humble tx: Fannies Five Predictions for 2011 (Humble, TX) - 12/13/10 02:46 PM
Fannies Five Predictions for 2011 Do you wonder what Fannie and Freddie think the new year has in store? Although their track record of success isn't exactly impressive, real estate agents and investors alike should still take notice when Freddie decides to make a prognostication if for no other reason than to understand the mindset at work among clients and the media at large. Analysts for the big duo point to five key predictions they believe will drive real estate during 2011.  1. Continuation of low interest rates. Although interest rates saw a dramatic increase last week, Freddie analysts predict a continuation … (4 comments)

humble tx: Do You Meet the BPO Agent on Your Short Sales (humble,TX) - 12/13/10 09:28 AM
Do You Meet the BPO Agent?
There are a lot Realtors and agent's knee deep in short sales. Are you one?  Do you meet the BPO agent at the property? If your answer is "no, not unless I have to" response. Why?
A simple transition of meeting and speaking with the BPO agent could lead to more closed sales, better recognition in your short sale field, and enhanced specific knowledge, associated with truly knowing what you're talking about.
Accomplish the following (after receiving a reasonable contract of sale):1.    If the property is being marketed on a lockbox (vacant or non-vacant): Change … (0 comments)

humble tx: Scripture for Today-Monday - 12/13/10 08:55 AM
Monday, December 13
Read Psalm 25:4-9
Your ways, O LORD, make known to me;teach me your paths,Guide me in your truth and teach me,for you are God my savior.
Jesus, you show us that the paths of the Lord are paths of mercy. We no longer need to be afraid to confront our sin and weakness, for through your Incarnation and death on the cross, you have saved us. Your mercy is our constant companion, and your love is never-ending.
Charles Gardner, Realtor/Investor
Region Realty-Greater Houston Homes-Humble, TX
… (4 comments)

humble tx: Scripture for Today-Third Sunday of Advent - 12/11/10 04:37 PM
Sunday, December 12-Third Sunday of Advent
Read Matthew 11:2-11
Jesus began to speak to the crowds about John, "What did you go out to the desert to see?A reed swayed by the wind?Then what did you go out to see?Someone dressed in fine clothing?Those who wear fine clothing are in royal palaces.Then why did you go out? To see a prophet?
Lord, like John the Baptist, we turn to you. Give each member of our family the grace to recognize and proclaim you as John did. Give us the grace and wisdom to follow you joyfully all the days of our … (3 comments)

humble tx: Scripture for Today-Thursday - 12/08/10 04:21 PM
Thursday, December 9
Matthew 11:11-15
Jesus said to the crowds:"Amen, I say to you,among those born of womenthere has been none greater than John the Baptist;yet the least in the Kingdom of heaven is greater than he.
Jesus, you came from your holy dwelling to live in us! What can we say but "yes"-we want you to come into our midst. We love you, Jesus, and we praise you. We open our hearts to you!
Charles Gardner, Realtor/Investor
Region Realty-Greater Houston Homes-Humble, TX
… (3 comments)

humble tx: Scripture for Today-Wednesday - 12/08/10 05:40 AM
Wednesday, December 8- Immaculate Conception of the Blessed Virgin Mary
Read Luke 1:26-38
"Hail, full of grace! The Lord is with you."..."Do not be afraid, Mary,for you have found favor with God....for nothing will be impossible for God."
Father, you promised that nothing is impossible. We entrust to you the problems and areas of our lives that seem impossible. We trust your word to us. You are an awesome, mighty, and infinite God!  Thank you for hearing us!
Charles Gardner, Realtor/Investor
Region Realty-Greater Houston Homes-Humble, TX
… (3 comments)

