steep drops after the<br>federal homebuyer tax credit expired last year, but Texas sales<br>continue to track alongside 2009 levels, according to the Texas<br>Quarterly Housing Report. While the Lone Star State's<br>second-quarter sales fell 12% from a year earlier, Texas' total<br>sales volume of 58,795 homes was in line with 2009 levels,<br>suggesting the market is maintaining a steady pace with or<br>without federal stimulus. "Texas has dominated national<br>headlines for economic strength, which makes it clear the<br>recovery continues in our state," said Jim Gaines, an economist<br>with the Real Estate Center at Texas A&amp;M University, which<br>publishes the report. "Given the impact of last year's tax<br>credits, I'm not surprised to see fewer sales this quarter<br>compared to last year," Gaines said. "If anything, I'm surprised<br>to see that sales volumes didn't lag further behind 2010."<br><span style="">&nbsp;</span><br>The median sales price in Texas hit $150,400 in the second<br>quarter, up 1% from a year ago. The average price rose 4.6% to<br>$201,288, suggesting strength in the high-end market. In both<br>areas, Texas is an outlier since many other markets have<br>experienced drops in both average and median price. "The<br>increase in the average price of Texas homes indicates more<br>activity among higher priced homes," Gaines said. "Buyers of<br>higher priced homes have been less impacted by tightened mortgage<br>lending standards and real estate has been an attractive<br>investment vehicle due to instability in other investments, such<br>as securities."<span style="">&nbsp; </span></span><a href="http://ziprealty.com/agent/cgardner"><span style="font-size: small;">Humble</span></a><span style="font-size: small;">/Kingwood TX is a great place to buy.</span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Comic Sans MS'; color: #2a2a2a;"><span style="font-size: small;">&nbsp;</span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Comic Sans MS'; color: #2a2a2a;"><span style="font-size: small;">Here is to an awesome 2^nd half of 2011</span></span></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Wed, 03 Aug 2011 00:38:31 -0700 http://activerain.com/blogsview/2434280/texas-housing-trending-at-2009 http://activerain.com/blogsview/2434278/scripture-for-today-wednesday-august-3-2011 <p><span style="font-size: small;"><strong><span style="font-family: 'Comic Sans MS';">Wednesday, August 3, 2011</span></strong></span></p> <p><strong style=""><span style="font-family: 'Comic Sans MS';"><span style="font-size: small;">Read Psalm 51</span></span></strong></p> <p><strong style=""><span style="font-family: 'Comic Sans MS'; color: black;"><span style="font-size: small;">Have mercy on me, O God, in your goodness; in the greatness of your compassion wipe out my offense.<span style="">&nbsp; </span>Thoroughly wash me from my guilt and of my sin cleanse me.</span></span></strong></p> <p><span style="font-family: 'Georgia','serif'; color: black; font-size: 11pt;"><span style="">&nbsp;</span></span><em><span style="font-family: 'Comic Sans MS';"><span style="font-size: small;">Thank you, Jesus for loving me and for saving me from condemnation.<span style="">&nbsp; </span>Keep me centered on you.</span></span></em></p> <p>&nbsp;</p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Wed, 03 Aug 2011 00:35:17 -0700 http://activerain.com/blogsview/2434278/scripture-for-today-wednesday-august-3-2011 http://activerain.com/blogsview/2432384/scripture-for-today-tuesday-august-2-2011 <p><span style="font-size: small;"><strong><span style="font-family: 'Comic Sans MS';">Tuesday, August 2, 2011</span></strong></span></p> <p><strong style=""><span style="font-family: 'Comic Sans MS';"><span style="font-size: small;">Read Matthew 14:22-36</span></span></strong></p> <p><strong style=""><span style="font-family: 'Comic Sans MS'; color: black;"><span style="font-size: small;">Jesus spoke to them, &ldquo;Take courage, it is I; do not be afraid&hellip;&rdquo;Come&rdquo;&hellip; &ldquo;Lord save me!