humble tx: Scripture for Today-Tuesday - 12/07/10 04:03 AM
Tuesday, December 7
Read Isaiah 40:1-11
A voice cries out:In the desert prepare the way of the LORD!Make straight in the wasteland a highway for our God!Every valley shall be filled in,every mountain and hill shall be made low;The rugged land shall be made a plain,the rough country, a broad valley.Then the glory of the LORD shall be revealed,and all people shall see it together;for the mouth of the Lord has spoken.
Holy Spirit, show us the uneven and rough places in our lives. We repent for wanting our own way or thinking only of ourselves. Deliver us so that the … (7 comments)

humble tx: The Strangest Secret and Short Sales Success - 12/06/10 01:29 PM
The Strangest Secret & Short Sales Success
In 1956 a young radio broadcaster by the name of Earl Nightingale wrote and recorded a message which became known as "The Strangest Secret". It quickly went on to sell millions of copies without advertising and limited marketing. Today, more than 50 years later, Nightingales secret remains a top seller in the personal development market and has earned the distinction of becoming the largest selling non-entertainment recording in the industry. 
Obviously Nightingale's secret was more than mere hype; it has withstood the test of time and become the foundation of an entire information empire … (6 comments)

humble tx: Scripture for Today-Monday - 12/06/10 06:01 AM
Monday, December 6
Read Isaiah 35:1-10
They will see the glory of the LORD,the splendor of our God.Strengthen the hands that are feeble,make firm the knees that are weak,Say to those whose hearts are frightened:Be strong, fear not!
Father, you know everything and watch over all creation! We are not ashamed to admit that we are weak and rely on you for strength. All day long you care for our families and give us all that we need. Let us continue to share your strength with others.
Charles Gardner, Realtor/Investor
Region Realty-GreaterHouston Homes-Humble, TX
… (2 comments)

humble tx: Scripture for Today-Second Sunday of Advent - 12/04/10 04:03 PM
Sunday, December 5-Second Sunday of Advent
Read Matthew 3:1-12
For I tell you...I am baptizing you with water, for repentance, but the one who is coming after me is mightier than I.I am not worthy to carry his sandals.He will baptize you with the Holy Spirit and fire.
We could never be worthy of you, Jesus, but through Baptism, you are now our brother, and we are sons and daughters of your Father. Your love is extravagant! You have more for us than we can ask or imagine.
Be blessed,
Charles gardner. Realtor-Investor
Region Realty-Greater Houston Homes-Humble, TX
… (6 comments)

humble tx: Scripture for Today-Friday - 12/03/10 11:43 AM
Scripture for Friday, Read Psalm 27:1,4,13-14
I believe that I shall see the bounty of the LORDin the land of the living.Wait for the LORD with courage;be stouthearted, and wait for the LORD.
Lord, there are many things we think we need to do. But our real peace and fulfillment come from you alone and from spending time with you. Having you present with our family in every moment is our greatest treasure. We praise you and we love you!
Charles Gardner, Realtor/Investor
Region Realty-Greater Houston Homes-Humble, TX
… (3 comments)

humble tx: Scripture for Today-Thursday - 12/02/10 04:32 AM
Scripture for Thursday, December 2
Read Matthew 7:21, 24-27
Jesus said to his disciples:"Not everyone who says to me, ‘Lord, Lord,'will enter the Kingdom of heaven,but only the one who does the will of my Father in heaven.
Jesus, you are our rock. Our plans and decisions must be built on your faithfulness and wisdom. You love us and care for our family so much! Show us how to rely on you for our strength and hope. We always want to be guided by you.
Charles Gardner, Realtor/Investor
Region Realty-Greater Houston Homes-Humble, TX
… (7 comments)

humble tx: Scripture for Today - 12/01/10 02:48 PM
Scripture for Today
Read Isaiah 25:6-10
On that day it will be said:"Behold our God, to whom we looked to save us!This is the LORD for whom we looked;let us rejoice and be glad that he has saved us!"For the hand of the LORD will rest on this mountain.
Lord God, we see in Jesus that you keep all your promises and bring everything about at just the right time. You said you would send your Son, and you did! We trust in your promises and your faithfulness. Thank you for allowing us to have hope. Realtors need your hope and … (3 comments)