&rdquo;&hellip;He stretched out his hand and said &ldquo;O you of little faith, why do you doubt?&rdquo;</span></span></strong></p> <p><span style="font-size: small;"><strong style=""><em><span style="font-family: 'Comic Sans MS';">Lord Jesus, I trust in your unfailing love.<span style="">&nbsp; </span>Teach me to run to you first always</span></em></strong><strong style=""><em><span style=""><span style="font-family: Times New Roman;">.</span></span></em></strong></span></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Mon, 01 Aug 2011 22:58:43 -0700 http://activerain.com/blogsview/2432384/scripture-for-today-tuesday-august-2-2011 http://activerain.com/blogsview/2430538/scripture-for-today-monday-august-1-2011 <p><strong style=""><span style="font-family: 'Comic Sans MS';"><span style="font-size: small;">Monday, August 1, 2011</span></span></strong></p> <p><strong style=""><span style="font-family: 'Comic Sans MS';"><span style="font-size: small;">Read Romans 8:35, 37-39</span></span></strong></p> <p><strong style=""><span style="font-family: 'Comic Sans MS'; color: black;"><span style="font-size: small;">Brothers and sisters:<br>What will separate us from the love of Christ? <br>Will anguish, or distress, or persecution, or famine,<br>or nakedness, or peril, or the sword? <br>No, in all these things we conquer overwhelmingly<br>through him who loved us.</span></span></strong></p> <p><strong style=""><em><span style="font-family: 'Comic Sans MS';"><span style="font-size: small;">Father, thank you that I can know you and enjoy your presence today! Help me to trust your promise, &lsquo;I will,&rsquo; in every circumstance that I face today</span></span></em></strong></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Mon, 01 Aug 2011 01:32:12 -0700 http://activerain.com/blogsview/2430538/scripture-for-today-monday-august-1-2011 http://activerain.com/blogsview/2429117/scripture-for-today-sunday-july-31-2011 <p><span style="font-size: small;"><span style="font-family: Times New Roman;"><strong><span style="">Sunday, July 31, 2011</span></strong></span></span></p> <p class="MsoNormal" style="line-height: 15.6pt; margin: 0in 0in 0pt; background: white;"><strong style=""><span style="font-family: 'Georgia','serif'; color: black; font-size: 11pt;">Read Psalm 67</span></strong></p> <p><strong style=""><span style="font-family: 'Comic Sans MS'; color: black; font-size: 11pt;">May God have pity on us and bless us; may he let his face shine upon us.<span style="">&nbsp; </span>So may your way be known upon earth; among all nations, your salvation.</span></strong></p> <p><em><span style="font-family: 'Comic Sans MS';"><span style="font-size: small;">Father, your grace is always enough for me.<span style="">&nbsp; </span>Please give me a pure heart today, and strengthen me against temptation.</span></span></em></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Sat, 30 Jul 2011 23:08:59 -0700 http://activerain.com/blogsview/2429117/scripture-for-today-sunday-july-31-2011 http://activerain.com/blogsview/2428780/scripture-for-today-saturday-july-30-2011 <p><strong><span style=""><span style="font-size: small;"><span style="font-family: Times New Roman;">Saturday, July 30, 2011</span></span></span></strong></p> <p><strong><span style=""><span style="font-size: small;"><span style="font-family: Times New Roman;">Read John 11:19-27</span></span></span></strong></p> <p class="MsoNormal" style="line-height: 15.6pt; margin: 0in 0in 0pt; background: white;"><strong style=""><span style="font-family: 'Comic Sans MS'; color: black; font-size: 11pt;">Martha said to Jesus, &ldquo;Lord if you had been here, my brother would not have died.