humble tx: Scripture for Today - 11/30/10 01:17 PM
Feast of St. Andrew
Read Matthew 4:18-22
‘He said to them,"Come after me, and I will make you fishers of men."At once they left their nets and followed him.'
Father, it is amazing that you want to speak to us! Help us to hear you in little ways today. We are like little children climbing onto your lap, longing to hear you speak to us. We want to receive all that you have for us. How generous you are!
Charles Gardner, Realtor/Investor
Region Realty-Greater Houston Homes-Humble, TX
… (3 comments)

humble tx: Is Real Estate (Humble, TX) Better than Social Security - 11/29/10 03:05 PM
Is Real Estate better than Social Security? (Humble, TX)
Real Cost of Social Security Cuts versus Real Estate Reductions Investors on a fixed income or those thinking about retiring within the next few years are facing some of the most difficult decisions in decades; keep working as long as possible in order to build a better nest egg or try to "make do" and hope against all odds that your money holds out. It's not a simple choice especially with the dual threats of low interest rates combined with Social Security cuts. In fact, what may initially seem like minor modifications in … (0 comments)

humble tx: Rental Housing Search Engine - 11/29/10 02:55 PM
Rental Housing Search Engine
Have you seen this new search engine for rental houses?  There's finally a single place for rental hunters to search when looking for a new apartment or rental house. RentJungle.com pulls contents from the listings of thousands of other websites-7,219 sites and growing-and allows searchers to conveniently search one location. And for those investors with rental properties, if you're rentals are not already listed at sites that Rent Jungle pulls from, you can pay a small monthly fee to have your properties included on the site.
A spokesperson for the company claims Rent Jungle is capturing more … (6 comments)

humble tx: Advent begins. Hope is revealed in me - 11/29/10 03:57 AM
Now, O Lord, what do I wait for? My hope is in you. --Psalm 39:7
Advent begins. Hope is revealed in me.
Advent, the season celebrating the birth of the Christ child. Hope is revealed in us as we anticipate the unfolding good which is manifesting in the world and in our individual lives.
We hold hope tenderly and reverently in our hearts and allow it to grow and expand in our thoughts, feelings and actions. We hold hope for humankind to enjoy lasting peace and prosperity and live in harmony as brothers and sisters.
May the Advent season be one … (2 comments)

humble tx: Owner Finance and the SAFE Act - 11/08/10 04:14 PM
 
What's the Deal with Owner Finance & The SAFE Act? The SAFE ACT went into effect October 1, 2010 and since that time, there has been an avalanche of rumors, false information, fear mongering and outright confusion surrounding the facts and status of owner financing. Let's look at some details every real estate agent and investor needs to know about owner financed real estate. The SAFE ACT in a Nutshell The SAFE Act essentially says that you must have a license to sell an owner financed property. The original intent is to crack down on fraud and confusion surrounding the sale of a … (6 comments)

humble tx: New Face of Real Estate-Part 2 - 10/19/10 08:27 AM
New Face of Real Estate-Part 2  Knowledge is power so today we are going to take a few minutes to discuss some timely statistics along with a few tips for putting them to work in your own real estate dealings.  1. The "average" buyer personally visits an average of ten properties over a two month period before making a final decision to purchase.Tip: Learn how to gauge effort and motivation then put the 80/20 rule into effect. Motivated buyers that start-strong may be great bets or endless lookers; learn to differentiate the two in order to move forward and close the … (2 comments)

humble tx: FREE Short Sale Assistance - 04/17/10 02:07 PM
Free Short Sale Help what more can you ask for?                                 Email me
Free Short Sale
Are you stressed about selling your home and are upside down? If you are facing foreclosure and can no longer afford your home we can help. The process we use is called a Short Sale. A Short Sale is the process where a bank will take less than the current balance on a home as a payoff in order to allow a homeowner to sell. If you have had a hardship in your life or just when you are upside down, we can help. We take … (0 comments)