<span style="">&nbsp; </span>But even now I know that whatever you ask of God, God will give you&rdquo;.</span></strong></p> <p><em><span style="font-family: 'Comic Sans MS';"><span style="font-size: small;">Jesus, show me anything that threatens to come between me and my brother and sister.</span></span></em></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Sat, 30 Jul 2011 18:10:17 -0700 http://activerain.com/blogsview/2428780/scripture-for-today-saturday-july-30-2011 http://activerain.com/blogsview/2422665/7-out-of-10-renters-see-ownership-as-a-priority <p>Did you see this? NAR - 7 out of 10 renters see ownership as a priority</p> <p>According to the 2011 National Housing Pulse Survey released today by the National Association of Realtors&reg;, 72% of renters surveyed said owning a home is a top priority for their future, up from 63% in 2010.&nbsp; Seven in 10 Americans also agreed that buying a home is a good financial decision while almost two-thirds said now is a good time to purchase a home. The annual survey, which measures how affordable housing issues affect consumers, also found that more than three quarters of renters (77%) said they would be less likely to buy a home if they were required to put down a 20% down payment on the home, and a strong majority (71%) believe a 20% down payment requirement could have a negative impact on the housing market.&nbsp;</p> <p>Over half &ndash; 51% &ndash; of self-described &ldquo;working class&rdquo; home owners as well as younger non-college graduates (51%), African Americans (57%) and Hispanics (50%) who currently own their homes reported that a 20% down payment would have prevented them from becoming home owners.&nbsp; Pulse surveys for the past eight years have consistently reported that having enough money for a down payment and closing costs are top obstacles that make housing unaffordable for Americans. Eighty-two% of respondents cited these as the top obstacle, followed by having confidence in one&rsquo;s job security.&nbsp; The survey also found respondents were adamantly against eliminating the mortgage interest deduction.</p> <p>Two-thirds of Americans oppose eliminating the tax benefit, while 73% believe eliminating the MID will have a negative impact on the housing market as well as the overall economy.</p> <p>When asked why home ownership matters to them, respondents cited stability and safety as the top reason. Long-term economic reasons such as building equity followed closely behind. On a local level, respondents said neighbors falling behind on their mortgages and the drop in home values were top concerns.</p> <p>Foreclosures also continue to remain a large concern, with almost half of those surveyed citing the issue as a problem in their area.</p> <p>Here is to an awesome 2^nd half!!</p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Wed, 27 Jul 2011 04:41:30 -0700 http://activerain.com/blogsview/2422665/7-out-of-10-renters-see-ownership-as-a-priority http://activerain.com/blogsview/2422664/scripture-for-today-wednesday-july-27-2011 <p><strong>Wednesday, July 27, 2011</strong></p> <p><strong>Read Matthew 13:44-46</strong></p> <p><strong>Jesus said&hellip;&rdquo;Again, the Kingdom of heaven is like a merchant searching for fine pearls.&nbsp; When he finds a pearl of great price, he goes and sells all that he has and buys it&rdquo;.</strong></p> <p>&nbsp;<em>Jesus, pearl of great price, I love you!&nbsp; You are the most precious treasure I could ever have.&nbsp; I surrender my life to you.&nbsp; I let go of everything so that I might love you fully.</em></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Wed, 27 Jul 2011 04:27:24 -0700 http://activerain.com/blogsview/2422664/scripture-for-today-wednesday-july-27-2011 http://activerain.com/blogsview/2421116/scripture-for-today-tuesday-july-26-2011 <p><strong>Tuesday, June 26, 2011</strong></p> <p><strong>Read Psalm 103</strong></p> <p><strong>As far as the east is from the west, so far has he put our transgressions from us! &nbsp;As a father has compassion on his children, so the Lord has compassion on those who fear him.</strong></p> <p><strong><em>Lord Jesus, I come to you in grateful adoration.&nbsp; I am amazed that you keep on loving me, no matter how many times I fall. Thank you for your mercy.</em></strong></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Tue, 26 Jul 2011 12:01:28 -0700 http://activerain.com/blogsview/2421116/scripture-for-today-tuesday-july-26-2011 http://activerain.com/blogsview/2418600/scripture-for-today-monday-july-25-2011 <p><strong>Monday, July 25, 2011</strong></p> <p><strong>Read Matthew 13:44-52</strong></p> <p><strong>The kingdom of heaven is like a net thrown into the sea, which collects fish of every kind.&nbsp; When it is full they haul it ashore and sit down to put what is good into buckets.&nbsp; What is bad thy throw away.&nbsp; Thus it will be at the end of the age.</strong></p> <p><em>Father, you give me exactly the right amount of time and the right amount of grace to do what pleases you, today.&nbsp; Help me joyfully to discover what that is.</em></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Mon, 25 Jul 2011 03:34:55 -0700 http://activerain.com/blogsview/2418600/scripture-for-today-monday-july-25-2011 http://activerain.com/blogsview/2417394/scripture-for-today-sunday-july-24-2011 <p><strong>Sunday, July 24, 2011</strong></p> <p><strong>Read 1 Kings 3:5, 7-12</strong></p> <p><strong>God said, &ldquo;Ask something of me and I will give it to you.&rdquo;&hellip; <br>&ldquo;O LORD, my God,&hellip; <br>Give your servant, therefore, an understanding heart<br>&hellip; to distinguish right from wrong. </strong></p> <p><em>Father, fill me with your love today. I give you free rein to do whatever you want in me.</em></p> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Sun, 24 Jul 2011 10:37:34 -0700 http://activerain.com/blogsview/2417394/scripture-for-today-sunday-july-24-2011 http://activerain.com/blogsview/2416289/life-lessons-part-3 <p></p><p><strong>Do not miss reading Part 3.&nbsp; Many of Life Lessons listed in Part One of self explanatory but as you read they do make you think.&nbsp; Thank you Lisa Von Domek for making this available.&nbsp; A very good read.</strong></p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/2402565/life-lessons-part-3">Lisa Von Domek - Broker/Associate (Lisa Von Domek &amp; Associates / Real Living Real Estate Group)</a></b>:<br><blockquote> <p>&nbsp;</p> <p class="MsoNormal"><strong><span style="font-size: 14.0pt; color: red;">Life Lessons &ndash; Part 3</span></strong><strong></strong></p> <p class="MsoNormal"><span style="font-size: 13.5pt; font-family: Georgia; color: black;">And the final installment in this series....</span></p> <p class="MsoNormal"><span style="font-size: 13.5pt; font-family: Georgia; color: black;">&nbsp;</span><span style="font-family: Georgia; font-size: 18px;">&nbsp;</span></p> <p class="MsoNormal"><span style="font-size: 13.5pt; font-family: Georgia; color: black;">Written by Regina Brett, 90 years old, of the Plain Dealer,&nbsp;&nbsp; <span style="background-position-x: 0%; background-position-y: 0%;">Cleveland , Ohio</span>.</span></p> <p class="MsoNormal"><span style="font-size: 13.5pt; font-family: Georgia; color: black;"><br> "To celebrate growing older, I once wrote the 45 lessons life taught me. It is the most requested column I've ever written. My odometer rolled over to 90 in&nbsp;<br> August, so here is the column once more:</span></p> <p class="MsoNormal"><span style="font-size: 13.5pt; font-family: Georgia; color: black;">&nbsp;</span></p> <p class="MsoNormal"><span style="font-family: Georgia; font-size: 18px;">31. However good or bad a situation is, it will change.&nbsp;</span></p> <p class="MsoNormal"><span style="font-size: 13.5pt; font-family: Georgia; color: black;"> 32. Don't take yourself so seriously. No one else does.&nbsp;<br> 33. Believe in miracles.&nbsp;<br> 34. God loves you because of who God is, not because of anything you did or didn't do.&nbsp;<br> 35. Don't audit life. Show up and make the most of it now.&nbsp;<br> 36. Growing old beats the alternative.&nbsp;<br> 37. Your children get only one childhood.&nbsp;<br> 38. All that truly matters in the end is that you loved.&nbsp;<br> 39. Get outside every day. Miracles are waiting everywhere.&nbsp;<br> 40. If we all threw our problems in a pile and saw everyone else's, we'd grab ours back.&nbsp;<br> 41. Envy is a waste of time. You already have all you need.&nbsp;<br> 42. The best is yet to come...&nbsp;<br> 43. No matter how you feel, get up, dress up and show up.<br> 44. Yield.<br> 45. Life isn't tied with a bow, but it's still a gift."</span></p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">Please <a href="http://www.LisaVon.com" title="Lisa's website for more information" target="_blank">visit my website for information</a> on the real estate market and news!</p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal"><img title="Real Living" src="http://activerain.com/image_store/uploads/8/3/4/2/4/ar131116464942438.jpg" height="105" alt="RL" width="301"></p> <p class="MsoNormal">&nbsp;</p> <p>&nbsp;</p> <div class="agent_signature"> <p>&nbsp;</p> <div> <span style="color: #990000;"><span style="font-size: small; font-family: 'Times New Roman', Times, serif;"><strong>Lisa Von Domek<br><span style="font-size: x-small;">BROKER/ASSOCIATE,&nbsp;&nbsp;</span></strong></span></span><span style="color: #990000;"><span style="font-size: small; font-family: 'Times New Roman', Times, serif;"><strong><span style="font-size: x-small;">ABR,&nbsp;AHWD, ALHS,&nbsp;ASP, CAPS, CDPE,</span></strong></span></span> </div> <div> <span style="color: #990000;"><span style="font-size: small; font-family: 'Times New Roman', Times, serif;"><strong><span style="font-size: x-small;">CGP, CMS,&nbsp;</span></strong></span></span><span style="color: #990000;"><span style="font-size: small; font-family: 'Times New Roman', Times, serif;"><strong><span style="font-size: x-small;">CRS,&nbsp;</span></strong></span></span><span style="color: #990000;"><span style="font-size: small; font-family: 'Times New Roman', Times, serif;"><strong><span style="font-size: x-small;">CSP, GREEN, GRI, PS, QSC, SFR, SRES, TAHS, TRC</span></strong></span></span> </div> <div> <span style="color: #990000;"><span style="font-family: 'Times New Roman', Times, serif;"><span style="font-size: small; font-family: 'Times New Roman', Times, serif;">Lisa Von Domek &amp; Associates, LLC&nbsp;/&nbsp;</span></span></span><span style="color: #990000;"><span style="font-family: 'Times New Roman', Times, serif;"><span style="font-size: small; font-family: 'Times New Roman', Times, serif;">Real Living Real Estate Group&nbsp;</span></span></span><span style="color: #990000;"><span style="font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'Times New Roman', Times, serif;"><br></span><span style="font-size: x-small;">Phone: &nbsp; &nbsp; &nbsp;972-572-2882 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Fax: &nbsp; &nbsp; 972-572-2882</span></span></span> </div> <div><span style="color: #990000; font-family: 'Times New Roman', Times, serif;"><span style="font-size: small;">Email: &nbsp; &nbsp; &nbsp;&nbsp;<span style="color: #17365d;">&nbsp;</span></span><a href="mailto:Lisa@LisaVon.com"><span style="font-size: small; color: #17365d;">Lisa@LisaVon.com</span></a><span style="font-size: small; color: #17365d;">&nbsp;&nbsp; &nbsp; &nbsp;</span></span></div> <div><span style="color: #990000;"><span style="font-size: small; font-family: 'Times New Roman', Times, serif;">Website: &nbsp;&nbsp;<a href="http://www.lisavon.com" title="Lisa's Website" target="_blank">www.LisaVon.com</a></span></span></div> <p>&nbsp;<img title="Image" src="http://activerain.com/image_store/uploads/7/8/0/3/6/ar130005657663087.jpg" height="158" alt="" width="170"></p> <p><strong><span style="color: #990000; font-family: 'Times New Roman';">Multi-Million Dollar Consultant</span></strong><br><span style="font-family: Garamond, Times, serif;">Texas Licensed Real Estate Broker</span></p> <p><a href="http://www.realliving.com/Lisa-VonDomek-Real-Estate-Agent/pages/local-information" title="Lisa's Website for Addison homes" target="_blank">Addison TX Real Estate</a>&nbsp;&nbsp;<span style="white-space: pre;"> </span><a href="http://www.realliving.com/Lisa-VonDomek-Real-Estate-Agent/pages/local-information" title="Lisa's Website for Argyle searches" target="_blank">Argyle TX Real Estate</a>&nbsp;&nbsp;<span style="white-space: pre;"> </span><a href="http://www.realliving.com/Lisa-VonDomek-Real-Estate-Agent/pages/local-information" title="Lisa's Website to search Cedar Hill" target="_blank">Cedar Hill TX Real Estate</a></p> <p><a href="http://www.realliving.com/Lisa-VonDomek-Real-Estate-Agent/pages/local-information" title="Lisa's Website for Dallas property search" target="_blank">Dallas TX Real Estate</a>&nbsp;&nbsp;<span style="white-space: pre;"> </span><a href="http://www.realliving.com/Lisa-VonDomek-Real-Estate-Agent/pages/local-information" title="Lisa's Website for DeSoto property search" target="_blank">DeSoto TX Real Estate</a>&nbsp;&nbsp;<span style="white-space: pre;"> </span><a href="http://www.realliving.com/Lisa-VonDomek-Real-Estate-Agent/pages/local-information" title="Lisa's website for Duncanville property search" target="_blank">Duncanville TX Real Estate</a></p> <p><a href="http://www.realliving.com/Lisa-VonDomek-Real-Estate-Agent/pages/local-information" title="Lisa's Website for Midlothian property search" target="_blank">Midlothian TX Real Esate</a>&nbsp;<span style="white-space: pre;"> </span><a href="http://www.realliving.com/Lisa-VonDomek-Real-Estate-Agent/pages/local-information" title="Lisa's Website for Plano property search" target="_blank">Plano TX Real Estate</a>&nbsp;&nbsp;<span style="white-space: pre;"> </span><a href="http://www.realliving.com/Lisa-VonDomek-Real-Estate-Agent/pages/local-information" title="Lisa's website for Red Oak property search" target="_blank">Red Oak TX Real Estate</a></p> </div> </blockquote> </div> <div class="agent_signature"> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><em>Charles Gardner, Realtor/Investor</em></span></p> <p><span style="font-family: comic sans ms,sans-serif; font-size: small;"><a href="http://www.ziprealty.com/agent/cgardner" title="ZIP Realty" target="_blank">ZIP Realty</a>-Serving Humble, Kingwood, Spring and Atascocita TX</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;">800-CALL ZIP ext 5213</span></p> <p><span style="font-family: Comic Sans MS; font-size: small;"><a href="http://facebook.com/CGardnerTxRealtor">http://facebook.com/CGardnerTxRealtor</a> </span></p> <p><big><big><big><small><span style="font-size: x-small;"><strong><big>Texas Law requires all real estate licensees to give</big></strong><strong><big> the following information about brokerage services: </big></strong><strong></strong><strong><big><a href="http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf">http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf</a></big></strong></span></small></big></big></big></p> </div> Charles Gardner-Realtor/Investor (ZIP Realty, Inc-Houston District) Sat, 23 Jul 2011 13:33:09 -0700 http://activerain.com/blogsview/2416289/life-lessons-part-3